Hammock Bay - Steamboat Landing in Freeport

Hammock Bay - Steamboat Landing
Homes for Sale in Freeport, FL

All 377 homes for sale in Freeport, FL · median $428,000 · 374 homes for sale in 32439 · Walton County homes for sale

Community in Freeport · Walton County · ZIP 32439
2 homesBuilt 2024–2024Median sale $701K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS dataFL DOR public recordsUpdated twice daily

As of October 2026, Hammock Bay - Steamboat Landing in Freeport, FL has 6 homes for sale and 13 pending, asking from $749,000 to $1,175,000 (median $949,924). Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $700,830, a median 111 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2024–2026 with 21 new construction; none of the 22 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $6,840 ($6,450 with the full homestead exemption).

Part of the Hammock Bay master-planned community in Freeport, FL — see all Hammock Bay homes for sale (140 listings across 20 villages and sections in the MLS).

HAMMOCK BAY - STEAMBOAT LANDING key facts
LocationFreeport, Walton County, FL · ZIP 32439
Homes in the community2 (FL DOR 2025 assessment roll)
Years built2024–2024 (median 2024.0)
Typical living area3,544 sq ft (median)
Home types (current listings and sales)detached single family 100%
Amenities listed by sellersCommunity Room, Exercise Room, Gated, Pickleball, Playground, Pool
Sale prices, last 12 months$700,830 median across 3 closed sales
Days on market (closed sales)111 median
For sale right now6 active, 11 pending · median asking $949,924 · 24.0 months of supply
Owner-occupied (homestead) share18%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “HAMMOCK BAY - STEAMBOAT LANDING key facts,” movewithmomentum.com/neighborhoods/hammock-bay-steamboat-landing, data as of September 20, 2026.

Last 30 days in Hammock Bay - Steamboat Landing: 13 under contract right now, 1 closed sale (median $700,830). As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Hammock Bay - Steamboat Landing Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$701K
Median sold · 12 mo
100.0%
Sale vs ask
Tempo
24.0mo
Supply
3 to 6 months is the balanced band
111days
Median DOM · closed
111 days at the 2026 low
65%
Under contract
Walton: 18% (698 of 3,872)
6 · 11
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
18%
Owner-occupied · Hammock Bay - Steamboat Landing
2 of 11 parcels homesteaded (FL DOR 2025)
82%
Non-owner-occupied · Hammock Bay - Steamboat Landing
incl. 46% trust or LLC-held · 36% out-of-state
2
Homes in the community
plus 9 vacant residential lots · 11 residential parcels (FL DOR 2025)
Track record · 0 years of records
Est. 2024
Community established
homes built 2024-2024, median 2024 (FL DOR 2025)
150.0%/yr
Turnover rate
about 3 of 2 homes trade a year

Homes For Sale Right Now in Hammock Bay - Steamboat Landing

Live MLS inventory for Hammock Bay - Steamboat Landing. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Hammock Bay - Steamboat Landing listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Hammock Bay Steamboat Landing Right Now (19)

All 19 active and pending Hammock Bay Steamboat Landing listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 81 W Captain Fritz Way · $1,009,840 · 4 bd / 2.5 ba · pending · listed Sep 30, 2026 · listed by DSLD Homes Florida LLC
  • 55 E Perseverance Point · $952,045 · 4 bd / 2.5 ba · pending · listed Sep 22, 2026 · listed by DSLD Homes Florida LLC
  • 131 E Perseverance Point · $929,955 · 4 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by DSLD Homes Florida LLC
  • 164 E Perseverance Point · $940,025 · 3 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by DSLD Homes Florida LLC
  • 131 W Captain Fritz Way · $696,070 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by DSLD Homes Florida LLC
  • 41 E Perseverance Point · $897,235 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by DSLD Homes Florida LLC
  • 21 E Perseverance Point · $895,395 · 3 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by DSLD Homes Florida LLC
  • 103 E Perseverance Point · $957,965 · 4 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by DSLD Homes Florida LLC
  • 153 E Perseverance Point · $986,500 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by DSLD Homes Florida LLC
  • 50 W Perseverance Point · $965,390 · 4 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by DSLD Homes Florida LLC
  • 40 E Captain Fritz Way · $674,595 · 4 bd / 3 ba · pending · listed Aug 14, 2026 · listed by DSLD Homes Florida LLC
  • 113 E Perseverance Point · $919,020 · 3 bd / 2.5 ba · listed Jul 2, 2026 · listed by DSLD Homes Florida LLC
  • 39 W Captain Fritz Way · $749,000 · 4 bd / 3.5 ba · listed Jul 2, 2026 · listed by Scenic Sotheby's International Realty
  • 112 E Captain Fritz Way · $1,175,000 · 4 bd / 4 ba · listed Jul 2, 2026 · listed by Real Broker LLC
  • 25 W Perseverance Point · $1,014,437 · 4 bd / 3 ba · listed Jul 2, 2026 · listed by DSLD Homes Florida LLC
  • 49 W Perseverance Point · $901,543 · 4 bd / 3 ba · listed Jul 2, 2026 · listed by DSLD Homes Florida LLC
  • 59 W Perseverance Point · $980,829 · 4 bd / 2.5 ba · listed Jul 2, 2026 · listed by DSLD Homes Florida LLC
  • 7 W Captain Fritz Way · $664,965 · 4 bd / 3 ba · pending · listed Jul 2, 2026 · listed by DSLD Homes Florida LLC
  • 18 E Captain Fritz Way · $741,495 · 4 bd / 3 ba · pending · listed Jul 2, 2026 · listed by DSLD Homes Florida LLC
Jon Brooks, founder of Momentum Realty
Jon's Current Read

With only 8 active listings, Steamboat Landing inside Hammock Bay is a thin, condition-driven market rather than a volume play. There is no published median price in this snapshot and no amenity set pulled from current MLS listings, so what a buyer pays here will track the specifics of each individual home — updates, lot position, and finish level — far more than any neighborhood-wide baseline.

For sellers, a small inventory count cuts both ways: fewer directly comparable homes can help a well-presented listing stand out, but it also means each competing property carries outsized weight. For buyers, the practical posture is patience and scrutiny — with a handful of choices, the right home is a matter of timing and matching your must-haves, not sifting through a deep list.

Hammock Bay - Steamboat Landing Housing Pulse · Momentum Research · as of September 20, 2026

Hammock Bay - Steamboat Landing right now

🟢 Buyer-leaning market. 24.0 months of supply and 65% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: High (17 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Hammock Bay - Steamboat Landing market snapshot (as of September 20, 2026): the median sale price is about $701K, a median 111 days on market for closed sales, and 24.0 months of supply, a buyer-leaning market.

In ZIP 32439 (Freeport), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.

Flood zones in HAMMOCK BAY - STEAMBOAT LANDING: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Freeport.

Hammock Bay - Steamboat Landing is a community of 2 homes in Freeport, Walton County, built between 2024 and 2024 (median 2024.0), with a median living area of about 3,544 square feet. 18% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Steamboat Landing is a pocket within the larger Hammock Bay master plan in Freeport, Walton County. The current picture is a small, selective set of homes rather than a busy resale market.

Best for

  • Buyers set on the Hammock Bay area of Freeport who can move when the right listing appears
  • Those comfortable evaluating a home on its own condition and features rather than a fixed price band
  • Buyers who value being able to review a small, knowable set of competing homes

Probably not for

  • Buyers who want a deep inventory to compare in one sitting
  • Anyone counting on specific community amenities that this snapshot does not confirm
  • Buyers who need a clear entry-level or ceiling price to plan against before touring

Housing distress & ownership in HAMMOCK BAY - STEAMBOAT LANDING, Freeport

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Freeport · Elementary
  • Freeport · Middle
  • Freeport · High

Zoned schools reflect the assignments reported on recent Hammock Bay - Steamboat Landing listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Hammock Bay - Steamboat Landing address.

If we were buying in Hammock Bay - Steamboat Landing today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Bay - Steamboat Landing.

Best Buy
Buyers who want a Freeport foothold in the Hammock Bay plan and are fine with a short list.
Biggest Risk
Thin inventory means the right home may require patience or timing.
Sweet Spot
A well-matched home evaluated on condition rather than a headline price.
Avoid If
You need many options to compare side by side right now.

A thin slice of a larger plan

Steamboat Landing sits inside Hammock Bay, a master-planned community in Freeport off the north side of the bay. This snapshot identifies no community amenities from the current MLS listings, which means anything you value — access, common spaces, or recreation tied to the broader Hammock Bay plan — should be confirmed directly rather than assumed from the listing feed.

The eight homes on the market give you a manageable field to evaluate carefully. Because there is no price range to anchor to here, comparison work matters: look hard at condition, square footage, and lot, and treat each listing on its own terms instead of expecting a tidy pricing ladder.

“

The location and the amenities are priced into every listing in Hammock Bay - Steamboat Landing. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
3.9D · Buy Score
Liquidity & Demand0.0/10
Owner Commitment1.8/10
Pricing Power10.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.9). Basis: Liquidity & Demand 24.0 months of supply; Owner Commitment 18% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market this small, the value we add is on-the-ground detail: confirming what the Hammock Bay plan actually offers for a given address, reading each of the few available homes on its condition, and helping you avoid overpaying for finishes you don't need or underpricing a home that stands apart. We will also tell you plainly when the current set of listings doesn't fit what you're after.

Hammock Bay - Steamboat Landing in 15 seconds.

Best forBuyers who want a Freeport foothold in the Hammock Bay plan and are fine with a short list.
Biggest advantageA small field makes it realistic to know every competing home before you decide.
Biggest riskThin inventory means the right home may require patience or timing.
Sweet spotA well-matched home evaluated on condition rather than a headline price.
Avoid ifYou need many options to compare side by side right now.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Hammock Bay - Steamboat Landing homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Hammock Bay - Steamboat Landing.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Bay - Steamboat Landing sales matched to your home.

What is your Hammock Bay - Steamboat Landing home worth?

Get a no-obligation home value based on real comparable sales in Hammock Bay - Steamboat Landing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Freeport →

Real comps, not an automated estimate.

Recently off market in HAMMOCK BAY - STEAMBOAT LANDING

Homes in HAMMOCK BAY - STEAMBOAT LANDING that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

How much local inventory is already under contract

68% of homes for sale in Hammock Bay - Steamboat Landing are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

What is the median home price in Hammock Bay - Steamboat Landing?
The median sale price in Hammock Bay - Steamboat Landing was $701K over the 12 months ending September 20, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in Hammock Bay - Steamboat Landing take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 111 days on market (3 sales, Emerald Coast MLS).
Is Hammock Bay - Steamboat Landing a buyer's or seller's market right now?
As of September 20, 2026, Hammock Bay - Steamboat Landing leans toward buyers: 24.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Hammock Bay - Steamboat Landing?
The Florida DOR 2025 assessment roll shows 2 homes plus 9 vacant residential lots in Hammock Bay - Steamboat Landing (public records).
What share of Hammock Bay - Steamboat Landing is owner-occupied?
18% of Hammock Bay - Steamboat Landing parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Hammock Bay - Steamboat Landing built?
Homes in Hammock Bay - Steamboat Landing were built between 2024 and 2024, with a median year built of 2024.0 (FL DOR 2025 roll).
Who is the best real estate agent for Hammock Bay - Steamboat Landing?
The best agent for Hammock Bay - Steamboat Landing is one who actively works Freeport and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Hammock Bay - Steamboat Landing.
How do I find a top Freeport real estate agent who knows Hammock Bay - Steamboat Landing?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Hammock Bay - Steamboat Landing and the wider Freeport area.
Can Momentum Realty connect me with an agent for Hammock Bay - Steamboat Landing?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Hammock Bay - Steamboat Landing purchase or sale - no call center and no pressure.
Where is Hammock Bay - Steamboat Landing, and what county is it in?
Hammock Bay - Steamboat Landing is in Freeport, Walton County, FL, ZIP 32439. The community's center is about 7 miles east of the center of Freeport (straight-line).
Is Hammock Bay - Steamboat Landing in a flood zone?
No, for the homes we can see: all 17 homes we sampled in Hammock Bay - Steamboat Landing sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Buyers set on the Hammock Bay area of Freeport who can move when the right listing appearsExcellent fit
Those comfortable evaluating a home on its own condition and features rather than a fixed price bandExcellent fit
Buyers who value being able to review a small, knowable set of competing homesExcellent fit
Buyers who want a deep inventory to compare in one sittingProbably not
Anyone counting on specific community amenities that this snapshot does not confirmProbably not
Buyers who need a clear entry-level or ceiling price to plan against before touringProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32439))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2026 (3 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in HAMMOCK BAY - STEAMBOAT LANDING? 3 recorded closings; median 111 days on market (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Hammock Bay - Steamboat Landing with Momentum Realty’s local guides.

SLSteamboat Landing (Okaloosa)0.2 mi away · 19 homes, built 1960–60Steamboat Landing0.2 mi away · 4 homes, built 2024–24Hammock Bay Bliss0.2 mi away · 18 homes, built 2023–24, 1 for saleHammock Bay Moonswept0.3 mi away · 59 homes, built 2023–24, 1 for saleBayview (Walton)0.5 mi away · 19 homes, built 1978–24Hammock Bay Lanterns0.5 mi away · median $635K, 4 sales/12 moHammock Bay Starburst0.6 mi away · median $521K, 19 sales/12 moHammock Bay Wildflower0.7 mi away · 23 homes, built 2023–24

Browse all neighborhood guides →

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