Fish Lake Cove
Homes for Sale in Kissimmee, FL
All 3,104 homes for sale in Kissimmee, FL · median $375,000 · 773 townhomes for sale in Kissimmee · 337 homes for sale in 34744 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Fish Lake Cove in Kissimmee, FL has 12 homes for sale and 3 pending, asking from $341,990 to $357,590 (median $341,990). Homes listed or recently sold were built 2025 - 2026 with 22 new construction; 22 of 22 report an HOA (median $86/mo); none of the 22 geocoded homes sit in a FEMA special flood hazard zone (median elevation 61 ft).
The market around Fish Lake Cove
Fish Lake Cove is too small for its own price trend, so here is the market around it.
Across Osceola County, 4,394 homes are active and 1,117 pending (20% under contract).
ZIP and county figures describe the wider market, not Fish Lake Cove specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in Fish Lake Cove are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-25).
Fish Lake Cove Market Scorecard
Fish Lake Cove is currently a strong buyer's market. About 20.6 months of supply, a median asking price of $341,990, and homes go under contract in about 38 days.
Typical home value in the 34744 ZIP is $380,233, about 10.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Fish Lake Cove
Live MLS inventory for Fish Lake Cove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 37 daysTop listing
Active · 51 days
Active · 36 days
Active · 36 days
Pending · 33 days
Pending · 37 days
Pending · 40 daysActive and pending Fish Lake Cove listings as of 2026-09-13, priced high to low. Based on Stellar MLS data distributed by MLS GRID. Tap any home to ask about it.
Fish Lake Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Fish Lake Cove
- Playground · reported on 5 of 5 listings
- Pool · reported on 5 of 5 listings
- Deed Restrictions · reported on 5 of 5 listings
- Dog Park · reported on 5 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Fish Lake Cove buying strategy.
If we were buying in Fish Lake Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fish Lake Cove.
The location and the amenities are priced into every listing in Fish Lake Cove. The deal is won or lost on condition, the comps, and the renovation math.
What it really costs to own in Fish Lake CoveHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $1,750/yr in CDD or special-district assessments on the tax bill (23 listings, MLS, 2026-10-24). 100% of the 23 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | Median $86/month across 22 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2026 across 23 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Fish Lake CoveHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Fish Lake CoveHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Fish Lake CoveHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $86/month (about $1,032/yr) · median of 22 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $86 per month ($1,032 a year) - the median AssociationFee across 22 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Fish Lake Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fish Lake Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fish Lake Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fish Lake Cove home worth?
Get a no-obligation home value based on real comparable sales in Fish Lake Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Fish Lake Cove on the map →
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-08-10 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Kissimmee & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
See how FISH LAKE COVE fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Fish Lake Cove
Where is Fish Lake Cove?
Fish Lake Cove is a community in Kissimmee, Osceola County, Florida.
Are there homes for sale in Fish Lake Cove right now?
Yes - 8 active and 4 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Fish Lake Cove have an HOA or CDD?
No HOA is on record for Fish Lake Cove in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Last 30 days in Fish Lake Cove: 3 under contract right now, 2 closed sales (median $350,990). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Kissimmee, Osceola County, FL |
|---|---|
| Home types (current listings and sales) | townhouses 100% |
| Amenities listed by sellers | Deed Restrictions, Dog Park, Playground, Pool |
| For sale right now | 8 active, 4 pending · median asking $349,990 |
Data as of August 10, 2026. Based on Stellar MLS data distributed by MLS GRID. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fish Lake Cove key facts,” movewithmomentum.com/neighborhoods/fish-lake-cove-kissimmee, data as of August 10, 2026.
Housing distress & ownership in FISH LAKE COVE, Kissimmee
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Fish Lake Cove Kissimmee Right Now (15)
All 15 active and pending Fish Lake Cove Kissimmee listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2237 Rita Lane · $341,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2235 Rita Lane · $341,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2233 Rita Lane · $341,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2231 Rita Lane · $341,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2223 Rita Lane · $341,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2221 Rita Lane · $341,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2219 Rita Lane · $341,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2229 Rita Lane · $352,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2217 Rita Lane · $341,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2225 Rita Lane · $352,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2243 Rita Lane · $361,990 · 3 bd / 2.5 ba · pending · listed Aug 8, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2249 Rita Lane · $346,490 · 3 bd / 2.5 ba · listed Aug 5, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2253 Rita Lane · $357,590 · 3 bd / 2.5 ba · listed Aug 4, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2247 Rita Lane · $349,990 · 3 bd / 2.5 ba · pending · listed Aug 4, 2026 · listed by Dr Horton Realty Of Central Florida Llc
- 2245 Rita Lane · $349,990 · 3 bd / 2.5 ba · pending · listed Aug 1, 2026 · listed by Dr Horton Realty Of Central Florida Llc
Recently sold in Fish Lake Cove Kissimmee
- 2251 Rita Lane · sold $346,990
- 1010 Pinewood Street · sold $354,990
- 986 Pinewood Street · sold $338,990
- 988 Pinewood Street · sold $343,990
- 1004 Pinewood Street · sold $343,990
- 984 Pinewood Street · sold $339,990
- 992 Pinewood Street · sold $349,990
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Kissimmee guides & data
- Market data
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- Best neighborhoods
- Flood zones
- Property taxes (Osceola County)
- Homestead exemption (Osceola County)
- Home insurance cost
Florida buyer guides
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- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Rita Lane (16 homes on record)
Nearby Communities
Explore more neighborhoods near Fish Lake Cove with Momentum Realty’s local guides.
