Pine Garden in Santa Rosa Beach

Pine Garden
Homes for Sale in Santa Rosa Beach, FL

All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 883 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
31 homesBuilt 1974–2022
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 14 closed sales in Pine Garden in Santa Rosa Beach, FL since 2004, the most recent in December 2024. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).

Pine Garden key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Homes in the community31 (FL DOR 2025 assessment roll)
Years built1974–2022 (median 2003)
Typical living area1,620 sq ft (median)
For sale right now0 active, 1 pending
Owner-occupied (homestead) share47%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pine Garden key facts,” movewithmomentum.com/neighborhoods/pine-garden, data as of September 20, 2026.

Live · Pine Garden Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Walton: 18% (698 of 3,872)
0 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
47%
Owner-occupied · Pine Garden
16 of 34 parcels homesteaded (FL DOR 2025)
53%
Non-owner-occupied · Pine Garden
incl. 15% trust or LLC-held · 9% out-of-state
31
Homes in the community
plus 3 vacant residential lots · 34 residential parcels (FL DOR 2025)
Track record · 22 years of records
3
Recorded sales · 2024-2024
median $400K · qualified sales on the county roll (FL DOR 2025)
Est. 1974
Community established
homes built 1974-2022, median 2003 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Pine Garden currently shows no active listings in the MLS, so there is no live pricing to anchor to and no median to cite. In a small community like this, price is set almost entirely by the individual home that comes up — its condition, its lot, and how it compares to nearby Santa Rosa Beach inventory — rather than by any steady community-wide pattern.

For a buyer, the posture is patience: with nothing on the market, you are waiting for the right listing and should be ready to move when one appears. For a seller, thin supply means less direct comparison, but it also means your home's presentation and pricing will carry the whole story, since there is no neighbor's sale sitting next to yours to make the case.

The 60-Second Overview

Pine Garden is a small residential pocket in Santa Rosa Beach, in Walton County, that is quiet on the MLS right now with no active listings and no shared amenities identified from current data.

County records show 3 qualified sales in Pine Garden across 2024–2024, median $400,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a Santa Rosa Beach address and can wait for a listing to surface
  • Buyers focused on the home and lot rather than shared community amenities
  • Buyers ready to move decisively when limited inventory appears

Probably not for

  • Buyers who need to choose from several active listings right now
  • Buyers who want community amenities as part of the purchase
  • Buyers on a firm timeline who cannot wait for inventory to appear

The market around Pine Garden

Pine Garden is too small for its own price trend, so here is the market around it.

In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Pine Garden specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Pine Garden, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
9.09%
1 of 11 listings · short sale 1
Distress share trend — 9.09% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Pine Garden

Live MLS inventory for Pine Garden. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Pine Garden listings as of 2026-09-15, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Pine Garden Right Now (1)

All 1 active and pending Pine Garden listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 215 Garden Street · $155,000 · 3 bd / 1 ba · pending · listed Aug 29, 2026 · listed by Sand Seeker Realty LLC

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Pine Garden listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Pine Garden address.

If we were buying in Pine Garden today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Garden.

Best Buy
Buyers willing to wait for the right home in a low-inventory Santa Rosa Beach pocket.
Biggest Risk
With no active listings, there is nothing to buy or compare today.
Sweet Spot
A well-kept home on a good lot, priced against nearby Santa Rosa Beach sales.
Avoid If
You need immediate options or shared community amenities.

A thin-inventory pocket in Santa Rosa Beach

With zero active listings as of this snapshot, Pine Garden behaves like a community you buy into by opportunity rather than by browsing. There is no menu of homes to compare, which puts more weight on knowing the area, watching for new listings early, and judging each home on its own condition and lot.

No community amenities surface in the current MLS data, so the draw here is the home and the Santa Rosa Beach location itself rather than shared facilities. If a listing does appear, expect its price to be condition-driven, with a potentially wide spread depending on updates and lot, and little on-street comparison to lean on.

“

The location and the amenities are priced into every listing in Pine Garden. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with no active listings, the advantage is knowing the moment a home hits and pricing it against real Santa Rosa Beach comparables rather than guesswork. We track this pocket so buyers can act quickly and sellers can position a home that has no neighbor's sale to ride alongside it.

Pine Garden in 15 seconds.

Best forBuyers willing to wait for the right home in a low-inventory Santa Rosa Beach pocket.
Biggest advantageLittle direct competition means a listing here stands on its own.
Biggest riskWith no active listings, there is nothing to buy or compare today.
Sweet spotA well-kept home on a good lot, priced against nearby Santa Rosa Beach sales.
Avoid ifYou need immediate options or shared community amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pine Garden homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pine Garden.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Garden sales matched to your home.

What is your Pine Garden home worth?

Get a no-obligation home value based on real comparable sales in Pine Garden, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.
How much local inventory is already under contract

17% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

How many homes are in Pine Garden?
The Florida DOR 2025 assessment roll shows 31 homes plus 3 vacant residential lots in Pine Garden (public records).
What share of Pine Garden is owner-occupied?
47% of Pine Garden parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Pine Garden built?
Homes in Pine Garden were built between 1974 and 2022, with a median year built of 2003 (FL DOR 2025 roll).
Who is the best real estate agent for Pine Garden?
The best agent for Pine Garden is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pine Garden.
How do I find a top Santa Rosa Beach real estate agent who knows Pine Garden?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pine Garden and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Pine Garden?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pine Garden purchase or sale - no call center and no pressure.
Where is Pine Garden, and what county is it in?
Pine Garden is in Santa Rosa Beach, Walton County, FL, ZIP 32459.
Buyers who want a Santa Rosa Beach address and can wait for a listing to surfaceExcellent fit
Buyers focused on the home and lot rather than shared community amenitiesExcellent fit
Buyers ready to move decisively when limited inventory appearsExcellent fit
Buyers who need to choose from several active listings right nowProbably not
Buyers who want community amenities as part of the purchaseProbably not
Buyers on a firm timeline who cannot wait for inventory to appearProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 15, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32459))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Pine Garden with Momentum Realty’s local guides.

Church Street Village0.4 mi away · median $500K, 10 sales/12 moPalmetto Plantation0.4 mi away · 53 homes, built 1999–22, 1 for saleSanta Rosa Pines0.5 mi away · 11 homes, built 1976–19Church Street Landing0.5 mi away · 16 homes, built 2019–23Kara Lake Townhomes0.6 mi away · 44 homes, built 2021–22, 2 for saleSandal Beach0.7 mi awayCBChurchill Bayou Estates0.7 mi away · 1 for sale

Browse all neighborhood guides →

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