Villas Del Castillo
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 2002 - 2004; 3 of 3 report an HOA (median $38/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 76 ft). As of September 2026, the MLS records 23 closed sales in villas del castillo in St Cloud, FL since 2006, the most recent in June 2026. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
| Location | St Cloud, Osceola County, FL · ZIP 34769 |
|---|---|
| Homes in the community | 58 (FL DOR 2025 assessment roll) |
| Years built | 1990–2024 (median 2003.0) |
| Typical living area | 1,901 sq ft (median) |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 67% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “villas del castillo key facts,” movewithmomentum.com/neighborhoods/villas-del-castillo-ph-ii-st-cloud, data as of September 20, 2026.

Villas Del Castillo Ph II is a small, established pocket of St Cloud - 36 homes total, with a build era stretching from 1990 into 2024 and a median year built of 2001. That range matters more than any single stat here: a handful of newer builds sit alongside original-era homes, so condition and update level do a lot of the work in setting price on any given listing.
With only 1 active listing at this snapshot and just 2 closings in the recent window, this is not a market where trend lines are reliable - six months of supply reads as balanced on paper, but that figure is built on very few transactions. Anyone buying or selling here should treat pricing as a case-by-case negotiation, not a formula pulled from community-wide averages.
The 60-Second Overview
A compact, 36-home community in St Cloud with a median living area of 1,877 square feet and homes dating from 1990 to 2024. Current MLS records show no formal community amenities listed, and inventory is thin enough that each available home is effectively its own market.
Stellar MLS sales records identify 39 homes in villas del castillo that have changed hands since 2006, built between 1992 and 2024 (median 2003), with a median living area of about 1,652 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Villas Del Castillo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Villas Del Castillo; content deemed reliable but not guaranteed.
Who Villas Del Castillo is best for.
Best for
- Buyers focused on a specific, small St Cloud community rather than a large master-planned subdivision
- Buyers comfortable evaluating a home on its individual condition and build year rather than relying on community-wide comps
- Buyers seeking a mid-size home near the 1,877 sq ft median without requiring formal community amenities
Probably not for
- Buyers who want multiple active listings to compare before deciding
- Buyers who prioritize built-in community amenities as part of the purchase
- Buyers who need a large, high-volume market with abundant recent sales data to benchmark price
The market around Villas Del Castillo
Villas Del Castillo is too small for its own price trend, so here is the market around it.
In ZIP 34769, 181 homes are on the market and 22% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34769 (St Cloud), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months - a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Villas Del Castillo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in villas del castillo, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Villas Del Castillo
Live MLS inventory for Villas Del Castillo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Villas Del Castillo listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Tap any home to ask about it.
Every Home for Sale in Villas Del Castillo Ph Ii St Cloud Right Now (1)
All 1 active and pending Villas Del Castillo Ph Ii St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2782 Andes Way · $299,900 · 3 bd / 2 ba · pending · listed Jun 27, 2026 · listed by La Rosa Realty Kissimmee
Villas Del Castillo on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Villas Del Castillo buying strategy.
If we were buying in Villas Del Castillo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Villas Del Castillo.
A small footprint with wide build variation
The defining fact about Villas Del Castillo Ph II is scale: 36 homes is a small enough count that a single listing or two can shift the read on the whole community. The build-year spread - 1990 to 2024, with a median of 2001 - means buyers should not assume uniformity. A home built in the original phase will show differently than one finished in the last few years, and that gap shows up in condition, systems, and finish level rather than in any consistent price tier.
A homestead share of 61.1% suggests a majority of homes here are owner-occupied under the homestead exemption, which tends to correlate with more stable, lower-turnover ownership patterns rather than a market driven by frequent resale or investor flips. Combined with a months-supply reading of 6.0, the community sits in balanced territory, but with only 1 active listing and 2 recent closings, that balance is a snapshot, not a trend.
The location and the amenities are priced into every listing in Villas Del Castillo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, with inventory this thin, pricing and timing decisions need to be handled listing by listing rather than by community averages. Momentum tracks build-era condition differences, homestead and ownership patterns, and the real (not theoretical) supply picture so you are not negotiating off a number that only reflects one or two transactions.
Villas Del Castillo in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $38/month (about $456/yr) · median of 30 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $38 per month ($456 a year) - the median AssociationFee across 30 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Villas Del Castillo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Villas Del Castillo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Villas Del Castillo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Villas Del Castillo home worth?
Get a no-obligation home value based on real comparable sales in Villas Del Castillo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Villas Del Castillo on the map →
21% of homes for sale in ZIP 34769 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Frequently Asked Questions
How many homes are in Villas Del Castillo?
What share of Villas Del Castillo is owner-occupied?
When were the homes in Villas Del Castillo built?
Who is the best real estate agent for Villas Del Castillo?
How do I find a top St Cloud real estate agent who knows Villas Del Castillo?
Can Momentum Realty connect me with an agent for Villas Del Castillo?
Where is Villas Del Castillo, and what county is it in?
Should you buy in Villas Del Castillo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34769)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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