Coopers Pond in Lutz

Coopers Pond Homes for Sale in Lutz, FL

Established single-residential community · Hillsborough County · ZIP 33549

An established Lutz pond community with a pool and playground, the owner-occupier read for buyers who want a settled neighborhood near north Tampa.

Community poolNamesake pondEstablished Lutz
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is an established, moderately sized single-residential neighborhood, so the honest read is the HOA, the specific home, and the lot, not a glossy new-build pitch. Confirm the dues, the rules, and the condition per home and per the latest HOA documents.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Coopers Pond is an established single-residential community in Lutz built around a namesake pond, so the read is a settled-neighborhood read: a moderately sized community of two and three bedroom homes, generally several decades old, where the value drivers are the HOA, the condition and updates of the specific home, and the lot, not a brand-new builder story. The pitch is a quiet, settled neighborhood with a community pool and playground and a Lutz address that keeps north Tampa, the Interstate 275 and Veterans Expressway corridors, and Wesley Chapel within reach. The caveat is age: homes here are mature, so roofs, systems, and updates matter, and the HOA dues and rules should be confirmed. Your leverage is reading the home condition, the updates, and the HOA honestly, then pricing the specific home rather than a townwide average."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Coopers Pond is an established single-residential community in Lutz, Hillsborough County, ZIP 33549, built around its namesake pond and known for a community pool and a playground (Lutz area real estate guides and neighborhood profiles, 2026). It is a moderately sized neighborhood rather than a sprawling master plan, with a settled, quiet character.

Listing and neighborhood guides describe single-family homes generally in the two and three bedroom range, with many properties several decades old; one neighborhood profile cites a median age built in the mid thirties of years, consistent with a community largely established around the early 1990s. Confirm the exact age, size, and updates for any specific home, since condition varies across an established neighborhood.

Because this is an established neighborhood, the money is made or lost on the specific home and the HOA, not on the address. The drivers are the home condition and updates, the roof and systems given the age, the lot and any pond proximity, and the HOA dues and rules, all of which have to be read from the current HOA documents and an inspection of the specific home.

The pitch is a settled Lutz address with everyday amenities: a community pool and playground on site, with north Tampa, the Interstate 275 and Veterans Expressway corridors, and the shopping of Lutz and Wesley Chapel within reach. The work is the diligence: read the HOA documents, inspect the home and its systems, and confirm the lot before you buy.

Best for

  • Owner-occupiers who want a settled Lutz neighborhood with a pool
  • Buyers who value an established community over new construction
  • Buyers who want north Tampa and expressway access nearby
  • Buyers who will inspect the home and read the HOA closely

Probably not for

  • Buyers who want brand-new construction with builder warranties
  • Anyone unwilling to verify dues, rules, and home condition
  • Buyers who want resort-scale amenities and a large master plan
  • Buyers unwilling to budget for roof and system updates by age

How Coopers Pond is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Coopers Pond listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Coopers Pond buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Coopers Pond trades new construction for a settled Lutz address, with everyday shopping, the Interstate 275 and Veterans Expressway corridors, and Wesley Chapel within reach and Tampa a manageable drive.

Lutz shopping and dining~5 to 15 min · everyday errands
Interstate 275 corridor~10 to 15 min · regional access
Veterans Expressway~10 to 20 min · to airport and Tampa
Wesley Chapel and Wiregrass~15 to 25 min · retail and healthcare
University of South Florida area~15 to 25 min · to the south
Tampa International Airport~25 to 35 min · via the expressway
Downtown Tampa~30 to 40 min · to the south

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Coopers Pond with Momentum Realty’s local guides.

HLHolly LakeEstatesLutz, FL · 0.4 miHSHamner's WLutz, FL · 1.1 miBOBonniebrookEstatesLutz, FL · 1.4 miCCCypress CoveLutz, FL · 1.4 miMAThe Manors atCrystal Lakes, LutzLutz, FL · 1.5 miMAThe Manors atCrystal LakesLutz, FL · 1.5 miWSWillow SquareLutz, FL · 1.7 miLALaderaLutz, FL · 1.7 miAVAvilaLutz, FL · 1.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Coopers Pond (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Coopers Pond is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Coopers Pond address.

The takeaway

What is actually shaping value at Coopers Pond: steady demand for established Lutz neighborhoods, the diligence specific to mature homes and their systems, and the broader north Tampa and Pasco growth nearby. Each item is sourced and linked.

Recent Developments in Coopers Pond

Our read on what is being built around Coopers Pond, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn established, amenitized Lutz address supports steady demand, with the watch items being aging roofs and systems, the HOA reserve picture, and the lot drainage around the pond.

Steady demand for established Lutz neighborhoods

Ongoing
BullishNotable impact
SignificanceRadius: Area

Settled, amenitized neighborhoods near north Tampa and the expressways continue to draw owner-occupiers seeking value over new build.

Aging roofs and systems by home

Ongoing
NeutralNotable impact
SignificanceRadius: Community

As a community largely from the early 1990s, roofs and systems vary by home, so inspection and update budgeting are core diligence.

HOA dues, reserves, and rules

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The HOA funds the pool, playground, and common areas, so the dues and reserve picture matter to carrying cost and resale.

Pond proximity and lot drainage

Ongoing
NeutralMinor impact
SignificanceRadius: Community

The namesake pond is a feature, but lot drainage and the FEMA flood zone should be confirmed for waterfront and low lots.

North Tampa and expressway access

Ongoing
BullishNotable impact
SignificanceRadius: Area

Access to the Interstate 275 and Veterans Expressway corridors underpins the convenience case that supports demand in Lutz.

Regional growth around Lutz and Pasco

2025
BullishNotable impact
SignificanceRadius: Area

Continued growth across north Tampa and neighboring Pasco County adds amenities and jobs that support the wider Lutz area.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Coopers Pond, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. May 2025
    Growth

    North Tampa and Pasco County see sustained population growth near Lutz

    Spectrum Bay News 9 reported a population boom across Pasco County and the north Tampa area, with agents covering Land O' Lakes, Wesley Chapel, and Lutz citing strong demand and continued new homes, retail, and schools. Why it matters: Regional growth around Lutz adds amenities and supports demand for established neighborhoods, while also adding traffic buyers should weigh. Source

Development alerts for Coopers PondGet a short monthly email when something new is approved, funded, or opens near Coopers Pond.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Coopers Pond, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the home and its systems first. In an established community the roof, the air handler, and the structure drive the real cost, so read the condition and the age of major systems before the finishes.

2

Read the HOA dues, reserves, and rules. Confirm the current dues, what they cover, any reserve picture, and the rules on rentals, pets, and exterior changes from the latest HOA documents.

3

Check the lot and any pond proximity. The pond is the namesake feature, so confirm the lot, the drainage, and whether the home backs to water, and check the FEMA flood zone.

4

Read the updates per home. Kitchens, baths, windows, and flooring vary across an established neighborhood, so price the specific home to its real condition, not a townwide average.

5

Map your real Lutz routine, since the value is a settled address with access to north Tampa and the expressways, and your commute sets the daily experience.

Best Buy
An updated home on a sound lot with a healthy HOA and good systems
Biggest Risk
Deferred roof and systems, weak HOA reserves, or drainage issues
Best Lot
A dry, well-drained lot, with pond views a bonus if drainage is sound
Smart Timing
Confirm the HOA, the systems, and the lot before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Coopers Pond is an established single-residential community in Lutz built around its namesake pond, so the lifestyle is settled neighborhood living with on-site amenities. Neighborhood guides describe a community pool and a playground maintained by the homeowners association, with mature trees and a quiet character that comes with a community established around the early 1990s. The surrounding Lutz area offers everyday shopping, with north Tampa, the Interstate 275 and Veterans Expressway corridors, and Wesley Chapel within reach. Dues, rules, and amenities are set by the association and vary, so confirm the current HOA documents and what each home includes before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

A smaller or less updated home, the affordable way into the community, where condition and systems drive value.

Lowest entry
The Core Home

A well-maintained two or three bedroom home on a sound lot, the heart of the neighborhood resale market.

Most inventory
The Top

An updated home on a premium, well-drained lot, with pond proximity a bonus, the homes that hold value best here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
A smaller or less updated home, the affordable way into the community, where condition and systems drive value.
The Core Home
A well-maintained two or three bedroom home on a sound lot, the heart of the neighborhood resale market.
The Top
An updated home on a premium, well-drained lot, with pond proximity a bonus, the homes that hold value best here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Home age and systemsLargely early 1990s, inspect roof and systems
HOA and reservesConfirm dues, reserves, and rules
Lot and drainageConfirm drainage and pond proximity per lot
Location and accessLutz with north Tampa and expressway access
On-site amenitiesCommunity pool and playground, confirm with HOA

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Coopers Pond

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Coopers Pond is an established neighborhood, not a new-build pitch. The deal is won or lost on the home condition, the systems, the lot, and the HOA.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Resale Strength7.2/10
Renovation Risk4.8/10
Location Efficiency7.6/10
Long-Term Defensibility7.1/10
Carrying Cost Advantage6.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Coopers Pond is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • In an established neighborhood the home is the asset
  • Inspect the roof and systems given the home age
  • Confirm the lot drainage and any pond proximity
  • Read the HOA dues and reserves before the finishes
  • Check the FEMA flood zone for the specific home

In an established single-residential community, the part of your money the market protects is the condition of the specific home, its systems, and the lot, plus the health of the HOA. An updated home with a sound roof and systems on a well-drained lot holds value better than a dated home with deferred maintenance or drainage issues. Finishes can be renovated; the lot, the drainage, and the structure cannot. Read the HOA documents, inspect the home and systems, and check the lot and flood zone first, then price the condition against them.

Coopers Pond in 15 seconds.

Best forOwner-occupiers who want a settled Lutz neighborhood with a pool and pond.
Biggest advantageAn established community with on-site amenities and Lutz access at a settled price.
Biggest riskAging roofs and systems, HOA reserves, and lot drainage per home.
Sweet spotAn updated home on a sound lot with a healthy HOA and good systems.
Avoid ifYou want brand-new construction or resort-scale master-plan amenities.

HOA Dues, Rules & Amenities

15-Second Take
  • Confirm the current HOA dues and what they cover
  • Ask about reserves and any planned assessments
  • Read the rules on rentals, pets, and exterior changes
  • Confirm the pool and playground are HOA amenities
  • Inspect the roof and systems given the home age

Coopers Pond is a managed single-residential community with a homeowners association, so a regular HOA fee applies and typically supports the community pool, the playground, the common areas, and management. Confirm the current dues, the payment schedule, the reserve picture, and what the fee covers from the latest HOA documents for the specific home.

HOA dues in a community like this generally cover the community pool and playground, common-area maintenance, and association management, while owners maintain their own home, lot, and yard. Verify exactly what the fee covers, the rules on rentals, pets, and exterior changes, and any reserve study, since amenities and rules vary by association.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Coopers Pond, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Lutz area single-family, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Coopers Pond home worth?

Get a no-obligation home value based on real comparable sales in Coopers Pond matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Coopers Pond on the map →
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Real comps, not a Zestimate.

Coopers Pond Market Scorecard

Strong seller's market

Coopers Pond is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Coopers Pond?
It is an established single-residential community in Lutz, Hillsborough County, ZIP 33549, built around its namesake pond, with north Tampa and the expressway corridors within reach.
What amenities does Coopers Pond have?
Neighborhood guides describe a community pool and a playground, along with the namesake pond (Lutz area neighborhood profiles, 2026). Confirm the current amenities and HOA rules from the latest association documents.
What types of homes are here?
Listing guides describe single-family homes generally in the two and three bedroom range. Homes vary by age and updates across the neighborhood, so confirm the exact size and condition for any specific property.
When was the community built?
Neighborhood profiles cite a median home age in the mid thirties of years, consistent with a community largely established around the early 1990s. Confirm the exact year built for any specific home.
Is there an HOA and what does it cover?
Yes, Coopers Pond is a managed community with a homeowners association. Dues typically support the pool, playground, common areas, and management. Confirm the current dues, reserves, and rules from the latest HOA documents.
What are the HOA rules on rentals and pets?
Rules on rentals, pets, and exterior changes are set by the association and can change. Read the current recorded rules and any rental restrictions for the specific home before you buy.
Should I worry about the pond and flooding?
The namesake pond is a feature, but waterfront and low lots can carry drainage or flood considerations. Check the FEMA flood zone, the lot drainage, and any history of standing water, and get an insurance quote for the specific home.
What condition are the homes in?
As an established neighborhood, condition varies widely, so roofs, air handlers, windows, and interior updates differ by home. Inspect the specific home and price it to its real condition, not a townwide average.
What schools serve Coopers Pond?
It is part of Hillsborough County Public Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific home, and note that magnet and choice options may apply.
What is nearby?
Lutz and Wesley Chapel shopping, north Tampa, and the Interstate 275 and Veterans Expressway corridors are within reach, with downtown Tampa and Tampa International Airport a longer drive. Confirm real drive times for your routine.
Is Coopers Pond a good investment?
An established, amenitized Lutz neighborhood supports steady demand, but this is a resale community, so the home condition, the systems, and the HOA drive the outcome. This is not a guarantee of future value; read the home and the math.
How does it compare to new construction nearby?
New construction in Lutz and Wesley Chapel offers warranties and modern layouts at higher pricing, while Coopers Pond offers an established setting with mature trees and on-site amenities. Which is better depends on your budget and tolerance for updates.
What should I check before buying here?
Confirm the home condition and systems, the HOA dues, reserves, and rules, the lot and drainage, and the FEMA flood zone for the exact home before you offer.
Owner-occupiers who want a settled Lutz neighborhood with a poolExcellent fit
Buyers who value an established community over new constructionExcellent fit
Buyers who want north Tampa and expressway access nearbyExcellent fit
Buyers who will inspect the home and read the HOA closelyExcellent fit
Buyers who want on-site amenities at a settled priceExcellent fit
Buyers who want brand-new construction with builder warrantiesProbably not
Anyone unwilling to verify dues, rules, and home conditionProbably not
Buyers who want resort-scale amenities and a large master planProbably not
Buyers unwilling to budget for roof and system updates by ageProbably not
Buyers uncomfortable with the variability of resale homesProbably not

Get the inside read on Coopers Pond

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Coopers Pond home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Coopers Pond specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Coopers Pond — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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