Indian Creek Ph 03
Homes for Sale in Kissimmee, FL

Community in Kissimmee · Osceola County
126 homesBuilt 1999–2002
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Indian Creek Ph 03 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
25%
Owner-occupied · Indian Creek Ph 03
32 of 126 parcels homesteaded (FL DOR 2025)
75%
Non-owner-occupied · Indian Creek Ph 03
incl. 11% trust or LLC-held · 46% out-of-state
20%
Cash buyers · Indian Creek Ph 03
1 of 5 sales, 12 mo ending June 2023
126
Homes in the community
126 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1999
Community established
homes built 1999-2002, median 2000 (FL DOR 2025)
0
Failed listings · 2024
peaked at 4 in 2019
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Indian Creek Ph 03 is a built-out pocket of 126 homes in Kissimmee, all delivered in a tight window between 1999 and 2002. When the age and floor plans are this consistent, price is driven less by the vintage and more by condition and updates — a renovated interior separates itself quickly from an original one, and the spread between the two can be wide.

With no closings in the current window, there is no fresh comp to anchor pricing, so both sides are working off older data and the standing inventory. That puts a premium on realistic pricing and clean presentation: sellers who guess high have nothing recent to defend the number, and buyers should underwrite each home on its own merits rather than assume a neighborhood 'going rate.'

Best for

  • Buyers wanting a 2,000-plus square foot home in a mature, fully developed setting
  • Value-minded buyers willing to renovate an original interior and price it accordingly
  • Long-hold buyers comfortable underwriting a home on its own condition rather than a neighborhood average

Probably not for

  • Buyers set on new construction or homes with fully updated systems
  • Buyers who need a clear recent comp to justify their offer
  • Buyers wanting a smaller, lower-maintenance footprint

The market around Indian Creek Ph 03

Indian Creek Ph 03 is a small community — 16 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.

Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Indian Creek Ph 03 specifically. Momentum Research analysis of MLS records.

If we were buying in Indian Creek Ph 03 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Indian Creek Ph 03.

Best Buy
Buyers who want a larger footprint in an established, built-out community.
Biggest Risk
No recent closings leaves pricing thinly supported and negotiable.
Sweet Spot
An updated home bought at a condition-appropriate price, not the top of a wide range.
Avoid If
You need new construction or turnkey systems with no deferred maintenance.

A built-out community priced on condition

The median home here was built around 2000 and runs roughly 2,084 square feet, which points to a substantial single-family product rather than a starter footprint. Homes of this age are at the stage where roofs, HVAC, and systems have often turned over once — or are due — so a buyer's diligence on mechanical condition matters as much as finishes.

A homestead share near 25% tells you a meaningful slice of these homes are not owner-occupied primary residences. That mix tends to bring more turnover and a range of maintenance levels into the market at any given time, which is another reason condition, not the calendar, sets the number here.

The location and the amenities are priced into every listing in Indian Creek Ph 03. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With no recent closing to lean on, this is a market where local read beats a spreadsheet. We price and negotiate off standing inventory and condition, walk the mechanicals with you, and tell you plainly when a listing's asking price is untethered from what the home actually offers.

Indian Creek Ph 03 in 15 seconds.

Best forBuyers who want a larger footprint in an established, built-out community.
Biggest advantageConsistent early-2000s product means predictable floor plans and easy comparison.
Biggest riskNo recent closings leaves pricing thinly supported and negotiable.
Sweet spotAn updated home bought at a condition-appropriate price, not the top of a wide range.
Avoid ifYou need new construction or turnkey systems with no deferred maintenance.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Indian Creek Ph 03 sales matched to your home.

What is your Indian Creek Ph 03 home worth?

Get a no-obligation home value based on real comparable sales in Indian Creek Ph 03, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Indian Creek Ph 03?
The Florida DOR 2025 assessment roll shows 126 homes in Indian Creek Ph 03 (public records).
What share of Indian Creek Ph 03 is owner-occupied?
25% of Indian Creek Ph 03 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Indian Creek Ph 03 built?
Homes in Indian Creek Ph 03 were built between 1999 and 2002, with a median year built of 2000.0 (FL DOR 2025 roll).
Do cash buyers compete in Indian Creek Ph 03?
Cash buyers took 20% of Indian Creek Ph 03 sales in the 12 months ending June 2023 (1 of 5 closings, Stellar MLS).
Who is the best real estate agent for Indian Creek Ph 03?
The best agent for Indian Creek Ph 03 is one who actively works Kissimmee and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Indian Creek Ph 03.
How do I find a top Kissimmee real estate agent who knows Indian Creek Ph 03?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Indian Creek Ph 03 and the wider Kissimmee area.
Can Momentum Realty connect me with an agent for Indian Creek Ph 03?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Indian Creek Ph 03 purchase or sale - no call center and no pressure.
Buyers wanting a 2,000-plus square foot home in a mature, fully developed settingExcellent fit
Value-minded buyers willing to renovate an original interior and price it accordinglyExcellent fit
Long-hold buyers comfortable underwriting a home on its own condition rather than a neighborhood averageExcellent fit
Buyers set on new construction or homes with fully updated systemsProbably not
Buyers who need a clear recent comp to justify their offerProbably not
Buyers wanting a smaller, lower-maintenance footprintProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34747))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (13 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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