Frances Terrace Homes for Sale in Daytona Beach, FL

Established 1988 · Intracoastal West · ZIP 32224

A small beachside single-family street in Daytona Beach, mid-century homes about a block from the Atlantic at a sub-oceanfront price.

Beachside (32118)About a block to sandMid-century single-family

Live Market Pulse

51/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Frances Terrace

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseDBAAR

$265K

Median Price

6mo

Supply

2days

Avg DOM

Soft

Seller Leverage

$234/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Frances Terrace is a small beachside single-family pocket on the Daytona Beach peninsula in the 32118 ZIP, made up of mid-century homes about a block from the Atlantic (Compass, 2026). The read is walk-to-the-beach single-family ownership without an oceanfront condo's fees: a short, established street where recent listings have ranged from the low 200s to the low 400s depending on size and condition. The trade is the usual older-coastal diligence, the roof and systems on 1950s-era homes, plus the flood zone and wind insurance for a parcel a block off the water."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Frances Terrace market snapshot (as of June 25, 2026): the median sale price is about $265K ($234 per sq ft), with homes averaging 2 days on market and 6.0 months of supply, a buyer-leaning market (limited data). Based on 2 recent closings in live Daytona-area MLS data.

Frances Terrace is a short, established single-family street in the beachside section of Daytona Beach, Volusia County, in the 32118 ZIP, about a block from the Atlantic (Compass, 2026).

It is a small pocket of roughly two dozen homes, predominantly mid-century single-family residences, with an average build year around 1952 on compact beachside lots (Ownerly, 2026). Recent listings have ranged from a smaller two-bedroom in the low 200s to a larger updated three-bedroom in the low 400s (Compass, 2026); treat those as a snapshot and confirm at the home level.

The appeal is location: a walkable beachside address a block from the sand, with the Seabreeze and Main Street districts, the bandshell, and the rest of the peninsula close by, at a price below the oceanfront towers.

Because Frances Terrace sits on the barrier island and the homes are older, the buyer questions are condition and coastal: the roof, electrical, plumbing, and HVAC on a 1950s-era home, the FEMA flood zone for the specific parcel, and a bindable wind and flood insurance quote, rather than any community-amenity consideration.

Quick Match

Who Frances Terrace is best for.

Best for

Buyers who want a walk-to-the-beach single-family home without an oceanfront condo's fees
First-time, second-home, and value buyers comfortable with mid-century stock
Renovators who price older beachside homes for condition and location

Probably not for

Buyers who want oceanfront or a direct-ocean view
Buyers who want new construction or a turnkey, maintenance-light home
Anyone unwilling to price coastal flood and wind insurance and older systems

Market Pulse

How Frances Terrace is performing right now

51/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

6Months of supplytight

2Median days on marketdays

0 : 1Under contract vs for salestrong demand

2Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+31%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Frances Terrace listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Seabreeze Park or Daytona Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now1 : 0active : pending

For sale1

Pending0

Sold 12mo2

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Frances Terrace buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Frances Terrace

Live MLS inventory for Frances Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

403 Frances Terrace home for sale in Frances Terrace

Active · 2 daysTop listing

$360,000

3 bd · 2 ba · 1,176 sqft · built 1948

403 Frances Terrace, Daytona Beach, 32118

RenovatedBest value

Listed by Keller Williams Realty Florida Partners

Interactive Map

Frances Terrace on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Frances Terrace. They are approximate and vary with traffic and your exact start point.

The Atlantic beach~1 to 3 min · about a block east

Seabreeze / Main Street district~3 to 5 min · dining and nightlife

Halifax River / Beach Street~5 min · west across the peninsula

Downtown Daytona Beach~5 to 10 min · west over the bridge

Interstate 95~15 min · via US-92 (International Speedway Blvd)

Daytona Beach International Airport~15 min · near the Speedway

Ormond Beach~10 to 15 min · north along the peninsula

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Frances Terrace Homes for Sale in Daytona Beach, FL with Momentum Realty’s local guides.

Braddock Park Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.2 mi

El Conquistador Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.2 mi

Halifax Villas in Daytona Beach, FLDaytona Beach, FL · 0.2 mi

Townhomes at Oleander Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.3 mi

Harbor View Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.4 mi

Le Atlantico Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.4 mi

Halifax River Club Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.4 mi

Landmark Condominium in Daytona Beach, FLDaytona Beach, FL · 0.4 mi

New Colony House Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Frances Terrace (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Volusia County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Frances Terrace is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Frances Terrace address.

The takeaway

What actually affects Frances Terrace owners, sourced and dated. We do not publish rumor.

Recent Developments in Frances Terrace

Development Intelligence

Our read on what is being built around Frances Terrace, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThis is a built-out beachside street, so the near-term factors are coastal and county-level: flood and wind-insurance pricing on the peninsula, and the Volusia County millage on the tax bill, rather than any new construction on the street.

Barrier-island flood and wind insurance

NeutralA block off the Atlantic, the FEMA flood zone and wind-insurance cost vary by parcel and drive the real carrying cost on older homes; price them before you offer. impact

SignificanceRadius: Beachside Daytona Beach

Barrier-island flood and wind insurance

Walk-to-beach single-family at a sub-oceanfront price

BullishMid-century single-family homes a block from the sand, without oceanfront condo fees, support steady owner-occupant and second-home demand on the peninsula. impact

SignificanceRadius: Frances Terrace (32118)

Walk-to-beach single-family at a sub-oceanfront price

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Frances Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2024
Taxes
Volusia County millage and property assessments
Property taxes in Daytona Beach are set by the Volusia County millage plus any municipal and non-ad-valorem line items, published annually by the Volusia County Property Appraiser; beachside parcels also carry flood and wind-insurance considerations. Why it matters: Pull the actual parcel's tax bill and homestead status, and a bindable flood and wind quote that reflects roof age, before you budget the all-in monthly. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Frances Terrace buying strategy.

If we were buying in Frances Terrace, this is the order of operations we would run, and the one we run for our clients.

Inspect the older systems and roof first. On 1950s-era beachside homes, the roof age, electrical, plumbing, and HVAC drive the renovation budget and the insurance quote; inspect before you commit.

Pull the FEMA flood zone and a bindable quote. A block off the ocean, the flood and wind insurance for the specific parcel is the number that decides the budget.

Read the actual Volusia tax bill. Confirm the millage, any assessments, and homestead status for the parcel rather than estimating (VCPA, 2024).

Confirm the lot and any short-term-rental rules. Verify the lot size and, if you plan to rent, the City of Daytona Beach short-term-rental rules for the beachside zoning.

Comp within the pocket and condition. Price off the closest same-size, similar-condition beachside sale rather than an oceanfront comparison.

The Quick Decision

Best Buy

A structurally sound mid-century home with a newer roof and updated systems, in a flood zone you have priced, at a beachside price you can add value to.

Biggest Risk

Deferred maintenance on older homes and coastal flood and wind insurance cost, which can outweigh the sub-oceanfront price if you skip the inspection.

Best Lot

Larger lots and updated homes closest to the beach walkover carry the premium; original-condition smaller homes are the value.

Smart Timing

Frances Terrace is a small, built-out beachside street; pricing tracks condition and the specific home far more than any community-wide trend.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Frances Terrace is a short, established single-family street in the beachside section of Daytona Beach, Volusia County, in the 32118 ZIP, about a block from the Atlantic (Compass, 2026). It is a small pocket of roughly two dozen homes, predominantly mid-century single-family residences with an average build year around 1952 on compact beachside lots (Ownerly, 2026). The appeal is a walkable beachside address near the Seabreeze and Main Street districts at a price below the oceanfront towers. Because it is on the barrier island and the homes are older, the central buyer questions are condition, the roof and systems on 1950s-era homes, the FEMA flood zone for the specific parcel, and a bindable wind and flood insurance quote.

Frances Terrace Homes For Sale

What your money buys in Frances Terrace.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Frances Terrace today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller original-condition homes

$220K to $220K

Smaller two-bedroom, original-condition mid-century homes, the value end of Frances Terrace. Inspect the roof and systems and price the insurance before you write.

Lowest entry

Mid: updated three-bedroom homes

$220K to $310K

Updated three-bedroom homes, the core of the street. Condition, roof age, and lot separate these more than floor plan does.

Most inventory

High: larger or fully renovated beachside homes

$310K to $310K

Larger or fully renovated homes set the street's ceiling. Updates, lot size, and proximity to the beach walkover drive the premium; price each on its condition.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$265K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$220K to $220K

Entry: smaller original-condition homes

Smaller two-bedroom, original-condition mid-century homes, the value end of Frances Terrace. Inspect the roof and systems and price the insurance before you write.

$220K to $310K

Mid: updated three-bedroom homes

Updated three-bedroom homes, the core of the street. Condition, roof age, and lot separate these more than floor plan does.

$310K to $310K

High: larger or fully renovated beachside homes

Larger or fully renovated homes set the street's ceiling. Updates, lot size, and proximity to the beach walkover drive the premium; price each on its condition.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Frances Terrace, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Frances Terrace is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Frances Terrace holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Frances Terrace

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Frances Terrace sells a walk-to-the-beach single-family home without an oceanfront tower's fees. The location is the value; the work is condition, the roof and systems on mid-century stock, the flood zone, and the wind insurance, not the brochure.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.8B · Buy Score

Resale Strength6.8/10

Renovation Risk5.4/10

Location Efficiency8.2/10

Long-Term Defensibility6.6/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Frances Terrace is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take

Larger lots and homes closest to the beach walkover carry the premium here.
Smaller original-condition homes are the value play.
Condition, roof age, and flood zone matter more than headline price; comp like-for-like.

On Frances Terrace, condition and lot drive price more than floor plan, because the homes are similar mid-century beachside designs. Larger lots and homes closest to the beach walkover carry a premium, while smaller original-condition homes are the value play for renovators. Because it is a barrier-island street of older stock, the roof age and systems, the flood zone, and the resulting wind and flood insurance move the true all-in cost as much as the purchase price, so inspect first and comp a home against the closest same-condition beachside sale rather than an oceanfront comparison.

The 15-Second Verdict

Frances Terrace in 15 seconds.

Best forBuyers who want a walk-to-the-beach single-family home without oceanfront condo fees and will price for condition.

Strong onA beachside address about a block from the sand, near the Seabreeze and Main Street districts, at a sub-oceanfront price.

WatchDeferred maintenance on 1950s-era homes and coastal flood and wind-insurance cost; inspect before you commit.

Not forBuyers who want oceanfront, new construction, or a turnkey, maintenance-light home.

The edgeA walkable beachside single-family pocket a block from the sand, without the fees and assessment risk of an oceanfront condo.

HOA, CDD & Fees

15-Second Take

There is generally no HOA here; confirm for the specific parcel.
Budget the Volusia tax bill and a flood and wind insurance quote, not community dues.
Condition and roof age are the real cost drivers on mid-century beachside stock.

Frances Terrace is an established single-family street and is generally not a fee-bearing HOA community. Confirm whether any deed restriction applies to the specific parcel before you assume one; the recurring costs to budget on the barrier island are the Volusia tax bill and a flood and wind insurance quote that reflects the home's roof age.

If no association applies, there are no community dues; budget instead for taxes, insurance, and maintenance on an older beachside home. Confirm any deed restrictions with the title work.

There is no golf, private club, or community amenity set; this is a single-family beachside street. The walk to the sand and the peninsula location are the draw.

Run Your Numbers

Tools for a Frances Terrace buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxVolusia County millage and the homestead picture.Rent vs buyThe breakeven on owning in Frances Terrace.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Frances Terrace

Thinking of selling on Frances Terrace?

Your buyer is cross-shopping beachside Daytona single-family pockets and the oceanfront condos. Sell what is specific: the walk to the sand, the roof age and any updates, the flood zone and a real insurance figure, and the lot.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Frances Terrace, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Seabreeze Park, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Frances Terrace home worth?

Get a no-obligation home value based on real comparable sales in Frances Terrace matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Frances Terrace on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,789/mo

Volusia County typical true cost to own

$151/mo

Volusia County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Volusia County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frances Terrace Market Scorecard

Buyer-Leaning Market (limited data)

Frances Terrace is currently a buyer-leaning market (limited data). About 6.0 months of supply, a median asking price of $360,000, and homes go under contract in about 7 days.

6.0

Months supply

$360,000

Median list

$265,000

Median sold

$234

Per sqft

Days on mkt

1/0/2

Active/Pend/Sold

Typical home value in the 32118 ZIP is $291,026, about 3.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Frequently Asked Questions

Where is Frances Terrace?

It is a short beachside single-family street in Daytona Beach, Volusia County, in the 32118 ZIP, about a block from the Atlantic (Compass, 2026).

How close is the beach?

About a block, roughly a one to three minute walk east to the sand.

What kind of homes are on Frances Terrace?

Predominantly mid-century single-family homes, with an average build year around 1952, on compact beachside lots (Ownerly, 2026).

What do homes cost here?

Recent listings have ranged from a smaller two-bedroom in the low 200s to a larger updated three-bedroom in the low 400s (Compass, 2026). Confirm at the home level, since condition varies.

Does Frances Terrace have an HOA?

It is generally not a fee-bearing HOA street. Confirm whether any deed restriction applies to the specific parcel before you assume one.

What does it cost to insure a home here?

On the barrier island, flood and wind insurance is the main recurring cost and varies by parcel, roof age, and elevation. Get a bindable quote for the specific address during diligence.

Can I use a home here as a short-term rental?

Verify the City of Daytona Beach short-term-rental rules for the beachside zoning before you count on rental income; rules vary by location.

What should I inspect before buying?

On 1950s-era homes, inspect the roof age, electrical, plumbing, and HVAC, since these drive both the renovation budget and the insurance quote.

What schools serve Frances Terrace?

It is served by Volusia County Schools, with assignments set by home address. Verify the current zoned schools with the district before you rely on it.

How is the market here?

Frances Terrace is a small, built-out beachside street where pricing tracks condition and the specific home far more than any community-wide trend. Confirm current conditions for the exact home.

Who is Frances Terrace best for?

Buyers who want a walk-to-the-beach single-family home without oceanfront condo fees and are comfortable pricing older homes for condition and coastal insurance.

Is Frances Terrace a good buy?

For a walkable beachside single-family home without condo fees it can be. The decision turns on the home's condition and roof, the flood zone, and insurance, so verify those before you commit.

Who is the best real estate agent for Frances Terrace Real Estate?

The best agent for Frances Terrace Real Estate is one who actively works Daytona Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Frances Terrace Real Estate.

How do I find a top Daytona Beach real estate agent who knows Frances Terrace Real Estate?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Frances Terrace Real Estate and the wider Daytona Beach area.

Can Momentum Realty connect me with an agent for Frances Terrace Real Estate?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Frances Terrace Real Estate purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Frances Terrace?

An honest fit check. We will tell you when it is not your community.

You want a walk-to-the-beach single-family home without oceanfront condo feesExcellent fit

You are comfortable with mid-century stock and a value price bandExcellent fit

You will inspect older systems and price coastal flood and wind insuranceExcellent fit

You want oceanfront or a direct-ocean viewProbably not

You want new construction or a turnkey, maintenance-light homeProbably not

You are not willing to do barrier-island flood, insurance, and condition diligenceProbably not

Get the inside read on Frances Terrace

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Frances Terrace home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Frances Terrace specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

Frances Terrace Homes for Sale in Daytona Beach, FL

The 60-Second Overview

Who Frances Terrace is best for.

Best for

Probably not for

How Frances Terrace is performing right now

Homes For Sale Right Now in Frances Terrace

Frances Terrace on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Frances Terrace

Barrier-island flood and wind insurance

Walk-to-beach single-family at a sub-oceanfront price

Volusia County millage and property assessments

The Frances Terrace buying strategy.

The full read, only if you want it.

What your money buys in Frances Terrace.

What ~$265K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Frances Terrace holds value.

5 Mistakes Buyers Make in Frances Terrace

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Frances Terrace is different.

Which Lots & Views Hold Value Best

Frances Terrace in 15 seconds.

HOA, CDD & Fees

Tools for a Frances Terrace buy.

Thinking of selling on Frances Terrace?

In Frances Terrace, condition and view decide your number

What is your Frances Terrace home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Frances Terrace Market Scorecard

Frequently Asked Questions

Should you buy in Frances Terrace?

Get the inside read on Frances Terrace

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.

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