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Cove at Park Trace in Stuart

Cove at Park Trace
Homes for Sale in Stuart, FL

By , Co-Founder, Momentum Realty · Updated November 5, 2026

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All 687 homes for sale in Stuart, FL · median $419,888 · 328 homes for sale in 34997 · Martin County homes for sale

Community in Stuart · Martin County · ZIP 34997
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True comps, carrying-cost math, and listings before the portals.

Photo via Beaches MLS

Built fromLive Beaches MLS dataUpdated twice daily

Homes listed or recently sold were built 2026–2026 with 4 new construction; 5 of 5 report an HOA (median $456/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). Cove at Park Trace is a community in Stuart, Martin County, FL (ZIP 34997). Across Stuart as a whole, 8 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 654 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 19, 2026

No HOA fee on a gated community of only 34 homesites is worth stating plainly and verifying directly: it's an unusual combination in Martin County, where gated communities typically carry a monthly or annual fee to maintain the gate and common areas. This is per the builder's marketing, so confirm the current governance structure and who maintains the pool area and gate before you assume there are truly zero recurring dues.

With small remaining homesite inventory reported, this reads as a final-phase or largely built-out community rather than one with years of future phases ahead. If a specific lot or plan interests you, move on it - inventory at this scale doesn't sit long.

Figures in this note are as of July 19, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Cove at Park Trace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1860 SE Royale Preserve Way
$642K · 0.0 mi away
3 bd · 3 ba · 1,914 sqft
1860 SE Royale Preserve Way
Listed by Maltbie Realty Group
1870 SE Royale Preserve Way
$615K · 0.0 mi away
3 bd · 2 ba · 1,914 sqft
1870 SE Royale Preserve Way
Listed by Maltbie Realty Group
1880 SE Royale Preserve Way
$625K · 0.0 mi away
3 bd · 2 ba · 1,801 sqft
1880 SE Royale Preserve Way
Listed by Maltbie Realty Group
1850 SE Royale Preserve Way
$658K · 0.0 mi away
3 bd · 2 ba · 1,914 sqft
1850 SE Royale Preserve Way
Listed by Maltbie Realty Group
1861 SE Royale Preserve Way
$890K · 0.0 mi away
3 bd · 2 ba · 1,914 sqft
1861 SE Royale Preserve Way
Listed by Maltbie Realty Group
7030 SE Park Trace Drive
$699K · 0.2 mi away
4 bd · 2.5 ba · 2,034 sqft
7030 SE Park Trace Drive
Listed by RE/MAX of Stuart

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Cove at Park Trace is a gated, small-batch community of 34 homesites in Stuart built by Kolter Homes, with pricing in the upper $500,000s to $600,000s+ for the Carson Collection. Per the builder's own marketing, the community carries no HOA fee despite being gated - a genuine differentiator in Martin County - and it's actively selling with a small amount of remaining inventory, positioning it as a final-phase or largely built-out community.

BeachesMLS sales records identify 5 homes in Cove at Park Trace that have changed hands, built between 2026 and 2027 (median 2026), with a median living area of about 1,914 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

The Area Market

The market around Cove at Park Trace

In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Cove at Park Trace specifically. Momentum Research analysis of MLS records.

Quick Match

Who Cove at Park Trace is best for.

Best for

  • Buyers who want a gated community with no HOA fee, per the builder's marketing
  • Buyers in the upper $500,000s to $600,000s+ range near I-95 and US-1 in Stuart
  • Buyers ready to move quickly given the small remaining homesite inventory

Probably not for

  • Buyers who need CDD status confirmed before an initial inquiry
  • Buyers who want an early-phase community with years of future inventory ahead
  • Buyers who won't verify the no-HOA-fee claim directly with the builder

Homes For Sale Right Now in Cove at Park Trace

Live MLS inventory for Cove at Park Trace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

1861 SE Royale Preserve Way home for sale in Cove at Park TraceActive · 110 daysTop listing
$889,990
3 bd · 2 ba · 1,914 sqft · built 2026
1861 SE Royale Preserve Way, Stuart, 34997
Listed by Maltbie Realty Group
1880 SE Royale Preserve Way home for sale in Cove at Park TraceActive · 82 days
$624,990
3 bd · 2 ba · 1,801 sqft · built 2027
1880 SE Royale Preserve Way, Stuart, 34997
Listed by Maltbie Realty Group
1850 SE Royale Preserve Way home for sale in Cove at Park TracePending · 49 days
$658,050
3 bd · 2 ba · 1,914 sqft · built 2026
1850 SE Royale Preserve Way, Stuart, 34997
Listed by Maltbie Realty Group
1860 SE Royale Preserve Way home for sale in Cove at Park TracePending · 47 days
$641,550
3 bd · 3 ba · 1,914 sqft · built 2026
1860 SE Royale Preserve Way, Stuart, 34997
Listed by Maltbie Realty Group
1870 SE Royale Preserve Way home for sale in Cove at Park TracePending · 15 days
$614,990
3 bd · 2 ba · 1,914 sqft · built 2026
1870 SE Royale Preserve Way, Stuart, 34997
Listed by Maltbie Realty Group

Active and pending Cove at Park Trace listings as of 2026-11-02, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Interactive Map

Cove at Park Trace on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

Community & Amenities

Life at Cove at Park Trace

Planned amenities as announced by the builder or developer. This community is new or pre-launch, so amenities may not be built yet; verify scope, timing and access with the builder and the HOA.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • SeaWind · Elementary
  • Murray · Middle
  • South Fork · High

Zoned schools reflect the assignments reported on recent Cove at Park Trace listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cove at Park Trace address.

Shop the zone: Homes zoned for South Fork High School

The Strategy

The Cove at Park Trace buying strategy.

If we were buying in Cove at Park Trace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cove at Park Trace.

The Quick Decision
Best Buy
Buyers who want a gated Martin County community with no HOA fee, per the builder, and can move quickly on limited inventory.
Biggest Risk
Inventory is small and CDD status is unconfirmed - verify both before you get attached to a specific lot.
Sweet Spot
A buyer in the upper $500,000s to $600,000s+ range who wants a gated small-batch community near I-95 and US-1.
Avoid If
You want a community with years of future phases ahead rather than a final-phase, largely built-out project.
The Deep Dive

Gated, 34 homesites, no HOA fee per the builder

Kolter Homes is building Cove at Park Trace as a gated, small-batch community of exactly 34 total homesites, offering 2-5 bedroom homes under the Carson Collection at prices in the upper $500,000s to $600,000s+. The community is about 2 miles from I-95, just west of US-1 in Stuart.

The standout claim, attributed to the builder's marketing: no HOA fee, despite the community being gated. That combination is uncommon in Martin County, where gate maintenance is typically funded through a mandatory HOA. Confirm the specifics directly with Kolter Homes - what funds the gate and pool area upkeep if there's no recurring fee - before treating this as a settled cost advantage.

Amenities include a gated pool area with a lounging deck, a covered lanai, and restrooms, with some homesites offering preserve views. The community is described as actively selling with small remaining homesite inventory, consistent with a final-phase or largely built-out project rather than one with an extended runway of future releases.

CDD status is unknown and should be confirmed with the builder even though HOA is reportedly zero - a CDD assessment, if one exists, would be separate from an HOA fee. Zoned schools fall under Martin County School District; confirm specific zoning before relying on this page.

Locally, Cove at Park Trace competes against Willow Pointe, Sandpiper Square, and the Preserves at Park Trace - worth cross-shopping if you want to see how the no-HOA-fee claim and the 34-homesite scale compare against nearby alternatives.

“

The location and the amenities are priced into every listing in Cove at Park Trace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

A gated community with no HOA fee is the kind of claim worth double-checking rather than repeating at face value - so we attribute it clearly to the builder's marketing and flag that CDD status is still unconfirmed. With only 34 homesites and inventory already described as small, we'd rather get you moving on a real lot than have you spend time on a claim we haven't verified.

The 15-Second Verdict

Cove at Park Trace in 15 seconds.

Best forBuyers who want a gated Martin County community with no HOA fee, per the builder, and can move quickly on limited inventory.
Biggest advantageOnly 34 homesites, gated, with no HOA fee claimed by the builder - an uncommon combination locally.
Biggest riskInventory is small and CDD status is unconfirmed - verify both before you get attached to a specific lot.
Sweet spotA buyer in the upper $500,000s to $600,000s+ range who wants a gated small-batch community near I-95 and US-1.
Avoid ifYou want a community with years of future phases ahead rather than a final-phase, largely built-out project.
Run Your Numbers

Tools for a Cove at Park Trace buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxMartin County millage and the homestead picture.Rent vs buyThe breakeven on owning in Cove at Park Trace.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cove at Park Trace sales matched to your home.

Selling in Cove at Park Trace

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Cove at Park Trace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Cove at Park Trace home worth?

Get a no-obligation home value based on real comparable sales in Cove at Park Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Stuart →

Real comps, not an automated estimate.
The Verdict

Should you buy in Cove at Park Trace?

An honest fit check. We will tell you when it is not your community.

Buyers who want a gated community with no HOA fee, per the builder's marketingExcellent fit
Buyers in the upper $500,000s to $600,000s+ range near I-95 and US-1 in StuartExcellent fit
Buyers ready to move quickly given the small remaining homesite inventoryExcellent fit
Buyers who need CDD status confirmed before an initial inquiryProbably not
Buyers who want an early-phase community with years of future inventory aheadProbably not
Buyers who won't verify the no-HOA-fee claim directly with the builderProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: November 2, 2026)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Cove At Park Trace

Development, infrastructure, retail, and school activity affecting Cove At Park Trace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Schools

    Murray Middle School in Stuart breaks ground on $33M rebuild phase

    The second phase adds new learning spaces, a performing arts wing and gym renovations after Hurricane Milton's tornado damaged three main buildings. The gym is expected by August 2027 and the new buildings by December 2027.

    What it may mean for the marketReplaces portable classrooms with permanent facilities, improving a public school campus in the Stuart area. The site is less than a mile northeast of Cove At Park Trace.

    Source: WPTV
  2. October 2026
    Parks & Amenities

    Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage

    Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.

    What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The site is about 4 miles southwest of Cove At Park Trace.

    Source: WPTV
  3. October 2026
    Civic

    Martin County adopts one-year moratorium on new data centers

    Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.

    What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 5 miles southwest of Cove At Park Trace.

    Source: WPTV
  4. October 2026
    Civic

    Martin County moves to restore MARTY bus service with emergency contract

    Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.

    What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 2 miles southwest of Cove At Park Trace.

    Source: WPTV
  5. September 2026
    Development

    Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound

    Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.

    What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 11 miles southeast of Cove At Park Trace, elsewhere in Martin County.

    Source: WFLX (FOX 29)
  6. August 2026
    Infrastructure

    Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied

    The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.

    What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is less than a mile northeast of Cove At Park Trace.

    Source: WJNO (iHeart)

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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What it really costs to own in Cove at Park Trace

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $456/month across 6 MLS listings (most billed monthly; 2026-11-05). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2026 across 5 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes.

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Housing distress & ownership in Cove at Park Trace, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-11-02)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Every Home for Sale in Cove At Park Trace Stuart Right Now (5)

All 5 active and pending Cove At Park Trace Stuart listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Cove at Park Trace with Momentum Realty’s local guides.

TPThe Preserve At Park Trace0.2 mi away · median $645K, 23 sales/12 moCRCove Royale0.3 mi away · median $817K, 10 sales/12 moCCCove Cove Royale0.3 mi awayWaco Field Place0.5 mi away · 4 homes, built 1969–03CICove Isle0.6 mi away · 131 homes, built 2004–07LCLegacy Cove Cove Isle0.7 mi awaySummerfield0.8 mi away · median $538K, 6 sales/12 moCLCove Lakes0.8 mi away · 80 homes, built 2007–14

Browse all neighborhood guides →

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