Hammock Oaks
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-07, 5 recorded sales closed at a median of $524,900, $218 per square foot, a median 64 days on market, sellers accepting 94% of original asking (+3% versus the prior year). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $9,380 ($8,640 with the full homestead exemption).
Hammock Oaks in Jacksonville is a small, established pocket — 84 homes total — built out in a tight window between 1986 and 1990, with a median year built of 1987. What sets the price here is size: a median living area of 2,810.5 square feet, against a median price of $524,900 and $218.23 per square foot. No clubhouse or gated amenity package factors into that number — current MLS listings show none identified — so price comes down almost entirely to square footage, lot, and how well an individual house has been maintained since it was built.
The current posture favors buyers willing to be patient: median days on market sits at 64, and a market heat score of 30 points to a soft, not competitive, environment. Appreciation has been modest over the past year at 2.9%, though the community has climbed 91% since 2012 — a long, steady run rather than a recent spike. A homestead share of 91.7% tells you most of these 84 homes are owner-occupied, which keeps inventory tight and turnover slow even when the market itself isn't hot.
Hammock Oaks right now
🟡 Still climbing. The trailing-12-month median ($525K) is up 2.9% from the prior 12 months ($510K) and up 114% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 6. Confidence: Low (5 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 6, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Hammock Oaks market snapshot (as of September 6, 2026): the median sale price is about $525K ($218 per sq ft over the trailing 12 months of closed sales), and a median 64 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months and up 114% since 2012, computed from record-level realMLS closed sales (5 closings in the current window).
Hammock Oaks is a Jacksonville, Duval County community of 84 homes built out between 1986 and 1990, where a median 2,810.5-square-foot floor plan — not any listed amenity — drives the median price of $524,900.
Who Hammock Oaks is best for.
Best for
- Buyers whose budget centers on the $524,900 median and who prioritize larger living space over amenities.
- Owner-occupant buyers comfortable with a 64-day median timeline and a soft, 30-score market.
- Long-hold buyers drawn to the community's steady 91% price growth since 2012.
Probably not for
- Buyers who need a clubhouse, pool, or other HOA amenity package — current listings show none identified.
- Investors seeking fast turnover in a pocket where 91.7% of homes are homestead-occupied.
- Buyers expecting a fast-moving, competitive bidding environment — the market heat score sits at 30.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 6 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($525K) IS the median in the snapshot above, and the move from 2025 ($510K) IS the +2.9% one-year change.
Windows contain 1 to 8 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
30% of homes for sale in ZIP 32223 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-05).
Housing distress & ownership in Hammock Oaks, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Mandarin High School (Duval County Public Schools); verify by address · High
- Mandarin Middle School (verify by address)FLDOE grade A · Middle
- Loretto Elementary School (verify by address)FLDOE grade A · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hammock Oaks address.
Recent Developments in Hammock Oaks
Development, infrastructure, retail, and school activity affecting Hammock Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 8 miles northwest of Hammock Oaks, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 12 miles north of Hammock Oaks, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 14 miles west of Hammock Oaks, elsewhere in Duval County.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 9 miles southwest of Hammock Oaks.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 9 miles southeast of Hammock Oaks.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 9 miles southeast of Hammock Oaks.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Hammock Oaks buying strategy.
If we were buying in Hammock Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Oaks.
A Small, Owner-Held Pocket of Jacksonville
With only 84 homes on record, Hammock Oaks is one of the smaller resale pockets tracked in this part of Jacksonville. The build-out window is narrow — 1986 to 1990, with a median year built of 1987 — so the housing stock reads as a single generation of construction rather than a mix of eras. Living space runs large for the area, with a median of 2,810.5 square feet, and that footprint is the primary lever behind the $524,900 median price and $218.23 median price per square foot. Current MLS listings show no community amenities, so none of that price is amenity premium — it is house and land.
Activity here is measured, not urgent. Median days on market is 64, and the market heat score of 30 reflects a soft, buyer-patient environment rather than a bidding-war market. Price growth has been steady rather than sharp: 2.9% over the past year, and 91% cumulative since 2012. A homestead share of 91.7% is notable — it means the overwhelming majority of these 84 homes are owner-occupied, which naturally limits how much inventory turns over in a given year and helps explain why the pool of active comps stays thin.
The location and the amenities are priced into every listing in Hammock Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Hammock Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.8). Basis: Long-Term Appreciation +114% since 2012; Recent Direction +2.9% year-over-year; Pricing Power 94.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 84 homes in Hammock Oaks and no standardized amenity package to lean on, pricing here is a house-by-house read rather than a formula. Momentum tracks every closing in this pocket — down to price per square foot against the $218.23 median and how each sale's days-on-market compares to the 64-day median — so buyers and sellers negotiate from actual local data instead of citywide averages.
Hammock Oaks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hammock Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hammock Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hammock Oaks home worth?
Get a no-obligation home value based on real comparable sales in Hammock Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Hammock Oaks?
How long do homes in Hammock Oaks take to sell?
Have Hammock Oaks home prices gone up?
What schools serve Hammock Oaks?
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How do I find a top Jacksonville real estate agent who knows Hammock Oaks?
Can Momentum Realty connect me with an agent for Hammock Oaks?
Should you buy in Hammock Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 6, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (96 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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