Ocean Garden Condo in Daytona Beach

Ocean Garden Condo in Daytona Beach, FL

Established 1988 · Intracoastal West · ZIP 32224

A small, low-rise beachside condominium on the Daytona Beach peninsula, an affordable walk-to-the-sand option with a one-month lease floor.

Beachside peninsulaLow-rise, 27 units1 month minimum lease
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Ocean Garden

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
n/a
Median Price
0mo
Supply
101days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-15%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Ocean Garden is a small, two-story beachside condominium on the Daytona Beach peninsula, and the read is affordable, walk-to-the-beach ownership rather than a high-rise oceanfront view. The building was converted from apartments in the mid-2000s and runs on a one-month minimum lease, with a modest, all-in-leaning monthly fee that bundles most utilities. The entry price is low for a beachside address, which is the draw; the trade-offs are the older building, no pets, and a small association where one assessment is shared across few owners. Read the dues and reserve plan and comp against the closest same-unit sale."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Ocean Garden is a two-story, 27-unit condominium at 102 South Peninsula Drive in Daytona Beach, Volusia County, ZIP 32118, on the beachside peninsula a short walk from the Atlantic (condo.com; 386realestate.com, 2026).

The building was originally an apartment property and was converted to condominiums in roughly 2005 to 2006, so the structure is older than the condominium regime. It is a low-rise, walk-up-style community rather than a high-rise tower (386realestate.com; daytona-condos.com, 2026).

Pricing is among the more affordable for a Daytona Beach beachside address, with one recent unit listed near $82,500, reflecting the smaller, walk-to-the-beach value end of the market rather than a direct-oceanfront view (Redfin, 2026).

The association is reported to charge dues near $468 per month that bundle a broad set of services, including building insurance, exterior paint and maintenance, common-area landscaping, water, sewer, trash, pest control, assigned parking, and on-site laundry, and the building is reported to be no-pets with a one-month minimum lease, though one listing noted a unit without a minimum, so confirm the rental rule for the specific unit (386realestate.com, 2026).

Best for

  • Value-minded buyers who want an affordable, walk-to-the-beach home on the Daytona peninsula
  • Owner-occupants and seasonal residents comfortable with a one-month lease floor and a low-rise building
  • Buyers who like a bundled-services fee that covers most utilities and exterior upkeep

Probably not for

  • Buyers who want a direct-oceanfront view or a high-rise amenity tower
  • Pet owners, since the building is reported to be no-pets
  • Buyers who want a large association where assessments spread across many owners

How Ocean Garden is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
101Median days on marketdays
0 : 1Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Ocean Garden listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Ocean Garden Condo buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Ocean Garden

Live MLS inventory for Ocean Garden Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Ocean Garden listings as of 2026-06-25, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Atlantic beach~3 to 5 min walk · beachside peninsula, a short walk to the sand (approximate, confirm)
Main Street / Boardwalk~5 min · Daytona Beach pier, boardwalk, and entertainment (approximate, confirm)
Halifax River / Beach Street~5 min · mainland riverfront over the bridge
Downtown Daytona~8 min · west over the bridge
Interstate 95~15 to 20 min · west via US-92 (approximate, confirm)
Daytona Beach International Airport (DAB)~15 min · west on the mainland (approximate, confirm)
Ponce Inlet~20 min · south along the peninsula

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Ocean Garden Condo in Daytona Beach, FL with Momentum Realty’s local guides.

Cobblestone Village Homes for Sale in Daytona Beach, FLCobblestone Village Homes for Sale in Daytona Beach, FLDaytona Beach, FL · adjacentHarbor View Homes for Sale in Daytona Beach, FLHarbor View Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.2 miLe Atlantico Homes for Sale in Daytona Beach, FLLe Atlantico Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.2 miFountainebleau Homes for Sale in Daytona Beach, FLFountainebleau Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.2 miKahnway Homes for Sale in Daytona Beach, FLKahnway Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.2 miSchulte Park Homes for Sale in Daytona Beach, FLSchulte Park Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.2 miHalifax Villas in Daytona Beach, FLHalifax Villas in Daytona Beach, FLDaytona Beach, FL · 0.3 miFrances Terrace Homes for Sale in Daytona Beach, FLFrances Terrace Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.5 miRiver Ridge Estates Homes for Sale in Daytona Beach, FLRiver Ridge Estates Homes for Sale in Daytona Beach, FLDaytona Beach, FL · 0.5 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Ocean Garden (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Ocean Garden is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Ocean Garden address.

The takeaway

What actually affects a small beachside condominium here, sourced and dated. We do not publish rumor.

Recent Developments in Ocean Garden Condo

Our read on what is being built around Ocean Garden, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe building is built out and small, so there is no new competing supply inside it. The relevant factors are Florida's condominium reserve rules and coastal insurance, plus the small association, which makes the dues and reserve plan the swing variables.

Small-association budget and reserves

NeutralWith only 27 units, large-ticket costs spread across few owners; read the budget, the reserve study, and any pending assessment before you write. impact
SignificanceRadius: Building-wide

Small-association budget and reserves

Coastal insurance environment

NeutralA beachside building carries wind and flood cost; request the current budget and insurance picture, and pull the FEMA flood zone for the unit. impact
SignificanceRadius: Building-wide

Coastal insurance environment

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Ocean Garden Condo, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2022 to 2023
    Regulation

    SB 4-D and SB 154 condo reserve law

    Florida enacted SB 4-D in 2022, amended by SB 154 in 2023, requiring milestone inspections for condominium buildings three stories and taller and fully funded structural reserves; a two-story building may fall outside the inspection trigger while reserve expectations still apply. Why it matters: Confirm whether the milestone inspection applies and request the reserve study, since reserve funding affects the small association's dues. Source

Development alerts for Ocean Garden CondoGet a short monthly email when something new is approved, funded, or opens near Ocean Garden Condo.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Ocean Garden, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the rental rule for the unit. The building is reported to use a one-month minimum, but one listing noted a unit without a minimum; verify the current rule for the specific unit in the association documents.

2

Read the dues and what they cover. Dues are reported near $468 per month and bundle most utilities and exterior upkeep; confirm the figure and the inclusions for the unit.

3

Get the reserve study. In a 27-unit association, ask for the reserve study and any pending assessment, since large-ticket costs spread across few owners.

4

Pull insurance and flood quotes. On a beachside building, get the FEMA flood zone and a bindable wind and flood quote for the specific unit during diligence.

5

Confirm the no-pet rule and parking. Verify the pet policy (reported no-pets) and the assigned parking space for the specific unit before you write.

Best Buy
An updated unit with verified dues, a confirmed one-month rental rule, and the reserve study in hand, at the building's affordable entry point.
Biggest Risk
An older converted building, a small association where assessments spread across few owners, and coastal insurance.
Best Lot
Upper-floor and updated units price modestly above lower or original-condition homes; there is no ocean-view premium to speak of.
Smart Timing
With only 27 units, few trade in a typical year; a prepared buyer can act when the right unit lists.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Ocean Garden is a two-story, 27-unit condominium at 102 South Peninsula Drive in Daytona Beach, Volusia County, ZIP 32118, on the beachside peninsula a short walk from the Atlantic. The building was originally an apartment property converted to condominiums in roughly 2005 to 2006, and it is a low-rise, walk-up-style community rather than a high-rise tower. Dues are reported near $468 per month and bundle building insurance, exterior maintenance, landscaping, water, sewer, trash, pest control, assigned parking, and on-site laundry. The building is reported to be no-pets with a one-month minimum lease, though one listing noted a unit without a minimum, so the rental rule should be confirmed per unit. Pricing is affordable for a beachside address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: original-condition units

The lower-priced end is original or lightly updated units, with one recent listing near $82,500, an affordable beachside entry point (Redfin, 2026). Confirm the dues, the rental rule, and the reserve status before you write.

Lowest entry
Mid: updated units

The core is updated units with refreshed kitchens and baths in the same low-rise building. Condition separates these more than location does, since there is no ocean-view premium inside the community.

Most inventory
High: fully renovated units

The top is fully renovated units in the building. In a 27-unit community these are scarce; price each on its updates and the closest comparable sale rather than a fixed band.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: original-condition units
The lower-priced end is original or lightly updated units, with one recent listing near $82,500, an affordable beachside entry point (Redfin, 2026). Confirm the dues, the rental rule, and the reserve status before you write.
Mid: updated units
The core is updated units with refreshed kitchens and baths in the same low-rise building. Condition separates these more than location does, since there is no ocean-view premium inside the community.
High: fully renovated units
The top is fully renovated units in the building. In a 27-unit community these are scarce; price each on its updates and the closest comparable sale rather than a fixed band.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Ocean Garden

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

At Ocean Garden the affordable, walk-to-the-beach peninsula location and the bundled-services fee are the product. The deal is in reading the dues and the reserve plan for a small association honestly, and comping by condition, not in chasing an ocean view this building does not sell.

Jon Brooks · Founder, Momentum Realty
6.6B · Buy Score
Resale Strength6.4/10
Renovation Risk6.0/10
Location Efficiency7.8/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Ocean Garden is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • There is no ocean-view premium inside this building; condition drives price.
  • Updated units are worth the step up over original-condition homes.
  • Comp like-for-like by condition; the bundled fee is part of the all-in cost.

In a small, low-rise beachside building with no ocean view to differentiate units, condition and updates are the main price drivers. At Ocean Garden, fully renovated units command a premium over original-condition homes, but the range is narrow. The honest approach is to compare a unit against the closest sale of similar condition, and to weigh the bundled dues, the reserve plan for a small association, and coastal insurance as part of the all-in cost rather than reading the asking price alone.

Ocean Garden in 15 seconds.

Best forValue-minded buyers who want an affordable, walk-to-the-beach home on the Daytona peninsula.
Strong onValue and a bundled fee: a low entry price and dues that cover most utilities and exterior upkeep.
WatchAn older converted building, a small 27-unit association, and coastal insurance.
Not forBuyers who want a direct-oceanfront view, a high-rise amenity tower, or who own pets.
The edgeA walk-to-the-beach beachside address at an entry price well below oceanfront towers, with a residential one-month minimum.

HOA, CDD & Fees

15-Second Take
  • Dues near $468 bundle most utilities and exterior upkeep; net those out before judging the figure.
  • Ask for the reserve study; in a 27-unit association, large costs spread across few owners.
  • The building is reported no-pets; confirm that rule if it matters to you.

Dues are reported near $468 per month and bundle a broad set of services; confirm the current figure, the budget, and any pending special assessment for the specific unit with the association before you buy (386realestate.com, 2026).

Reported coverage includes building insurance, exterior paint and maintenance, common-area landscaping, water, sewer, trash, pest control, assigned parking, and on-site laundry; confirm the exact inclusions for the unit (386realestate.com, 2026).

There is no golf or private club; the dues fund the building, its grounds, and the bundled services. There is no separate amenity fee.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Ocean Garden, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Bayshore Bath & Tennis Club, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Ocean Garden home worth?

Get a no-obligation home value based on real comparable sales in Ocean Garden matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Ocean Garden Condo on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,789/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Ocean Garden Market Scorecard

Buyer-Leaning Market (limited data)

Ocean Garden is currently a buyer-leaning market (limited data). Limited supply, a median asking price of $135,000, and homes go under contract in about 106 days.

n/a
Months supply
$135,000
Median list
n/a
Median sold
n/a
Per sqft
106
Days on mkt
1/0/0
Active/Pend/Sold

Typical home value in the 32118 ZIP is $291,026, about 3.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Ocean Garden?
It is a two-story, 27-unit condominium at 102 South Peninsula Drive in Daytona Beach, Volusia County, ZIP 32118, on the beachside peninsula a short walk from the Atlantic (condo.com; 386realestate.com, 2026).
Is it oceanfront?
No. It is a beachside building on the peninsula a short walk from the sand, not a direct-oceanfront tower with ocean views (386realestate.com, 2026).
When was it built?
The structure was originally an apartment property and was converted to condominiums in roughly 2005 to 2006, so the building is older than the condominium regime (386realestate.com, 2026).
What is the minimum lease?
The building is reported to use a one-month minimum, though one listing noted a unit without a minimum; confirm the current rule for the specific unit in the association documents (386realestate.com, 2026).
What are the HOA dues?
Dues are reported near $468 per month and bundle building insurance, exterior maintenance, landscaping, water, sewer, trash, pest control, assigned parking, and on-site laundry; confirm the figure and inclusions for the unit (386realestate.com, 2026).
Are pets allowed?
The building is reported to be no-pets; confirm the current pet policy with the association before you rely on it (386realestate.com, 2026).
What do units cost?
Pricing is affordable for a beachside address, with one recent unit listed near $82,500; confirm current pricing for the specific unit (Redfin, 2026).
Does the condo-safety law apply?
Florida's milestone-inspection trigger targets condo buildings three stories and taller, so a two-story building may fall outside it; still ask the association for the reserve study and any pending assessment (flsenate.gov, 2022 to 2023).
Is it in a flood zone?
As a beachside building, expect coastal flood-zone exposure; pull the FEMA flood zone for the specific unit and a bindable flood and wind quote during diligence.
Is there parking and laundry?
Yes. The building is reported to have assigned parking and on-site laundry, with both funded through the dues (386realestate.com, 2026).
What schools serve the building?
It is in the Volusia County Schools district, with assignments set by address; verify the current zoned schools using the district locator before you rely on it.
Is it a good value?
It offers an affordable, walk-to-the-beach beachside address with a bundled-services fee, but the older converted building and the small association mean you should confirm the dues, the reserve plan, and the rental rule, then run the all-in monthly before deciding.
Who is the best real estate agent for Ocean Garden Condo?
The best agent for Ocean Garden Condo is one who actively works Daytona Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ocean Garden Condo.
How do I find a top Daytona Beach real estate agent who knows Ocean Garden Condo?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ocean Garden Condo and the wider Daytona Beach area.
Can Momentum Realty connect me with an agent for Ocean Garden Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ocean Garden Condo purchase or sale - no call center and no pressure.
You want an affordable, walk-to-the-beach home on the Daytona peninsulaExcellent fit
You are comfortable with a low-rise converted building and a one-month lease floorExcellent fit
You will confirm the dues, the reserve plan, and the rental rule before buyingExcellent fit
You want a direct-oceanfront view or a high-rise amenity towerProbably not
You own pets, since the building is reported to be no-petsProbably not
You want a large association where assessments spread across many ownersProbably not

Get the inside read on Ocean Garden

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Ocean Garden home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Ocean Garden specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

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