Aerial view of Sunset Point

Sunset Point
Homes for Sale in East Palatka, FL

All 15 homes for sale in East Palatka, FL · median $334,000 · 18 homes for sale in 32131 · Putnam County homes for sale

Community in East Palatka · Putnam County · ZIP 32131
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Built fromLive realMLS data19 years of closingsUpdated twice daily

As of September 2026, the MLS records 4 closed sales in Sunset Point in East Palatka, FL since 2007, the most recent in March 2020. Across East Palatka as a whole, 3 homes closed in the last 12 months at a median of $257,375, 49 median days on market. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,350 ($3,670 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sunset Point sits in East Palatka, on the Putnam County side of the St. Johns River corridor. This is small-market, rural-edge Northeast Florida, well outside the tighter St. Johns and Duval submarkets, and pricing here tends to be driven far more by the individual property — lot, condition, acreage, water proximity — than by any tidy neighborhood comp set.

With a thin, condition-driven market like this, expect a wide spread between a well-kept listing and one that needs work. Buyers should underwrite each property on its own merits and budget for inspection findings; sellers should not assume a neighbor's sale sets their number. Days on market can swing hard on the strength of a single listing, so patience and realistic pricing matter more than market timing.

Nearby homes for sale

No active listings inside Sunset Point right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

106 RIVER Drive
$250K · 0.4 mi away
3 bd · 2.5 ba · 1,462 sqft
106 RIVER Drive
Listed by IHEART REALTY INC
209 RIVER Drive
$470K · 0.5 mi away
3 bd · 3 ba · 2,024 sqft
209 RIVER Drive
Listed by MAXREV, LLC
112 PUTNAM Avenue
$215K · 0.8 mi away
3 bd · 2 ba · 1,575 sqft
112 PUTNAM Avenue
Listed by VYLLA HOME
520 RIVER Street
$800K · 1.4 mi away
4 bd · 3.5 ba · 3,132 sqft
520 RIVER Street
Listed by CENTURY 21 BECKHAM REALTY
603 EMMETT Street
$995K · 1.4 mi away
8 bd · 6.5 ba · 6,425 sqft
603 EMMETT Street
Listed by BEYCOME OF FLORIDA LLC
705 OLIVE Street
$35K · 1.4 mi away
2 bd · 1 ba · 606 sqft
705 OLIVE Street
Listed by PUBLIC SERVICES REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Sunset Point is a small East Palatka community in rural Putnam County, where value is set property by property rather than by a deep pool of recent sales. Come in expecting to evaluate each home on its own terms.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who value land and a rural river-corridor setting over proximity to dense retail
  • Buyers with budget and appetite for a property that may need work
  • Long-horizon buyers who don't need to resell quickly in a thin market

Probably not for

  • Buyers who need walkable services and a short commute to the metro
  • Buyers who want a deep inventory to compare and negotiate against
  • Buyers who need to buy or sell fast and count on quick turnover

The market around Sunset Point

Sunset Point is too small for its own price trend, so here is the market around it.

In ZIP 32131, 19 homes are on the market and 5% are under contract — a slower corner of East Palatka.

Across Putnam County, 701 homes are active and 163 pending (19% under contract).

In ZIP 32131 (East Palatka), 13 homes closed in the last 12 months at a median of $257K ($189/sq ft), down 0.4% year over year, with a median 49 days on market. See the live ZIP 32131 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Sunset Point specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Sunset Point, East Palatka

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Sunset Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunset Point.

Best Buy
Buyers who want space and a rural-edge setting over walkable convenience.
Biggest Risk
A thin market means few comps and unpredictable days on market.
Sweet Spot
A well-kept home priced honestly against its own condition.
Avoid If
You need close-in retail, services, and a short commute.

A property-by-property market

The defining feature of this location is thinness. In a community this size, a handful of listings can define the entire visible market, and there may be stretches with little or nothing available. That makes broad averages unreliable and puts the weight on your read of the specific home in front of you.

The trade-off is space and setting. East Palatka is rural, river-corridor Putnam County — quieter, more land-oriented, and a drive from the denser retail and services of the larger metro to the north. That geography is either the appeal or the dealbreaker, depending on how you want to live, so be honest with yourself about the commute and errands before you fall for a lot.

The location and the amenities are priced into every listing in Sunset Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin, condition-driven markets are where local judgment earns its keep. We won't lean on a shallow comp set to justify a number; we'll walk the property, weigh its condition and setting against what's actually moved, and tell you plainly when a listing is priced ahead of what it can support — or when it's the rare one worth moving on quickly.

Sunset Point in 15 seconds.

Best forBuyers who want space and a rural-edge setting over walkable convenience.
Biggest advantageValue is set by the individual property, so a sharp buyer can find real value.
Biggest riskA thin market means few comps and unpredictable days on market.
Sweet spotA well-kept home priced honestly against its own condition.
Avoid ifYou need close-in retail, services, and a short commute.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunset Point sales matched to your home.

What is your Sunset Point home worth?

Get a no-obligation home value based on real comparable sales in Sunset Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers who value land and a rural river-corridor setting over proximity to dense retailExcellent fit
Buyers with budget and appetite for a property that may need workExcellent fit
Long-horizon buyers who don't need to resell quickly in a thin marketExcellent fit
Buyers who need walkable services and a short commute to the metroProbably not
Buyers who want a deep inventory to compare and negotiate againstProbably not
Buyers who need to buy or sell fast and count on quick turnoverProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-12
Historical depthClosed-sale records back to 2007 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Sunset Point with Momentum Realty’s local guides.

HHiawatha0.2 mi away · 59 homes, built 1982–82RGRiver Grove0.4 mi awayRGRiver Groves0.4 mi away · median $245K, 3 sales/12 moGPGrant Palatka0.5 mi awayDADeens Addn0.7 mi awayGDGw Deens Of E Palatk0.8 mi away · 24 homes, built 1945–17HHannas0.9 mi awayCMCa Merwins0.9 mi away · 26 homes, built 1925–21

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Sunset Point. These are the public schools most often assigned to other communities in ZIP 32131; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Sunset Point

Where is Sunset Point?

Sunset Point is a community in East Palatka, Putnam County, Florida, ZIP 32131.

Are there homes for sale in Sunset Point right now?

No active listings inside Sunset Point at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Sunset Point have an HOA or CDD?

No HOA is on record for Sunset Point in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More East Palatka & Palatka & St. Johns River Country guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Palatka & St. Johns River Country or the full Neighborhood Finder.

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