Grand Oaks of Callaway
Homes for Sale in Callaway, FL
True comps, carrying-cost math, and listings before the portals.
Public records show no closed home sales in Grand Oaks of Callaway yet, which is exactly what you would expect: Century Complete has the community flagged as coming soon, with base pricing not yet released. There is no resale history to read here because the first homes have not sold.
For a buyer, that means the numbers that matter right now are Century Complete's base prices and any opening incentives, not comparable sales. Century Complete sells through a standardized, largely online process, so the plan mix is fixed: three single-story layouts from roughly 1,416 to 1,773 square feet, each with a two-car garage. Callaway is one of Bay County's more affordable submarkets, and a pre-opening, value-tier product there is worth a watch-list spot now, while plan and homesite selection is widest.
Nearby homes for sale
No active listings inside Grand Oaks of Callaway right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Grand Oaks of Callaway is a coming-soon single-family community by Century Complete on Seneca Avenue in Callaway, Bay County (ZIP 32404). Three one-story floor plans are planned: the Beaumont at about 1,416 square feet (3 bed / 2 bath), the Cabot at about 1,684 square feet (4 bed / 2 bath), and the Roanoke at about 1,773 square feet (4 bed / 2 bath), each with a two-car garage. The builder markets the homes with open-concept layouts and included finishes such as quartz countertops, stainless-steel appliances, shaker cabinetry, and luxury vinyl plank flooring, sold through Century Complete's online homebuying process. The site sits near U.S. 98 with access to Panama City. Public records and the builder's listing show base pricing as not yet released and no recorded sales, so this page tracks the community's launch rather than a resale-pricing picture.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The market around Grand Oaks of Callaway
In ZIP 32404 (Callaway), 1,057 homes closed in the last 12 months at a median of $290K, down 1.5% year over year, with a median 57 days on market. Right now 403 active and 148 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Grand Oaks of Callaway specifically. Momentum Research analysis of MLS records.
Who Grand Oaks of Callaway is best for.
Best for
- Buyers targeting the most affordable new-construction price points in the Panama City and Callaway area
- Shoppers comfortable with a standardized, online homebuying process and a short menu of plans
- Single-story buyers who want a two-car-garage home in the 1,400 to 1,800 square-foot range
Probably not for
- Buyers who need a completed home to tour and close on a short timeline
- Anyone who wants extensive structural or design customization
- Buyers who require confirmed HOA and pricing figures before they will engage
Grand Oaks of Callaway: what we know so far
Grand Oaks of Callaway is not selling yet. There are no active listings and no recorded resales, so every number on this page comes from public records, county approvals and builder announcements, and is dated. We re-verify status on every rebuild.
| Developer | Century Complete (Century Communities) |
|---|---|
| Builders | Century Complete (Century Communities) |
| Community type | Single-family |
| ZIP | 32404 |
| County | Bay County, Florida |
| Last verified | July 31, 2026 |
| Source | discovery-2026-07-31 Bay region |
Status note: Pre-launch / coming-soon new-construction community: no resale records exist yet, so the four MLS keeper signals cannot fire. clear or set upcoming=false once closed sales are recorded.
Get the Grand Oaks of Callaway early list
Lot releases, first pricing and builder incentives, the day we hear. One email when something changes, nothing else.
Schools
- Bay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Parker Elementary School · Elementary
Zoned schools reflect the assignments reported on recent Grand Oaks of Callaway listings and can change; always confirm with Bay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Grand Oaks of Callaway address.
The Grand Oaks of Callaway buying strategy.
If we were buying in Grand Oaks of Callaway today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Grand Oaks of Callaway.
Value-Tier New Construction in Callaway
What defines Grand Oaks of Callaway is the builder model. Century Complete is Century Communities' streamlined, online brand: a short menu of standardized floor plans, included finishes rather than an open-ended design-center path, and a largely digital purchase process. Here that menu is three single-story plans, the Beaumont at about 1,416 square feet (3 bed / 2 bath), the Cabot at about 1,684 square feet (4 bed / 2 bath), and the Roanoke at about 1,773 square feet (4 bed / 2 bath), each with a two-car garage. Advertised features include quartz countertops, stainless-steel appliances, shaker cabinetry, and luxury vinyl plank flooring.
The location is a value play. Callaway (ZIP 32404) has historically carried lower per-square-foot pricing than Panama City Beach and the beach ZIP codes, while keeping access to U.S. 98 and the employment, shopping, and services of Panama City. For a buyer priced out of the beach submarkets, a new single-story home in Callaway is one of the lower entry points into new construction in Bay County.
Two things are unknown at this stage and should be confirmed in writing before any deposit: whether the community carries a homeowners association and its fee, and the final base prices, which the builder still lists as coming soon. Century Complete's fixed-price model usually keeps the sticker close to the all-in cost, but the recorded subdivision documents, not a sales estimate, are the reliable source on any association or assessment.
The location and the amenities are priced into every listing in Grand Oaks of Callaway. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
For a coming-soon, online-sold community, the value of a local agent is timing and verification. We can get you on the interest list so you see pricing the day it releases, confirm which homesites and plans are actually available, and walk the location with you before you commit through a web portal.
We also read the fine print buyers skip on value-tier new construction, including any HOA budget, lot premiums, and how the builder's included-features list compares with nearby communities, so the monthly cost you underwrite is the real one, not the headline base price.
Grand Oaks of Callaway in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Grand Oaks of Callaway buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Grand Oaks of Callaway sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Grand Oaks of Callaway, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Grand Oaks of Callaway home worth?
Get a no-obligation home value based on real comparable sales in Grand Oaks of Callaway, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Grand Oaks of Callaway on the map →
Frequently Asked Questions
What schools serve Grand Oaks of Callaway?
Who is the best real estate agent for Grand Oaks of Callaway?
How do I find a top Callaway real estate agent who knows Grand Oaks of Callaway?
Can Momentum Realty connect me with an agent for Grand Oaks of Callaway?
Should you buy in Grand Oaks of Callaway?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of public records & builder filings records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the public records & builder filings member average and 8 days faster, and we’ll price yours against live local comps.
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More Callaway & Panama City & Bay County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Panama City & Bay County or the full Neighborhood Finder.
See how Grand Oaks of Callaway fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Grand Oaks of Callaway with Momentum Realty’s local guides.