Hiawatha Homes for Sale in East Palatka, FL

Established East Palatka riverfront condos · East Palatka · ZIP 32131

An established riverfront condominium community on Hiawatha Court in East Palatka, Putnam County, built in 1982 with a common dock, boat slips, pool, and clubhouse directly on the St. Johns River.

Established riverfront condosEast Palatka, Putnam County2 to 3 bedroom units
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This page does not yet have enough realMLS activity to show live pricing for Hiawatha. Verify current availability, condition, and association status before you tour.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
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Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
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Median $/Sqft
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1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Hiawatha is a small, established condominium complex directly on the St. Johns River in East Palatka, built in 1982. The draw is the water itself, a common dock with boat slips, plus a pool, clubhouse, and tennis and racquetball courts, all built into a single association rather than spread across a large master community. Because every unit shares one building era, condition here turns on how well the association has maintained the common systems (roof, dock, pool equipment) rather than on lot selection. Listings in this complex have historically moved quickly, so verify current availability and the association's financial health before you commit."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Hiawatha is an established condominium community on Hiawatha Court in East Palatka, in Putnam County, built directly on the St. Johns River. Available listing records point to a 1982 construction date, with units generally running 2 to 3 bedrooms; verify the exact size and configuration for any specific unit.

The complex is organized around shared riverfront amenities, a common dock with boat slips, a pool, a clubhouse, and tennis and racquetball courts, rather than private yards. Because it is a single condominium association rather than a phased development, the association's upkeep of the roof, dock, and pool equipment matters as much as any individual unit's interior condition. A condominium association fee applies; the current dues amount is not published here, so confirm the exact figure and what it covers, along with any rental restrictions, directly with the association before you buy.

The bigger picture is the St. Johns River. East Palatka sits directly across the river from downtown Palatka, the Putnam County seat, and Hiawatha's dock and boat slips give owners direct water access without owning a standalone waterfront lot. That access is the main case for the location; confirm flood-zone status and get a full inspection of the unit and the building's shared systems before you rely on a purchase estimate.

Best for

  • Buyers who want direct St. Johns River access, including a dock and boat slip, without a standalone waterfront lot
  • Buyers comfortable with condominium ownership and an association fee in exchange for shared river amenities
  • Buyers who want proximity to downtown Palatka in a smaller, established riverfront complex

Probably not for

  • Buyers who want brand-new construction with a builder warranty
  • Anyone unwilling to verify the condition of shared building systems and the association's financial health
  • Buyers who need a private yard rather than shared condominium grounds

How Hiawatha is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Hiawatha update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Hiawatha listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Hiawatha buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Palatka5 to 10 min · approximate, across the St. Johns River
US Highway 175 to 10 min · approximate
St. Johns River accessDirect · common dock with boat slips on site
Ravine Gardens State Park10 to 15 min · approximate
St. Augustine35 to 45 min · approximate, via SR-207 or US-17
Jacksonville50 to 60 min · approximate, via US-17

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Hiawatha Homes for Sale in East Palatka, FL with Momentum Realty’s local guides.

PNPalatka North Historic District Homes for SalePalatka, FL · 1.4 miPSPalatka South Historic District Homes for SalePalatka, FL · 1.4 miCPThe Collection at Palatka Homes for SalePalatka, FL · 3.1 miBSBeverly's Crossing Homes for Sale in Palatka, FLPalatka, FL · 3.8 miEHEsperanzaShores Homes for Sale in East Palatka, FLEast Palatka, FL · 3.9 miFEFairway Estates Homes for Sale in Palatka, FLPalatka, FL · 4.5 miBBBuffalo Bluff Homes for Sale in Satsuma, FLSatsuma, FL · 5.3 miSHSatsumaHeights Homes for SaleSatsuma, FL · 6.5 miRHRiver Hill Homes for Sale in Welaka, FLWelaka, FL · 11.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Hiawatha (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Putnam County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Hiawatha is served by Putnam County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Palatka Jr.-Sr. High School (Putnam County School District); verify by address

Middle

Palatka Jr.-Sr. High School (grades 7 to 12, combined campus); verify by address

Elementary

James A. Long Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Hiawatha address.

The takeaway

The story here is a small, established riverfront condominium complex directly on the St. Johns River in East Palatka, built in 1982, with a common dock and boat slips as the defining amenity.

Recent Developments in Hiawatha

Our read on what is being built around Hiawatha, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for a small, built-out riverside condominium association in Putnam County, with building upkeep, association health, and dock or boat slip access the main variables rather than new-construction competition.

St. Johns River access

Evergreen
BullishNotable impact
SignificanceRadius: Community

Hiawatha sits directly on the St. Johns River in East Palatka with a common dock and boat slips, giving owners direct water access without a standalone waterfront lot. Verify current boat slip availability and any assignment process with the association.

Building age and shared-system upkeep

2026
NeutralNotable impact
SignificanceRadius: Community

The complex dates to 1982, so shared systems such as the roof, dock structure, and pool equipment carry real age. Ask the association for recent reserve study, repair history, and any planned assessments before you buy.

Florida condominium insurance and reserve rules

2026
NeutralNotable impact
SignificanceRadius: Region

Florida condominium associations statewide have faced higher insurance costs and stricter reserve-funding requirements in recent years. Get the association's current insurance and reserve documentation, and a bindable quote for the unit, before you commit.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Hiawatha, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for HiawathaGet a short monthly email when something new is approved, funded, or opens near Hiawatha.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Hiawatha, this is the order of operations we would run, and the one we run for our clients.

    1

    Request the association's budget, reserve study, and any pending special assessments before you make an offer.

    2

    Get a full inspection of the specific unit, and ask the association about the age and condition of the roof, dock, and pool equipment.

    3

    Verify the zoned elementary, middle, and high schools by the unit's address with Putnam County School District, since attendance zones and campus configurations change.

    4

    Confirm flood-zone status and any CDD fee on the specific parcel's tax record with the Putnam County Property Appraiser.

    5

    Ask about current boat slip availability, rental restrictions, and the exact HOA or condo dues amount directly with the association.

    Best Buy
    A well-maintained unit in a financially healthy association, ideally with an assigned or available boat slip.
    Biggest Risk
    Deferred maintenance on shared 1982-era building systems, and any unfunded association reserves or special assessments.
    Best Lot
    Not applicable; this is a condominium. Confirm the unit's building position and any water view by unit record.
    Smart Timing
    Resale-driven. Move when a well-priced, well-kept unit appears; listings here have historically moved quickly.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established riverfront condominium community

    Era

    Built in 1982, based on available listing records; verify the exact year by unit

    Size range

    Generally 2 to 3 bedroom units, based on available listing data; verify by unit

    Setting

    Directly on the St. Johns River, on Hiawatha Court across the river from downtown Palatka

    Costs & Fees

    HOA

    A condominium association applies; the current dues amount is not published here, confirm the exact figure and what it covers with the association or a title search

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences and second homes; confirm any rental restrictions directly with the association

    Amenities

    Marketed

    Community pool, clubhouse, common dock with boat slips, tennis and racquetball courts

    Status

    Confirm which amenities are currently in service and any boat slip availability directly with the association

    Location

    Area

    East Palatka, Putnam County, on Hiawatha Court along the St. Johns River

    Downtown Palatka

    About 5 to 10 min (approximate), across the river

    Jacksonville

    About 50 to 60 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    Smaller 2-bedroom units are generally the most accessible entry point in this complex; verify exact square footage and any water view by unit.

    Lowest entry
    The Core

    Midsize units making up the bulk of the complex's inventory; verify system age, association fee, and boat slip status on any listing.

    Most inventory
    The Top

    The largest 3-bedroom units, ideally with a direct river view or an assigned boat slip. Verify the exact configuration and any slip assignment on the specific listing.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    Smaller 2-bedroom units are generally the most accessible entry point in this complex; verify exact square footage and any water view by unit.
    The Core
    Midsize units making up the bulk of the complex's inventory; verify system age, association fee, and boat slip status on any listing.
    The Top
    The largest 3-bedroom units, ideally with a direct river view or an assigned boat slip. Verify the exact configuration and any slip assignment on the specific listing.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Unit conditionVaries by unit
    Shared system age (roof, dock, pool)Built 1982, verify with association
    Near-term maintenanceBudget for association assessments
    Insurance cost trendVerify current association coverage
    Riverfront locationCommon dock and boat slips on the St. Johns River

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Hiawatha

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a phase release, it is choosing well among a small, established riverfront condominium pool in East Palatka.

    Jon Brooks · Founder, Momentum Realty
    5.4C · Buy Score
    Resale Strength5.2/10
    Renovation Risk4.2/10
    Location Efficiency6.4/10
    Long-Term Defensibility4.8/10
    Carrying Cost Advantage5.0/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Hiawatha is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • This is a condominium; there are no individual lots, so building and unit condition matter most.
    • The complex dates to 1982; verify roof, dock, and pool-equipment age and condition with the association.
    • Direct river frontage with a common dock and boat slips is the complex's main differentiator; verify slip availability by unit.
    • Units with recently updated interiors generally show better; verify by listing.
    • Confirm current condominium insurance costs for the specific unit before you rely on a purchase estimate.

    In a condominium complex like Hiawatha, there is no lot to evaluate, so the durable differentiators are the unit's own condition, its position relative to the river and dock, and the association's upkeep of shared systems. A unit in a building with a recently maintained roof and dock, backed by healthy association reserves, will generally show better than one in a building with deferred maintenance. Review the association's reserve study and repair history alongside the unit's own condition before you commit.

    Hiawatha in 15 seconds.

    Best forBuyers who want direct St. Johns River access, including a dock and boat slip, in an established East Palatka condominium.
    Biggest advantageA common dock with boat slips, pool, clubhouse, and tennis and racquetball courts directly on the river.
    Biggest riskDeferred maintenance on shared 1982-era building systems and unconfirmed association reserve funding.
    Sweet spotA well-kept unit in a financially healthy association with an available boat slip.
    Avoid ifYou need new construction with a builder warranty or a private yard rather than shared condominium grounds.

    HOA, CDD & Fees

    15-Second Take
    • Condominium dues apply; get the current amount and coverage in writing from the association.
    • No CDD fee identified; confirm on the parcel's tax record.
    • Amenities include a pool, clubhouse, common dock with boat slips, and tennis and racquetball courts.
    • The complex dates to 1982; ask about the age and condition of the roof, dock, and pool equipment.
    • Budget Florida condominium insurance as a real cost; get a bindable quote for the specific unit.

    Hiawatha is organized as a condominium association, so a monthly or quarterly dues amount applies. The current figure is not published here; confirm the exact amount and what it covers directly with the association or a title search before you buy.

    Confirm in writing, but condominium dues in a complex like this generally fund common-area upkeep, the pool, clubhouse, dock, and tennis and racquetball courts, along with building exterior and grounds maintenance. Ask for the current reserve study and any pending special assessments.

    There is no golf course or private country club here; the clubhouse is the complex's own shared recreation building.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Hiawatha, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Palm Port, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Hiawatha home worth?

    Get a no-obligation home value based on real comparable sales in Hiawatha matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Hiawatha on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Hiawatha year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,231/mo
    Putnam County typical true cost to own
    $112/mo
    Putnam County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Hiawatha are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Hiawatha a new-construction community?
    No. It is an established condominium community on Hiawatha Court in East Palatka. Available listing records point to a 1982 construction date.
    What kind of homes are in Hiawatha?
    Condominium units generally running 2 to 3 bedrooms, based on available listing data; verify the specific configuration by unit.
    Is there an HOA or condo fee?
    Yes. Hiawatha is a condominium association, so dues apply. The current amount is not published here; confirm the exact figure and what it covers directly with the association or a title search.
    Is there a CDD bond on the taxes?
    No Community Development District fee was identified for this community. Confirm CDD status on the specific parcel's tax record with the Putnam County Property Appraiser before you rely on it.
    What amenities does the community have?
    A community pool, clubhouse, common dock with boat slips, and tennis and racquetball courts, based on available listing records. Confirm which amenities are currently in service with the association.
    Is the community gated?
    There is no verified information that Hiawatha is gated. Confirm current access details locally.
    How big are the units?
    Units generally run 2 to 3 bedrooms based on available listing data; verify exact square footage by unit.
    Is Hiawatha actually on the water?
    Yes, available listing records describe the complex as directly on the St. Johns River with a common dock and boat slips. Verify any specific unit's view and slip assignment by listing.
    How old is the building and its systems?
    Available listing records point to a 1982 construction date, so shared systems such as the roof, dock, and pool equipment carry real age. Ask the association for repair history and reserve funding before you buy.
    What schools serve the community?
    It is in Putnam County School District, with Palatka Jr.-Sr. High School covering grades 7 to 12 and James A. Long Elementary School at the elementary level. Verify the zoned schools by the specific address.
    How is the commute around Palatka?
    Hiawatha sits close to downtown Palatka across the St. Johns River, roughly a 5 to 10 minute approximate drive, with US Highway 17 also nearby.
    How far is St. Augustine or Jacksonville?
    St. Augustine is roughly a 35 to 45 minute approximate drive via SR-207 or US-17, and Jacksonville is roughly 50 to 60 minutes via US-17. Other drive times on this page are approximate estimates.
    What is the biggest risk of buying here?
    Deferred maintenance on shared 1982-era building systems, along with unconfirmed association reserve funding. Review the association's reserve study and repair history before you buy.
    Should I get my own agent to buy a unit here?
    Yes. An experienced agent helps you review the association's financial documents, compare the unit against genuinely comparable resale sales, and represents your interests in the negotiation.
    How current is the market data on this page?
    This page has thin or no live realMLS sales history for this community so far. Always confirm price, unit condition, and association standing against genuinely comparable sales before you make an offer.
    Who is the best real estate agent for Hiawatha?
    The best agent for Hiawatha is one who actively works East Palatka and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Hiawatha.
    How do I find a top East Palatka real estate agent who knows Hiawatha?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Hiawatha and the wider East Palatka area.
    Can Momentum Realty connect me with an agent for Hiawatha?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Hiawatha purchase or sale - no call center and no pressure.
    You want direct St. Johns River access, including a dock and boat slip, close to downtown Palatka.Excellent fit
    You will verify association financial health, building system age, and unit condition before you commit.Excellent fit
    You value shared riverfront amenities over a private yard.Excellent fit
    You are comfortable with condominium ownership and an association fee in a small, established East Palatka complex.Excellent fit
    You need brand-new construction with a builder warranty.Probably not
    You want a private yard rather than shared condominium grounds.Probably not
    You are unwilling to verify the association's reserve funding and building system age before buying.Probably not
    You need a confirmed, published HOA dues figure before you commit.Probably not

    Get the inside read on Hiawatha

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Hiawatha home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Hiawatha specialist will reach out personally, usually the same day.

    Median sale price in Hiawatha, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Putnam County market guide or every community in the Neighborhood Finder.

    Get my Putnam County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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