Lorraine Estates St Cloud
Homes for Sale in Tampa, FL
All 3,755 homes for sale in Tampa, FL · median $429,990 · 190 homes for sale in 33604 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1991 - 2017; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 78 ft). As of November 2026, the MLS records 38 closed sales in lorraine estates in Tampa, FL since 2006, the most recent in August 2025. Recorded prices since 2024 ran from $250,000 to $635,000 (median $425,000), on homes of 1,055 to 1,897 sq ft. Across Tampa as a whole, 7,766 homes closed in the last 12 months at a median of $430,000, 35 median days on market, with 3,275 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $6,680 ($6,060 with the full homestead exemption).
There is no active inventory in Lorraine Estates St Cloud right now, and no closings in the window we track. That means there is no observable market here at the moment - no listings to price against, no recent sales to anchor a value, and no way to responsibly quote a median or a trend.
For a buyer, that posture means patience: you may be waiting for something to list, and when it does, pricing will be set on a thin record. For a seller, the flip side is leverage - limited competing supply - but also uncertainty, since there is little recent comparable activity to lean on. In both cases, the read is the same: this is a market you watch and move on when it moves, not one you shop casually.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Lorraine Estates St Cloud is a quiet pocket in Tampa, Hillsborough County, that is currently showing no active MLS listings and no recent closings. Treat it as a watch-list community rather than one with an open shelf of homes.
Stellar MLS sales records identify 61 homes in lorraine estates that have changed hands since 2004, built between 1924 and 2024 (median 1975), with a median living area of about 1,359 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lorraine Estates St Cloud. Swipe to explore the community.
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Lorraine Estates St Cloud
Lorraine Estates St Cloud
Lorraine Estates St CloudPhotos from Stellar MLS listings in Lorraine Estates St Cloud; content deemed reliable but not guaranteed.
Who Lorraine Estates St Cloud is best for.
Best for
- Buying with a long timeline and the patience to wait for a listing to appear
- Buyers who want a quiet Tampa pocket with minimal competing activity
- Buyers comfortable setting up alerts and acting decisively when a single home surfaces
Probably not for
- Needing to close on a near-term timeline
- Wanting an open selection of active listings to compare side by side
- Buyers who require a deep record of recent sales to price against
The market around Lorraine Estates St Cloud
Lorraine Estates St Cloud is too small for its own price trend, so here is the market around it.
In ZIP 33604, 232 homes are on the market and 25% are under contract — a steady corner of Tampa.
Across Hillsborough County, 6,324 homes are active and 1,810 pending (22% under contract).
In ZIP 33604 (Tampa), 177 homes closed in the last 12 months at a median of $374K ($284/sq ft), up 0.5% year over year, with a median 25 days on market. Right now 370 active and 155 pending listings. See the live ZIP 33604 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Lorraine Estates St Cloud specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Lorraine Estates St Cloud
Live MLS inventory for Lorraine Estates St Cloud. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lorraine Estates St Cloud listings as of 2026-11-06, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2025. Tap any home to ask about it.
Lorraine Estates St Cloud on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- St Cloud Elem · Elementary
- St. Cloud Middle (6-8) · Middle
- St. Cloud High School · High
Zoned schools reflect the assignments reported on recent Lorraine Estates St Cloud listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lorraine Estates St Cloud address.
Shop the zone: Homes zoned for St. Cloud High School
Recent Developments in Lorraine Estates St Cloud
Development, infrastructure, retail, and school activity affecting Lorraine Estates St Cloud, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The site is about 1 mile north of Lorraine Estates St Cloud.
Source: Spectrum News 13 - March 2026Development
Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona
Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.
What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 10 miles north of Lorraine Estates St Cloud.
Source: ClickOrlando
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Lorraine Estates St Cloud buying strategy.
If we were buying in Lorraine Estates St Cloud today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lorraine Estates St Cloud.
A thin-data market
The honest story here is one of absence. Our current MLS snapshot shows no active listings, no closings in the tracked window, and no community amenities identified from the data. That is not a knock on the area - it is simply a reflection of how little is trading right now.
When a community is this quiet, value gets set deal by deal rather than by a steady run of comparable sales. Condition, lot, and the specifics of any single home will drive the number far more than any neighborhood average, because there is no meaningful average to cite. The practical move is to set alerts, understand the broader Tampa submarket context, and be ready to act decisively when a property does surface.
The location and the amenities are priced into every listing in Lorraine Estates St Cloud. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with no active listings and no recent closings is exactly where local judgment earns its keep. We will tell you plainly when the data is too thin to price against, help you set up early notice on anything that lists, and lean on nearby Tampa activity to frame a fair number when the moment comes - rather than guessing at figures that do not exist yet.
Lorraine Estates St Cloud in 15 seconds.
Tools for a Lorraine Estates St Cloud buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lorraine Estates St Cloud sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lorraine Estates St Cloud, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lorraine Estates St Cloud home worth?
Get a no-obligation home value based on real comparable sales in Lorraine Estates St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Lorraine Estates St Cloud?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 6, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (38 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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Ask an agent about Lorraine Estates St Cloud
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lorraine Estates St Cloud will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.