Willow Square in Lutz

Willow Square Homes for Sale in Lutz, FL

Newer gated townhomes · Lutz (Pasco) · ZIP 33549

A newer gated townhome community with a pool near nature preserves in Lutz.

Newer townhomesGated with a poolHOA-maintained exteriors
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a newer gated townhome community where the HOA maintains the exteriors; the HOA dues, what they cover, the build quality, and the rental rules decide value, so read them for a specific home.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Willow Square is a newer gated townhome community in the Pasco County portion of Lutz, so the read is a newer-townhome read: public sources describe modern townhomes in a gated community with a community pool, surrounded by nature preserves, built by a national builder, assigned to Pasco County schools including Denham Oaks Elementary, Pine View Middle, and Sunlake High. As newer townhomes, the HOA dues and what they cover, the build quality and warranty, the rental and leasing rules, and the location near SR-54 and the Pasco job and retail corridor drive value. Your leverage is reading the HOA budget and rules and the build before you buy; confirm details with the association."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Willow Square is a newer gated townhome community in Lutz, in the Pasco County portion of the 33549 ZIP, north of the Hillsborough line. Public sources describe modern townhomes with open-concept layouts in a gated community surrounded by nature preserves, built by a national builder.

The appeal is low-maintenance newer living with amenities: public sources describe a community pool and a gated, preserve-bordered setting, with access roughly thirty minutes to Tampa International Airport and minutes to shopping, dining, and major roads. The Pasco-side location offers newer construction at a relative value within reach of the Wesley Chapel and north Tampa job and retail corridor.

The defining read is the HOA and the rental rules. As a newer townhome community where the association maintains the exteriors and common areas, the HOA dues and what they cover, the reserves, the build quality and warranty, and any leasing or rental restrictions drive value. Confirm the HOA dues and budget, the leasing rules, and the warranty for a specific home.

For buyers who want a newer, low-maintenance gated townhome at a relative value in the Lutz and Pasco corridor, Willow Square is one of the options. The work is reading the HOA, the rental rules, and the build honestly before you buy.

Best for

  • Buyers who want a newer low-maintenance gated townhome
  • Anyone who values a community pool and a preserve-bordered setting
  • Buyers who want a relative value near the north Tampa and Pasco corridor
  • Buyers who will read the HOA dues, the rules, and the warranty

Probably not for

  • Buyers who want a single-family home with a private yard
  • Anyone unwilling to carry HOA dues and follow leasing rules
  • Buyers who want an established neighborhood with mature trees
  • Anyone who will not read the HOA budget and reserves

How Willow Square is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Willow Square listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Willow Square buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Willow Square sits in Lutz, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

SR-54 / US-41~5-10 min · corridor connectors
Tampa Premium Outlets / Wesley Chapel~15-20 min · shopping and dining
I-75~10-15 min · regional connector
North Tampa / USF area~20-25 min · jobs and medical
Downtown Tampa~30-40 min · jobs and arts
Tampa International Airport (TPA)~30-40 min · via the Veterans Expressway

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Willow Square with Momentum Realty’s local guides.

CCCypress CoveLutz, FL · 0.3 miWIWillowReserveLutz, FL · 0.3 miOGOak GrovePhases 4B to 5BLutz, FL · 0.5 miCMChapman ManorsLutz, FL · 0.6 miILIndian LakesLutz, FL · 0.7 miWYWyndgateLutz, FL · 0.7 miWBWillow BendLutz, FL · 0.9 miBellamerein LutzBellamerein LutzLutz, FL · 0.9 miTLTurtle LakesLutzLutz, FL · 1.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Willow Square (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Willow Square is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pasco County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Willow Square address.

The takeaway

What is actually shaping value at Willow Square: the newer gated townhomes at a relative value, the HOA budget and reserves, the leasing rules, and Pasco corridor growth. Each item is sourced and linked.

Recent Developments in Willow Square

Our read on what is being built around Willow Square, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe newer gated townhomes at a relative value support demand, while the defining watch items are the HOA dues and reserves, the leasing rules, the build quality, and the competing townhome supply.

Newer gated townhomes at a relative value anchor demand

Ongoing
BullishNotable impact
SignificanceRadius: Community

A newer gated townhome with a pool at a relative value draws steady demand from buyers wanting low maintenance near the corridor.

HOA dues and reserves shape carrying cost

Ongoing
NeutralMajor impact
SignificanceRadius: Community

The HOA maintains exteriors and common areas; read the dues, what they cover, and the reserves before you offer.

Leasing rules shape use and resale

2024-2025
NeutralNotable impact
SignificanceRadius: Community

Any leasing caps or restrictions affect both use and the investor buyer pool; confirm the rules for the specific home.

Pasco corridor growth supports the area

2024-2025
BullishNotable impact
SignificanceRadius: Area

Continued retail and job growth along SR-54 and the Pasco corridor supports the area; read the specific commute.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Willow Square, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2024
    Build

    Newer townhome supply across the Pasco corridor

    Public sources describe a wave of newer townhome construction across the Lutz and Pasco corridor, offering low-maintenance options at a relative value north of Hillsborough. Why it matters: Read the HOA budget, the reserves, and the build quality on a newer townhome, plus the competing supply. Source

  2. January 2025
    HOA

    HOA reserves and dues in focus statewide

    Florida HOA budgets and reserves stayed in focus into 2025 as insurance and maintenance costs pressured dues across townhome and single-family associations. Why it matters: Read the HOA's budget, reserves, and insurance, and any leasing rules, before you commit. Source

Development alerts for Willow SquareGet a short monthly email when something new is approved, funded, or opens near Willow Square.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Willow Square, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA budget and reserves. Pull the dues, what they cover, the reserves, and any planned increases or assessments.

2

Confirm the leasing rules. Check any leasing caps or restrictions, which affect both use and resale to investors.

3

Check the build quality and warranty. Confirm the builder, the warranty, and any structural or systems coverage that transfers.

4

Add up the carrying cost. Combine the HOA dues, taxes, and insurance to see the true monthly cost.

5

Compare Pasco corridor options, and cross-shop Ballantrae for a nearby alternative.

Best Buy
A well-kept newer townhome in a community with healthy reserves and clear leasing rules
Biggest Risk
A community with thin reserves or a looming assessment, or unclear leasing rules
Best Lot
An end unit or a townhome backing to the preserve with a good orientation
Smart Timing
Confirm the HOA reserves, the leasing rules, the warranty, and the carrying cost before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Willow Square is a newer gated townhome community in Lutz, in the Pasco County portion of the 33549 ZIP. Public sources describe modern townhomes with open-concept layouts in a gated community with a community pool, surrounded by nature preserves, built by a national builder, and assigned to Pasco County schools including Denham Oaks Elementary, Pine View Middle, and Sunlake High. As a newer townhome community where the association maintains the exteriors and common areas, the HOA dues and reserves, the build quality and warranty, the leasing rules, and the location drive value far more than any single finish.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Townhome

Interior townhomes, the affordable entry into the gated community, priced for the HOA and the build read.

Lowest entry
The Core Townhome

Updated townhomes in a community with healthy reserves, the heart of the resale market here.

Most inventory
The Preferred Unit

End units or preserve-backing townhomes, the homes that hold value best when the HOA is read.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Townhome
Interior townhomes, the affordable entry into the gated community, priced for the HOA and the build read.
The Core Townhome
Updated townhomes in a community with healthy reserves, the heart of the resale market here.
The Preferred Unit
End units or preserve-backing townhomes, the homes that hold value best when the HOA is read.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within LutzStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Willow Square

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The newer townhome and the pool sell the gate. The deal is won or lost on the HOA reserves, the leasing rules, and the carrying cost.

Jon Brooks · Founder, Momentum Realty
7.2B- · Buy Score
Resale Strength7.0/10
Renovation Risk4.2/10
Location Efficiency7.2/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Willow Square is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Willow Square, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Willow Square in 15 seconds.

Best forBuyers who want a newer low-maintenance gated townhome at a relative value.
Biggest advantageNewer construction, a gated pool, and a preserve setting in the Pasco corridor.
Biggest riskHOA reserves and any leasing limits shaping carrying cost and resale.
Sweet spotA well-kept townhome with healthy reserves and clear leasing rules.
Avoid ifYou want a single-family home, a private yard, or no HOA.

HOA, CDD & Fees

15-Second Take
  • HOA maintains exteriors, no CDD
  • Newer gated townhomes
  • Read the budget and reserves
  • Confirm the leasing rules
  • Pool and preserve setting

A homeowners association applies and maintains the exteriors and common areas, with no CDD described; confirm the current dues, what they cover, the reserves, any assessment, and the leasing rules for the specific home.

Public sources describe the HOA maintaining the gated common areas and the community pool, and commonly exterior and grounds upkeep on townhomes; confirm exactly what is included and the reserves.

Public sources describe a community pool and a gated, preserve-bordered setting; confirm the amenities and any access rules.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Willow Square, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Ballantrae, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Willow Square home worth?

Get a no-obligation home value based on real comparable sales in Willow Square matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Willow Square Market Scorecard

Strong seller's market

Willow Square is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Willow Square?
Willow Square is a gated townhome community in Lutz, in the Pasco County portion of the 33549 ZIP, north of the Hillsborough line.
What kind of homes are here?
Public sources describe newer modern townhomes with open-concept layouts in a gated community. Sizes and configurations vary; confirm for a specific home.
Is it gated, and are there amenities?
Yes. Public sources describe a gated community with a community pool, surrounded by nature preserves. Confirm the amenities and any access rules.
Is there an HOA or CDD?
A homeowners association applies and maintains the exteriors and common areas, with no CDD described. Confirm the current dues, what they cover, and the reserves.
Can I rent out a townhome here?
Any leasing caps or restrictions affect both use and resale. Confirm the leasing rules for the specific home before assuming you can rent it.
What are the schools?
Public sources describe Pasco County school assignments including Denham Oaks Elementary, Pine View Middle, and Sunlake High. Confirm the current assignment for the specific address.
How far is Tampa and the airport?
Tampa International Airport is roughly thirty to forty minutes by car via the Veterans Expressway, with shopping and dining minutes away. Read the specific commute.
Does the area flood?
Much of the area is inland, but read the flood zone for the specific parcel, especially near the bordering preserves and ponds.
What should I check before buying here?
Read the HOA budget, dues, and reserves, the leasing rules, the build quality and warranty, and the total carrying cost.
Is Willow Square a good value?
A newer gated townhome at a relative value can be a solid buy. The HOA health and the leasing rules drive the real value; read them carefully.
What is the carrying cost?
Beyond the mortgage, budget for the HOA dues, taxes, and insurance. There is no CDD described, so the HOA is the main community cost; confirm the figures.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. In a townhome community where the HOA health and leasing rules swing value, having your own representation is the highest-leverage decision you make.
Buyers who want a newer low-maintenance gated townhomeExcellent fit
Anyone who values a community pool and a preserve-bordered settingExcellent fit
Buyers who want a relative value near the north Tampa and Pasco corridorExcellent fit
Buyers who will read the HOA dues, the rules, and the warrantyExcellent fit
Buyers who will read the HOA reserves and the leasing rulesExcellent fit
Buyers who want a single-family home with a private yardProbably not
Anyone unwilling to carry HOA dues and follow leasing rulesProbably not
Buyers who want an established neighborhood with mature treesProbably not
Anyone who will not read the HOA budget and reservesProbably not
Buyers who want a single-family home or no HOAProbably not

Get the inside read on Willow Square

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Willow Square home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Willow Square specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Willow Square — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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