Community Details at a Glance
The Homes
Setting
Lake Ridge Villas North
Era
Built 2004 to 2008
Costs & Fees
Fees
A CDD or district line applies; confirm it on the parcel
Taxes
Clay County millage; budget the all-in monthly
Amenities
Confirm
Confirm amenities and access with the association
Location
Area
Fleming Island, Clay County, ZIP 32003
The Homes & Style
Listings in 2026 ran roughly 210,000 to 305,000 dollars across both products; the band is wide because condos and townhomes price differently.
Demand rides the Fleming Island school lineup and the Splash Park; entry-tier product on this island is scarce.
Financing splits the market: townhome buyers finance conventionally, condo buyers should clear the questionnaire early.
Condos and townhomes share the gate but not the financing profile.
284 units across 48 buildings; the entry tier, with lender condo review applying.
55 units in 11 buildings; fee-simple-style financing usually runs simpler.
Proximity to the Plantation water park is the location premium inside the gate.
Living Here
Two amenity layers: inside the gate and across the street.
The community core.
The Plantation water park with the slide sits next door; island summers start here.
Pools, tennis, basketball, playgrounds, golf pay-to-play.
Groceries and daily needs at the Plantation edge.
The Plantation Town Center carries the daily; Fleming Island US-17 retail does the rest.
Three Lake Ridges share this island; MLS records, lenders, and even appraisers mix them up. Confirm the address is Calming Water Drive area, Plantation side, before anything else.
The 55 townhomes finance simpler and resell broader than the condos; when one lists at condo-tier pricing, that is the unit to move on.
The water park next door is the amenity AND the summer soundtrack; visit on a Saturday before choosing the closest buildings.
Before You Offer
Clay County flooding concentrates near Black Creek, Doctors Lake, and low-lying and wetland areas, while many newer inland communities sit in lower-risk zones.
The reliable move is to pull the FEMA flood designation for the exact Lake Ridge Villas North address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.
The populated Clay County corridors are served by AT&T and Xfinity (Comcast), with fiber expanding and some gaps in the more rural western areas. If working from home matters, confirm the options, and fiber in particular, at the specific Lake Ridge Villas North address rather than assuming.
Clay County total millage is generally lower than the City of Jacksonville, though it varies by district and any CDD is billed separately. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.
