Moody Lake Estates in St. Marys

Moody Lake Estates
Homes for Sale in St. Marys, GA

Community in St. Marys · Camden County · ZIP 31548
Median sale $330K
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Photo courtesy of Linda Cook, ERA Kings Bay Realty · via scout

Built fromLive scout data6 years of closingsUpdated twice daily
Live · Moody Lake Estates Housing Pulse scout + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$330K
Median sold · 12 mo
up 4.2% vs the prior 12 months
+4.2%
1-yr price change
n = 5 and 4 sales in the two windows
$201/sf
Sold $/sqft · 12 mo
peak $203 in 2025
99.4%
Sale vs ask
Camden median: 98.3%
Tempo
2.4mo
Supply
3 to 6 months is the balanced band
84days
Median DOM · closed
36 days at the 2024 low
0%
Under contract
1 · 0
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 5 a year
Track record · 6 years of records
1,586sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Moody Lake Estates is trading with a median price of $329,900 and a median of $200.50 per square foot, with only five closings in the current window. That is a thin enough sample that a single unusually large or small home can move the numbers noticeably from one reporting period to the next, so treat the per-square-foot figure as directional rather than precise.

A median 84 days on market tells you this is not a community where homes move quickly once listed. Sellers should price with that pacing in mind and expect negotiation room; buyers who are patient and willing to wait out the process have room to be selective rather than rushed into a decision.

Moody Lake Estates Housing Pulse · Momentum Research · as of August 31, 2026

Moody Lake Estates right now

🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of scout records, as of August 31, 2026. Confidence: Medium (1 active and pending listings, 5 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($330K) is up 4.2% from the prior 12 months ($316K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level scout closed sales, 12-month windows ending August 31. Confidence: Low (5 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 31, 2026 · Live data: scout, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Moody Lake Estates market snapshot (as of August 31, 2026): the median sale price is about $330K ($201 per sq ft over the trailing 12 months of closed sales), a median 84 days on market for closed sales, and 2.4 months of supply, a seller-leaning market. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level scout closed sales (5 closings in the current window).

Moody Lake Estates sits in St. Marys, Camden County, with pricing and pace data reflecting a small, low-turnover pocket of the local market rather than a high-volume subdivision.

Best for

  • Buying with flexibility on timeline, since the median 84 days on market means homes here do not move quickly.
  • Prioritizing the St. Marys location over shared community amenities, since none are currently identified in MLS listings.
  • Comfortable evaluating price on a case-by-case basis rather than leaning on a large set of recent comparables.

Probably not for

  • Needing a quick close or a high-inventory market with many active listings to compare.
  • Expecting clubhouse, pool, or other shared recreational amenities as part of the purchase.
  • Relying heavily on per-square-foot pricing trends when only a handful of closings inform them.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending August 31 of each year, from record-level scout closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($330K) IS the median in the snapshot above, and the move from 2025 ($316K) IS the +4.2% one-year change.

Windows contain 2 to 8 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$250K$300K$350K2020202220242026
Up 4.2% year over year.
Every sale since 2020 · price vs size
$0$100K$200K$300K1k2k2k
33 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$140$160$180$2002020202220242026
Up from $146 in 2020 to a $203 peak in 2025; $201 now.
Median days on market · closed sales
501002020202220242026
36 days at the 2024 low; 84 now.
Sale price vs original ask · median
98%100%2020202220242026
99.4% now vs Camden 98.3%.
Homes sold per 12-mo window
02582020202220242026
2 to 8 a year; 5 in the current window.

Moody Lake Estates Market Scorecard

Seller-leaning

Moody Lake Estates is currently a seller-leaning market. About 2.4 months of supply, a median asking price of $319,900, and homes go under contract in about 31 days.

2.4
Months supply
$319,900
Median list
$329,900
Median sold
$181
List $/sqft
31
Days on mkt
1/0/5
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: scout, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Moody Lake Estates

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Golden Isles Association of REALTORS® / ScoutMLS. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Moody Lake Estates

Live MLS inventory for Moody Lake Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Moody Lake Estates listings as of 2026-08-31, priced high to low. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Tap any home to ask about it.

Listing locations from scout. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Camden County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • St. Marys Elementary · Elementary
  • St. Marys Middle School · Middle
  • Camden County · High

Zoned schools reflect the assignments reported on recent Moody Lake Estates listings and can change; always confirm with Camden County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Moody Lake Estates address.

If we were buying in Moody Lake Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Moody Lake Estates.

Best Buy
Buying with a longer timeline in mind, where a slower sale process is not a problem.
Biggest Risk
A five-closing sample means published price and per-square-foot figures can shift meaningfully with the next sale.
Sweet Spot
Purchases where the buyer values the St. Marys location itself over a built-in amenity package.
Avoid If
Needing a fast closing timeline or built-in community amenities as a deciding factor.

A small-sample market

With five closings feeding the current snapshot, Moody Lake Estates behaves less like a market with a predictable price curve and more like a series of individual transactions. The median price of $329,900 and price-per-square-foot near $200.50 are useful benchmarks, but each new closing has outsized power to shift them. Year-over-year, pricing is up 4.2%, a modest gain that suggests steady rather than aggressive appreciation pressure.

No community amenities have been identified from current MLS listings, which means the appeal here is likely tied to the homes and lots themselves, or to the surrounding St. Marys location, rather than to shared clubhouse, pool, or recreational infrastructure. Buyers should verify amenity status directly rather than assume anything is included.

The location and the amenities are priced into every listing in Moody Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.1B+ · Buy Score
Recent Direction7.0/10
Liquidity & Demand7.6/10
Pricing Power9.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.1). Basis: Recent Direction +4.2% year-over-year; Liquidity & Demand 2.4 months of supply; Pricing Power 99.4% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a low-volume market like this one, pricing a home correctly and reading the handful of comparable closings accurately matters more than in a high-turnover subdivision. We track each closing as it happens, flag when the sample is too thin to lean on averages alone, and help buyers and sellers negotiate with a realistic sense of the 84-day pace rather than assumptions carried over from busier markets.

Moody Lake Estates in 15 seconds.

Best forBuying with a longer timeline in mind, where a slower sale process is not a problem.
Biggest advantageModest year-over-year price gains of 4.2% suggest steady, unhurried appreciation rather than a fast-moving bidding environment.
Biggest riskA five-closing sample means published price and per-square-foot figures can shift meaningfully with the next sale.
Sweet spotPurchases where the buyer values the St. Marys location itself over a built-in amenity package.
Avoid ifNeeding a fast closing timeline or built-in community amenities as a deciding factor.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Moody Lake Estates sales matched to your home.

What is your Moody Lake Estates home worth?

Get a no-obligation home value based on real comparable sales in Moody Lake Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Moody Lake Estates on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Moody Lake Estates?
The median sale price in Moody Lake Estates was $330K over the 12 months ending August 31, 2026 (5 closed sales, scout).
How long do homes in Moody Lake Estates take to sell?
Homes that closed in the 12 months ending August 31, 2026 took a median 84 days on market (5 sales, scout).
Is Moody Lake Estates a buyer's or seller's market right now?
As of August 31, 2026, Moody Lake Estates leans toward sellers: 2.4 months of supply at the current sales pace (scout live counts).
Who is the best real estate agent for Moody Lake Estates?
The best agent for Moody Lake Estates is one who actively works St. Marys and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Moody Lake Estates.
How do I find a top St. Marys real estate agent who knows Moody Lake Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Moody Lake Estates and the wider St. Marys area.
Can Momentum Realty connect me with an agent for Moody Lake Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Moody Lake Estates purchase or sale - no call center and no pressure.
Buying with flexibility on timeline, since the median 84 days on market means homes here do not move quickly.Excellent fit
Prioritizing the St. Marys location over shared community amenities, since none are currently identified in MLS listings.Excellent fit
Comfortable evaluating price on a case-by-case basis rather than leaning on a large set of recent comparables.Excellent fit
Needing a quick close or a high-inventory market with many active listings to compare.Probably not
Expecting clubhouse, pool, or other shared recreational amenities as part of the purchase.Probably not
Relying heavily on per-square-foot pricing trends when only a handful of closings inform them.Probably not

Nearby Communities

Explore more neighborhoods near Moody Lake Estates with Momentum Realty’s local guides.

IRInlet Reach0.3 mi awayHPHarbor Pines0.3 mi awayNRNorth River Marshes0.6 mi awayCPCumberland Palms0.7 mi awayDPDavison Plantation1.2 mi awayB(Briarwood (Camden)1.3 mi awayPOPalmetto Oaks1.5 mi awayGHGains H Davis1.6 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsscout, refreshed twice daily (last: August 31, 2026)
Community market statsscout closed sales, 12-month windows ending August 31, 2026
Historical depthClosed-sale records back to 2020 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of scout records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the scout member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Moody Lake Estates? 5 recorded closings; median 84 days on market (window ending 2026-08-31). See the Camden County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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