Fern Terrace
Homes for Sale in Fern Park, FL
All 16 homes for sale in Fern Park, FL · median $327,000 · 15 homes for sale in 32730 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1958 - 1965; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 99 ft). As of November 2026, the MLS records 1 closed sale in Fern Terrace in Fern Park, FL, the most recent in August 2026. Across Fern Park as a whole, 47 homes closed in the last 12 months at a median of $315,000, 25 median days on market, with 13 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $4,780 ($4,180 with the full homestead exemption).
Nearby homes for sale
No active listings inside Fern Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Fern Terrace market snapshot (as of September 20, 2026): the median sale price is about $318K ($255 per sq ft over the trailing 12 months of closed sales), and a median 39 days on market for closed sales.
In ZIP 32730 (Fern Park), 19 homes closed in the last 12 months at a median of $470K ($261/sq ft), with a median 47 days on market. See the live ZIP 32730 housing market and the Seminole County market.
County records show 6 qualified sales in Fern Terrace across 2024 - 2025 (2 in 2024, 4 in 2025), median $325,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Fern Terrace is a community of 60 homes in Fern Park, Seminole County, built between 1957 and 1972 (median 1960.0), with a median living area of about 1,104 square feet. 63% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Fern Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Fern TerracePhotos from Stellar MLS listings in Fern Terrace; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($318K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. Deemed reliable but not guaranteed.
33% of homes for sale in ZIP 32730 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Fern Terrace Market Scorecard
Fern Terrace is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Fern Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Fern Terrace
- Dog Park · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Tennis Court(s) · reported on 1 of 1 listings
- Security Lights · reported on 1 of 1 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Fern Terrace buying strategy.
If we were buying in Fern Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fern Terrace.
A closer look at the Fern Terrace market
At a median of $255 per square foot, Fern Terrace prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The housing stock is 60 homes built between 1957 and 1972, and 63% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Fern Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Tools for a Fern Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fern Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fern Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fern Terrace home worth?
Get a no-obligation home value based on real comparable sales in Fern Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fern Park →
Recently off market in Fern Terrace
Homes in Fern Terrace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 207 Temple Avenue · off market
| Location | Fern Park, Seminole County, FL · ZIP 32730 |
|---|---|
| Homes in the community | 60 (FL DOR 2025 assessment roll) |
| Years built | 1957–1972 (median 1960.0) |
| Typical living area | 1,104 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Dog Park, Playground, Security Lights, Tennis Court(s) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 63% |
Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fern Terrace key facts,” movewithmomentum.com/neighborhoods/fern-terrace-fern-park, data as of November 6, 2026.
Housing distress & ownership in Fern Terrace, Fern Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Fern Park home searches
- All homes for sale in Fern Park, FL
- Homes for sale in Seminole County, FL
- Homes from $300K to $500K in Fern Park
- ZIP 32730 housing scorecard
- 1 coming-soon community in Seminole County
Fern Park guides & data
- Market data
- Property taxes (Seminole County)
- Homestead exemption (Seminole County)
- New construction (Seminole County)
- Home builders (Seminole County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
Email me new listings in Fern Terrace
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Fern Terrace
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Fern Terrace will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Fern Terrace?
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When were the homes in Fern Terrace built?
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Where is Fern Terrace, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32730)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2007 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Fern Terrace fits the bigger picture — live prices, inventory, and Momentum Scores: