Keystone Pointe Ph 01
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Keystone Pointe Ph 01 is a small, tightly defined pocket of 69 homes in St Cloud, built out in a narrow window between 2004 and 2007. When a subdivision was framed in a three-year stretch, the bones of the houses are broadly similar, which means price here is driven less by square footage and more by what an owner has done with it since. Condition, updates, and lot position will separate one closing from the next far more than floor plan will.
With a homestead share around 86%, this reads as an owner-occupied street rather than an investor holding pattern. That tends to mean fewer distressed or rushed sales and inventory that turns over deliberately. For a buyer, patience matters — you are waiting for the right house, not shopping a wall of listings. For a seller, the comp set is thin, so pricing to your home's actual condition rather than the last neighbor's number is the whole game.
Who Keystone Pointe Ph 01 is best for.
Best for
- Buyers prioritizing living space and willing to wait for the right listing
- Owner-occupants planning to hold, comfortable in a slow-turnover community
- Renovation-minded buyers targeting a dated home they can update to their taste
Probably not for
- Buyers who need to close quickly and want many options at once
- Investors seeking a rental-heavy area with easy turnover
- Buyers unwilling to budget for near-term roof or HVAC replacement
The market around Keystone Pointe Ph 01
Keystone Pointe Ph 01 is a small community — 4 recorded sales on file, most recently in 2022 — too few for its own price trend. Here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Keystone Pointe Ph 01 specifically. Momentum Research analysis of MLS records.
The Keystone Pointe Ph 01 buying strategy.
If we were buying in Keystone Pointe Ph 01 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keystone Pointe Ph 01.
A small, homogeneous build
The defining fact is scale and uniformity: 69 homes, all delivered between 2004 and 2007, with a median build year of 2004. Systems and finishes across the community are roughly the same age, so buyers should budget with a renovation-cycle mindset — roofs, HVAC, and water heaters from the original build are at or past the point where they get replaced. The homes that have already handled those items will justify a premium, and the ones that haven't will show it in the negotiation.
At a median of roughly 2,720 square feet, these are substantial floor plans. That space is the community's structural advantage, but it also widens the spread between a dated interior and an updated one. There is no meaningful price range to quote here on top of the median — treat the market as condition-led, and let a walkthrough, not a headline number, set your expectations.
The location and the amenities are priced into every listing in Keystone Pointe Ph 01. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 69-home community with steady owner occupancy, listings are infrequent and comps are scarce, which makes local read-through essential. We track what actually closes here, price to a home's condition rather than a stale neighbor sale, and tell a buyer plainly when a house is carrying deferred maintenance the asking price ignores.
Keystone Pointe Ph 01 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Keystone Pointe Ph 01 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keystone Pointe Ph 01 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keystone Pointe Ph 01, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keystone Pointe Ph 01 home worth?
Get a no-obligation home value based on real comparable sales in Keystone Pointe Ph 01, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Keystone Pointe Ph 01 on the map →
Frequently Asked Questions
How many homes are in Keystone Pointe Ph 01?
What share of Keystone Pointe Ph 01 is owner-occupied?
When were the homes in Keystone Pointe Ph 01 built?
Do cash buyers compete in Keystone Pointe Ph 01?
Who is the best real estate agent for Keystone Pointe Ph 01?
How do I find a top St Cloud real estate agent who knows Keystone Pointe Ph 01?
Can Momentum Realty connect me with an agent for Keystone Pointe Ph 01?
Should you buy in Keystone Pointe Ph 01?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2016 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.