CORAL HARBOUR
Homes for Sale in Plantation Key, FL

Community in Plantation Key · Monroe County · ZIP 33036
Median sale $650K
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Live Market Pulse
59/100
Market Heat
Normal for CORAL HARBOUR
2013 → 2026 · 91 at the 2022 peak
0 is CORAL HARBOUR's coldest market since 2013, 100 its hottest. Today: 59. How it's scored
Built fromLive floridakeys data19 years of closingsUpdated twice daily
Live · CORAL HARBOUR Housing Pulse floridakeys + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$650K
Median sold · 12 mo
up 0.2% vs the prior 12 months
+0.2%
1-yr price change
n = 5 and 5 sales in the two windows
91.9%
Sale vs ask
Monroe median: 91.8%
+55%
T12M median vs 2012
from a $420K median in 2012
Tempo
57days
Median DOM · closed
10 days at the 2022 low
5
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
0%
Cash buyers · CORAL HARBOUR
0 of 5 sales, 12 mo ending July 2026
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Coral Harbour sits on Plantation Key in Monroe County — the Florida Keys — where location alone is the primary price driver. The median closed price stands at $650,000, and with only five closings in the tracked window, individual transactions move that figure meaningfully in either direction. Buyers should treat the median as an orientation point, not a ceiling or a floor.

At a market heat score of 59 and a median days-on-market of 57 days, this is a measured, deliberate market — not a bidding-war environment. Year-over-year price movement is essentially flat at 0.2%, yet the community has gained 55% in median value since 2012, reflecting the long-term scarcity dynamics that define Monroe County real estate. The current posture gives buyers negotiating room that has not existed in prior cycles; sellers need to price with precision, not optimism.

CORAL HARBOUR Housing Pulse · Momentum Research · as of July 27, 2026

CORAL HARBOUR right now

🟡 Still climbing. The trailing-12-month median ($650K) is up 0.2% from the prior 12 months ($649K) and up 55% since 2012. With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level floridakeys closed sales, 12-month windows ending July 27. Confidence: Low (5 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 27, 2026 · Live data: floridakeys, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

CORAL HARBOUR market snapshot (as of July 27, 2026): the median sale price is about $650K, and a median 57 days on market for closed sales. The trailing-12-month median is up 0% from the prior 12 months and up 55% since 2012, computed from record-level floridakeys closed sales (5 closings in the current window).

Coral Harbour is a small Keys community where the combination of Monroe County's constrained land supply and Plantation Key's island setting underpins pricing at a level that has proven durable over the long term — even as the near-term market has largely paused to find its footing.

Best for

  • A buyer targeting a Keys second home or retreat who has budgeted at or near the $650,000 median and understands that Monroe County insurance and compliance costs are part of the total ownership equation.
  • A buyer who values the scarcity argument — Monroe County's restricted development environment — and is comfortable with a 57-day or longer timeline to close.
  • A seller who is willing to price precisely and not chase a number disconnected from the thin, current comparable set.

Probably not for

  • A buyer expecting a broad selection of active listings or frequent new inventory — five closings in the window signals this is a very small, infrequently traded community.
  • A buyer who needs on-site amenities or a managed community structure; none are identified here.
  • Anyone whose budget requires stretching and who has not fully modeled Keys-specific carrying costs — flood insurance, wind insurance, and potential elevation or compliance work can be substantial.

Windows contain 1 to 10 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K$800K20122014201620182020202220242026
Up 0.2% year over year; up 55% since 2012.
Median days on market · closed sales
020040020122014201620182020202220242026
10 days at the 2022 low; 57 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
91.9% now vs Monroe 91.8%.
Homes sold per 12-mo window
051020122014201620182020202220242026
1 to 10 a year; 5 in the current window.
Indexed since 2012 · CORAL HARBOUR vs Monroe
100200300Monroe +191%CORAL HARBOUR +55%20122014201620182020202220242026
Same floridakeys record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20162020202220242026
91 at the 2022 peak, 12 in the troughs, 59 now. Same score as the hero card, full history.

If we were buying in CORAL HARBOUR today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CORAL HARBOUR.

Best Buy
Patient capital seeking a genuine Keys island address with demonstrated long-term value retention.
Biggest Risk
Thin volume means the median is a coarse signal — individual property condition and water access drive actual value far more than the community average.
Sweet Spot
A buyer who has done the Monroe County due-diligence homework — flood insurance, wind coverage, FEMA compliance — and is not in a hurry.
Avoid If
You need immediate liquidity, require a full amenity package on-site, or are not prepared for the carrying costs and regulatory complexity of Keys ownership.

What the numbers actually tell you

A thin transaction volume — five closings in the measured window — means statistical averages carry wide margins. A single outlier property, whether a waterfront tear-down or a fully renovated canal home, can shift the median noticeably. That reality cuts both ways: a buyer who anchors too rigidly to $650,000 as a benchmark may miscalibrate on a specific listing, and a seller who interprets a recent high comparable as the new floor is likely to sit unsold. Condition and water access are almost certainly the dominant valuation variables here, though the MLS data does not itemize those specifics.

No community amenities were identified from current MLS listings, which tells its own story. Coral Harbour is not a clubhouse-and-amenity-package community; its appeal is the Keys environment itself — boating, fishing, and the character of a small island address. Buyers drawn here are buying a place and a lifestyle geography, not a managed amenity set. If resort-style on-site amenities are a priority, this community will disappoint.

The location and the amenities are priced into every listing in CORAL HARBOUR. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.3C · Buy Score
Long-Term Appreciation5.2/10
Recent Direction6.0/10
Pricing Power4.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.3). Basis: Long-Term Appreciation +55% since 2012; Recent Direction +0.2% year-over-year; Pricing Power 91.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

Monroe County real estate carries layers that mainland transactions rarely require — flood zone classifications, wind mitigation documentation, septic and FEMA compliance nuances, and the permit constraints that come with Keys building regulations. In a low-volume market like Coral Harbour, comparable sales data is sparse and can be stale. Momentum's job is to contextualize each listing against the full Monroe County transaction picture, not just the handful of Coral Harbour closings, so that buyers make offers grounded in reality and sellers arrive at list prices that actually clear.

CORAL HARBOUR in 15 seconds.

Best forPatient capital seeking a genuine Keys island address with demonstrated long-term value retention.
Biggest advantageA measured market with 57-day average days-on-market gives buyers time and leverage that faster markets eliminate.
Biggest riskThin volume means the median is a coarse signal — individual property condition and water access drive actual value far more than the community average.
Sweet spotA buyer who has done the Monroe County due-diligence homework — flood insurance, wind coverage, FEMA compliance — and is not in a hurry.
Avoid ifYou need immediate liquidity, require a full amenity package on-site, or are not prepared for the carrying costs and regulatory complexity of Keys ownership.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CORAL HARBOUR sales matched to your home.

What is your CORAL HARBOUR home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in CORAL HARBOUR?
The median sale price in CORAL HARBOUR was $650K over the 12 months ending July 27, 2026 (5 closed sales, floridakeys).
How long do homes in CORAL HARBOUR take to sell?
Homes that closed in the 12 months ending July 27, 2026 took a median 57 days on market (5 sales, floridakeys).
Do cash buyers compete in CORAL HARBOUR?
Cash buyers took 0% of CORAL HARBOUR sales in the 12 months ending July 2026 (0 of 5 closings, floridakeys).
Have CORAL HARBOUR home prices gone up?
The trailing-12-month median is up 55% since 2012, from $420K to $650K (floridakeys closed records).
Who is the best real estate agent for CORAL HARBOUR?
The best agent for CORAL HARBOUR is one who actively works Plantation Key and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CORAL HARBOUR.
How do I find a top Plantation Key real estate agent who knows CORAL HARBOUR?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CORAL HARBOUR and the wider Plantation Key area.
Can Momentum Realty connect me with an agent for CORAL HARBOUR?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CORAL HARBOUR purchase or sale - no call center and no pressure.
A buyer targeting a Keys second home or retreat who has budgeted at or near the $650,000 median and understands that Monroe County insurance and compliance costs are part of the total ownership equation.Excellent fit
A buyer who values the scarcity argument — Monroe County's restricted development environment — and is comfortable with a 57-day or longer timeline to close.Excellent fit
A seller who is willing to price precisely and not chase a number disconnected from the thin, current comparable set.Excellent fit
A buyer expecting a broad selection of active listings or frequent new inventory — five closings in the window signals this is a very small, infrequently traded community.Probably not
A buyer who needs on-site amenities or a managed community structure; none are identified here.Probably not
Anyone whose budget requires stretching and who has not fully modeled Keys-specific carrying costs — flood insurance, wind insurance, and potential elevation or compliance work can be substantial.Probably not

Data sources & freshness

Community market statsfloridakeys closed sales, 12-month windows ending July 27, 2026
Historical depthClosed-sale records back to 2007 (81 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.

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More Plantation Key & The Florida Keys & Monroe County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of The Florida Keys & Monroe County or the full Neighborhood Finder.

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