A double-gated, 24-hour-manned Gulf-front boating community of about 54 homesites where essentially every home is on the water in Port Richey.
Double-gated, 24-hour-mannedGulf-front with marina and slipsLarger luxury waterfront homes
Live Market Pulse
50/100 Momentum
Buyer-Leaning Market (limited data)
Harborpointe is a scarce Gulf-front boating community, so the read is the lot, the dock and slip assignment, the home condition, and above all a real flood and windstorm and elevation picture per home, not a single community average.
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Unlock Off-Market Harborpointe
Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.
Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
71days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon's Current Read
"Harborpointe is a double-gated, 24-hour-manned waterfront community of roughly 54 homesites that sits directly on the Gulf in Port Richey, dating to the mid 1990s, where essentially every home is waterfront and most are larger luxury waterfront homes. The draw is deep-water boating and Gulf-front living: a community marina with assigned private boat slips that handle up to about a 36-foot boat, a private community boat ramp, and a clubhouse completed around 2020 with a fitness center, tennis courts, and horseshoe pits. Scarcity, the gates, and the water give this community real defensibility, and the lot, the dock and slip, and the home condition drive value here. The defining watch item is the flood and windstorm insurance and elevation picture, since the homes sit directly on the Gulf and the 2024 storms hit coastal west Pasco hard. Confirm the HOA, the slip assignment, and a real flood and windstorm quote per home before you offer."
Jon Brooks, founder, Momentum Realty · Updated June 2026
The 60-Second Overview
Harborpointe sits directly on the Gulf in Port Richey, in the 34668 ZIP and in coastal west Pasco County, a double-gated community with a 24-hour-manned entry and roughly 54 homesites where essentially every home is waterfront.
The community dates to the mid 1990s and is built around deep-water boating. A community marina offers assigned private boat slips that accommodate up to about a 36-foot boat, and there is a private community boat ramp, so the lifestyle here is genuinely Gulf-access waterfront for boaters and waterfront buyers.
Most homes are larger luxury waterfront homes, and amenities were strengthened by a clubhouse completed around 2020 that adds a fitness center, tennis courts, and horseshoe pits to the marina and ramp. The two gates and the manned entry are part of what makes this community scarce on the west Pasco coast.
Because every home sits on the Gulf, the honest read is the water: confirm the HOA dues and what they cover, confirm the slip assignment for the specific home, and pull a real flood and windstorm insurance quote and the elevation for that exact home, since coastal west Pasco took severe storm impact in 2024.
Quick Match
Who Harborpointe is best for.
Best for
Boaters who want deep-water Gulf access with an assigned private slip
Waterfront buyers who want a double-gated, 24-hour-manned community
Buyers who want a larger luxury waterfront home directly on the Gulf
Buyers who will quote flood and windstorm and read elevation before they offer
Probably not for
Buyers who want an inland home away from flood and windstorm exposure
Anyone unwilling to budget for Gulf-front insurance as a heavy carrying cost
Buyers who want a non-gated, lower-maintenance setting without HOA rules
Buyers who do not need or want boat access or a marina slip
Market Pulse
How Harborpointe is performing right now
50/100 momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
2Median days on marketdays
0 : 3Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate
Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.
Live from Stellar MLS, as of July 3, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harborpointe listings and the trailing twelve months of closed sales.
8.6A- score
Momentum intelligence
Momentum buy score
Our proprietary read on how a home in Harborpointe buys, holds, and resells. See the five factors.
Homes For Sale Right Now in Harborpointe
Live MLS inventory for Harborpointe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harborpointe listings as of 2026-07-03, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.
Interactive Map
Harborpointe on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.
Optional, member-owned club, separate from the POA
~$30M renovation underway, 2026 to 2028
18-hole course, clubhouse, pool, 10 clay courts
Strong value vs Ponte Vedra clubs
Budget the membership separately from the home
Harborpointe is a double-gated, 24-hour-manned waterfront community of about 54 homesites directly on the Gulf in Port Richey, so the lifestyle centers on deep-water boating and Gulf-front living rather than a typical inland subdivision. Essentially every home is waterfront, most are larger luxury waterfront homes, and the shared amenities include a community marina with assigned private slips that handle up to about a 36-foot boat, a private community boat ramp, and a clubhouse completed around 2020 with a fitness center, tennis courts, and horseshoe pits. Because every home sits on the Gulf, confirm the HOA dues and reserves, the slip assignment for the specific home, and a real flood and windstorm and elevation read before you buy.
Nearby & Commute
How far is everything?
The takeaway
The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.
Drive times from Harborpointe. They are approximate and vary with traffic and your exact start point.
Downtown Port Richey~5 to 10 min · local shops and dining
US 19~5 min · regional access
The Gulf of Mexico by boat~10 to 20 min · deep-water boating
New Port Richey~10 min · Sims Park and the river district
Tarpon Springs~25 to 35 min · via US 19
Tampa International Airport~45 to 60 min · via the Suncoast Parkway
Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.
Nearby Communities
Explore more neighborhoods near Harborpointe Homes for Sale in Port Richey, FL with Momentum Realty’s local guides.
No CDD bond means thousands less per year than newer master plans.
Typical CDD community~$2,500/yr
Harborpointe (no CDD)$0/yr
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Schools
15-Second Take
Pasco County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby
Harborpointe is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
What is actually shaping value at Harborpointe: the scarcity of a double-gated Gulf-front boating community, the flood and windstorm and elevation picture after the 2024 storms, and Florida's 2025 reserve rules for associations. Each item is sourced and linked.
Recent Developments in Harborpointe
Development Intelligence
Our read on what is being built around Harborpointe, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
Net OutlookBullishScarcity, the gates, and deep-water boating support demand on the west Pasco coast, while the watch items are the flood and windstorm carrying cost, the elevation and storm history per home, and the association's reserve trajectory under Florida's new rules.
Scarce double-gated Gulf-front boating community
Ongoing
BullishMajor impact
SignificanceRadius: Community
A double-gated, 24-hour-manned community of roughly 54 Gulf-front homesites with a marina and slips is scarce on the west Pasco coast and supports defensibility.
Flood and windstorm and elevation exposure on the Gulf
Ongoing
BearishMajor impact
SignificanceRadius: Community
Every home sits directly on the Gulf, so flood and windstorm insurance and elevation are the defining carrying-cost and risk item and have to be read per home.
2024 storm impact on coastal west Pasco
2024
BearishMajor impact
SignificanceRadius: Area
Severe 2024 storm surge along coastal west Pasco, including waterfront Port Richey, raises the bar on elevation, repairs, and a real insurance quote per home.
Marina, assigned slips, and a private boat ramp
Ongoing
BullishNotable impact
SignificanceRadius: Community
A community marina with assigned private slips for up to about a 36-foot boat and a private ramp give genuine deep-water access that differentiates the community.
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Harborpointe, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
September 2024
Storm
2024 storms bring damaging surge to coastal west Pasco
Hurricane Helene in 2024 drove record storm surge into low-lying coastal west Pasco County, including waterfront Port Richey, with severe impact along the Gulf. Why it matters: On a Gulf-front lot, read the elevation and a real flood and windstorm picture closely; this is the defining carrying-cost and risk item. Source
July 2025
Policy
Florida tightens HOA reserve rules
Florida's 2025 community-association reforms, including HB 913 effective July 1, 2025, strengthened reserve and financial-disclosure expectations for associations statewide. Why it matters: Read the HOA budget and reserves, including any marina and seawall reserves, on a waterfront community. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Strategy
The Harborpointe buying strategy.
If we were buying in Harborpointe, this is the order of operations we would run, and the one we run for our clients.
1
Pull a real flood and windstorm quote for the exact home. Every home sits on the Gulf, so quote flood and windstorm and read the elevation and 2024 storm history for that specific home before anything else.
2
Confirm the slip assignment and the marina rules. Slips are assigned and handle up to about a 36-foot boat, so verify which slip goes with the home, the size limit, and any separate marina fee.
3
Read the HOA dues and exactly what they cover. Confirm the dues, the reserves including any marina and seawall reserves, and how the budget has trended on a waterfront community.
4
Inspect the seawall, dock, and elevation closely. On a Gulf-front lot the seawall and dock condition and the finished-floor elevation are core to both value and carrying cost.
5
Cross-shop nearby Gulf-access waterfront communities to test value before you offer; compare slip size, gating, and the flood and windstorm math against Harborpointe.
The Quick Decision
Best Buy
An updated Gulf-front home with a good elevation and a clean slip assignment
Biggest Risk
A heavy flood and windstorm carrying cost or unresolved 2024 storm repairs
Best Lot
A protected deep-water lot with a sound seawall and a larger slip
Smart Timing
Confirm the flood and windstorm quote, the slip, and the HOA before you offer
Deep-Dive Intelligence
The full read, only if you want it.
The takeaway
On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.
Community Details at a Glance
Harborpointe is a double-gated, 24-hour-manned waterfront community of about 54 homesites directly on the Gulf in Port Richey, so the lifestyle centers on deep-water boating and Gulf-front living rather than a typical inland subdivision. Essentially every home is waterfront, most are larger luxury waterfront homes, and the shared amenities include a community marina with assigned private slips that handle up to about a 36-foot boat, a private community boat ramp, and a clubhouse completed around 2020 with a fitness center, tennis courts, and horseshoe pits. Because every home sits on the Gulf, confirm the HOA dues and reserves, the slip assignment for the specific home, and a real flood and windstorm and elevation read before you buy.
Harborpointe Homes For Sale
What your money buys in Harborpointe.
The takeaway
Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.
Here are the broad resale bands in Harborpointe today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.
The Entry Home
A Gulf-front home that needs updating, the way into a scarce gated boating community, where condition, the seawall, and the elevation drive value and the slip comes with the address.
Lowest entry
The Waterfront Standard
An updated larger luxury waterfront home with a sound seawall and a good slip, the heart of the resale market here, where the lot and the water set the number.
Most inventory
The Top
A protected deep-water home with the best elevation, a renovated interior, and a larger slip, the stock that holds value best when the flood and windstorm picture is clean.
Strongest resale
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.
The Entry Home
A Gulf-front home that needs updating, the way into a scarce gated boating community, where condition, the seawall, and the elevation drive value and the slip comes with the address.
The Waterfront Standard
An updated larger luxury waterfront home with a sound seawall and a good slip, the heart of the resale market here, where the lot and the water set the number.
The Top
A protected deep-water home with the best elevation, a renovated interior, and a larger slip, the stock that holds value best when the flood and windstorm picture is clean.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Operator Intelligence
Renovation & Resale Intelligence
The factors that actually move value in Harborpointe, condition, lot, and the renovation math, read from current listings and recent sales.
15-Second Take
Renovation math decides the deal
Golf and lake lots resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay
Proprietary Data
The renovation premium.
Renovated-listing inventory in Harborpointe is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.
Lot Value
The lot premium.
On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.
Operator Note
Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.
Resale Strength Scorecard
How well Harborpointe holds value.
Our read on the factors that protect resale here, and the one to manage.
No CDD on the tax billStrong
Central Port Richey locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it
Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.
Operator Note
The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.
5 Mistakes Buyers Make in Harborpointe
15-Second Take
Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Ignoring the optional club cost
Skipping the roof, HVAC, and systems check
In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.
1
Calling the listing agent
The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.
2
Misjudging the renovation math
A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.
3
Overpaying for an interior lot
Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.
4
Ignoring the club decision
The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.
5
Skipping the systems check
A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.
“
Harborpointe sells the gates and the Gulf, but the deal is won or lost on the lot, the dock and slip, the home condition, and a real flood and windstorm and elevation read.
Jon Brooks · Founder, Momentum Realty
Momentum Intelligence
Momentum Buy Score.
Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.
7.8B+ · Buy Score
Resale Strength8.0/10
Renovation Risk5.6/10
Location Efficiency8.4/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage4.8/10
Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.
Momentum Housing Intelligence
Why our read on Harborpointe is different.
Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.
Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.
Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior
Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.
15-Second Take
Golf, lake, and preserve lots hold value best
Interior lots are where buyers overpay
The lot cannot be renovated, the house can
Premium homesites resell faster
~3% asking premium for premium lots today
In a built-out club community, the lot is the resale insurance
The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.
The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.
Strongest resale
Golf & lakefront lots
Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.
Strong resale
Preserve lots
Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.
Moderate resale
Cul-de-sac & larger lots
Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.
Value tier
Standard interior lots
The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.
Relative resale strength by lot and view, illustrative of how Harborpointe homesites trade. The exact premium depends on the specific home, the view, and the street.
The 15-Second Verdict
Harborpointe in 15 seconds.
Best forBoaters and waterfront buyers who want a double-gated, 24-hour-manned Gulf-front home with an assigned slip.
Biggest advantageA scarce, gated Gulf-front community where essentially every home is on the water with marina and ramp access.
Biggest riskFlood and windstorm insurance and elevation on Gulf-front lots, a heavy carrying cost after the 2024 storms.
Sweet spotAn updated Gulf-front home with a good elevation, a sound seawall, and a clean slip assignment.
Avoid ifYou want an inland home away from the water or to avoid Gulf-front flood and windstorm cost.
HOA, Fees & Reserves
15-Second Take
Gated HOA community, confirm the current dues
Confirm whether the slip assignment carries a separate fee
Read the reserves, including any marina and seawall reserves
Florida 2025 reserve rules can affect the budget, ask the association
Verify the clubhouse, marina, and ramp inclusions in the dues
Harborpointe is a gated HOA community, so a regular association fee applies and, on a waterfront community, can carry marina and seawall obligations. Confirm the exact dues, what they cover, the reserve study, and any current or planned assessment with the association before you offer.
Where bundled, the dues typically cover the double gates and the 24-hour-manned entry, the community marina and boat ramp, the clubhouse with its fitness center, tennis courts, and horseshoe pits, and common-area grounds. Verify the current inclusions, the slip arrangement, and any separate marina or slip fee per the association documents.
The clubhouse, completed around 2020, anchors the community amenities with a fitness center, tennis courts, and horseshoe pits, alongside the community marina with assigned private slips and the private boat ramp.
Run Your Numbers
Tools for a Harborpointe buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.
Selling in Harborpointe
Price to the lot, the water, the slip, and the flood picture, not a Port Richey average.
Selling at Harborpointe means pricing to your specific lot, your water and slip, your home condition, and a clean flood and windstorm and elevation picture, not a community-wide average. A protected deep-water home with a sound seawall, a good elevation, and a larger slip commands a different number from one with storm questions or a smaller slip.
Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.
Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.
In Harborpointe, condition and view decide your number
Because buyers here are weighing your home against renovated comps and cross-shopping Port Richey Waterfront, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.
What is your Harborpointe home worth?
Get a no-obligation home value based on real comparable sales in Harborpointe matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Harborpointe year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Harborpointe Market Scorecard
Thin data
Harborpointe is currently a thin data. Limited supply, a median asking price of $4,200,000, and homes go under contract in about 2 days.
n/a
Months supply
$4,200,000
Median list
n/a
Median sold
$990
Per sqft
2
Days on mkt
3/0/0
Active/Pend/Sold
Typical home value in the 34668 ZIP is $229,209, right around the Florida norm (Zillow Home Value Index).
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Where is Harborpointe?
It is directly on the Gulf in Port Richey, in the 34668 ZIP and in coastal west Pasco County, a double-gated, 24-hour-manned waterfront community of roughly 54 homesites where essentially every home is on the water.
Is Harborpointe a gated community?
Yes. It is double-gated with a 24-hour-manned entry, which is part of what makes it scarce among Gulf-front communities on the west Pasco coast. Confirm the current security arrangement and the HOA rules during diligence.
When was Harborpointe built?
The community dates to the mid 1990s, with a clubhouse completed around 2020 that added a fitness center, tennis courts, and horseshoe pits. Confirm the exact year built for any specific home.
Are the homes at Harborpointe waterfront?
Essentially every home is waterfront, sitting directly on the Gulf, and most are larger luxury waterfront homes. Confirm the exact water frontage, depth, and view for any specific home.
Does Harborpointe have boat slips?
Yes. The community marina offers assigned private boat slips that accommodate up to about a 36-foot boat, and there is a private community boat ramp. Confirm which slip goes with the home, the size limit, and any separate marina fee.
What size boat fits at Harborpointe?
The assigned private slips are described as handling up to about a 36-foot boat, though the right number depends on the specific slip and any beam or draft limits. Confirm the exact slip dimensions and any rules for the home you are considering.
What amenities does Harborpointe have?
Amenities include a community marina with assigned private slips, a private community boat ramp, and a clubhouse completed around 2020 with a fitness center, tennis courts, and horseshoe pits, all behind a double-gated, 24-hour-manned entry. Confirm current amenities and any associated fees with the association.
Is Harborpointe in a flood zone?
Every home sits directly on the Gulf, so flood and windstorm exposure is real and varies by home and elevation. Always run the FEMA flood zone, the elevation, and a real flood and windstorm insurance quote for the exact home during diligence.
How did the 2024 storms affect Harborpointe and the area?
Coastal west Pasco County, including waterfront Port Richey, took severe storm surge impact in 2024, so the elevation and a real flood and windstorm picture are the defining items on a Gulf-front lot. Ask directly about any storm history and repairs for the specific home.
What does the HOA at Harborpointe cover?
As a gated waterfront HOA community, the dues typically cover the gates and manned entry, the marina and boat ramp, the clubhouse and its amenities, and common grounds, and on the water can carry marina and seawall obligations. Confirm the exact dues, inclusions, reserves, and any slip fee with the association before you offer.
Is Harborpointe a good investment?
It offers a scarce, gated Gulf-front boating lifestyle with a marina and slips, which supports defensibility, but the homes carry a heavy flood and windstorm cost and real elevation and storm risk on the water. As with any Gulf-front community, the elevation, the insurability, and the home condition drive the outcome, and this is not a guarantee of future value.
What kind of homes are at Harborpointe?
Most homes are larger luxury waterfront homes on the Gulf, with the marina, slips, and clubhouse as shared amenities. Confirm the exact square footage, year built, elevation, and condition for any specific home.
Who is the best real estate agent for Harborpointe?
The best agent for Harborpointe is one who actively works Port Richey and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harborpointe.
How do I find a top Port Richey real estate agent who knows Harborpointe?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harborpointe and the wider Port Richey area.
Can Momentum Realty connect me with an agent for Harborpointe?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harborpointe purchase or sale - no call center and no pressure.
The Verdict
Should you buy in Harborpointe?
An honest fit check. We will tell you when it is not your community.
Boaters who want deep-water Gulf access with an assigned private slipExcellent fit
Waterfront buyers who want a double-gated, 24-hour-manned communityExcellent fit
Buyers who want a larger luxury waterfront home directly on the GulfExcellent fit
Buyers who will quote flood and windstorm and read elevation before offeringExcellent fit
Buyers who will confirm the slip assignment and the HOA reservesExcellent fit
Buyers who want an inland home away from flood and windstorm exposureProbably not
Anyone unwilling to budget for Gulf-front insurance as a heavy carrying costProbably not
Buyers who want a non-gated, lower-maintenance setting without HOA rulesProbably not
Buyers who do not need or want boat access or a marina slipProbably not
Buyers expecting uniform value across every lot, slip, and elevationProbably not
Get the inside read on Harborpointe
Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Harborpointe home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.
You are all set.
A Momentum Realty Harborpointe specialist will reach out personally, usually the same day.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.
Get a real cash offer on your Harborpointe home in 24 hours and close in as little as 7 days, as-is. Because Momentum is a licensed RealTrends-500 brokerage, we'll also show you what listing would net - so you choose with both numbers.
Buying or researching Pasco County? See the full Pasco County real estate market report - prices, inventory, schools, taxes, and every Pasco County neighborhood.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.
