Indian Harbor
Homes for Sale in Oak Hill, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat

Price here is thin and reactive: the trailing window behind the $425,000 median includes only 3 closings, so treat that number as a snapshot rather than a settled trend. At $232.64 per square foot against a median living area of 1,419 square feet, and with prices up 325% since 2012, the long-run trajectory is clear even though the short-run sample backing today's median is small.
Only 2 homes are active right now, months of supply sits at 8.0, and the median time on market runs 66 days — all consistent with the buyer-leaning market band Momentum has this community tagged. A market heat score of 72 suggests demand hasn't disappeared even as inventory sits on the buyer-favoring side, which is the kind of gap a seller should price into and a buyer should negotiate into.
Indian Harbor right now
🟢 Buyer-leaning market. 8.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of DBAMLS records, as of July 15, 2026. Confidence: Low (2 active and pending listings, 3 closed sales in 12 months).
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Updated July 15, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Indian Harbor market snapshot (as of July 15, 2026): the median sale price is about $425K ($233 per sq ft over the trailing 12 months of closed sales), a median 66 days on market for closed sales, and 8.0 months of supply, a buyer-leaning market.
Indian Harbor is a community of 396 homes in Oak Hill, Volusia County, built between 1910 and 2024 (median 1984), with a median living area of about 1,419 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Indian Harbor is a small, established neighborhood of 396 homes in Oak Hill, Volusia County, with construction spanning from 1910 to 2024 and a median year built of 1984 — a mixed-vintage community rather than a single-era subdivision.
Who Indian Harbor is best for.
Best for
- Buyers comfortable pricing off a thin, small-sample market and doing extra diligence before offering.
- Buyers who prefer an owner-occupied-leaning neighborhood over an investor-heavy one.
- Buyers who don't need built-in community amenities as part of the purchase.
Probably not for
- Buyers who need amenity-rich living, like a pool or clubhouse, included with the home.
- Buyers who want a deep, well-populated comp set to validate pricing before writing an offer.
- Buyers in a hurry to close — median time on market here runs 66 days in a buyer-leaning market.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level DBAMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($425K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Deemed reliable but not guaranteed.
21% of homes for sale in ZIP 32759 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-12).
The Indian Harbor buying strategy.
If we were buying in Indian Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Indian Harbor.
A Small, Long-Settled Pocket of Oak Hill
Indian Harbor holds 396 homes with construction dates spanning from 1910 to 2024 and a median year built of 1984 — enough range that no two blocks necessarily look alike. The median home runs 1,419 square feet, and roughly 60.3% of homes carry a homestead exemption, pointing to a base of owner-occupied properties rather than a market dominated by investment or seasonal-only holdings.
Current MLS data shows no identified community amenities — no clubhouse, pool, or shared recreation facility tied to the neighborhood in the active listings. Buyers here are buying the homes and the address itself, not a bundled amenity package, so anyone comparing Indian Harbor to an amenity-heavy subdivision should adjust expectations accordingly.
The location and the amenities are priced into every listing in Indian Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Indian Harbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.8). Basis: Long-Term Appreciation +325% since 2012; Liquidity & Demand 8.0 months of supply; Owner Commitment 60% owner-occupied; Pricing Power 92.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 2 homes actively listed and a closing history too thin — 3 sales in the trailing window — to lean on for pricing alone, Indian Harbor is not a market where a quick comps pull tells the full story. Momentum tracks this corner of Oak Hill closely enough to know when a listing is priced against the real market and when it's priced against a stale comp, which matters in a buyer-leaning environment carrying 8.0 months of supply and a 66-day median time on market.
Indian Harbor in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Indian Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Indian Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Indian Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Indian Harbor home worth?
Get a no-obligation home value based on real comparable sales in Indian Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Indian Harbor on the map →
Frequently Asked Questions
What is the median home price in Indian Harbor?
How long do homes in Indian Harbor take to sell?
Is Indian Harbor a buyer's or seller's market right now?
How many homes are in Indian Harbor?
What share of Indian Harbor is owner-occupied?
When were the homes in Indian Harbor built?
Do cash buyers compete in Indian Harbor?
Have Indian Harbor home prices gone up?
Who is the best real estate agent for Indian Harbor?
How do I find a top Oak Hill real estate agent who knows Indian Harbor?
Can Momentum Realty connect me with an agent for Indian Harbor?
Should you buy in Indian Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | DBAMLS, refreshed twice daily (last: July 15, 2026) |
| Community market stats | DBAMLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32141/32720/32759/32771)) |
| Under-contract shares | DBAMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2001 (64 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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