Cloister Terrace
Homes for Sale in Indialantic, FL

All 102 homes for sale in Indialantic, FL · median $549,500 · 101 homes for sale in 32903 · Brevard County homes for sale

Community in Indialantic · Brevard County · ZIP 32903
44 homesBuilt 1989–2002
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Built fromLive Space Coast MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 31 closed sales in Cloister Terrace in Indialantic, FL since 2004, the most recent in August 2025. Recorded prices since 2024 ran from $635,000 to $1,037,000 (median $780,000), on homes of 2,032 to 3,048 sq ft. Across Indialantic as a whole, 65 homes closed in the last 12 months at a median of $627,100, 59 median days on market, with 25 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $12,170 ($11,550 with the full homestead exemption).

Cloister Terrace key facts
LocationIndialantic, Brevard County, FL · ZIP 32903
Homes in the community44 (FL DOR 2025 assessment roll)
Years built1989–2002 (median 1996.0)
Typical living area2,790 sq ft (median)
Owner-occupied (homestead) share86%

Data as of September 20, 2026. Based on information from the Space Coast MLS for the period 2004 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cloister Terrace key facts,” movewithmomentum.com/neighborhoods/cloister-terrace, data as of September 20, 2026.

Live · Cloister Terrace Housing Pulse Space Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
86%
Owner-occupied · Cloister Terrace
38 of 44 parcels homesteaded (FL DOR 2025)
14%
Non-owner-occupied · Cloister Terrace
incl. 4% trust or LLC-held · 2% out-of-state
44
Homes in the community
44 residential parcels (FL DOR 2025)
Track record · 22 years of records
Est. 1989
Community established
homes built 1989-2002, median 1996 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cloister Terrace is a small pocket in Indialantic, and with only a single closing in the current window, there is no deep transaction trail to lean on. That means price here is set by the individual property far more than by any community trend line — condition, lot, and how a specific home shows will drive the number more than a running average would.

For a buyer, that puts the work on due diligence: judge each home on its own merits rather than expecting a neighborhood comp to do the arguing for you. For a seller, it means pricing is a conversation about the specific house, not a formula. Thin data cuts both ways, and the party who prepares wins the negotiation.

Nearby homes for sale

No active listings inside Cloister TerraceHomes for Sale in Indialantic, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

242 Flanders Drive
$1.30M · 0.1 mi away
4 bd · 3 ba · 3,775 sqft
242 Flanders Drive
Listed by Blackstone Realty of Brevard
1871 Gulf Court
$549K · 0.1 mi away
3 bd · 2 ba · 1,269 sqft
1871 Gulf Court
Listed by Waterman Real Estate, Inc.
340 Avenida Del Sol
$550K · 0.2 mi away
3 bd · 2 ba · 1,728 sqft
340 Avenida Del Sol
Listed by RISE Realty Services
331 Avenida Del Sol Avenue
$625K · 0.2 mi away
3 bd · 2 ba · 2,100 sqft
331 Avenida Del Sol Avenue
Listed by Palm Realty Properties, LLC
1515 N Highway A1a #401
$2M · 0.2 mi away
3 bd · 3.5 ba · 3,170 sqft
1515 N Highway A1a #401
Listed by Engel & Voelkers Melb Downtown
1505 N Highway A1a #501
$675K · 0.2 mi away
3 bd · 2 ba · 2,011 sqft
1505 N Highway A1a #501
Listed by RE/MAX Elite

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Cloister Terrace sits in Indialantic, on the barrier-island side of Brevard County near the Atlantic. It is a compact community with no shared amenities identified in current MLS listings, so what you are buying is the individual home and the coastal-town location around it.

Space Coast MLS sales records identify 19 homes in Cloister Terrace that have changed hands since 2004, built between 1995 and 1999 (median 1996), with a median living area of about 1,941 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Space Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a walkable Indialantic barrier-island location, close to the ocean
  • Buyers comfortable evaluating a home on its own condition rather than neighborhood averages
  • Buyers who prefer no HOA amenity dues and want their budget going into the house itself

Probably not for

  • Buyers who want a resort-style amenity package like a pool or clubhouse
  • Buyers who need deep recent sales data and abundant comps to feel confident on price
  • Buyers looking for a high-turnover market with many listings to compare at once

The market around Cloister Terrace

Cloister Terrace is too small for its own price trend, so here is the market around it.

In ZIP 32903, 152 homes are on the market and 24% are under contract — a steady corner of Indialantic.

Across Brevard County, 4,132 homes are active and 1,477 pending (26% under contract).

In ZIP 32903 (Indialantic), 76 homes closed in the last 12 months at a median of $475K ($291/sq ft), up 1.6% year over year, with a median 56 days on market. Right now 22 active and 5 pending listings put supply at about 6.5 months — a buyer's market. See the live ZIP 32903 housing market and the Brevard County market.

ZIP and county figures describe the wider market, not Cloister Terrace specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Cloister Terrace, Indialantic

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on information from the Space Coast MLS for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Cloister Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cloister Terrace.

Best Buy
Buyers who want an Indialantic address and will judge a home on its own condition.
Biggest Risk
Thin sales history means no reliable comps to anchor value.
Sweet Spot
A single well-kept home where condition and the coastal-town setting justify the price.
Avoid If
You need shared amenities or a busy market with plenty of comparable sales to guide you.

A thin-data pocket in a coastal town

With no community amenities on record and a single recent closing, Cloister Terrace behaves like a set of individual houses rather than a managed community. There is no HOA amenity package to price into the equation and no clubhouse or pool to maintain — the value proposition is the home itself and its position in Indialantic.

The location does the heavy lifting here: an Indialantic address places you in a walkable barrier-island town close to the ocean, with the mainland and the rest of Brevard a short causeway away. Because there is so little recent sales activity to anchor expectations, both sides should treat every listing as its own case and price against the specific property's condition.

“

The location and the amenities are priced into every listing in Cloister Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume pocket like Cloister Terrace, a running average tells you almost nothing — you need someone who will underwrite the individual house and the wider Indialantic market instead of guessing from a single data point. That is the work we do here: build the case for a specific property, then negotiate it honestly rather than lean on comps that do not exist.

Cloister Terrace in 15 seconds.

Best forBuyers who want an Indialantic address and will judge a home on its own condition.
Biggest advantageNo HOA amenities to fund, so you are paying for the house and the location, not a package.
Biggest riskThin sales history means no reliable comps to anchor value.
Sweet spotA single well-kept home where condition and the coastal-town setting justify the price.
Avoid ifYou need shared amenities or a busy market with plenty of comparable sales to guide you.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cloister Terrace homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cloister Terrace.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cloister Terrace sales matched to your home.

What is your Cloister Terrace home worth?

Get a no-obligation home value based on real comparable sales in Cloister Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Indialantic →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Cloister Terrace?
The Florida DOR 2025 assessment roll shows 44 homes in Cloister Terrace (public records).
What share of Cloister Terrace is owner-occupied?
86% of Cloister Terrace parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cloister Terrace built?
Homes in Cloister Terrace were built between 1989 and 2002, with a median year built of 1996.0 (FL DOR 2025 roll).
Who is the best real estate agent for Cloister Terrace?
The best agent for Cloister Terrace is one who actively works Indialantic and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cloister Terrace.
How do I find a top Indialantic real estate agent who knows Cloister Terrace?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cloister Terrace and the wider Indialantic area.
Can Momentum Realty connect me with an agent for Cloister Terrace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cloister Terrace purchase or sale - no call center and no pressure.
Where is Cloister Terrace, and what county is it in?
Cloister Terrace is in Indialantic, Brevard County, FL, ZIP 32903. The community's center is about 4 miles west of the center of Indialantic (straight-line).
Buyers set on a walkable Indialantic barrier-island location, close to the oceanExcellent fit
Buyers comfortable evaluating a home on its own condition rather than neighborhood averagesExcellent fit
Buyers who prefer no HOA amenity dues and want their budget going into the house itselfExcellent fit
Buyers who want a resort-style amenity package like a pool or clubhouseProbably not
Buyers who need deep recent sales data and abundant comps to feel confident on priceProbably not
Buyers looking for a high-turnover market with many listings to compare at onceProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32903))
Under-contract sharesSpace Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (31 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Cloister Terrace? See the Brevard County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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