Harborpointe in Port Richey

Harborpointe Homes for Sale in Port Richey, FL

Mid-1990s community · Pasco County · ZIP 34668

A double-gated, 24-hour-manned Gulf-front boating community of about 54 homesites where essentially every home is on the water in Port Richey.

Double-gated, 24-hour-mannedGulf-front with marina and slipsLarger luxury waterfront homes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Harborpointe is a scarce Gulf-front boating community, so the read is the lot, the dock and slip assignment, the home condition, and above all a real flood and windstorm and elevation picture per home, not a single community average.
Free · No obligation
Unlock Off-Market Harborpointe

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
26days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Harborpointe is a double-gated, 24-hour-manned waterfront community of roughly 54 homesites that sits directly on the Gulf in Port Richey, dating to the mid 1990s, where essentially every home is waterfront and most are larger luxury waterfront homes. The draw is deep-water boating and Gulf-front living: a community marina with assigned private boat slips that handle up to about a 36-foot boat, a private community boat ramp, and a clubhouse completed around 2020 with a fitness center, tennis courts, and horseshoe pits. Scarcity, the gates, and the water give this community real defensibility, and the lot, the dock and slip, and the home condition drive value here. The defining watch item is the flood and windstorm insurance and elevation picture, since the homes sit directly on the Gulf and the 2024 storms hit coastal west Pasco hard. Confirm the HOA, the slip assignment, and a real flood and windstorm quote per home before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Harborpointe sits directly on the Gulf in Port Richey, in the 34668 ZIP and in coastal west Pasco County, a double-gated community with a 24-hour-manned entry and roughly 54 homesites where essentially every home is waterfront.

The community dates to the mid 1990s and is built around deep-water boating. A community marina offers assigned private boat slips that accommodate up to about a 36-foot boat, and there is a private community boat ramp, so the lifestyle here is genuinely Gulf-access waterfront for boaters and waterfront buyers.

Most homes are larger luxury waterfront homes, and amenities were strengthened by a clubhouse completed around 2020 that adds a fitness center, tennis courts, and horseshoe pits to the marina and ramp. The two gates and the manned entry are part of what makes this community scarce on the west Pasco coast.

Because every home sits on the Gulf, the honest read is the water: confirm the HOA dues and what they cover, confirm the slip assignment for the specific home, and pull a real flood and windstorm insurance quote and the elevation for that exact home, since coastal west Pasco took severe storm impact in 2024.

Best for

  • Boaters who want deep-water Gulf access with an assigned private slip
  • Waterfront buyers who want a double-gated, 24-hour-manned community
  • Buyers who want a larger luxury waterfront home directly on the Gulf
  • Buyers who will quote flood and windstorm and read elevation before they offer

Probably not for

  • Buyers who want an inland home away from flood and windstorm exposure
  • Anyone unwilling to budget for Gulf-front insurance as a heavy carrying cost
  • Buyers who want a non-gated, lower-maintenance setting without HOA rules
  • Buyers who do not need or want boat access or a marina slip

How Harborpointe is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
2Median days on marketdays
0 : 3Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harborpointe listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Harborpointe buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Harborpointe

Live MLS inventory for Harborpointe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harborpointe listings as of 2026-06-24, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Optional, member-owned club, separate from the POA
  • ~$30M renovation underway, 2026 to 2028
  • 18-hole course, clubhouse, pool, 10 clay courts
  • Strong value vs Ponte Vedra clubs
  • Budget the membership separately from the home

Harborpointe is a double-gated, 24-hour-manned waterfront community of about 54 homesites directly on the Gulf in Port Richey, so the lifestyle centers on deep-water boating and Gulf-front living rather than a typical inland subdivision. Essentially every home is waterfront, most are larger luxury waterfront homes, and the shared amenities include a community marina with assigned private slips that handle up to about a 36-foot boat, a private community boat ramp, and a clubhouse completed around 2020 with a fitness center, tennis courts, and horseshoe pits. Because every home sits on the Gulf, confirm the HOA dues and reserves, the slip assignment for the specific home, and a real flood and windstorm and elevation read before you buy.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Port Richey~5 to 10 min · local shops and dining
US 19~5 min · regional access
The Gulf of Mexico by boat~10 to 20 min · deep-water boating
New Port Richey~10 min · Sims Park and the river district
Tarpon Springs~25 to 35 min · via US 19
Tampa International Airport~45 to 60 min · via the Suncoast Parkway

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Harborpointe with Momentum Realty’s local guides.

Marina PalmsPort RicheyMarina PalmsPort RicheyPort Richey, FL · 0.9 miOyster BayouOyster BayouNew Port Richey, FL · 1.1 miPeninsular ParadisePeninsular ParadiseNew Port Richey, FL · 1.6 miJasmin PointEstatesJasmin PointEstatesNew Port Richey, FL · 1.7 miPalm Terrace GardensPalm Terrace GardensPort Richey, FL · 1.7 miSan Clemente VillageSan Clemente VillagePort Richey, FL · 2.3 miJasmine TrailsJasmine TrailsPort Richey, FL · 2.3 miHoliday Hill EstatesHoliday Hill EstatesPort Richey, FL · 2.7 miWoodridgeEstatesWoodridgeEstatesNew Port Richey, FL · 2.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Harborpointe (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Harborpointe is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Harborpointe address.

The takeaway

What is actually shaping value at Harborpointe: the scarcity of a double-gated Gulf-front boating community, the flood and windstorm and elevation picture after the 2024 storms, and Florida's 2025 reserve rules for associations. Each item is sourced and linked.

Recent Developments in Harborpointe

Our read on what is being built around Harborpointe, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishScarcity, the gates, and deep-water boating support demand on the west Pasco coast, while the watch items are the flood and windstorm carrying cost, the elevation and storm history per home, and the association's reserve trajectory under Florida's new rules.

Scarce double-gated Gulf-front boating community

Ongoing
BullishMajor impact
SignificanceRadius: Community

A double-gated, 24-hour-manned community of roughly 54 Gulf-front homesites with a marina and slips is scarce on the west Pasco coast and supports defensibility.

Flood and windstorm and elevation exposure on the Gulf

Ongoing
BearishMajor impact
SignificanceRadius: Community

Every home sits directly on the Gulf, so flood and windstorm insurance and elevation are the defining carrying-cost and risk item and have to be read per home.

2024 storm impact on coastal west Pasco

2024
BearishMajor impact
SignificanceRadius: Area

Severe 2024 storm surge along coastal west Pasco, including waterfront Port Richey, raises the bar on elevation, repairs, and a real insurance quote per home.

Marina, assigned slips, and a private boat ramp

Ongoing
BullishNotable impact
SignificanceRadius: Community

A community marina with assigned private slips for up to about a 36-foot boat and a private ramp give genuine deep-water access that differentiates the community.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Harborpointe, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. September 2024
    Storm

    2024 storms bring damaging surge to coastal west Pasco

    Hurricane Helene in 2024 drove record storm surge into low-lying coastal west Pasco County, including waterfront Port Richey, with severe impact along the Gulf. Why it matters: On a Gulf-front lot, read the elevation and a real flood and windstorm picture closely; this is the defining carrying-cost and risk item. Source

  2. July 2025
    Policy

    Florida tightens HOA reserve rules

    Florida's 2025 community-association reforms, including HB 913 effective July 1, 2025, strengthened reserve and financial-disclosure expectations for associations statewide. Why it matters: Read the HOA budget and reserves, including any marina and seawall reserves, on a waterfront community. Source

Development alerts for HarborpointeGet a short monthly email when something new is approved, funded, or opens near Harborpointe.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Harborpointe, this is the order of operations we would run, and the one we run for our clients.

1

Pull a real flood and windstorm quote for the exact home. Every home sits on the Gulf, so quote flood and windstorm and read the elevation and 2024 storm history for that specific home before anything else.

2

Confirm the slip assignment and the marina rules. Slips are assigned and handle up to about a 36-foot boat, so verify which slip goes with the home, the size limit, and any separate marina fee.

3

Read the HOA dues and exactly what they cover. Confirm the dues, the reserves including any marina and seawall reserves, and how the budget has trended on a waterfront community.

4

Inspect the seawall, dock, and elevation closely. On a Gulf-front lot the seawall and dock condition and the finished-floor elevation are core to both value and carrying cost.

5

Cross-shop nearby Gulf-access waterfront communities to test value before you offer; compare slip size, gating, and the flood and windstorm math against Harborpointe.

Best Buy
An updated Gulf-front home with a good elevation and a clean slip assignment
Biggest Risk
A heavy flood and windstorm carrying cost or unresolved 2024 storm repairs
Best Lot
A protected deep-water lot with a sound seawall and a larger slip
Smart Timing
Confirm the flood and windstorm quote, the slip, and the HOA before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Harborpointe is a double-gated, 24-hour-manned waterfront community of about 54 homesites directly on the Gulf in Port Richey, so the lifestyle centers on deep-water boating and Gulf-front living rather than a typical inland subdivision. Essentially every home is waterfront, most are larger luxury waterfront homes, and the shared amenities include a community marina with assigned private slips that handle up to about a 36-foot boat, a private community boat ramp, and a clubhouse completed around 2020 with a fitness center, tennis courts, and horseshoe pits. Because every home sits on the Gulf, confirm the HOA dues and reserves, the slip assignment for the specific home, and a real flood and windstorm and elevation read before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

A Gulf-front home that needs updating, the way into a scarce gated boating community, where condition, the seawall, and the elevation drive value and the slip comes with the address.

Lowest entry
The Waterfront Standard

An updated larger luxury waterfront home with a sound seawall and a good slip, the heart of the resale market here, where the lot and the water set the number.

Most inventory
The Top

A protected deep-water home with the best elevation, a renovated interior, and a larger slip, the stock that holds value best when the flood and windstorm picture is clean.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
A Gulf-front home that needs updating, the way into a scarce gated boating community, where condition, the seawall, and the elevation drive value and the slip comes with the address.
The Waterfront Standard
An updated larger luxury waterfront home with a sound seawall and a good slip, the heart of the resale market here, where the lot and the water set the number.
The Top
A protected deep-water home with the best elevation, a renovated interior, and a larger slip, the stock that holds value best when the flood and windstorm picture is clean.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Port Richey locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Harborpointe

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Harborpointe sells the gates and the Gulf, but the deal is won or lost on the lot, the dock and slip, the home condition, and a real flood and windstorm and elevation read.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength8.0/10
Renovation Risk5.6/10
Location Efficiency8.4/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage4.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Harborpointe is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Harborpointe

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Harborpointe

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Harborpointe

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Harborpointe

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Harborpointe homesites trade. The exact premium depends on the specific home, the view, and the street.

Harborpointe in 15 seconds.

Best forBoaters and waterfront buyers who want a double-gated, 24-hour-manned Gulf-front home with an assigned slip.
Biggest advantageA scarce, gated Gulf-front community where essentially every home is on the water with marina and ramp access.
Biggest riskFlood and windstorm insurance and elevation on Gulf-front lots, a heavy carrying cost after the 2024 storms.
Sweet spotAn updated Gulf-front home with a good elevation, a sound seawall, and a clean slip assignment.
Avoid ifYou want an inland home away from the water or to avoid Gulf-front flood and windstorm cost.

HOA, Fees & Reserves

15-Second Take
  • Gated HOA community, confirm the current dues
  • Confirm whether the slip assignment carries a separate fee
  • Read the reserves, including any marina and seawall reserves
  • Florida 2025 reserve rules can affect the budget, ask the association
  • Verify the clubhouse, marina, and ramp inclusions in the dues

Harborpointe is a gated HOA community, so a regular association fee applies and, on a waterfront community, can carry marina and seawall obligations. Confirm the exact dues, what they cover, the reserve study, and any current or planned assessment with the association before you offer.

Where bundled, the dues typically cover the double gates and the 24-hour-manned entry, the community marina and boat ramp, the clubhouse with its fitness center, tennis courts, and horseshoe pits, and common-area grounds. Verify the current inclusions, the slip arrangement, and any separate marina or slip fee per the association documents.

The clubhouse, completed around 2020, anchors the community amenities with a fitness center, tennis courts, and horseshoe pits, alongside the community marina with assigned private slips and the private boat ramp.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Harborpointe, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Port Richey Waterfront, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Harborpointe home worth?

Get a no-obligation home value based on real comparable sales in Harborpointe matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harborpointe on the map →
Or get your Harborpointe home value & selling guide →

Real comps, not a Zestimate.
How much local inventory is already under contract

30% of homes for sale in ZIP 34668 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-24).

Harborpointe Port Richey Market Scorecard

Thin data

Harborpointe Port Richey is currently a thin data. Limited supply, a median asking price of $4,200,000, and homes go under contract in about 2 days.

n/a
Months supply
$4,200,000
Median list
n/a
Median sold
$990
Per sqft
2
Days on mkt
3/0/0
Active/Pend/Sold

Typical home value in the 34668 ZIP is $226,886, right around the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Harborpointe?
It is directly on the Gulf in Port Richey, in the 34668 ZIP and in coastal west Pasco County, a double-gated, 24-hour-manned waterfront community of roughly 54 homesites where essentially every home is on the water.
Is Harborpointe a gated community?
Yes. It is double-gated with a 24-hour-manned entry, which is part of what makes it scarce among Gulf-front communities on the west Pasco coast. Confirm the current security arrangement and the HOA rules during diligence.
When was Harborpointe built?
The community dates to the mid 1990s, with a clubhouse completed around 2020 that added a fitness center, tennis courts, and horseshoe pits. Confirm the exact year built for any specific home.
Are the homes at Harborpointe waterfront?
Essentially every home is waterfront, sitting directly on the Gulf, and most are larger luxury waterfront homes. Confirm the exact water frontage, depth, and view for any specific home.
Does Harborpointe have boat slips?
Yes. The community marina offers assigned private boat slips that accommodate up to about a 36-foot boat, and there is a private community boat ramp. Confirm which slip goes with the home, the size limit, and any separate marina fee.
What size boat fits at Harborpointe?
The assigned private slips are described as handling up to about a 36-foot boat, though the right number depends on the specific slip and any beam or draft limits. Confirm the exact slip dimensions and any rules for the home you are considering.
What amenities does Harborpointe have?
Amenities include a community marina with assigned private slips, a private community boat ramp, and a clubhouse completed around 2020 with a fitness center, tennis courts, and horseshoe pits, all behind a double-gated, 24-hour-manned entry. Confirm current amenities and any associated fees with the association.
Is Harborpointe in a flood zone?
Every home sits directly on the Gulf, so flood and windstorm exposure is real and varies by home and elevation. Always run the FEMA flood zone, the elevation, and a real flood and windstorm insurance quote for the exact home during diligence.
How did the 2024 storms affect Harborpointe and the area?
Coastal west Pasco County, including waterfront Port Richey, took severe storm surge impact in 2024, so the elevation and a real flood and windstorm picture are the defining items on a Gulf-front lot. Ask directly about any storm history and repairs for the specific home.
What does the HOA at Harborpointe cover?
As a gated waterfront HOA community, the dues typically cover the gates and manned entry, the marina and boat ramp, the clubhouse and its amenities, and common grounds, and on the water can carry marina and seawall obligations. Confirm the exact dues, inclusions, reserves, and any slip fee with the association before you offer.
Is Harborpointe a good investment?
It offers a scarce, gated Gulf-front boating lifestyle with a marina and slips, which supports defensibility, but the homes carry a heavy flood and windstorm cost and real elevation and storm risk on the water. As with any Gulf-front community, the elevation, the insurability, and the home condition drive the outcome, and this is not a guarantee of future value.
What kind of homes are at Harborpointe?
Most homes are larger luxury waterfront homes on the Gulf, with the marina, slips, and clubhouse as shared amenities. Confirm the exact square footage, year built, elevation, and condition for any specific home.
Boaters who want deep-water Gulf access with an assigned private slipExcellent fit
Waterfront buyers who want a double-gated, 24-hour-manned communityExcellent fit
Buyers who want a larger luxury waterfront home directly on the GulfExcellent fit
Buyers who will quote flood and windstorm and read elevation before offeringExcellent fit
Buyers who will confirm the slip assignment and the HOA reservesExcellent fit
Buyers who want an inland home away from flood and windstorm exposureProbably not
Anyone unwilling to budget for Gulf-front insurance as a heavy carrying costProbably not
Buyers who want a non-gated, lower-maintenance setting without HOA rulesProbably not
Buyers who do not need or want boat access or a marina slipProbably not
Buyers expecting uniform value across every lot, slip, and elevationProbably not

Get the inside read on Harborpointe

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Harborpointe home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Harborpointe specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Harborpointe — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Pasco County market guide or every community in the Neighborhood Finder.

Get my Pasco County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local Harborpointe Expert
Call Get Listings