Gulf Manor S/D in Destin

Gulf Manor S/D
Homes for Sale in Destin, FL

All 602 homes for sale in Destin, FL · median $636,000 · 617 homes for sale in 32541 · Okaloosa County homes for sale

Community in Destin · Okaloosa County · ZIP 32541
100 homesBuilt 1971–2015Median sale $410K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data32 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $410,000, a median 6 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1984–1986. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,290 ($4,780 with the full homestead exemption).

GULF MANOR S/D key facts
LocationDestin, Okaloosa County, FL · ZIP 32541
Homes in the community100 (FL DOR 2025 assessment roll)
Years built1971–2015 (median 1984.0)
Typical living area1,748 sq ft (median)
Sale prices, last 12 months$410,000 median across 3 closed sales
Days on market (closed sales)6 median
For sale right now0 active, 0 pending
Owner-occupied (homestead) share71%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “GULF MANOR S/D key facts,” movewithmomentum.com/neighborhoods/gulf-manor-s-d, data as of September 20, 2026.

Live · Gulf Manor S/D Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$410K
Median sold · 12 mo
97.6%
Sale vs ask
Tempo
6days
Median DOM · closed
1 days at the 2023 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
71%
Owner-occupied · Gulf Manor S/D
71 of 100 parcels homesteaded (FL DOR 2025)
29%
Non-owner-occupied · Gulf Manor S/D
incl. 9% trust or LLC-held · 9% out-of-state
100
Homes in the community
100 residential parcels (FL DOR 2025)
Track record · 32 years of records
7
Recorded sales · 2024-2025
median $415K · qualified sales on the county roll (FL DOR 2025)
Est. 1971
Community established
homes built 1971-2015, median 1984 (FL DOR 2025)
3.0%/yr
Turnover rate
about 3 of 100 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Gulf Manor is a small, established pocket in Destin where the homes date from 1971 to 2015, with the middle of the stock built around 1984. That age range tells you what drives price here: condition and updates, not floor plans off a builder's menu. A renovated house and a dated one on the same street can sit far apart on price, so the spread is wide and condition-driven. Median living space sits around 1,748 square feet, so most of these are right-sized, single-block homes rather than sprawling new construction.

As of July 2026 there are no active listings and only one closing in the recent window, so this is a thin, low-turnover market. A high homestead share — about 71% owner-occupied — reinforces that: people tend to stay, and inventory rarely comes up. For a buyer, that means patience and readiness to move when something lists. For a seller, it means limited direct competition, but also limited comps, so pricing has to lean on condition and the few data points available.

Nearby homes for sale

No active listings inside GULF MANOR S/D right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

325 Primrose Place
$440K · 0.1 mi away
2 bd · 2 ba
325 Primrose Place
Listed by Keller Williams Realty Destin
411 Overstreet Drive
$500K · 0.2 mi away
3 bd · 2 ba
411 Overstreet Drive
Listed by EXP Realty LLC
329 Sailfish Circle
$700K · 0.2 mi away
4 bd · 3 ba
329 Sailfish Circle
Listed by ERA American Real Estate
329 Summit Drive
$509K · 0.2 mi away
3 bd · 2 ba
329 Summit Drive
Listed by Coldwell Banker Realty
103 Fletcher Way
$633K · 0.2 mi away
4 bd · 2 ba
103 Fletcher Way
Listed by Real Estate Empowered LLC
408 Ridge Wood Circle
$625K · 0.3 mi away
4 bd · 3 ba
408 Ridge Wood Circle
Listed by Elevation Realty Inc

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Gulf Manor S/D market snapshot (as of September 20, 2026): the median sale price is about $410K, and a median 6 days on market for closed sales.

In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.

County records show 7 qualified sales in GULF MANOR S/D across 2024–2025 (4 in 2024, 3 in 2025), median $415,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Gulf Manor S/D is a community of 100 homes in Destin, Okaloosa County, built between 1971 and 2015 (median 1984.0), with a median living area of about 1,748 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Gulf Manor is a small, mostly owner-occupied Destin subdivision of roughly 100 homes with almost no listing activity right now — the kind of place you buy into when something rare comes open, not when you're shopping on a timeline.

Best for

  • Patient buyers targeting a specific Destin pocket who can wait months for the right listing
  • Buyers comfortable renovating an older home and willing to price accordingly
  • Long-hold owners who value a stable, low-turnover street over amenities

Probably not for

  • Buyers on a tight closing deadline who need available inventory now
  • Anyone wanting new construction, HOA amenities, or a large square-footage home
  • Buyers who need deep comp data to feel confident about value

Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
012320122014201620182020202220242026
0 to 3 a year; 3 in the current window.
How much local inventory is already under contract

13% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Gulf Manor S/D Market Scorecard

Balanced

Gulf Manor S/D is currently a balanced market..

$410,000
Median sold
0/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in GULF MANOR S/D, Destin

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Gulf Manor S/D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gulf Manor S/D.

Best Buy
Buyers who want an established Destin address and can wait for rare inventory.
Biggest Risk
Thin data — one recent closing and no active listings make pricing harder to pin down.
Sweet Spot
A well-updated home near the ~1,748 sqft median, bought when one finally lists.
Avoid If
You need to buy on a fixed timeline or want new construction and shared amenities.

A condition-driven, low-turnover pocket

With a build range spanning 1971 to 2015 and a median vintage of 1984, the housing stock here is a mix of original older homes and later infill. That variety matters because there's no single template — what you pay depends heavily on how much work has already been done. The single median price figure you'll see for this community masks a genuinely wide range between untouched and fully updated houses, so read every listing on its own merits rather than assuming the median describes any specific home.

No community amenities were identified from current MLS listings, so the draw here is location and the homes themselves rather than shared facilities. Destin's coastal setting and the general pull of Okaloosa County do the work amenities might elsewhere. With zero active listings and just one recent closing, expect to wait for the right opportunity and to act decisively when it appears.

“

The location and the amenities are priced into every listing in Gulf Manor S/D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin-inventory neighborhoods like Gulf Manor reward local wiring more than search alerts. With no active listings and few recent comps, we help buyers get positioned before a home hits the market and help sellers price against condition and scarce data rather than a crowded field. In a market this quiet, the difference is knowing when a number is real and when it's a guess.

Gulf Manor S/D in 15 seconds.

Best forBuyers who want an established Destin address and can wait for rare inventory.
Biggest advantageLow turnover and a high owner-occupied share mean stable, settled streets.
Biggest riskThin data — one recent closing and no active listings make pricing harder to pin down.
Sweet spotA well-updated home near the ~1,748 sqft median, bought when one finally lists.
Avoid ifYou need to buy on a fixed timeline or want new construction and shared amenities.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Gulf Manor S/D homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Gulf Manor S/D.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gulf Manor S/D sales matched to your home.

What is your Gulf Manor S/D home worth?

Get a no-obligation home value based on real comparable sales in Gulf Manor S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in GULF MANOR S/D

Homes in GULF MANOR S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Gulf Manor S/D?
The median sale price in Gulf Manor S/D was $410K over the 12 months ending September 20, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in Gulf Manor S/D take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 6 days on market (3 sales, Emerald Coast MLS).
How many homes are in Gulf Manor S/D?
The Florida DOR 2025 assessment roll shows 100 homes in Gulf Manor S/D (public records).
What share of Gulf Manor S/D is owner-occupied?
71% of Gulf Manor S/D parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Gulf Manor S/D built?
Homes in Gulf Manor S/D were built between 1971 and 2015, with a median year built of 1984.0 (FL DOR 2025 roll).
Who is the best real estate agent for Gulf Manor S/D?
The best agent for Gulf Manor S/D is one who actively works Destin and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Gulf Manor S/D.
How do I find a top Destin real estate agent who knows Gulf Manor S/D?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Gulf Manor S/D and the wider Destin area.
Can Momentum Realty connect me with an agent for Gulf Manor S/D?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Gulf Manor S/D purchase or sale - no call center and no pressure.
Where is Gulf Manor S/D, and what county is it in?
Gulf Manor S/D is in Destin, Okaloosa County, FL, ZIP 32541. The community's center is about 2 miles west of the center of Destin (straight-line).
Patient buyers targeting a specific Destin pocket who can wait months for the right listingExcellent fit
Buyers comfortable renovating an older home and willing to price accordinglyExcellent fit
Long-hold owners who value a stable, low-turnover street over amenitiesExcellent fit
Buyers on a tight closing deadline who need available inventory nowProbably not
Anyone wanting new construction, HOA amenities, or a large square-footage homeProbably not
Buyers who need deep comp data to feel confident about valueProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32541))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1994 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Gulf Manor S/D with Momentum Realty’s local guides.

E(Edgewood (Walton)0.1 mi awayEdgewood To0.1 mi away · 73 homes, built 1972–15Eastwood0.1 mi away · 170 homes, built 1971–16Etretat Villa0.1 mi away · 42 homes, built 1987–90Gulf Manor0.1 mi away · 73 homes, built 1972–15Eastwood0.2 mi away · 81 homes, built 1972–16Destin Cottages0.2 mi away · median $688K, 5 sales/12 moCalhoun S D To0.2 mi away · 400 homes, built 1929–24, 2 for sale

Browse all neighborhood guides →

Thinking of selling in GULF MANOR S/D? 3 recorded closings; median 6 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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