Kellys
Homes for Sale in Destin, FL
All 603 homes for sale in Destin, FL · median $634,900 · 618 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Kellys 3RD Addn To Destin in Destin, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $420,000, a median 118 days on market, sellers accepting 93% of original asking. Homes listed or recently sold were built 1968–2024; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $5,420 ($4,910 with the full homestead exemption).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Home types (current listings and sales) | detached single family 100% |
| Sale prices, last 12 months | $420,000 median across 4 closed sales |
| Days on market (closed sales) | 118 median |
| For sale right now | 3 active, 0 pending · median asking $569,000 · 9.0 months of supply |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “KELLYS 3RD ADDN TO DESTIN key facts,” movewithmomentum.com/neighborhoods/kellys-3rd-addn-to-destin, data as of September 20, 2026.
Last 30 days in Kellys: 1 new listing (median asking $689,500), 1 closed sale (median $380,000). As of September 26, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Kellys
Live MLS inventory for Kellys. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Kellys listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Kellys 3Rd Addn To Destin Right Now (3)
All 3 active and pending Kellys 3Rd Addn To Destin listings with a detail page, newest first, refreshed twice a day from the MLS.
- 610 Fifth Street · $689,500 · 4 bd / 3 ba · listed Sep 15, 2026 · listed by Berkshire Hathaway HomeServices
- 599 Third Avenue · $569,000 · 4 bd / 3 ba · listed Aug 24, 2026 · listed by Compass
- 624 4th Street · $472,500 · 4 bd / 3 ba · listed Jun 27, 2026 · listed by EXP Realty LLC
Price here is driven by condition and lot, not by any uniform product. With a median build year of 1979 and a range running from 1955 all the way to 2024, this is a pocket where a fully reworked home and a tired original can sit blocks apart. The median sits at $385,000, but treat that as a midpoint across a wide condition spread, not a going rate — what you pay tracks how much work the house needs and how close you are to the water and the corridor.
The market posture is slow and thin. One active listing against 177 homes and only four closings in the window means little turns over at once, and a median 158 days on market tells you buyers are taking their time. For sellers, that argues for sharp pricing and patience; there is no crowd bidding the number up. For buyers, the slow pace is leverage — you have room to inspect, negotiate, and walk.
Kellys right now
🟢 Buyer-leaning market. 9.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Kellys market snapshot (as of September 20, 2026): the median sale price is about $420K, a median 118 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market.
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
Emerald Coast MLS sales records identify 63 homes in KELLYS that have changed hands since 2002, built between 1954 and 2024 (median 1981), with a median living area of about 1,564 sq ft and a typical 3-bedroom, 2-bath layout; 90% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
KELLYS 3RD ADDN TO DESTIN is a small, established in-town Destin pocket of 177 homes where the housing stock spans nearly seventy years of building, so no two blocks read the same.
The setting & the homes.
Aerial and on-site photos of Kellys. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Kellys
Kellys
Kellys
Kellys
Kellys
Kellys
KellysPhotos from Emerald Coast MLS listings in Kellys; content deemed reliable but not guaranteed.
Who Kellys is best for.
Best for
- Buyers targeting an in-town Destin location who can act when a rare listing surfaces
- Renovation-minded buyers comfortable underwriting an older home on its own condition
- Long-horizon owners who value the land and location over shared amenities
Probably not for
- Buyers who need a move-in-ready, recently built home right now
- Shoppers who want many comparable listings to weigh at once
- Sellers expecting a fast sale or bidding pressure in a slow, thin market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($420K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Kellys Market Scorecard
Kellys is currently a buyer-leaning market. About 9.0 months of supply, a median asking price of $569,000, and homes go under contract in about 27 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Kellys on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent Kellys listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Kellys address.
Shop the zone: Homes zoned for Destin High School · Homes zoned for Fort Walton Beach High School
The Kellys buying strategy.
If we were buying in Kellys today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kellys.
A condition-driven in-town pocket
This is an older, owner-heavy neighborhood — a homestead share just over half — with a median living area near 1,788 square feet. That size, paired with the 1955-to-2024 build range, points to modest original footprints that have been renovated, expanded, or in some cases torn down and rebuilt. Underwrite each house on its own merits; the median tells you little about the specific home in front of you.
Turnover is genuinely low. With a single active listing and four closings in the window, this is not a market you shop by scrolling dozens of options — it is one where the right house appears occasionally and rewards buyers who are ready to move. No community amenities were identified from current MLS listings, so the draw here is location and the land itself, not shared facilities.
The location and the amenities are priced into every listing in Kellys. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, slow-moving pocket like this, the value is in reading each house correctly and pricing against real comparables rather than a headline median. We track this Destin submarket closely, and with so few listings and closings, judgment on condition and negotiation matters more than volume. We will tell you plainly when a specific home is priced ahead of its shape.
Kellys in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Kellys buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kellys sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kellys, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kellys home worth?
Get a no-obligation home value based on real comparable sales in Kellys, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
Recently off market in KELLYS 3RD ADDN TO DESTIN
Homes in KELLYS 3RD ADDN TO DESTIN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 608 Fifth Street · off market
- 623 Mimosa Avenue · off market
Frequently Asked Questions
What is the median home price in Kellys?
How long do homes in Kellys take to sell?
Is Kellys a buyer's or seller's market right now?
Who is the best real estate agent for Kellys?
How do I find a top Destin real estate agent who knows Kellys?
Can Momentum Realty connect me with an agent for Kellys?
Where is Kellys, and what county is it in?
Should you buy in Kellys?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1999 (48 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how KELLYS 3RD ADDN TO DESTIN fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Kellys with Momentum Realty’s local guides.