Stevens Plantation in St Cloud

Stevens Plantation
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County · ZIP 34772
312 homesBuilt 2005–2024Median sale $526K
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Built fromLive Stellar MLS data2 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Stevens Plantation in St Cloud, FL has 6 homes for sale, asking from $360,000 to $530,000 (median $460,000). Over the 12 months ending 2026-11-06, 6 recorded sales closed at a median of $526,250, $204 per square foot, a median 16 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2005 - 2026 with 1 new construction; 18 of 18 report an HOA (median $72/mo); none of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 74 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $8,020 ($7,410 with the full homestead exemption).

Last 30 days in Stevens Plantation: 2 new listings (median asking $524,950). As of November 8, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Stevens Plantation Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$526K
Median sold · 12 mo
$204/sf
Sold $/sqft · 12 mo
peak $204 in 2026
94.4%
Sale vs ask
Tempo
3.3mo
Supply
3 to 6 months is the balanced band
17days
Median DOM · closed
17 days at the 2026 low
17%
Under contract
Osceola: 17% (963 of 5,530)
5 · 1
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
82%
Owner-occupied · Stevens Plantation
257 of 315 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · Stevens Plantation
incl. 7% trust or LLC-held · 8% out-of-state
312
Homes in the community
plus 3 vacant residential lots · 315 residential parcels (FL DOR 2025)
Track record · 2 years of records
15
Recorded sales · 2024-2025
median $620K · qualified sales on the county roll (FL DOR 2025)
2005–2024
Years homes were built
median 2007 · county roll (FL DOR 2025)
3,138sqft
Median sold home size
12-mo windows, closed sales
1.9%/yr
Turnover rate
about 6 of 312 homes trade a year

Homes For Sale Right Now in Stevens Plantation

Live MLS inventory for Stevens Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Stevens Plantation listings as of 2026-11-08, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Tap any home to ask about it.

Stevens Plantation Housing Pulse · Momentum Research · as of November 6, 2026

Stevens Plantation right now

🟡 Balanced market. 3.3 months of supply and 17% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of November 6, 2026. Confidence: Medium (6 active and pending listings, 6 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Stevens Plantation market snapshot (as of November 6, 2026): the median sale price is about $526K ($204 per sq ft over the trailing 12 months of closed sales), a median 17 days on market for closed sales, and 3.3 months of supply, a balanced market.

In ZIP 34772 (St Cloud), 721 homes closed in the last 12 months at a median of $395K ($203/sq ft), down 1.4% year over year, with a median 50 days on market. Right now 128 active and 51 pending listings put supply at about 2.1 months - a healthy market. See the live ZIP 34772 housing market and the Osceola County market.

County records show 15 qualified sales in Stevens Plantation across 2024 - 2025 (13 in 2024, 2 in 2025), median $619,900 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Stevens Plantation: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.

Stevens Plantation is a community of 312 homes in St Cloud, Osceola County, built between 2005 and 2024 (median 2007.0), with a median living area of about 3,449 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Osceola County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • St Cloud Elem · Elementary
  • St. Cloud Middle (6-8) · Middle
  • St. Cloud High School · High

Zoned schools reflect the assignments reported on recent Stevens Plantation listings and can change; always confirm with Osceola County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Stevens Plantation address.

Recent Developments in Stevens Plantation

Development, infrastructure, retail, and school activity affecting Stevens Plantation, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum82/100 · High
  1. October 2026
    Parks & Amenities

    145,000 sq ft All Sports Dome planned on Gus Road in Kissimmee

    All Sports Dome Southeast plans a climate-controlled indoor inflatable dome at 3070 Gus Road with multi-sport courts, turf fields and training areas. It would be the brand's first Greater Orlando location, with an opening expected in 2027 and no exact date given.

    What it may mean for the marketAn indoor sports venue would add year-round recreation and event space on Kissimmee's Gus Road area. The project is about 8 miles south of Stevens Plantation, elsewhere in Osceola County.

    Source: What Now Orlando
  2. October 2026
    Infrastructure

    Turnpike widening in Osceola County runs ahead of schedule at Fortune Road Bridge

    Steel beams for the new westbound Fortune Road Bridge are in place a month early as Florida's Turnpike is widened from two to four lanes each way between Partin Settlement Road and Osceola Parkway. Westbound bridge traffic is expected at the start of 2027, and the broader project targets 2031. The bridge adds bike lanes and sidewalks.

    What it may mean for the marketDoubling Turnpike capacity through this stretch should ease regional commutes between Kissimmee and the Orlando area once complete. The project is about 8 miles southeast of Stevens Plantation, elsewhere in Osceola County.

    Source: WFTV
  3. October 2026
    Development

    Experience Kissimmee launches Film Kissimmee commission to recruit productions

    The new film commission markets Osceola County to production companies through an online database of more than 100 filming locations and has hired a location manager. Leaders say productions could become a new economic driver, citing spending on hotels, vehicles, food and crew services.

    What it may mean for the marketFilm work could add temporary jobs and visitor spending for hospitality and service businesses across Osceola County. The site is about 8 miles southeast of Stevens Plantation.

    Source: WFTV
  4. September 2026
    Development

    Orange County commissioners approve Tuscana land use plan in Shingle Creek Basin on 4-3 vote

    Commissioners voted 4-3 to approve the Tuscana land use application from Shingle Creek Co-Owners LLC and Geyer Development, reversing a unanimous rejection in May 2025. The plan includes more than 1,000 hotel rooms, about 4,000 apartments and commercial buildings, with conditions for a raised road, flood mitigation and wetland protection. The developer projects thousands of jobs at full build-out.

    What it may mean for the marketThe approval could add substantial rental housing, hotel capacity and commercial space in the Shingle Creek area, while flood-mitigation conditions will shape how and when it is built. The site is about 2 miles east of Stevens Plantation.

    Source: Spectrum News 13
  5. September 2026
    Development

    Lake County approves 2,241-acre Panther Run rezoning for up to 2,624 homes near Clermont

    The Lake County Commission voted 3-1 on Sept. 1 to rezone about 2,241 acres in the Wellness Way area, north of Sawgrass Bay Boulevard, for GT Homes. The planned unit development allows up to 2,624 residential units and more than 1 million square feet of non-residential space, with sites reserved for a future public high school and public safety facilities. Plans include extending County Road 455 and about 11 miles of public trails.

    What it may mean for the marketThe plan adds long-term housing supply, employment space and new connector roads in south Lake County, with infrastructure planned ahead of residential growth. The site is about 12 miles west of Stevens Plantation.

    Source: Clermont Sun
  6. August 2026
    Retail & Dining

    Plans for Mattel indoor water park near Lake Buena Vista Factory Stores expand to 13 acres

    Updated plans for the site off State Road 535 show a 95,000-square-foot indoor water park designed by Martin Aquatic, a separate 45,000-square-foot entertainment building and nearly 900 parking spaces. The tower height rises to as much as 100 feet and still needs Orange County approval. About 200 jobs are expected, and no opening date has been announced.

    What it may mean for the marketThe project would add visitor attractions, dining and roughly 200 jobs near the State Road 535 corridor, with added traffic and parking demand nearby. The site is about 2 miles northwest of Stevens Plantation.

    Source: FOX 35 Orlando

Development alerts for Stevens PlantationGet a short monthly email when something new is approved, funded, or opens near Stevens Plantation.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Stevens Plantation today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stevens Plantation.

A closer look at the Stevens Plantation market

At a median of $204 per square foot, Stevens Plantation prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 3.3 months of supply, a balanced market. Homes that do trade take a median 17 days on market, useful leverage on any listing that has lingered.

The housing stock is 312 homes built between 2005 and 2024, and 82% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Stevens Plantation. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.0B · Buy Score
Liquidity & Demand6.7/10
Owner Commitment8.2/10
Pricing Power6.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.0). Basis: Liquidity & Demand 3.3 months of supply; Owner Commitment 82% owner-occupied; Pricing Power 94.4% sale-to-list. Refreshed with each data update.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stevens Plantation sales matched to your home.

What is your Stevens Plantation home worth?

Get a no-obligation home value based on real comparable sales in Stevens Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Stevens Plantation on the map →

Real comps, not an automated estimate.

Recently off market in Stevens Plantation

Homes in Stevens Plantation that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.

Stevens Plantation key facts
LocationSt Cloud, Osceola County, FL · ZIP 34772
Homes in the community312 (FL DOR 2025 assessment roll)
Years built2005–2024 (median 2007.0)
Typical living area3,449 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersDeed Restrictions, Association Recreation - Owned, Security System
Sale prices, last 12 months$526,250 median across 6 closed sales · $204 per sq ft
Days on market (closed sales)16 median
For sale right now5 active, 1 pending · median asking $490,000 · 3.3 months of supply
Owner-occupied (homestead) share82%

Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Stevens Plantation key facts,” movewithmomentum.com/neighborhoods/stevens-plantation-st-cloud, data as of November 6, 2026.

Housing distress & ownership in Stevens Plantation, St Cloud

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-11-09)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.

Every Home for Sale in Stevens Plantation St Cloud Right Now (6)

All 6 active and pending Stevens Plantation St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

What it really costs to own in Stevens Plantation

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

CDD / special assessmentsListings here report a median of $1,804/yr in CDD or special-district assessments on the tax bill (17 listings, MLS, 2026-11-12). 100% of the 17 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice.
HOA duesMedian $72/month across 18 MLS listings (most billed quarterly; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 17 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2007 across 18 listings. An original roof here would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Stevens Plantation

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Stevens Plantation

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Stevens Plantation will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

24% of homes for sale in ZIP 34772 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).

STEVENS PLANTATION Market Scorecard

Buyer's market

STEVENS PLANTATION is currently a buyer's market. About 6.0 months of supply, a median asking price of $460,000, and homes go under contract in about 64 days.

6.0
Months supply
$460,000
Median list
$527,500
Median sold
$147
Per sqft
64
Days on mkt
6/0/12
Active/Pend/Sold

Typical home value in the 34772 ZIP is $393,754, about 15.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is the median home price in Stevens Plantation?
The median sale price in Stevens Plantation was $526K over the 12 months ending November 6, 2026 (6 closed sales, Stellar MLS).
How long do homes in Stevens Plantation take to sell?
Homes that closed in the 12 months ending November 6, 2026 took a median 17 days on market (6 sales, Stellar MLS).
Is Stevens Plantation a buyer's or seller's market right now?
As of November 6, 2026, Stevens Plantation is roughly balanced: 3.3 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Stevens Plantation?
The Florida DOR 2025 assessment roll shows 312 homes plus 3 vacant residential lots in Stevens Plantation (public records).
What share of Stevens Plantation is owner-occupied?
82% of Stevens Plantation parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Stevens Plantation built?
Homes in Stevens Plantation were built between 2005 and 2024, with a median year built of 2007.0 (FL DOR 2025 roll).
Who is the best real estate agent for Stevens Plantation?
The best agent for Stevens Plantation is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Stevens Plantation.
How do I find a top St Cloud real estate agent who knows Stevens Plantation?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Stevens Plantation and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Stevens Plantation?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Stevens Plantation purchase or sale - no call center and no pressure.
Where is Stevens Plantation, and what county is it in?
Stevens Plantation is in St Cloud, Osceola County, FL, ZIP 34772. The community's center is about 5 miles north of the center of St Cloud (straight-line).
Is Stevens Plantation in a flood zone?
No, for the homes we can see: all 17 homes we sampled in Stevens Plantation sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Stevens Plantation a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Stevens Plantation: the median sale price over the last 12 months was $526K (6 sales), 28% above the St Cloud median of $410K; homes took a median 16 days to go under contract; the assessment roll counts 312 homes, 82% of them homesteaded (owner-occupied); supply is 3.3 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 8, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending November 6, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 34772))
Under-contract sharesStellar MLS records, as of 2026-11-06
Historical depthClosed-sale records back to 2024 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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