CROSS CREEK SHORES in Freeport

CROSS CREEK SHORES
Homes for Sale in Freeport, FL

Community in Freeport · Walton County · ZIP 32434
38 homesBuilt 1995–2024Median sale $700K
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Photo via emeraldcoast

Built fromLive emeraldcoast data23 years of closingsFL DOR public recordsUpdated twice daily
Live · CROSS CREEK SHORES Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$700K
Median sold · 12 mo
87.5%
Sale vs ask
Walton median: 94.5%
Tempo
250days
Median DOM · closed
23 days at the 2021 low
50%
Under contract
2 · 2
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
65%
Owner-occupied · CROSS CREEK SHORES
30 of 46 parcels homesteaded (FL DOR 2025)
35%
Non-owner-occupied · CROSS CREEK SHORES
incl. 11% trust or LLC-held · 6% out-of-state
0%
Cash buyers · CROSS CREEK SHORES
0 of 3 sales, 12 mo ending July 2026
38
Homes in the community
plus 8 vacant residential lots · 46 residential parcels (FL DOR 2025)
Track record · 23 years of records
Est. 1995
Community established
homes built 1995-2024, median 2011 (FL DOR 2025)
7.9%/yr
Turnover rate
about 3 of 38 homes trade a year

The 60-Second Overview

CROSS CREEK SHORES market snapshot (as of July 25, 2026): the median sale price is about $700K, and a median 250 days on market for closed sales.

CROSS CREEK SHORES is a community of 38 homes in Freeport, Walton County, built between 1995 and 2024 (median 2010.5), with a median living area of about 2,482 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($700K) IS the median in the snapshot above.

Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 4 a year; 3 in the current window.

CROSS CREEK SHORES Market Scorecard

Balanced

CROSS CREEK SHORES is currently a balanced market., a median asking price of $772,500, and homes go under contract in about 142 days.

$772,500
Median list
$699,899
Median sold
142
Days on mkt
2/2/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in CROSS CREEK SHORES

Live MLS inventory for CROSS CREEK SHORES. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending CROSS CREEK SHORES listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Freeport · Elementary
  • Freeport · Middle
  • Freeport · High

Zoned schools reflect the assignments reported on recent CROSS CREEK SHORES listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any CROSS CREEK SHORES address.

If we were buying in CROSS CREEK SHORES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CROSS CREEK SHORES.

A closer look at the CROSS CREEK SHORES market

Homes in CROSS CREEK SHORES trade around a median of $700K, where condition and lot do more to set the final number than the asking price does.

The housing stock is 38 homes built between 1995 and 2024, and 65% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in CROSS CREEK SHORES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CROSS CREEK SHORES sales matched to your home.

What is your CROSS CREEK SHORES home worth?

Get a no-obligation home value based on real comparable sales in CROSS CREEK SHORES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in CROSS CREEK SHORES on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in CROSS CREEK SHORES?
The median sale price in CROSS CREEK SHORES was $700K over the 12 months ending July 25, 2026 (3 closed sales, emeraldcoast).
How long do homes in CROSS CREEK SHORES take to sell?
Homes that closed in the 12 months ending July 25, 2026 took a median 250 days on market (3 sales, emeraldcoast).
How many homes are in CROSS CREEK SHORES?
The Florida DOR 2025 assessment roll shows 38 homes plus 8 vacant residential lots in CROSS CREEK SHORES (public records).
What share of CROSS CREEK SHORES is owner-occupied?
65% of CROSS CREEK SHORES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in CROSS CREEK SHORES built?
Homes in CROSS CREEK SHORES were built between 1995 and 2024, with a median year built of 2010.5 (FL DOR 2025 roll).
Do cash buyers compete in CROSS CREEK SHORES?
Cash buyers took 0% of CROSS CREEK SHORES sales in the 12 months ending July 2026 (0 of 3 closings, emeraldcoast).
Who is the best real estate agent for CROSS CREEK SHORES?
The best agent for CROSS CREEK SHORES is one who actively works Freeport and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for CROSS CREEK SHORES.
How do I find a top Freeport real estate agent who knows CROSS CREEK SHORES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows CROSS CREEK SHORES and the wider Freeport area.
Can Momentum Realty connect me with an agent for CROSS CREEK SHORES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your CROSS CREEK SHORES purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near CROSS CREEK SHORES with Momentum Realty’s local guides.

WOWatersound Origins Santa Rosa BeachFreeport, FL · 14.9 miDMDeer Moss Creek NicevilleFreeport, FL · 16.9 miLMLatitude Margaritaville Watersound Panama City BeachFreeport, FL · 18.4 miBPBreakfast Point East Panama City BeachFreeport, FL · 21.8 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsemeraldcoast, refreshed twice daily (last: July 25, 2026)
Community market statsemeraldcoast closed sales, 12-month windows ending July 25, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32434/32439))
Historical depthClosed-sale records back to 2003 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

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