KELLYS 3RD ADDN TO DESTIN in Destin

KELLYS 3RD ADDN TO DESTIN
Homes for Sale in Destin, FL

Community in Destin · Okaloosa County · ZIP 32541
177 homesBuilt 1955–2024Median sale $385K
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Photo via emeraldcoast

Built fromLive emeraldcoast data27 years of closingsFL DOR public recordsUpdated twice daily
Live · KELLYS 3RD ADDN TO DESTIN Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$385K
Median sold · 12 mo
86.8%
Sale vs ask
Okaloosa median: 96.6%
Tempo
158days
Median DOM · closed
6 days at the 2021 low
50%
Under contract
1 · 1
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
55%
Owner-occupied · KELLYS 3RD ADDN TO DESTIN
103 of 186 parcels homesteaded (FL DOR 2025)
45%
Non-owner-occupied · KELLYS 3RD ADDN TO DESTIN
incl. 10% trust or LLC-held · 11% out-of-state
0%
Cash buyers · KELLYS 3RD ADDN TO DESTIN
0 of 4 sales, 12 mo ending July 2026
177
Homes in the community
plus 9 vacant residential lots · 186 residential parcels (FL DOR 2025)
Track record · 27 years of records
Est. 1955
Community established
homes built 1955-2024, median 1979 (FL DOR 2025)
2.3%/yr
Turnover rate
about 4 of 177 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and lot, not by any uniform product. With a median build year of 1979 and a range running from 1955 all the way to 2024, this is a pocket where a fully reworked home and a tired original can sit blocks apart. The median sits at $385,000, but treat that as a midpoint across a wide condition spread, not a going rate — what you pay tracks how much work the house needs and how close you are to the water and the corridor.

The market posture is slow and thin. One active listing against 177 homes and only four closings in the window means little turns over at once, and a median 158 days on market tells you buyers are taking their time. For sellers, that argues for sharp pricing and patience; there is no crowd bidding the number up. For buyers, the slow pace is leverage — you have room to inspect, negotiate, and walk.

The 60-Second Overview

KELLYS 3RD ADDN TO DESTIN market snapshot (as of July 25, 2026): the median sale price is about $385K, and a median 158 days on market for closed sales.

KELLYS 3RD ADDN TO DESTIN is a community of 177 homes in Destin, Okaloosa County, built between 1955 and 2024 (median 1979), with a median living area of about 1,788 square feet. 55% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

KELLYS 3RD ADDN TO DESTIN is a small, established in-town Destin pocket of 177 homes where the housing stock spans nearly seventy years of building, so no two blocks read the same.

Best for

  • Buyers targeting an in-town Destin location who can act when a rare listing surfaces
  • Renovation-minded buyers comfortable underwriting an older home on its own condition
  • Long-horizon owners who value the land and location over shared amenities

Probably not for

  • Buyers who need a move-in-ready, recently built home right now
  • Shoppers who want many comparable listings to weigh at once
  • Sellers expecting a fast sale or bidding pressure in a slow, thin market

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($385K) IS the median in the snapshot above.

Windows contain 0 to 5 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 5 a year; 4 in the current window.

KELLYS 3RD ADDN TO DESTIN Market Scorecard

Balanced

KELLYS 3RD ADDN TO DESTIN is currently a balanced market., a median asking price of $472,500, and homes go under contract in about 60 days.

$472,500
Median list
$385,000
Median sold
60
Days on mkt
1/1/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in KELLYS 3RD ADDN TO DESTIN

Live MLS inventory for KELLYS 3RD ADDN TO DESTIN. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending KELLYS 3RD ADDN TO DESTIN listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Destin · Elementary
  • Destin · Middle
  • Fort Walton Beach · High

Zoned schools reflect the assignments reported on recent KELLYS 3RD ADDN TO DESTIN listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any KELLYS 3RD ADDN TO DESTIN address.

If we were buying in KELLYS 3RD ADDN TO DESTIN today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in KELLYS 3RD ADDN TO DESTIN.

Best Buy
Buyers who want an established in-town Destin address and are willing to renovate or wait for the right house.
Biggest Risk
A wide condition spread means the median is a poor guide to any single home's value.
Sweet Spot
A well-located home you can improve over time and hold.
Avoid If
You need a turnkey home now or want a deep pool of listings to compare.

A condition-driven in-town pocket

This is an older, owner-heavy neighborhood — a homestead share just over half — with a median living area near 1,788 square feet. That size, paired with the 1955-to-2024 build range, points to modest original footprints that have been renovated, expanded, or in some cases torn down and rebuilt. Underwrite each house on its own merits; the median tells you little about the specific home in front of you.

Turnover is genuinely low. With a single active listing and four closings in the window, this is not a market you shop by scrolling dozens of options — it is one where the right house appears occasionally and rewards buyers who are ready to move. No community amenities were identified from current MLS listings, so the draw here is location and the land itself, not shared facilities.

The location and the amenities are priced into every listing in KELLYS 3RD ADDN TO DESTIN. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, slow-moving pocket like this, the value is in reading each house correctly and pricing against real comparables rather than a headline median. We track this Destin submarket closely, and with so few listings and closings, judgment on condition and negotiation matters more than volume. We will tell you plainly when a specific home is priced ahead of its shape.

KELLYS 3RD ADDN TO DESTIN in 15 seconds.

Best forBuyers who want an established in-town Destin address and are willing to renovate or wait for the right house.
Biggest advantageSlow pace and thin inventory give patient buyers real negotiating room.
Biggest riskA wide condition spread means the median is a poor guide to any single home's value.
Sweet spotA well-located home you can improve over time and hold.
Avoid ifYou need a turnkey home now or want a deep pool of listings to compare.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed KELLYS 3RD ADDN TO DESTIN sales matched to your home.

What is your KELLYS 3RD ADDN TO DESTIN home worth?

Get a no-obligation home value based on real comparable sales in KELLYS 3RD ADDN TO DESTIN, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in KELLYS 3RD ADDN TO DESTIN?
The median sale price in KELLYS 3RD ADDN TO DESTIN was $385K over the 12 months ending July 25, 2026 (4 closed sales, emeraldcoast).
How long do homes in KELLYS 3RD ADDN TO DESTIN take to sell?
Homes that closed in the 12 months ending July 25, 2026 took a median 158 days on market (4 sales, emeraldcoast).
How many homes are in KELLYS 3RD ADDN TO DESTIN?
The Florida DOR 2025 assessment roll shows 177 homes plus 9 vacant residential lots in KELLYS 3RD ADDN TO DESTIN (public records).
What share of KELLYS 3RD ADDN TO DESTIN is owner-occupied?
55% of KELLYS 3RD ADDN TO DESTIN parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in KELLYS 3RD ADDN TO DESTIN built?
Homes in KELLYS 3RD ADDN TO DESTIN were built between 1955 and 2024, with a median year built of 1979 (FL DOR 2025 roll).
Do cash buyers compete in KELLYS 3RD ADDN TO DESTIN?
Cash buyers took 0% of KELLYS 3RD ADDN TO DESTIN sales in the 12 months ending July 2026 (0 of 4 closings, emeraldcoast).
Who is the best real estate agent for KELLYS 3RD ADDN TO DESTIN?
The best agent for KELLYS 3RD ADDN TO DESTIN is one who actively works Destin and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for KELLYS 3RD ADDN TO DESTIN.
How do I find a top Destin real estate agent who knows KELLYS 3RD ADDN TO DESTIN?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows KELLYS 3RD ADDN TO DESTIN and the wider Destin area.
Can Momentum Realty connect me with an agent for KELLYS 3RD ADDN TO DESTIN?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your KELLYS 3RD ADDN TO DESTIN purchase or sale - no call center and no pressure.
Buyers targeting an in-town Destin location who can act when a rare listing surfacesExcellent fit
Renovation-minded buyers comfortable underwriting an older home on its own conditionExcellent fit
Long-horizon owners who value the land and location over shared amenitiesExcellent fit
Buyers who need a move-in-ready, recently built home right nowProbably not
Shoppers who want many comparable listings to weigh at onceProbably not
Sellers expecting a fast sale or bidding pressure in a slow, thin marketProbably not

Nearby Communities

Explore more neighborhoods near KELLYS 3RD ADDN TO DESTIN with Momentum Realty’s local guides.

DMDeer Moss Creek NicevilleDestin, FL · 9.2 miPPPritchard PointDestin, FL · 18.6 miOLOrion Lake NavarreDestin, FL · 19.1 miSHSoundside HollowDestin, FL · 19.6 miSBSandy Beach Estates NavarreDestin, FL · 20.1 miFDFox Den VillagesDestin, FL · 20.4 miBPBiscayne PointeDestin, FL · 20.5 miCCCaptains CoveDestin, FL · 20.7 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsemeraldcoast, refreshed twice daily (last: July 25, 2026)
Community market statsemeraldcoast closed sales, 12-month windows ending July 25, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (7 streets, ZIP 32541))
Historical depthClosed-sale records back to 1999 (47 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

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