Church Street Village
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of September 2026, Church Street Village in Santa Rosa Beach, FL has 6 homes for sale and 2 pending, asking from $465,000 to $619,900 (median $517,000). Over the 12 months ending 2026-09-12, 9 recorded sales closed at a median of $500,000, a median 29 days on market, sellers accepting 95% of original asking (-5% versus the prior year). Homes listed or recently sold were built 2005–2018; none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 18 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $4,880 ($4,490 with the full homestead exemption).
Homes For Sale Right Now in Church Street Village
Live MLS inventory for Church Street Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 134 daysTop listingActive · 3 days
Active · 36 days
Active · 145 days
Active · 148 days
Active · 163 days
Pending · 152 days
Pending · 0 daysActive and pending Church Street Village listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Church Street Village right now
🟢 Buyer-leaning market. 8.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: High (8 active and pending listings, 9 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($500K) is down 4.8% from the prior 12 months ($525K) and up 212% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Medium (9 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Church Street Village market snapshot (as of September 12, 2026): the median sale price is about $500K, a median 29 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 5% from the prior 12 months and up 212% since 2012, computed from record-level Emerald Coast MLS closed sales (9 closings in the current window).
Church Street Village is a community of 170 homes in Santa Rosa Beach, Walton County, built between 2005 and 2018 (median 2015.0), with a median living area of about 2,002 square feet. 57% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Church Street Village. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Church Street VillageChurch Street VillageChurch Street VillageChurch Street VillageChurch Street VillageChurch Street VillageChurch Street VillageChurch Street VillagePhotos from Emerald Coast MLS listings in Church Street Village; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($500K) IS the median in the snapshot above, and the move from 2025 ($525K) IS the -4.8% one-year change.
Windows contain 0 to 22 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
CHURCH STREET VILLAGE Market Scorecard
CHURCH STREET VILLAGE is currently a buyer's market. About 8.0 months of supply, a median asking price of $517,000, and homes go under contract in about 140 days.
Typical home value in the 32459 ZIP is $864,108, about 71.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in CHURCH STREET VILLAGE, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Church Street Village on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Church Street Village listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Church Street Village address.
The Church Street Village buying strategy.
If we were buying in Church Street Village today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Church Street Village.
A closer look at the Church Street Village market
Homes in Church Street Village trade around a median of $500K, where condition and lot do more to set the final number than the asking price does.
Inventory runs at 8.0 months of supply, a buyer-leaning market and the trailing-12-month median down 5% year over year. Homes that do trade take a median 29 days on market, useful leverage on any listing that has lingered.
The housing stock is 170 homes built between 2005 and 2018, and 57% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Church Street Village. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Church Street Village buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (5.8). Basis: Long-Term Appreciation +212% since 2012; Recent Direction -4.8% year-over-year; Liquidity & Demand 8.0 months of supply; Owner Commitment 57% owner-occupied; Pricing Power 95.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Church Street Village buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Church Street Village sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Church Street Village, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Church Street Village home worth?
Get a no-obligation home value based on real comparable sales in Church Street Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
Recently off market in CHURCH STREET VILLAGE
Homes in CHURCH STREET VILLAGE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 110 N Zander Way · off market
- 75 Chapman Street · off market
Frequently Asked Questions
What is the median home price in Church Street Village?
How long do homes in Church Street Village take to sell?
Is Church Street Village a buyer's or seller's market right now?
How many homes are in Church Street Village?
What share of Church Street Village is owner-occupied?
When were the homes in Church Street Village built?
Have Church Street Village home prices gone up?
Who is the best real estate agent for Church Street Village?
How do I find a top Santa Rosa Beach real estate agent who knows Church Street Village?
Can Momentum Realty connect me with an agent for Church Street Village?
Nearby Communities
Explore more neighborhoods near Church Street Village with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2007 (135 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how CHURCH STREET VILLAGE fits the bigger picture — live prices, inventory, and Momentum Scores: