Cotters Spring Hill
Homes for Sale in Tampa, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 11 closed sales in Cotters Spring Hill Sub in Tampa, FL since 2021, the most recent in December 2025. Across Tampa as a whole, 4,890 homes closed in the last 12 months at a median of $442,500, 39 median days on market, with 1,287 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,960 ($6,340 with the full homestead exemption).
This is a pocket of older Tampa housing stock — the median build year sits in the early 1950s, with the range stretching all the way back to 1910 and up through new construction in 2024. That spread matters more than any single number: buyers here are choosing between original-condition mid-century homes, renovated flips, and scattered infill builds, often block by block. Condition, not just square footage, is doing most of the work in how a given house shows and how it should be priced.
With a homestead share of 60%, a majority of owners are in these homes as their primary residence rather than cycling them as rentals or short-term holds, which tends to support steadier turnover patterns over sharp swings. No community amenities are identified from current MLS listings, so whatever appeal this neighborhood holds is tied to the location and the individual homes themselves, not a shared clubhouse, pool, or gated feature set.
Nearby homes for sale
No active listings inside Cotters Spring Hill Sub right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cotters Spring Hill is an established Tampa neighborhood in Hillsborough County built out over more than a century, with a housing stock that skews older but includes recent construction mixed in. Homes here run modest in size — a median living area of roughly 1,284 square feet — which puts the emphasis on lot, layout, and condition rather than sheer square footage.
Stellar MLS sales records identify 39 homes in Cotters Spring Hill that have changed hands since 2005, built between 1917 and 2021 (median 1949), with a median living area of about 1,300 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cotters Spring Hill is best for.
Best for
- Buyers looking for an older Tampa home with character, willing to assess renovation needs on a case-by-case basis
- Buyers prioritizing a smaller, lower-maintenance footprint over maximum square footage
- Buyers or investors comfortable in a market with a high share of owner-occupied homes and steadier turnover
Probably not for
- Buyers who want a subdivision with a shared clubhouse, pool, or gated amenity package
- Buyers set on new or recently built construction who don't want to sort through a century-wide range of build years
- Buyers seeking a larger floor plan without factoring in an addition or a search among the newer infill homes
The market around Cotters Spring Hill
Cotters Spring Hill is too small for its own price trend, so here is the market around it.
In ZIP 33604, 229 homes are on the market and 24% are under contract — a steady corner of Tampa.
Across Hillsborough County, 6,274 homes are active and 1,939 pending (24% under contract).
In ZIP 33604 (Tampa), 605 homes closed in the last 12 months at a median of $374K ($277/sq ft), up 3.0% year over year, with a median 34 days on market. Right now 430 active and 177 pending listings put supply at about 2.9 months — a healthy market. See the live ZIP 33604 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Cotters Spring Hill specifically. Momentum Research analysis of MLS records.
Recent Developments in Cotters Spring Hill
Development, infrastructure, retail, and school activity affecting Cotters Spring Hill, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The site is about 1 mile northwest of Cotters Spring Hill.
Source: Florida YIMBY - July 2026Infrastructure
New Interstate 75 interchange planned for Parrish area access
A new Interstate 75 interchange is being planned to improve access for the Parrish area, primarily located in Hillsborough County and connecting to Manatee County through a possible Fort Hamer Road extension. The project is in the planning phase.
What it may mean for the marketPlans a new interstate interchange that would expand road capacity and connectivity for a growing area, potentially shaping future development patterns along the corridor. The project is about 23 miles south of Cotters Spring Hill, elsewhere in Hillsborough County.
Source: Tampa Bay Times - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 6 miles north of Cotters Spring Hill, elsewhere in Hillsborough County.
Source: City of Tampa - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 4 miles northeast of Cotters Spring Hill, elsewhere in Hillsborough County.
Source: Bay News 9
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Cotters Spring Hill buying strategy.
If we were buying in Cotters Spring Hill today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cotters Spring Hill.
A neighborhood defined by vintage and variance
With 354 homes and a build range spanning 1910 to 2024, this is not a subdivision with one architectural signature. Expect original mid-century bungalows and cottages sitting near more recently built infill homes, sometimes on the same street. That variance means two houses with similar addresses can present very differently — one needing full mechanical and cosmetic updating, another already reworked or ground-up new. Buyers should walk in expecting to evaluate each property on its own condition rather than assuming a uniform standard for the area.
The median living area of about 1,284 square feet reflects the smaller footprints typical of homes built decades ago, before larger floor plans became standard. That works in favor of buyers looking for a manageable, lower-maintenance structure, but it also means those wanting significant square footage will likely be looking at either an addition, a renovation, or one of the newer builds mixed into the inventory. No shared community amenities are listed in current MLS data, so any recreational or lifestyle draw is external to the neighborhood itself — proximity to other parts of Tampa, not an on-site feature set.
The location and the amenities are priced into every listing in Cotters Spring Hill. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A neighborhood with a century-wide build range and no listed shared amenities requires house-by-house judgment, not a generic pitch. We look at each property's actual age, condition, and any renovation history before advising on offer strategy or listing positioning, and we tell clients plainly when a home's condition doesn't match its asking price or when it does.
Cotters Spring Hill in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cotters Spring Hill buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cotters Spring Hill sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cotters Spring Hill, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cotters Spring Hill home worth?
Get a no-obligation home value based on real comparable sales in Cotters Spring Hill, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Cotters Spring Hill?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2021 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Cotters Spring Hill
Where is Cotters Spring Hill?
Cotters Spring Hill is a community in Tampa, Hillsborough County, Florida, ZIP 33604.
Are there homes for sale in Cotters Spring Hill right now?
No active listings inside Cotters Spring Hill at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Cotters Spring Hill have an HOA or CDD?
No HOA is on record for Cotters Spring Hill in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Cotters Spring Hill with Momentum Realty’s local guides.
Cotters Spring Hill Sub Market Scorecard
Cotters Spring Hill Sub is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33604 ZIP is $325,333, about 16.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.