Church Street Village in Santa Rosa Beach

Church Street Village
Homes for Sale in Santa Rosa Beach, FL

All 760 homes for sale in Santa Rosa Beach, FL · median $1,127,500 · 781 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
170 homesBuilt 2005–2018
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, Church Street Village in Santa Rosa Beach, FL has 5 homes for sale and 2 pending, asking from $464,000 to $599,000 (median $535,000). Homes listed or recently sold were built 2005–2017; 16 of 16 report an HOA (median $260/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 18 ft).

Last 30 days in Church Street Village: 1 new listing (median asking $464,000), 2 under contract right now. As of November 14, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Church Street Village Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
8.4mo
Supply
3 to 6 months is the balanced band
13%
Under contract
Walton: 17% (587 of 3,466)
7 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
57%
Owner-occupied · Church Street Village
97 of 170 parcels homesteaded (FL DOR 2025)
43%
Non-owner-occupied · Church Street Village
incl. 10% trust or LLC-held · 19% out-of-state
170
Homes in the community
170 residential parcels (FL DOR 2025)
Track record · 0 years of records
23
Recorded sales · 2024-2025
median $525K · qualified sales on the county roll (FL DOR 2025)
2005–2018
Years homes were built
median 2015 · county roll (FL DOR 2025)

Homes For Sale Right Now in Church Street Village

Live MLS inventory for Church Street Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Church Street Village listings as of 2026-11-13, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Church Street Village Housing Pulse · Momentum Research · as of November 9, 2026

Church Street Village right now

🟢 Buyer-leaning market. 8.4 months of supply and 12% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Medium (8 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 14, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The market around Church Street Village

Church Street Village is too small for its own price trend, so here is the market around it.

In ZIP 32459, 952 homes are on the market and 16% are under contract — a slower corner of Santa Rosa Beach.

Across Walton County, 2,879 homes are active and 587 pending (17% under contract).

ZIP and county figures describe the wider market, not Church Street Village specifically. Momentum Research analysis of MLS records.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Church Street Village listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Church Street Village address.

If we were buying in Church Street Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Church Street Village.

A closer look at the Church Street Village market

Inventory runs at 8.4 months of supply, a buyer-leaning market.

The housing stock is 170 homes built between 2005 and 2018, and 57% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Church Street Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Church Street Village sales matched to your home.

What is your Church Street Village home worth?

Get a no-obligation home value based on real comparable sales in Church Street Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.

Recently off market in CHURCH STREET VILLAGE

Homes in CHURCH STREET VILLAGE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Church Street Village key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Homes in the community170 (FL DOR 2025 assessment roll)
Years built2005–2018 (median 2015.0)
Typical living area2,002 sq ft (median)
Home types (current listings and sales)detached single family 100%
Amenities listed by sellersPlayground, Pool, Community Room, Exercise Room, Short Term Rental - Not Allowed, Pets Allowed
For sale right now7 active, 1 pending · median asking $535,000 · 8.4 months of supply
Owner-occupied (homestead) share57%

Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Church Street Village key facts,” movewithmomentum.com/neighborhoods/church-street-village, data as of November 9, 2026.

Housing distress & ownership in CHURCH STREET VILLAGE, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Just listed in Church Street Village

The newest homes for sale in Church Street Village right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Church Street Village Right Now (6)

All 6 active and pending Church Street Village listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

How much local inventory is already under contract

17% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).

CHURCH STREET VILLAGE Market Scorecard

Buyer's market

CHURCH STREET VILLAGE is currently a buyer's market. About 6.7 months of supply, a median asking price of $535,000, and homes go under contract in about 58 days.

6.7
Months supply
$535,000
Median list
$490,000
Median sold
n/a
Per sqft
58
Days on mkt
5/2/9
Active/Pend/Sold

Typical home value in the 32459 ZIP is $872,689, about 70.0% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

What it really costs to own in Church Street Village

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $3,479/yr across 8 listings here (MLS tax records, 2026-11-14).
HOA duesMedian $260/month across 10 MLS listings (most billed monthly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Walton County is $1,942/yr (433 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2015 across 9 listings. An original roof here is about 11 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage.

Estimated carrying cost at the median asking price, before the mortgage: about $712/month (tax $290, HOA $260, insurance $162). An estimate from the sources above, not a quote.

Email me new listings in Church Street Village

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Church Street Village

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Church Street Village will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

Is Church Street Village a buyer's or seller's market right now?
As of November 9, 2026, Church Street Village leans toward buyers: 8.4 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Church Street Village?
The Florida DOR 2025 assessment roll shows 170 homes in Church Street Village (public records).
What share of Church Street Village is owner-occupied?
57% of Church Street Village parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Church Street Village built?
Homes in Church Street Village were built between 2005 and 2018, with a median year built of 2015.0 (FL DOR 2025 roll).
Who is the best real estate agent for Church Street Village?
The best agent for Church Street Village is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Church Street Village.
How do I find a top Santa Rosa Beach real estate agent who knows Church Street Village?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Church Street Village and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Church Street Village?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Church Street Village purchase or sale - no call center and no pressure.
Where is Church Street Village, and what county is it in?
Church Street Village is in Santa Rosa Beach, Walton County, FL, ZIP 32459. The community's center is about 8 miles northwest of the center of Santa Rosa Beach (straight-line).

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: November 13, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32459))
Under-contract sharesEmerald Coast MLS records, as of 2026-11-09
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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More on Church Street Village

Nearby Communities

Explore more neighborhoods near Church Street Village with Momentum Realty’s local guides.

Pine Garden0.3 mi away · 31 homes, built 1974–22Church Street Landing0.4 mi awaySandal Beach0.5 mi awaySanta Rosa Pines0.5 mi awayThompson Woods0.6 mi away · 33 homes, built 2009–24, 4 for salePinewood 30A0.7 mi away · 4 for saleLakeview (Walton)0.7 mi away · 41 homes, built 2019–22, 1 for sale

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