King Oak Villas
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in King Oak Villas Ph 2 3Rd Add in St Cloud, FL since 2024, the most recent in March 2026. Across St Cloud as a whole, 2,213 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 588 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).

King Oak Villas Ph 2 3rd Add is a small, specific slice of St Cloud, and the current MLS snapshot for it is thin: no active pricing pattern to point to, no amenity package listed against the community itself. That is not a market signal so much as a data signal, and it matters for how you approach it. Anyone quoting you a hard number on this pocket right now is filling in a gap the feed does not currently support.
What that means in practice: pricing here has to be built from a comparable-by-comparable review of what has actually closed nearby, not from a headline stat. If you are buying, that favors patience and a real walk-through of recent sales rather than a quick decision off a portal listing. If you are selling, it means your positioning depends more on how the home itself shows and is priced against true local comps than on any community-level narrative.
Nearby homes for sale
No active listings inside King Oak VillasHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
King Oak Villas Ph 2 3rd Add sits within St Cloud in Osceola County; current MLS activity does not surface a defined amenity package or an established pricing pattern specific to this phase, so it reads more as a quiet residential pocket than a marketed, amenity-driven community.
Stellar MLS sales records identify 134 homes in King Oak Villas that have changed hands since 2006, built between 1987 and 1994 (median 1989), with a median living area of about 962 sq ft and a typical 2-bedroom, 2-bath layout; 93% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in King Oak Villas across 2024–2025 (2 in 2024, 1 in 2025), median $240,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who King Oak Villas is best for.
Best for
- A buyer looking for a quiet St Cloud location without an HOA-driven amenity lifestyle attached.
- A buyer or investor willing to do comparable-sale diligence rather than rely on a marketed community profile.
- A seller comfortable pricing off a broader local comp set rather than a phase-specific benchmark.
Probably not for
- A buyer who wants a defined amenity package as part of the purchase decision.
- Anyone expecting a clear, published price range to negotiate against on day one.
- A buyer unwilling to verify HOA or deed restriction details independently before writing an offer.
The market around King Oak Villas
King Oak Villas is too small for its own price trend, so here is the market around it.
In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34769 (St Cloud), 630 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 141 active and 49 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not King Oak Villas specifically. Momentum Research analysis of MLS records.
The King Oak Villas buying strategy.
If we were buying in King Oak Villas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in King Oak Villas.
A quiet phase without a loud data trail
Some communities generate a steady stream of listings and a visible price rhythm. This one, at least as of this snapshot, does not — which is its own kind of information. It suggests low turnover, a small footprint, or both, rather than a community actively cycling through the market.
For a buyer, that means doing homework the community listing page cannot do for you: pulling actual closed sales in and immediately around King Oak Villas, checking lot size and construction era against what is on the ground, and confirming any HOA or deed restriction details directly rather than assuming them. For a seller, it means your comparable set may need to extend slightly beyond the phase name itself to build a defensible price.
The location and the amenities are priced into every listing in King Oak Villas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a pocket like this, where the MLS feed does not hand you a clean price story, the value is in the legwork — pulling the right comparables, verifying what is and is not part of the community, and pricing or offering based on evidence rather than a generic community page. That is the work we do before you sign anything.
King Oak Villas in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $130/month (about $1,560/yr) · median of 30 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $130 per month ($1,560 a year) — the median AssociationFee across 30 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a King Oak Villas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed King Oak Villas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in King Oak Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your King Oak Villas home worth?
Get a no-obligation home value based on real comparable sales in King Oak Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in King Oak Villas on the map →
Should you buy in King Oak Villas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how King Oak Villas Add fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about King Oak Villas
Where is King Oak Villas?
King Oak Villas is a community in St Cloud, Osceola County, Florida, ZIP 34769.
Are there homes for sale in King Oak Villas right now?
No active listings inside King Oak Villas at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does King Oak Villas have an HOA or CDD?
No HOA is on record for King Oak Villas in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More St. Cloud & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near King Oak Villas with Momentum Realty’s local guides.
King Oak Villas Ph 2 3Rd Add Market Scorecard
King Oak Villas Ph 2 3Rd Add is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






