The Manors at Crystal Lakes in Lutz

The Manors at
Crystal Lakes Homes for Sale in Lutz, FL

Established gated lake community · Lutz, Hillsborough County · ZIP 33548

A guard-gated, lakefront enclave in Lutz, fewer than 200 established single-family homes among ski lakes and conservation.

Guard-gated and lakefrontLow HOA, no CDDSteinbrenner district
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
The Manors at Crystal Lakes is a small, established gated community, so the honest read is by parcel: lake position, lot, and condition drive the number far more than the community average.
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Unlock Off-Market The Manors at Crystal Lakes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Manors at Crystal Lakes is a guard-gated, established single-residential community of fewer than 200 homes in Lutz, set among ski lakes and conservation east of North Dale Mabry. It is not a sprawling master plan, so the read is parcel-level: a lakefront or conservation lot, the home's condition and roof age, and the renovation math drive value more than the community name. The fee picture is a relative advantage here, a low HOA with a manned gate and no CDD on the tax bill (confirm per parcel), so carrying cost is simpler than at many newer gated communities. Your leverage is buying the right lake position and reading condition honestly on what is largely 1980s and 1990s custom stock."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The Manors at Crystal Lakes is a guard-gated, established single-residential community in Lutz, in northwest Hillsborough County. It sits east of North Dale Mabry Highway and west of US 41, set among several ski lakes and conservation areas, with fewer than 200 homes and a 24 hour manned gate (Lutz community and brokerage guides, 2026).

This is an established enclave rather than a new master plan. Much of the housing stock is custom single-family homes from roughly the 1980s and 1990s on larger lots, many with lake or conservation views. Because it is small and established, condition, roof age, and the specific lot position do more to set value than any townwide average.

The fee structure is a relative advantage. The community carries a low HOA that funds the manned gate and the shared amenities, and brokerage guides describe it as not a CDD community, so there is typically no CDD line on the tax bill (confirm the exact lines per parcel).

The pitch is gated, lakefront living inside a strong Hillsborough school district at a manageable drive to Tampa. The work is sorting lake and conservation parcels from interior lots, and reading roof, systems, and insurability honestly on an established custom home before you fall for the setting.

Best for

  • Buyers who want guard-gated, established lakefront living in Lutz
  • Owner-occupiers who value a low HOA and no CDD
  • Buyers prioritizing the McKitrick, Martinez, and Steinbrenner district
  • Buyers comfortable budgeting condition and roof work on an established home

Probably not for

  • Buyers who want brand-new construction and a builder warranty
  • Anyone unwilling to verify lot, lake position, and condition per parcel
  • Buyers who need a large amenity-dense master plan with a clubhouse and golf
  • Short-term or vacation-rental investors rather than owner-occupiers

How The Manors at Crystal Lakes is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current The Manors at Crystal Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Manors at Crystal Lakes buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The Manors at Crystal Lakes trades the buzz of a master plan for quiet, gated lake living with quick access to North Dale Mabry, US 41, and the Veterans Expressway into Tampa.

North Dale Mabry Highway~5 min · retail and services
US 41 (Land O Lakes Blvd)~5 to 10 min · north-south corridor
Veterans Expressway (SR 589)~10 to 15 min · toward Tampa and the airport
Tampa International Airport~25 to 35 min · via the Veterans Expressway
Downtown Tampa~30 to 40 min · via the Veterans Expressway
Wiregrass and Tampa Premium Outlets~20 to 25 min · Wesley Chapel retail
AdventHealth and area hospitals~15 to 25 min · verify the nearest by address

Distances and drive times are approximate and vary with traffic and your exact parcel. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Manors atCrystal Lakes with Momentum Realty’s local guides.

MAThe Manors atCrystal Lakes, LutzLutz, FL · 0.1 miAVAvilaLutz, FL · 0.5 miPLPromenade at Lake ParkLutz, FL · 0.7 miLALaderaLutz, FL · 0.9 miCLCrenshaw LakesLutz, FL · 0.9 miBPBirchwood PreserveLutz, FL · 1.3 miCPCoopers PondLutz, FL · 1.5 miKEKensingtonEstatesLutz, FL · 1.5 miHLHolly LakeEstatesLutz, FL · 1.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
The Manors at Crystal Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

The Manors at Crystal Lakes is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

McKitrick Elementary (verify by address)

Verifyrating
Public

Martinez Middle (verify by address)

Verifyrating
Public

Steinbrenner High (verify by address)

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any The Manors at Crystal Lakes address.

The takeaway

What is actually shaping value around The Manors at Crystal Lakes: the established, low-fee gated profile, the strength of the Lutz school district, and the development and traffic dynamics along the North Dale Mabry corridor. Each item is sourced and linked.

Recent Developments in The Manors at Crystal Lakes

Our read on what is being built around The Manors at Crystal Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAn established, guard-gated, low-fee lake community in a strong Lutz school district points to steady owner-occupied demand, with the watch items being corridor traffic and the condition and insurability of older custom stock.

Established low-fee gated lake profile

2026
BullishNotable impact
SignificanceRadius: Community

A low HOA, no CDD, and a manned gate among ski lakes give the community a simpler carrying cost than many newer gated communities, supporting owner-occupied demand.

Strong Lutz school district draw

2026
BullishNotable impact
SignificanceRadius: Area

The McKitrick, Martinez, and Steinbrenner district is a consistent demand driver in northwest Hillsborough, supporting resale in zoned communities.

North Dale Mabry corridor development and traffic

2026
NeutralNotable impact
SignificanceRadius: Area

Hillsborough has approved mixed-use growth along the Dale Mabry and Van Dyke corridor, adding services and traffic that area residents are watching closely.

Established custom stock means condition risk

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Much of the housing is 1980s and 1990s custom, so roof, systems, and insurability drive value and have to be read per home.

Lakefront and low-lot flood exposure

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Lakefront and lower lots can carry flood exposure, making the FEMA check and insurance quote essential diligence.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Manors at Crystal Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Market

    Lutz 33548 stays an active established market into 2026

    Local market guides describe the Lutz 33548 area as a highly active market into 2026, driven by buyers seeking more square footage and established neighborhoods, with steady demand for suburban acreage and gated communities. Why it matters: Steady demand for established, larger-lot homes supports resale in gated Lutz enclaves like The Manors at Crystal Lakes. Source

  2. January 2025
    Development

    Hillsborough approves a large mixed-use project on the Dale Mabry corridor

    Hillsborough County approved a large mixed-use development at the northeast corner of Van Dyke Road and North Dale Mabry Highway, including housing, retail, office, and care uses, with intersection and access conditions sought by the Lutz Citizens Coalition. Why it matters: Corridor growth adds services near Lutz lake communities but raises traffic, a watch item for nearby gated enclaves. Source

Development alerts for The Manors at Crystal LakesGet a short monthly email when something new is approved, funded, or opens near The Manors at Crystal Lakes.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in The Manors at Crystal Lakes, this is the order of operations we would run, and the one we run for our clients.

1

Read the lake position first. A true lakefront or conservation lot and an interior lot can list close but hold value very differently here.

2

Treat this as an established, condition-driven buy. Much of the stock is 1980s and 1990s custom, so roof, systems, and updates set the real number.

3

Verify the HOA and confirm there is no CDD. Guides describe a low HOA and no CDD, but confirm the exact dues and tax lines for the specific parcel.

4

Quote insurance and the roof early. On an established Lutz home, roof age and wind mitigation drive the premium, so price the specific address.

5

Cross-shop the peer. Compare against Tampa Downs Heights, another established Lutz single-residential neighborhood, on lot, condition, and fees.

Best Buy
An updated home on a true lakefront or conservation lot, matched to real comps
Biggest Risk
Underbudgeting roof, systems, and insurance on an established custom home
Best Lot
A lakefront or conservation parcel over an interior lot
Smart Timing
Confirm the HOA dues, the no-CDD status, and insurance before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Manors at Crystal Lakes is a guard-gated, established single-family enclave in Lutz rather than a sprawling master plan, so the lifestyle is quiet, lake-oriented, and owner-occupied. Shared amenities include an open-air pavilion, tennis and pickleball courts, and a playground, with ski lakes and conservation defining the setting, but there is no golf course or large clubhouse here. The community carries a low HOA and is described as not a CDD community. Confirm current amenities, dues, and any rental rules before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Entry

Established custom homes on interior lots, where condition and roof age drive value. The more affordable way into a gated Lutz lake community.

Lowest entry
The Updated Lot

Renovated homes or homes on conservation and partial-view lots, the heart of the resale market inside the community.

Most inventory
The Lakefront Top

Updated homes on true lakefront parcels with ski-lake access, the homes that hold value best in this enclave.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Interior Entry
Established custom homes on interior lots, where condition and roof age drive value. The more affordable way into a gated Lutz lake community.
The Updated Lot
Renovated homes or homes on conservation and partial-view lots, the heart of the resale market inside the community.
The Lakefront Top
Updated homes on true lakefront parcels with ski-lake access, the homes that hold value best in this enclave.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Roof and systems1980s to 1990s stock, verify roof age
Lot and lake positionLakefront and conservation lots strongest
Fee and carrying pictureLow HOA, no CDD, confirm per parcel
Flood and insuranceParcel specific on lakefront and low lots
Resale defensibilityGated, lakefront, strong school district

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in The Manors at Crystal Lakes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The Manors at Crystal Lakes is gated, lakefront, and established. The deal is won or lost on the lake position, the lot, and the condition and renovation math.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.6/10
Renovation Risk5.0/10
Location Efficiency8.0/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on The Manors at Crystal Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Lakefront and conservation lots hold value best
  • Verify the FEMA flood zone on lakefront and low lots
  • Confirm any waterfront and ski-lake access rights
  • Interior lots list lower than true lakefront
  • Read the lot and lake position before the finishes

In a small gated lake community, the parcel is the part of your money the market protects. True lakefront and conservation lots, with confirmed water access, hold value better than interior parcels, and the lot cannot be renovated the way the house can. Read the lake position and the flood map first, confirm any waterfront rights, then price the condition of the home against the lot.

The Manors at Crystal Lakes in 15 seconds.

Best forBuyers who want guard-gated, established lakefront living in a strong Lutz school district.
Biggest advantageA low HOA, no CDD, and a manned gate among ski lakes and conservation.
Biggest riskRoof, systems, and insurance on established custom homes, plus lake-position variance.
Sweet spotAn updated home on a lakefront or conservation lot matched honestly to comps.
Avoid ifYou want brand-new construction or a large amenity-dense master plan with golf.

HOA, CDD & Fees

15-Second Take
  • Low HOA funds the manned gate and amenities
  • Described as no CDD, confirm the tax line per parcel
  • Verify exact HOA dues for the specific home
  • Check FEMA flood zone for lakefront and low lots
  • Budget a roof and systems reserve on established homes

The Manors at Crystal Lakes carries a low HOA that funds the 24 hour manned gate and the shared amenities, and brokerage guides describe it as not a CDD community, so there is typically no CDD assessment on the tax bill. Confirm the exact dues and tax lines for the specific parcel.

The HOA typically covers the manned gate, common areas, and the community amenities, which include an open-air pavilion, tennis and pickleball courts, and a playground. Confirm what is funded and any reserves before you buy.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In The Manors at Crystal Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Tampa Downs Heights, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your The Manors at Crystal Lakes home worth?

Get a no-obligation home value based on real comparable sales in The Manors at Crystal Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in The Manors at Crystal Lakes on the map →
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Real comps, not a Zestimate.

The Manors at Crystal Lakes Market Scorecard

Strong seller's market

The Manors at Crystal Lakes is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is The Manors at Crystal Lakes?
It is a guard-gated single-residential community in Lutz, in northwest Hillsborough County, east of North Dale Mabry Highway and west of US 41, set among ski lakes and conservation areas in ZIP 33548.
Is The Manors at Crystal Lakes a gated community?
Yes. It is guard-gated with a 24 hour manned gate, and is an established enclave of fewer than 200 single-family homes (Lutz community and brokerage guides, 2026).
Does it have an HOA or a CDD?
It carries a low HOA that funds the manned gate and amenities, and brokerage guides describe it as not a CDD community, so there is typically no CDD line on the tax bill. Confirm the exact dues and tax lines per parcel.
What amenities does the community have?
Shared amenities include an open-air pavilion, tennis and pickleball courts, a playground, and community activities, plus the lakes and conservation that define the setting. Confirm current amenities and access before you buy.
What kind of homes are in The Manors at Crystal Lakes?
It is established single-family homes, much of the stock custom from roughly the 1980s and 1990s, on larger lots, many with lake or conservation views. Condition and roof age vary, so read each home on its own.
Are the homes on the lake?
Many parcels offer lake or conservation views, and the community has access to ski lakes, but not every lot is lakefront. Confirm the exact lake position and any waterfront rights for a specific parcel.
What schools serve The Manors at Crystal Lakes?
The community is in the Lutz school district commonly associated with McKitrick Elementary, Martinez Middle, and Steinbrenner High. Assignment is by address and can change, so confirm the zoned schools for any specific home.
How is the commute to Tampa?
Lutz offers access to North Dale Mabry, US 41, and the Veterans Expressway toward Tampa and Tampa International Airport. Drive times depend on your exact start point and the time of day.
Is The Manors at Crystal Lakes a good place to buy?
It suits owner-occupiers who want guard-gated, established lakefront living with a low HOA and no CDD in a strong school district. As with any established market, roof, systems, and insurability drive the outcome, so condition matters.
Should I worry about flood zones?
Flood exposure is parcel specific, especially on lakefront and lower lots. Always run the FEMA flood zone and an insurance quote for the exact address during diligence.
How old are the homes?
Much of the community dates to roughly the 1980s and 1990s, with custom single-family homes on larger lots. Verify the build year, roof age, and major systems for any specific home.
Is The Manors at Crystal Lakes a good investment?
Gated, lakefront, established homes in a strong school district support owner-occupied demand, but this is a condition-driven market with older custom stock. Roof, systems, and insurability drive the result; this is not a guarantee of future value.
Can I use a home here as a vacation rental?
This is an owner-occupied gated community, not a vacation-rental market. Confirm the HOA rules on leasing and rentals before you buy if that matters to you.
Why does pricing vary inside the community?
Because lake position, lot size, and condition differ widely across fewer than 200 custom homes. A lakefront updated home and an interior original set very different numbers, so the parcel, not the community name, drives price.
Buyers who want guard-gated, established lakefront living in LutzExcellent fit
Owner-occupiers who value a low HOA and no CDDExcellent fit
Buyers prioritizing the McKitrick, Martinez, and Steinbrenner districtExcellent fit
Buyers comfortable budgeting condition and roof work on an established homeExcellent fit
Buyers who will read lot, lake position, and fees by parcelExcellent fit
Buyers who want brand-new construction and a builder warrantyProbably not
Anyone unwilling to verify lot, lake position, and condition per parcelProbably not
Buyers who need a large amenity-dense master plan with golfProbably not
Short-term or vacation-rental investors rather than owner-occupiersProbably not
Buyers unwilling to budget roof and systems work on established homesProbably not

Get the inside read on The Manors at Crystal Lakes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your The Manors at Crystal Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty The Manors at Crystal Lakes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in The Manors at Crystal Lakes — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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