Established Mandarin-area resale market · Jacksonville · ZIP 32257
An established resale subdivision off Losco Road in the Mandarin area of Jacksonville, built in the late 2000s, priced for buyers who want a settled single-family neighborhood close to Losco Regional Park and I-295.
Established resaleMandarin, Duval County3 to 4 bedrooms
Live Market Pulse
50/100 Momentum
Buyer-Leaning Market (limited data)
This is a settled resale neighborhood built out roughly 2007 to 2010, not a new-construction release. Inventory is limited and individual, so condition, updates, and lot drive value more than a single headline number. Verify specifics by address.
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Unlock Off-Market Emilys Crossing
Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.
Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
As of September 2026, the MLS records 46 closed sales in Emilys Crossing in Jacksonville, FL since 2008, the most recent in June 2025. Recorded prices since 2024 ran from $401,000 to $518,800 (median $415,000), on homes of 1,700 to 2,824 sq ft. Across Jacksonville as a whole, 8,873 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,391 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,410 ($6,680 with the full homestead exemption).
LiveMarket PulserealMLS
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Median Price
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Supply
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Seller Leverage
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Jon's Current Read
"Emilys Crossing is a resale play on a single, built-out subdivision off Losco Road in Jacksonville's Mandarin area, not a builder market. Homes here date to the late 2000s, so the value driver is the individual home, its updates, and its lot rather than any builder price sheet. The neighborhood's HOA is active per state corporate registration, so confirm the current dues and any covenants on the specific listing before you underwrite a purchase."
Jon Brooks, founder, Momentum Realty · Updated June 2026
The 60-Second Overview
Emilys Crossing is an established, single-family resale subdivision in the Mandarin area of Jacksonville, in Duval County, with homes generally dating to roughly 2007 to 2010. It sits off Losco Road, reached from I-295 Exit 3 by way of Old St. Augustine Road North, close to Losco Regional Park.
Because the subdivision is built out, the market here behaves like a resale market rather than a builder market. Each home trades on its own condition, updates, and lot rather than on a fixed set of new floor plans, so verify square footage, bedroom count, and any renovations by the specific address.
The neighborhood has an active homeowners association registered with the state. Reported dues vary across recent listings, which can reflect timing or reporting differences rather than a single fixed number, so confirm the current amount and what it covers directly with the association or on the specific listing before you rely on it.
Quick Match
Who Emilys Crossing is best for.
Best for
Buyers who want an established Mandarin-area resale home rather than new construction
Buyers comfortable verifying an individual home's condition, updates, and HOA dues by address
Commuters who value proximity to Losco Regional Park, I-295, and the Southside job corridor
Probably not for
Buyers who need brand-new construction with a builder warranty
Anyone who wants a gated, amenity-rich community with a clubhouse or pool
Buyers unwilling to confirm current HOA dues and covenants before making an offer
Market Pulse
How Emilys Crossing is performing right now
50/100 momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate
Live market metrics for Emilys Crossing update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.
Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Emilys Crossing listings and the trailing twelve months of closed sales.
8.6A- score
Momentum intelligence
Momentum buy score
Our proprietary read on how a home in Emilys Crossing buys, holds, and resells. See the five factors.
Interactive Map
Emilys Crossing on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.
No CDD bond means thousands less per year than newer master plans.
Typical CDD community~$2,500/yr
Emilys Crossing (no CDD)$0/yr
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
15-Second Take
Duval County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby
Emilys Crossing is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
High
Mandarin High School (Duval County Public Schools); verify by address
Middle
Mandarin Middle School (verify by address)
Elementary
Mandarin Oaks Elementary School (verify by address)
The story here is a settled Mandarin-area resale neighborhood close to Losco Regional Park and the I-295 corridor, without a builder still selling new phases nearby.
Recent Developments in Emilys Crossing
Development Intelligence
Our read on what is being built around Emilys Crossing, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
Net OutlookBullishNet stable for a built-out, late-2000s subdivision, with value tied to individual home condition, updates, and confirmed HOA terms rather than new-construction competition.
Built-out subdivision, no new-phase competition
Evergreen
BullishNotable impact
SignificanceRadius: Community
Emilys Crossing is fully built out from its late-2000s development, so there is no builder releasing new phases inside the subdivision. Value turns on the condition and updates of individual resale homes.
HOA dues and covenants vary by listing
Evergreen
NeutralNotable impact
SignificanceRadius: Community
The subdivision has an active homeowners association, and reported annual dues differ across recent listings. Confirm the current figure and what it covers with the association or on the specific listing before you buy.
Insurance and carrying costs
2026
NeutralMinor impact
SignificanceRadius: Region
Florida homeowners insurance is a real line item for any Northeast Florida resale. Get a bindable quote for the specific home before you commit, factoring in roof age and any prior claims.
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Emilys Crossing, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Strategy
The Emilys Crossing buying strategy.
If we were buying in Emilys Crossing, this is the order of operations we would run, and the one we run for our clients.
1
Pull the specific parcel's record with the Duval County Property Appraiser to confirm year built, square footage, and lot size.
2
Get the current HOA dues amount and covenants in writing from the association or the listing agent, since reported figures vary by listing.
3
Confirm the FEMA flood zone for the exact address and get a bindable homeowners insurance quote before you make an offer.
4
Verify the zoned elementary, middle, and high schools by the home's address with Duval County Public Schools.
5
Get a thorough inspection focused on roof age and major systems, since homes here are now 15 to 19 years old.
The Quick Decision
Best Buy
A well-maintained or recently updated home on a solid lot, with confirmed HOA dues in writing.
Biggest Risk
Assuming a specific HOA dues figure or amenity from an older listing rather than confirming it currently.
Best Lot
Prioritize a quiet, well-positioned interior lot; verify condition and any updates parcel by parcel.
Smart Timing
Resale driven. Inventory is thin and individual, so move when the right home condition and lot appear.
Deep-Dive Intelligence
The full read, only if you want it.
The takeaway
On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.
Community Details at a Glance
The Homes
Type
Established single-family resale, built roughly 2007 to 2010
Size range
About 1,500 to 2,300 sq ft (verify by parcel)
Bedrooms
3 to 4
Construction
One and two-story frame and block homes on individual lots
Costs & Fees
HOA
Yes, an active homeowners association; confirm the current dues amount on the specific listing
CDD
None identified; confirm on the parcel tax record
Property use
Primary residences
Amenities
Nearby
Losco Regional Park
Status
No community-specific amenity confirmed; verify with the HOA
Location
Area
Mandarin, Jacksonville, Duval County, off Losco Road
Access
I-295 Exit 3 to Old St. Augustine Road North, then Losco Road
Downtown Jacksonville
About 20 to 25 min (approximate)
Emilys Crossing Homes For Sale
What your money buys in Emilys Crossing.
The takeaway
Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.
Here are the broad resale bands in Emilys Crossing today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.
The Entry
At the entry tier you are generally looking at smaller, original-condition homes toward the lower end of the square footage range, where the value is in the lot and update potential. Budget for roof and system updates on homes now 15 to 19 years old.
Lowest entry
The Core
In the core of the market you find mid-size, maintained or partially updated homes with 3 to 4 bedrooms on typical subdivision lots. This is where most resale activity clusters.
Most inventory
The Top
At the top are the larger, more fully updated homes toward the higher end of the size range, often on a quieter or corner lot. Confirm the exact square footage and updates on the specific parcel.
Strongest resale
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.
The Entry
At the entry tier you are generally looking at smaller, original-condition homes toward the lower end of the square footage range, where the value is in the lot and update potential. Budget for roof and system updates on homes now 15 to 19 years old.
The Core
In the core of the market you find mid-size, maintained or partially updated homes with 3 to 4 bedrooms on typical subdivision lots. This is where most resale activity clusters.
The Top
At the top are the larger, more fully updated homes toward the higher end of the size range, often on a quieter or corner lot. Confirm the exact square footage and updates on the specific parcel.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Operator Intelligence
Renovation & Resale Intelligence
The factors that actually move value in Emilys Crossing, condition, lot, and the renovation math, read from current listings and recent sales.
15-Second Take
Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay
Proprietary Data
The renovation premium.
Renovated-listing inventory in Emilys Crossing is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.
Lot Value
The lot premium.
On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.
Operator Note
Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.
Resale Strength Scorecard
How well Emilys Crossing holds value.
Our read on the factors that protect resale here, and the one to manage.
Home conditionVaries by home
Roof and systems age15 to 19 years old; verify
Renovation upsideModerate on older units
Lot and locationMandarin, near Losco Park
HOA terms clarityConfirm dues in writing
Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.
Operator Note
The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.
5 Mistakes Buyers Make in Emilys Crossing
15-Second Take
Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check
The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.
1
Calling the listing agent
The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.
2
Misjudging the renovation math
A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.
3
Overpaying for an interior lot
A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.
4
Underbudgeting the carrying costs
Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.
5
Skipping the systems check
An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.
“
The value here is not a builder price sheet, it is the individual home: its condition, its updates, and its confirmed HOA terms.
Jon Brooks · Founder, Momentum Realty
Momentum Intelligence
Momentum Buy Score.
Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.
6.0C+ · Buy Score
Resale Strength6.0/10
Renovation Risk6.2/10
Location Efficiency6.4/10
Long-Term Defensibility5.8/10
Carrying Cost Advantage5.8/10
Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.
Momentum Housing Intelligence
Why our read on Emilys Crossing is different.
Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.
Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.
Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior
Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.
15-Second Take
Lots are individual subdivision lots typical of a late-2000s development.
The lot and home condition are the durable differentiators in a built-out subdivision.
Interior, quieter lots away from Losco Road tend to hold appeal.
Verify roof age and major systems given homes are now 15 to 19 years old.
Confirm current HOA dues on the specific lot before you commit.
In a built-out, late-2000s subdivision like Emilys Crossing, the building is aging for everyone, so the durable difference between two homes is condition, updates, and lot position. Homes closer to Losco Road may see more traffic noise than interior lots, and quieter, well-positioned lots tend to hold value better on resale. Because homes here are now 15 to 19 years old, treat roof and major-system age as part of your value math alongside the lot, and confirm current HOA dues and covenants on the specific parcel rather than assuming them from an older listing.
The 15-Second Verdict
Emilys Crossing in 15 seconds.
Best forBuyers who want an established Mandarin-area resale home near Losco Regional Park and I-295.
Biggest advantageA settled, built-out subdivision with no new-construction competition inside it.
Biggest riskRelying on an outdated HOA dues figure instead of confirming the current amount.
Sweet spotA maintained or updated home on a quiet interior lot, with dues confirmed in writing.
Avoid ifYou need new construction, a builder warranty, or a gated, amenity-rich HOA community.
HOA, CDD & Fees
15-Second Take
HOA is active; confirm the current dues amount and what it covers in writing.
No CDD was identified, but confirm it on the parcel tax record.
No confirmed community amenity beyond the HOA itself; verify directly.
Homes are now 15 to 19 years old; inspect roof and major systems.
Losco Regional Park is nearby public recreation, not an HOA amenity.
Emilys Crossing has an active homeowners association registered with the state of Florida. Reported annual dues vary across recent listings, which likely reflects timing or reporting differences rather than one fixed number, so confirm the current amount directly with the association or the listing agent before you buy.
Confirm in writing what the dues cover. No community-specific amenity such as a pool or clubhouse was confirmed for this subdivision in research; treat any amenity claim as unverified until you confirm it with the HOA.
There is no golf course or private country club in the subdivision.
Run Your Numbers
Tools for a Emilys Crossing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.
Selling in Emilys Crossing
Thinking of selling an Emilys Crossing home?
Selling a late-2000s Mandarin-area resale home takes a real strategy, not an automated estimate. We will show you the honest math on how condition, updates, and confirmed HOA terms position your home against what is actually selling nearby.
Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.
Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.
In Emilys Crossing, condition and view decide your number
Because buyers here are weighing your home against renovated comps and cross-shopping Mandarin Groves, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.
What is your Emilys Crossing home worth?
Get a no-obligation home value based on real comparable sales in Emilys Crossing matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Emilys Crossing year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Live market metrics for Emilys Crossing are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.
Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Emilys Crossing a new-construction community?
No. It is an established Mandarin-area subdivision with homes generally dating to roughly 2007 to 2010. Homes here are resales, and each should be judged on its own condition and updates.
What kind of homes are in Emilys Crossing?
Predominantly one and two-story single-family homes, roughly 1,500 to 2,300 square feet with 3 to 4 bedrooms, based on recent listings. Verify exact size and bedroom count by the specific address.
Is there an HOA, and how much are the dues?
Yes, Emilys Crossing has an active homeowners association registered with the State of Florida. Reported annual dues have varied across recent listings, so confirm the current figure and what it covers with the association or the listing agent before you buy.
Is there a CDD bond on the taxes?
No Community Development District was identified for this subdivision. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
What amenities does the community have?
No community-specific amenity, such as a pool or clubhouse, was confirmed for this subdivision in research. Losco Regional Park is nearby public recreation. Confirm any amenity claim directly with the HOA.
Is Emilys Crossing gated or age-restricted?
There is no verified information that the subdivision is gated, and it is not marketed as age-restricted or 55 plus.
What schools serve the community?
It is in Duval County Public Schools, with Mandarin High School serving the area. The zoned elementary and middle schools should be verified by the specific address, since attendance zones change.
How is the commute to downtown Jacksonville?
Downtown Jacksonville is roughly a 20 to 25 minute approximate drive. Losco Regional Park and I-295 access are both within about 5 to 10 minutes. Other drive times on this page are approximate estimates.
How old are the homes?
Homes generally date to roughly 2007 to 2010, making them about 15 to 19 years old as of 2026. Verify the exact year built on the specific parcel with the Duval County Property Appraiser.
What is the biggest risk of buying here?
Relying on an outdated HOA dues figure or assuming an amenity that has not been confirmed, rather than getting current terms in writing from the association or listing agent.
How should I choose a lot?
Favor quieter interior lots away from Losco Road, and confirm the home's condition and major-system age given the subdivision's late-2000s construction date.
Should I get my own agent for a resale purchase here?
Yes. An experienced agent helps you judge condition, updates, and HOA terms against genuinely comparable sales and represents your interests in the negotiation.
How current is the data on this page?
This page will fill in with live realMLS data as sales in the subdivision accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.
Who is the best real estate agent for Emilys Crossing?
The best agent for Emilys Crossing is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Emilys Crossing.
How do I find a top Jacksonville real estate agent who knows Emilys Crossing?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Emilys Crossing and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Emilys Crossing?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Emilys Crossing purchase or sale - no call center and no pressure.
The Verdict
Should you buy in Emilys Crossing?
An honest fit check. We will tell you when it is not your community.
You want an established Mandarin-area resale home near Losco Regional Park and I-295.Excellent fit
You are comfortable verifying an individual home's condition, updates, and current HOA dues by address.Excellent fit
You value proximity to the Southside job corridor without new-construction competition inside the subdivision.Excellent fit
You will confirm HOA terms and inspect an aging home's systems before committing.Excellent fit
You need brand-new construction with a builder warranty.Probably not
You want a gated, amenity-rich HOA community with a clubhouse or pool.Probably not
You are unwilling to confirm current HOA dues before making an offer.Probably not
You need a large pool of identical new homes for easy price comparison.Probably not
Get the inside read on Emilys Crossing
Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Emilys Crossing home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.
You are all set.
A Momentum Realty Emilys Crossing specialist will reach out personally, usually the same day.
Median sale price in Emilys Crossing, Florida by year (2012 to 2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Get a real cash offer on your Emilys Crossing home in 24 hours and close in as little as 7 days, as-is. Because Momentum is a licensed RealTrends-500 brokerage, we'll also show you what listing would net - so you choose with both numbers.
Buying or researching Duval County? See the full Duval County real estate market report - prices, inventory, schools, taxes, and every Duval County neighborhood.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.
