Grand Oaks in Land O' Lakes

Grand Oaks Homes for Sale in Land O' Lakes, FL

Early-2000s master plan · Pasco County · ZIP 34639

An early-2000s no-CDD value play in east Land O Lakes, built out in phases off Wesley Chapel Boulevard.

No CDD, low HOAWesley Chapel Blvd accessEstablished single-family
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Grand Oaks was built out in phases with different lot sizes and home ages, so the honest read is by phase, lot, and the condition of the specific home, not by one community average.
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Unlock Off-Market Grand Oaks

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Grand Oaks is a value market more than a single amenity icon: an early-2000s master plan of single-family homes off Wesley Chapel Boulevard, where the headline draw is no CDD and a low HOA. Because it built out in phases over several years, lot size, home age, and finish level vary by section, and condition drives the number far more than the Grand Oaks name. The structure here is unusually buyer-friendly on carrying cost, with no Community Development District assessment on the tax bill, so the leverage is reading the phase, the lot, and the roof and systems math on a roughly twenty-year-old home honestly. Confirm the exact HOA line and any sub-association for the specific parcel."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Grand Oaks is an early-2000s master-planned single-residential community in east Land O Lakes, Pasco County, off Wesley Chapel Boulevard near State Road 54. It is part of the Tampa Bay metro and trades on the Stellar MLS. Homes generally run three to five bedrooms on generous lots, with the area built out in phases over several years (Land O Lakes community guides, 2026).

The defining feature here is the cost structure. Grand Oaks residents pay no CDD, the Community Development District assessment that adds to the annual tax bill in many newer Pasco master plans, and the HOA is described as low. That keeps the carrying cost lighter than amenity-heavy peers, though buyers should still confirm the exact HOA line and any phase-level sub-association for the specific home.

Because the community built out in phases, lot size, home age, and finish vary by section. A home in one phase and a home in another can list close while carrying different roof age, systems, and update math, so the deal is made or lost on the phase, the lot, and an honest read of condition rather than the Grand Oaks name.

The pitch is value plus access: a quiet, established single-family setting on the edge of conservation land, with Wesley Chapel Boulevard and State Road 54 connecting to the wider Wesley Chapel and Land O Lakes corridor. The work is reading the phase, verifying the HOA and any flood line, and budgeting roof and systems on a roughly twenty-year-old home.

Best for

  • Value buyers who want an established single-family home with no CDD
  • Commuters who will use Wesley Chapel Boulevard and State Road 54
  • Buyers comfortable budgeting roof and systems on an early-2000s home
  • Buyers who want generous lots in a quiet, established setting

Probably not for

  • Buyers who want a brand-new home with a builder warranty
  • Anyone unwilling to verify HOA, any sub-association, and flood line per parcel
  • Buyers who need resort-style amenities bundled into the dues
  • Buyers expecting uniform home age and finish across every phase

How Grand Oaks is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Grand Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Grand Oaks buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Grand Oaks trades a deeper Land O Lakes setting for a no-CDD carrying-cost advantage, with Wesley Chapel Boulevard and State Road 54 carrying you to the Wesley Chapel corridor, Interstate 75, and Tampa.

State Road 54~5 min · main corridor
Wesley Chapel Blvd retail~5 to 10 min · shopping and services
Shops at Wiregrass~15 to 20 min · Wesley Chapel retail
Interstate 75 at SR 56~15 min · regional access
Tampa International Airport~35 to 45 min · via I-275
Downtown Tampa~40 to 50 min · via I-275
AdventHealth Wesley Chapel~15 to 20 min · area hospital

Distances and drive times are approximate and vary with traffic and your exact parcel. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Grand Oaks Homes for Sale in Land O' Lakes, FL with Momentum Realty’s local guides.

SVStagecoach Village Homes for Sale in Land O Lakes, FLLand O Lakes, FL · 1.1 miEAEnclave atTerra Bella Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.3 miLPLake PadgettEstates Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.4 miOPOakwood Preserve Homes for Sale in Lutz, FLLutz, FL · 1.5 miELEast Lake Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.9 miGOGrand Oaks Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.9 miAPAshley Pines,Wesley Chapel Homes for SaleWesley Chapel, FL · 2.1 miLPLake Padgett Pines Homes for Sale in Land O Lakes, FLLand O Lakes, FL · 2.2 miSOSeven Oaks Homes for Sale in Wesley Chapel, FLWesley Chapel, FL · 2.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Grand Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Grand Oaks is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pasco County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Grand Oaks address.

The takeaway

What is actually shaping value around Grand Oaks: the Ridge Road Extension build-out across central Pasco, the State Road 54 and 56 corridor growth in Land O Lakes and Wesley Chapel, and the community's no-CDD carrying-cost advantage. Each item is sourced and linked.

Recent Developments in Grand Oaks

Our read on what is being built around Grand Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishPasco County's corridor growth and new road capacity point to steady demand around Land O Lakes, with the watch item being how much new supply the wider corridor adds against established no-CDD stock like Grand Oaks.

Ridge Road Extension Phase II nears completion

2026
BullishMajor impact
SignificanceRadius: Area

The 85 million dollar extension to Land O Lakes Boulevard adds east-west road capacity across central Pasco, improving access near Land O Lakes.

No-CDD structure is a carrying-cost advantage

Ongoing
BullishNotable impact
SignificanceRadius: Community

With no district assessment on the tax bill, Grand Oaks carries lighter than many newer Pasco master plans, supporting value-buyer demand.

State Road 54 and 56 corridor growth

2026
BullishNotable impact
SignificanceRadius: Area

Continued residential and commercial expansion along the corridor adds jobs, retail, and services within reach of the community.

Early-2000s stock means condition risk

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Homes are roughly twenty years old, so roof, systems, and insurability drive value and have to be read per home.

Parcel-level flood and pond exposure

Ongoing
NeutralMinor impact
SignificanceRadius: Community

With ponds and bordering conservation land, flood exposure can be parcel specific, making the FEMA check and insurance quote essential diligence.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Grand Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. February 2026
    Infrastructure

    Ridge Road Extension Phase II on track for late 2026 in Pasco

    The 85 million dollar Ridge Road Extension Phase II, extending the road from North Sunlake Boulevard to Land O Lakes Boulevard at U.S. 41, is tentatively expected to be completed later in 2026, adding east-west capacity across central Pasco near Land O Lakes. Why it matters: New road capacity improves regional access around Land O Lakes and supports demand for established communities like Grand Oaks. Source

  2. April 2026
    Development

    New mixed-use development proposed in central Pasco

    A mixed-use development bringing housing, hotel rooms, and retail was proposed along the State Road 52 and U.S. 41 area in central Pasco, part of the broader Land O Lakes corridor growth shaping the area. Why it matters: Corridor development adds retail, services, and jobs within reach, broadening the case for established Land O Lakes communities. Source

  3. February 2024
    Infrastructure

    Pasco commissioners approve 85 million dollar Ridge Road extension

    The Pasco County Commission approved the 85 million dollar contract to extend Ridge Road by roughly 3.75 miles to Land O Lakes Boulevard, a project that adds east-west road capacity across central Pasco. Why it matters: The approval set in motion a capacity project that improves regional access near Land O Lakes communities. Source

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Grand Oaks, this is the order of operations we would run, and the one we run for our clients.

1

Pick the phase first. Grand Oaks built out over several years, so the phase decides lot size, home age, and the finish baseline.

2

Confirm the no-CDD structure for the parcel. The community is described as no CDD, which is a real carrying-cost advantage, so verify there is no district assessment on the specific tax bill.

3

Verify the HOA and any sub-association. The HOA is described as low, but confirm the exact line and whether a phase-level association applies to the home.

4

Read the roof and systems math early. On a roughly twenty-year-old home, roof age and wind mitigation drive the insurance premium, so quote the specific address.

5

Use the value context, and cross-shop nearby Land O Lakes master plans such as Oakstead if bundled amenities outrank the lower carrying cost.

Best Buy
An updated home on a strong lot in the right phase, matched to real comps
Biggest Risk
Underbudgeting roof, systems, and insurance on an early-2000s home
Best Lot
A larger, drier lot backing to conservation or green space
Smart Timing
Confirm the phase, the HOA line, and any flood line before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Grand Oaks is an established single-residential community rather than an amenity-dense resort plan, so the lifestyle is quiet and residential, on the edge of conservation land with ponds and green space woven through the phases. The headline advantage is carrying cost, with no CDD and a low HOA, which keeps the annual cost lighter than amenity-heavy peers. Because the community built out in phases, confirm any specific phase's amenities, gate status, and sub-association before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Value Entry

Original early-2000s homes in need of updates, where condition and roof age drive value. The affordable way into a no-CDD community.

Lowest entry
The Updated Core

Renovated single-family homes on solid lots across the phases, the heart of the resale market here.

Most inventory
The Top

Larger homes on premium conservation or pond lots, the parcels that hold value best in the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Value Entry
Original early-2000s homes in need of updates, where condition and roof age drive value. The affordable way into a no-CDD community.
The Updated Core
Renovated single-family homes on solid lots across the phases, the heart of the resale market here.
The Top
Larger homes on premium conservation or pond lots, the parcels that hold value best in the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Roof age and replacementEarly-2000s, budget reserve
HVAC and systemsVerify age per home
Kitchen and bathsOriginal to updated by home
Structure and lotGenerous lots, solid bones
Carrying costNo CDD, low HOA

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Grand Oaks

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Grand Oaks trades on no CDD and a low HOA, but the home itself is roughly twenty years old. The deal is won or lost on the phase, the lot, and the roof and systems math.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.2/10
Renovation Risk5.0/10
Location Efficiency7.4/10
Long-Term Defensibility7.2/10
Carrying Cost Advantage8.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Grand Oaks is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Larger conservation and pond lots hold value best
  • Verify the FEMA flood line for the exact address
  • Lot size varies by phase, read the section first
  • No CDD keeps the carrying cost lighter, verify per parcel
  • Read the lot and flood picture before the finishes

In a value market like Grand Oaks, the parcel is the part of your money the market protects. Larger lots, and lots backing to conservation land, ponds, or green space, hold value better than interior or low-lying parcels. The house can be renovated; the lot and the flood line cannot. Read the phase, the lot, and the flood map first, then price the condition of the home against it.

Grand Oaks in 15 seconds.

Best forValue buyers who want an established single-family home with no CDD.
Biggest advantageNo CDD and a low HOA, a lighter carrying cost than amenity-heavy peers.
Biggest riskRoof, systems, and insurance on an early-2000s home, read per parcel.
Sweet spotAn updated home on a strong lot in the right phase, matched honestly to comps.
Avoid ifYou want a brand-new home or resort-style amenities bundled into the dues.

HOA, CDD & Fees

15-Second Take
  • No CDD, a real carrying-cost advantage, verify per parcel
  • HOA is described as low, confirm the exact line
  • Built out in phases, check for any sub-association
  • Flood line is parcel specific, check FEMA and insurance
  • Budget a roof and systems reserve on an early-2000s home

Grand Oaks is described as having a low HOA and no CDD, which is a real carrying-cost advantage over many newer Pasco master plans. Because the community built out in phases, confirm the exact HOA line and whether a phase-level sub-association applies to the specific parcel.

Where the HOA applies, it typically covers common areas, ponds, and shared green space. With no district assessment, the annual tax bill avoids the CDD line that many newer Pasco communities carry. Confirm exactly what the dues cover for the specific home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Grand Oaks, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Oakstead, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Grand Oaks home worth?

Get a no-obligation home value based on real comparable sales in Grand Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Grand Oaks on the map →
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Real comps, not a Zestimate.

Grand Oaks Market Scorecard

Strong seller's market

Grand Oaks is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Grand Oaks, Florida?
Grand Oaks is a single-residential community in Land O Lakes, Pasco County, off Wesley Chapel Boulevard near State Road 54, within the Tampa Bay metro.
Does Grand Oaks have a CDD?
Grand Oaks is described as having no CDD, the Community Development District assessment that adds to the annual tax bill in many newer Pasco master plans. Confirm there is no district line on the specific parcel's tax bill during diligence.
Does Grand Oaks have HOA fees?
Yes, the HOA is described as low. Because the community built out in phases, confirm the exact HOA amount and whether a phase-level sub-association applies to the specific home.
When was Grand Oaks built?
Grand Oaks was developed in the early 2000s and built out in phases over several years, so home age and finish vary by phase (Land O Lakes community guides, 2026).
What kind of homes are in Grand Oaks?
The community is primarily single-family homes, generally three to five bedrooms on generous lots, with finishes that vary by phase and by how each home has been updated.
Is there new construction in Grand Oaks?
Grand Oaks is an established community that is largely built out, so most homes trade as resales. Newer construction in the wider Land O Lakes and Wesley Chapel corridor is a separate market.
How is the commute from Grand Oaks?
Wesley Chapel Boulevard and State Road 54 connect the community to the wider Land O Lakes and Wesley Chapel corridor and toward Interstate 75. Drive times depend on your exact start point and the time of day.
What schools serve Grand Oaks?
Grand Oaks is part of Pasco County Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home.
Should I worry about flood zones in Grand Oaks?
The community has ponds and borders conservation land, so flood exposure can be parcel specific. Always run the FEMA flood line and an insurance quote for the exact address during diligence.
Why is the no-CDD point a big deal?
Many newer Pasco master plans carry a CDD assessment that adds to the annual tax bill for years. A no-CDD community like Grand Oaks keeps that carrying cost lighter, which matters at this price point. Confirm the structure on the specific parcel.
What is the difference between the phases?
Because Grand Oaks built out over several years, lot size, home age, and finish vary by phase. Two homes in different phases can list close while carrying different roof, systems, and update math, so the phase matters.
Is Grand Oaks a good investment?
The no-CDD structure and Land O Lakes location support demand, but this is a condition-driven resale market with roughly twenty-year-old homes. As with any established-home market, roof, systems, and insurability drive the outcome; this is not a guarantee of future value.
Is Grand Oaks gated?
Confirm the gate and access status for the specific phase, as it can vary across a phased community. Verify any gate, sub-association, and amenity access for the exact home before you buy.
How far is Grand Oaks from Wesley Chapel shopping?
The Wesley Chapel retail corridor along State Road 56, including the Shops at Wiregrass and Tampa Premium Outlets, is a manageable drive east. Confirm the route and time for your specific home.
Value buyers who want an established single-family home with no CDDExcellent fit
Commuters who will use Wesley Chapel Boulevard and State Road 54Excellent fit
Buyers comfortable budgeting roof and systems on an early-2000s homeExcellent fit
Buyers who want generous lots in a quiet, established settingExcellent fit
Buyers who will read the phase, HOA, and flood line by parcelExcellent fit
Buyers who want a brand-new home with a builder warrantyProbably not
Anyone unwilling to verify HOA, any sub-association, and flood line per parcelProbably not
Buyers who need resort-style amenities bundled into the duesProbably not
Buyers expecting uniform home age and finish across every phaseProbably not
Buyers unwilling to budget roof and systems work on older homesProbably not

Get the inside read on Grand Oaks

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Grand Oaks home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Grand Oaks specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Grand Oaks — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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