Harbor Pines in St. Marys

Harbor Pines
Homes for Sale in St. Marys, GA

All 87 homes for sale in St. Marys, GA · median $429,900 · 87 homes for sale in 31558

Community in St. Marys · Camden County · ZIP 31558
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Photo courtesy of Peggy Morton, BHHS Hodnett Cooper CAMDEN · via ScoutMLS®

Built fromLive ScoutMLS® data16 years of closingsUpdated twice daily

As of October 2026, the MLS records 5 closed sales in Harbor Pines in St. Marys, GA since 2010, the most recent in March 2025. Across St. Marys as a whole, 134 homes closed in the last 12 months at a median of $375,000, 79 median days on market, with 51 homes for sale today. At that median and Camden County's 2025 rate of 28.05 mills, annual property tax runs about $4,210.

Live · Harbor Pines Housing Pulse ScoutMLS® + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Camden: 22% (56 of 254)
0 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Harbor Pines does not have an active MLS footprint dense enough right now to draw firm conclusions about pricing or pace. That is a data point in itself: with no current listings to benchmark against, anyone quoting a price range or a days-on-market figure for this community is guessing, not reporting.

For a buyer or seller, that means the conversation here has to start with the individual home and lot, not a community-wide trend line. We would want to walk comparable sales in St. Marys and Camden County more broadly before anchoring on a number for a specific address.

The 60-Second Overview

Harbor Pines sits in St. Marys, Camden County, in the southeast Georgia corridor near the coast. Current MLS data does not show an identified amenity package for the community, so any amenities should be confirmed at the property or HOA level rather than assumed.

SCOUT sales records identify 7 homes in Harbor Pines that have changed hands since 2010, built between 1979 and 2024 (median 1987), with a median living area of about 1,548 sq ft and a typical 3-bedroom, 2-bath layout; 71% are single-family homes. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Targeting a specific home in St. Marys and wanting it evaluated against real Camden County comps rather than community-wide averages.
  • Comfortable doing extra diligence on HOA terms and any amenities before assuming they exist.
  • Looking for a Georgia coastal-corridor location without needing a heavily programmed amenity community.

Probably not for

  • Wanting a confirmed clubhouse, pool, or similar amenity package as part of the purchase decision.
  • Needing current, community-wide pricing or days-on-market data to shape an offer strategy.
  • Preferring a community with a longer, well-documented resale track record to lean on.

The market around Harbor Pines

Harbor Pines is too small for its own price trend, so here is the market around it.

In ZIP 31558, 112 homes are on the market and 26% are under contract — a steady corner of St. Marys.

Across Camden County, 198 homes are active and 56 pending (22% under contract).

In ZIP 31558 (St. Marys), 217 homes closed in the last 12 months at a median of $321K ($182/sq ft), down 3.8% year over year, with a median 83 days on market. Right now 67 active and 24 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 31558 housing market.

ZIP and county figures describe the wider market, not Harbor Pines specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Harbor Pines, St. Marys

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-08-31 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Harbor Pines

Live MLS inventory for Harbor Pines. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harbor Pines listings as of 2026-10-09, priced high to low. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Tap any home to ask about it.

Every Home for Sale in Harbor Pines Right Now (1)

All 1 active and pending Harbor Pines listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 121 Inlet Reach Circle · $115,000 · 3 bd / 2 ba · pending · listed Sep 3, 2026 · listed by BHHS Hodnett Cooper CAMDEN

Schools

In short
  • Camden County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Camden County School System posted a 96.2% four-year graduation rate and 9,515 students across 12 schools in 2024-25 (Governor’s Office of Student Achievement).

  • St. Marys Elementary · Elementary
  • St. Marys Middle School · Middle
  • Camden County · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Harbor Pines listings and can change; always confirm with the Camden County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Pines address.

If we were buying in Harbor Pines today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Pines.

Best Buy
Buying in St. Marys with a specific address already in mind, ready to have that home evaluated on its own terms.
Biggest Risk
Data scarcity means pricing and pace claims for the community as a whole cannot be responsibly made right now.
Sweet Spot
Works best for a buyer or seller focused on a single property and willing to lean on direct comps rather than a community-level trend.
Avoid If
Avoid if you are shopping by amenity package first, since none is currently confirmed in MLS data for this community.

A community with thin current data

St. Marys sits at the southern edge of the Georgia coast, in Camden County, within reach of the Cumberland Island ferry and the broader St. Marys River waterfront. Harbor Pines carries that general location, but the current MLS snapshot does not surface enough active listings to characterize its pricing pattern, inventory turnover, or the condition spread of homes changing hands.

Because no community amenities are identified in current listings, we would not assume a clubhouse, pool, or maintained common area exists without verifying against the specific HOA documents or plat for a given address. Buyers evaluating a home here should treat the community label as a location marker first and confirm everything else lot by lot.

“

The location and the amenities are priced into every listing in Harbor Pines. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community has limited current listing activity, the value of local representation goes up, not down. We pull comparable sales from the surrounding St. Marys and Camden County market, verify HOA and amenity claims directly rather than relying on marketing copy, and make sure a decision on a Harbor Pines property is grounded in what is actually recorded, not what is assumed.

Harbor Pines in 15 seconds.

Best forBuying in St. Marys with a specific address already in mind, ready to have that home evaluated on its own terms.
Biggest advantageA Camden County location near the coast without an established, heavily marketed HOA amenity narrative to price into the deal.
Biggest riskData scarcity means pricing and pace claims for the community as a whole cannot be responsibly made right now.
Sweet spotWorks best for a buyer or seller focused on a single property and willing to lean on direct comps rather than a community-level trend.
Avoid ifAvoid if you are shopping by amenity package first, since none is currently confirmed in MLS data for this community.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbor Pines homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbor Pines.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Pines sales matched to your home.

What is your Harbor Pines home worth?

Get a no-obligation home value based on real comparable sales in Harbor Pines, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Marys →

Real comps, not an automated estimate.
Targeting a specific home in St. Marys and wanting it evaluated against real Camden County comps rather than community-wide averages.Excellent fit
Comfortable doing extra diligence on HOA terms and any amenities before assuming they exist.Excellent fit
Looking for a Georgia coastal-corridor location without needing a heavily programmed amenity community.Excellent fit
Wanting a confirmed clubhouse, pool, or similar amenity package as part of the purchase decision.Probably not
Needing current, community-wide pricing or days-on-market data to shape an offer strategy.Probably not
Preferring a community with a longer, well-documented resale track record to lean on.Probably not

Data sources & freshness

Live listingsScoutMLS®, refreshed twice daily (last: October 9, 2026)
Under-contract sharesScoutMLS® records, as of 2026-09-20
Historical depthClosed-sale records back to 2010 (5 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

Looking to buy here? Search homes for sale →

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Common questions about Harbor Pines

Where is Harbor Pines?

Harbor Pines is a community in St. Marys, Camden County, Georgia, ZIP 31558.

Are there homes for sale in Harbor Pines right now?

Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Harbor Pines have an HOA or CDD?

No HOA is on record for Harbor Pines in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Harbor Pines with Momentum Realty’s local guides.

IRInlet Reach0.1 mi away · 1 for saleWells Harbor0.2 mi awayMLMoody Lake Estates0.3 mi away · median $330K, 5 sales/12 moNRNorth River Marshes0.6 mi away · median $241K, 4 sales/12 moDPDavison Plantation0.9 mi away · 1 for saleChateau Garden0.9 mi awayCPCumberland Palms1.1 mi away · 1 for saleGHGains H Davis1.3 mi away · 3 for sale

Browse all neighborhood guides →

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