Paddle Creek
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of MOMENTUM REALTY · via realMLS

Paddle Creek is a fixed, small-footprint community in Duval County — 64 homes total, built between 1986 and 2000 with a median year built of 1988. Right now there are zero active listings and only 2 closings in the tracked window, which tells you plainly this market doesn't turn over often; when a home here does list, there's rarely a second one down the street to compare it against.
The homestead exemption share sits at 79.7%, well above what you'd see in a market with heavy investor or short-term ownership. That kind of ownership stability tends to keep inventory tight and listings scarce — good news if you're selling into a market where your home is genuinely one of very few options, but it means buyers need to be ready to act the moment something appears rather than waiting to negotiate.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Paddle Creek is a compact, established Jacksonville neighborhood of 64 homes built between 1986 and 2000 (median year built 1988), with no community amenities identified from current MLS records — this reads as straightforward housing stock rather than an amenity-driven development.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Paddle Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Paddle Creek; content deemed reliable but not guaranteed.
Who Paddle Creek is best for.
Best for
- Buyers targeting a specific, small Duval County pocket who are prepared to move quickly the moment a home lists.
- Move-up or downsizing buyers looking for a single-family home in the 2,059-square-foot range, built between 1986 and 2000.
- Buyers comfortable working with an agent to track off-market and early-listing opportunities rather than browsing an open MLS search.
Probably not for
- Buyers who need multiple active listings to compare before committing — there are none right now.
- Investors seeking a rental-heavy or high-turnover community — a 79.7% homestead share suggests otherwise.
- Buyers on a tight purchase timeline who can't wait for the right listing to surface in a 64-home community.
The market around Paddle Creek
Paddle Creek is too small for its own price trend, so here is the market around it.
In ZIP 32223, 120 homes are on the market and 37% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 4,391 homes are active and 1,538 pending (26% under contract).
ZIP and county figures describe the wider market, not Paddle Creek specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Paddle Creek, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mandarin High School (Duval County Public Schools, verify by address)FLDOE grade A · High
- Mandarin Middle School (Duval County Public Schools, verify by address)FLDOE grade A · Middle
- Loretto Elementary School (Duval County Public Schools, verify by address)FLDOE grade A · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Paddle Creek address.
The Paddle Creek buying strategy.
If we were buying in Paddle Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Paddle Creek.
Small Footprint, Tight Turnover
At 64 homes, Paddle Creek is one of the smaller established communities in Duval County. Homes were built between 1986 and 2000, with a median year built of 1988 and median living space of 2,059 square feet — consistent, mid-size single-family stock rather than a mix of eras or a wide range of home sizes.
The current market picture is thin by design: zero active listings and only 2 closings in the recent window. Combined with a 79.7% homestead exemption share, this points to a neighborhood where most owners are staying put rather than cycling through as investment or rental property. For anyone tracking this community, the takeaway is less about comparable pricing and more about scarcity — there simply isn't much inventory to study.
The location and the amenities are priced into every listing in Paddle Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with zero active listings and only 2 recent closings, there's no meaningful public comparable set to lean on — you need an agent who is watching Paddle Creek directly, not just running a search. Momentum tracks this pocket of Duval County so that when one of these 64 homes does come up, whether on or off market, our clients hear about it early enough to act instead of learning about it after it's under contract.
Paddle Creek in 15 seconds.
Tools for a Paddle Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Paddle Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Paddle Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Paddle Creek home worth?
Get a no-obligation home value based on real comparable sales in Paddle Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Paddle Creek on the map →
Recent Developments in Paddle Creek
Development, infrastructure, retail, and school activity affecting Paddle Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Schools
Loretto Elementary breaks ground on $12.3 million classroom addition
The addition will replace 13 portable classrooms and two aging pod buildings with 15 classrooms, a music room and a teacher planning room, and will expand the parent drop-off loop. The school enrolls 875 students for 2026-27. Funding comes from the voter-approved half-cent sales tax, with opening expected in 2028.
What it may mean for the marketExpanded permanent capacity and a longer drop-off loop affect school-area traffic and classroom availability in the Mandarin area. The project is about 5 miles north of Paddle Creek, elsewhere in Duval County.
Source: Hoodline - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 9 miles west of Paddle Creek.
Source: News4JAX - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 7 miles east of Paddle Creek.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 10 miles southwest of Paddle Creek.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 8 miles southeast of Paddle Creek.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 8 miles southeast of Paddle Creek.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Paddle Creek?
What share of Paddle Creek is owner-occupied?
When were the homes in Paddle Creek built?
What schools serve Paddle Creek?
Who is the best real estate agent for Paddle Creek?
How do I find a top Jacksonville real estate agent who knows Paddle Creek?
Can Momentum Realty connect me with an agent for Paddle Creek?
Should you buy in Paddle Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Paddle Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32223)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (85 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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