Elliotts Point in Fort Walton Beach

Elliotts Point
Homes for Sale in Fort Walton Beach, FL

All 380 homes for sale in Fort Walton Beach, FL · median $399,950 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County
Free · No obligation
Talk to a Elliotts Point Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS dataUpdated twice daily

Homes listed or recently sold were built 1954–2026 with 1 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). Elliotts Point 7TH Addn is a community in Fort Walton Beach, Okaloosa County, FL. Across Fort Walton Beach as a whole, 56 homes closed in the last 12 months at a median of $337,500, 55 median days on market, with 394 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,350 ($3,840 with the full homestead exemption).

Live · Elliotts Point Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 25, 2026

Price here is driven by condition and lot, not by any single template. The median home dates to 1957 and runs about 1,712 square feet, but the build range stretches from 1940 to 2024, so what you actually pay tracks how much updating a given house has already absorbed. Treat the $333,000 median as a midpoint across a wide spread, not a sticker price for a specific home.

The current posture favors patient buyers. The median home is taking about 111 days to sell, inventory is thin, and the median price is down 17.8% year over year off a much higher long-run base — up 192% since 2012. That combination — slow days on market, a soft heat score, and few active listings — means sellers need realistic pricing and buyers have room to negotiate, but not much selection at any one moment.

Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside ELLIOTTS POINT 7TH ADDN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

313 NE Gardner Drive
$400K · 0.2 mi away
4 bd · 2 ba
313 NE Gardner Drive
Listed by RE/MAX Coastal Properties
311 NE Gardner Drive
$390K · 0.2 mi away
3 bd · 2 ba
311 NE Gardner Drive
Listed by Realty ONE Group Emerald Coast
302A NE Sudduth Circle
$540K · 0.2 mi away
3 bd · 2 ba
302A NE Sudduth Circle
Listed by RE/MAX Agency One
357 NE Kepner Drive
$360K · 0.2 mi away
3 bd · 2 ba
357 NE Kepner Drive
Listed by Coldwell Banker Realty
36 NE Laurie Drive
$790K · 0.3 mi away
5 bd · 3 ba
36 NE Laurie Drive
Listed by Endless Horizons Realty Inc
6 NE Bay Court
$680K · 0.3 mi away
3 bd · 2 ba
6 NE Bay Court
Listed by The Realty Firm Inc

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Elliotts Point 7th Addn is an established, mostly older pocket of Fort Walton Beach where the housing stock is varied and the pace of sales is deliberate. With a homestead share around 63%, this reads as a lived-in neighborhood rather than a rental or flip corridor.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Long-hold owners planning to stay put and comfortable maintaining an older home
  • Buyers with a renovation budget who want to add value through updates
  • Value-focused shoppers who can be patient while inventory is thin and are ready to move when the right house appears

Probably not for

  • Buyers who require newer construction or a move-in-ready home with no updating
  • Those who want shared community amenities like a pool or clubhouse
  • Short-term flippers needing a quick resale in a fast-turning market

The market around Elliotts Point

Elliotts Point is too small for its own price trend, so here is the market around it.

Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).

ZIP and county figures describe the wider market, not Elliotts Point specifically. Momentum Research analysis of MLS records.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.

If we were buying in Elliotts Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Elliotts Point.

Best Buy
Buyers who want an established Fort Walton Beach address and are comfortable with an older home.
Biggest Risk
Wide variation in age and condition means renovation cost can make or break the value.
Sweet Spot
A well-updated home near the ~$333,000 median that you buy with eyes open on condition.
Avoid If
You need new construction, shared amenities, or a fast in-and-out flip.

An older stock rewarding condition

With 606 homes and a median build year of 1957, most of what trades here has some age on it. The 1940-to-2024 range tells you renovations and occasional teardowns/rebuilds happen, which is why two homes of similar size can be priced very differently. Your inspection and renovation math matter more here than in a uniform, newer subdivision.

No community amenities show up in current MLS listings, so value comes from the homes and the location itself rather than shared facilities. With only one active listing at last snapshot and a 111-day median time to sell, timing and readiness to move on the right house both count.

“

The location and the amenities are priced into every listing in Elliotts Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A neighborhood this varied in age and condition needs a comp-by-comp read, not a median applied blindly. We price each house on its own updates and lot, tell sellers what the softer year-over-year market will actually bear, and help buyers underwrite renovation cost before the offer — so you know whether a lower number reflects a deal or deferred work.

Elliotts Point in 15 seconds.

Best forBuyers who want an established Fort Walton Beach address and are comfortable with an older home.
Biggest advantageA soft, slow-moving market that gives prepared buyers negotiating room.
Biggest riskWide variation in age and condition means renovation cost can make or break the value.
Sweet spotA well-updated home near the ~$333,000 median that you buy with eyes open on condition.
Avoid ifYou need new construction, shared amenities, or a fast in-and-out flip.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Elliotts Point sales matched to your home.

What is your Elliotts Point home worth?

Get a no-obligation home value based on real comparable sales in Elliotts Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.
Long-hold owners planning to stay put and comfortable maintaining an older homeExcellent fit
Buyers with a renovation budget who want to add value through updatesExcellent fit
Value-focused shoppers who can be patient while inventory is thin and are ready to move when the right house appearsExcellent fit
Buyers who require newer construction or a move-in-ready home with no updatingProbably not
Those who want shared community amenities like a pool or clubhouseProbably not
Short-term flippers needing a quick resale in a fast-turning marketProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: November 11, 2026)
Under-contract sharesEmerald Coast MLS records, as of 2026-11-09

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Elliotts Point 7th Addn

Development, infrastructure, retail, and school activity affecting Elliotts Point 7th Addn, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Infrastructure

    Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach

    County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.

    What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The site is about 1 mile northwest of Elliotts Point 7th Addn.

    Source: Get The Coast
  2. October 2026
    Retail & Dining

    7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach

    The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.

    What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The site is about 2 miles northwest of Elliotts Point 7th Addn.

    Source: Get The Coast
  3. October 2026
    Retail & Dining

    TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key

    The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.

    What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The project is about 10 miles east of Elliotts Point 7th Addn, elsewhere in Okaloosa County.

    Source: Get The Coast
  4. October 2026
    Parks & Amenities

    Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking

    Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.

    What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The site is about 1 mile northwest of Elliotts Point 7th Addn.

    Source: Get The Coast
  5. September 2026
    Parks & Amenities

    Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park

    Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.

    What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The site is about 5 miles east of Elliotts Point 7th Addn.

    Source: Get The Coast
  6. June 2026
    Civic

    DeSantis signs state budget with funding for Okaloosa County projects

    Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.

    What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 10 miles northeast of Elliotts Point 7th Addn.

    Source: Get The Coast

Development alerts for Elliotts Point 7th AddnGet a short monthly email when something new is approved, funded, or opens near Elliotts Point 7th Addn.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

More on Elliotts Point

What it really costs to own in Elliotts Point

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $1,969/yr across 3 listings here (MLS tax records, 2026-11-12).
Home and flood insuranceThe average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1955 across 4 listings. An original roof here would be about 71 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Elliotts Point

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Elliotts Point

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Elliotts Point will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Housing distress & ownership in ELLIOTTS POINT 7TH ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-11-09)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Elliotts Point with Momentum Realty’s local guides.

Elliotts Point0.1 mi away · 175 homes, built 1948–24, 1 for saleElliotts Point0.1 mi away · 286 homes, built 1940–24, 2 for saleElliotts Point0.2 mi away · 3 for saleFPFerry Park0.3 mi away · 1 for saleCommodore Place0.4 mi away · 28 homes, built 1963–97, 1 for saleElliotts Point0.4 mi away · 195 homes, built 1948–24Park Place0.5 mi away · 76 homes, built 1952–23Elliotts Point0.5 mi away · 389 homes, built 1940–24

Browse all neighborhood guides →

Talk to a Local Elliotts Point Expert
Call Get Listings