Lake St George South
Homes for Sale in Palm Harbor, FL
All 563 homes for sale in Palm Harbor, FL · median $400,000 · 218 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
As of November 2026, Lake St George South in Palm Harbor, FL has 5 homes for sale and 2 pending, asking from $249,900 to $439,900 (median $332,500). Homes listed or recently sold were built 1983–1988; 19 of 19 report an HOA (median $9/mo); 1 of the 19 geocoded homes sit in a FEMA special flood hazard zone (median elevation 43 ft).
Sections of Lake St George South in the MLS
Lake St George South in Palm Harbor, FL is recorded as 2 separate subdivisions/phases in the MLS; 0 homes are for sale across them today. Each section has its own page:
Last 30 days in Lake St George South: 1 new listing (median asking $429,000), 2 under contract right now, 1 closed sale (median $334,000). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Lake St George South
Live MLS inventory for Lake St George South. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 95 daysTop listing
Active · 8 days
Active · 3 days
Active · 220 days
Active · 46 days
Active · 92 days
Pending · 137 daysActive and pending Lake St George South listings as of 2026-11-03, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
Every Home for Sale in Lake St George South Right Now (7)
All 7 active and pending Lake St George South listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2665 Ullman Court · $364,999 · 3 bd / 2 ba · pending · listed Oct 30, 2026 · listed by Flat Fee Mls Realty
- 2698 Peterborough Court · $429,000 · 3 bd / 2 ba · listed Oct 26, 2026 · listed by Globe Real Estate Inc
- 2688 Rae Court · $268,999 · 2 bd / 1 ba · listed Sep 18, 2026 · listed by Flatfee.Com
- 2672 Megan Court · $249,900 · 2 bd / 1 ba · listed Aug 15, 2026 · listed by Re/Max Action First Of Florida
- 3376 Shorncliffe Lane · $439,900 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Redfin Corporation
- 516 Sheridan Drive · $332,500 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by Smith & Associates Real Estate
- 2662 Megan Court · $274,900 · 2 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Premier Sotheby'S Intl Realty

Price here is driven by a tight, consistent housing stock. Homes went up across a short window in the mid-1980s, and the median living area sits right around 1,072 square feet, so what you're buying is a well-defined product: compact single-family homes behind deed restrictions. With inventory this uniform, condition and updates do most of the heavy lifting on price. The $296,000 median and the $265.71 per-square-foot figure tell you the market values clean, move-in-ready examples.
The posture right now is genuinely balanced - 4.2 months of supply and a heat score of 61 - but the median days on market is just 11, which says well-priced homes still move fast. That combination rewards a seller who prices to the recent comps instead of chasing the 27.3% year-over-year jump, and it gives a buyer real room to inspect and negotiate rather than waive everything in a panic. The small active count, six listings, means a mispriced home sticks out quickly in both directions.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Lake St George South right now
🟡 Balanced market. 4.2 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (9 active and pending listings, 3 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($296K) is up 27.3% from the prior 12 months ($232K) and up 475% since 2012. With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake St George South market snapshot (as of September 20, 2026): the median sale price is about $296K ($266 per sq ft over the trailing 12 months of closed sales), a median 11 days on market for closed sales, and 4.2 months of supply, a balanced market. The trailing-12-month median is up 27% from the prior 12 months and up 475% since 2012, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34684 (Palm Harbor), 274 homes closed in the last 12 months at a median of $355K ($257/sq ft), down 4.6% year over year, with a median 40 days on market. Right now 65 active and 17 pending listings put supply at about 2.8 months - a healthy market. See the live ZIP 34684 housing market and the Pinellas County market.
County records show 3 qualified sales in Lake St George South across 2024 - 2024, median $340,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Lake St George South: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 94% sit outside the FEMA Special Flood Hazard Area (Zone X); 6% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.
Lake St George South is a community of 82 homes in Palm Harbor, Pinellas County, built between 1983 and 1988 (median 1984.0), with a median living area of about 1,072 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Lake St George South is a small, mid-1980s deed-restricted pocket of Palm Harbor in Pinellas County - 82 homes total, compact in size, and with about two-thirds carrying homestead status, it reads as an owner-occupied enclave rather than an investor churn.
The setting & the homes.
Aerial and on-site photos of Lake St George South. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Lake St George South; content deemed reliable but not guaranteed.
Who Lake St George South is best for.
Best for
- Buying to hold in a small, owner-occupied Palm Harbor enclave
- Buyers who want a manageable, compact single-family home with a defined renovation scope
- Buyers comfortable moving decisively when a well-priced home hits an 11-day market
Probably not for
- Needing a large floor plan well above the ~1,072-square-foot norm here
- Wanting community pools, clubhouses, or resort-style amenities
- Expecting a wide selection - inventory is routinely just a few homes at a time
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($296K) IS the median in the snapshot above, and the move from 2025 ($232K) IS the +27.3% one-year change.
Windows contain 0 to 10 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Lake St George South Market Scorecard
Lake St George South is currently a balanced market. About 4.0 months of supply, a median asking price of $332,500, and homes go under contract in about 102 days.
Typical home value in the 34684 ZIP is $320,251, about 6.7% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Lake St George South on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Lake St George South
- Deed Restrictions · reported on 6 of 14 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sutherland Elementary SchoolFLDOE grade A · Elementary
- Palm Harbor Middle SchoolFLDOE grade A · Middle
- Palm Harbor University High SchoolFLDOE grade A · High
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake St George South address.
Shop the zone: Homes zoned for Countryside High-Pn High School
The Lake St George South buying strategy.
If we were buying in Lake St George South today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake St George South.
A small, uniform inventory
The defining fact of this community is scale. With only 82 homes and typically a handful active at any time, comps are both easy to read and easy to distort - one updated or one dated sale can swing the perceived market. Buyers should treat each active listing on its own merits and lean on condition rather than assuming a floor or ceiling. The homes themselves are consistent: built between 1983 and 1988, generally modest in footprint around 1,072 square feet, which keeps carrying costs and renovation scope manageable.
Appreciation has been steep over the long arc - up 475% since 2012 - and 27.3% over the past year, but those are rear-view numbers, not promises. Deed restrictions are the lone reported amenity, so verify the current rules and any fees directly with the HOA before you write an offer. There is no community pool or clubhouse in the facts; this is a quiet residential grid, and that is the point.
The location and the amenities are priced into every listing in Lake St George South. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lake St George South buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (8.3). Basis: Long-Term Appreciation +475% since 2012; Recent Direction +27.3% year-over-year; Liquidity & Demand 4.2 months of supply; Owner Commitment 66% owner-occupied; Pricing Power 98.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small, a single comp can make or break your number, so the analysis has to be hands-on. We price against the handful of truly relevant sales, weight for condition and updates honestly, and tell you plainly when an active listing is reaching. For sellers, that means hitting the market at a number that captures the 11-day pace instead of stalling out; for buyers, it means knowing where there's actually room to negotiate in a balanced market.
Lake St George South in 15 seconds.
Tools for a Lake St George South buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake St George South sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake St George South, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake St George South home worth?
Get a no-obligation home value based on real comparable sales in Lake St George South, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Lake St George South
Homes in Lake St George South that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 2656 Finch Court · off market
- 2699 Macklin Court · off market
- 3610 Sammy Court · off market
- 3751 Mackenzie Court · off market
- 3761 Lake Shore Drive · off market
- 635 Bellingham Place · off market
| Location | Palm Harbor, Pinellas County, FL · ZIP 34684 |
|---|---|
| Homes in the community | 70 (FL DOR 2025 assessment roll) |
| Years built | 1983–1988 (median 1984.0) |
| Typical living area | 1,002 sq ft (median) |
| Home types (current listings and sales) | single-family 79%, villas 16%, townhouses 5% |
| Amenities listed by sellers | Deed Restrictions, None, Playground, Secured Garage/Parking, Tennis Court(s) |
| For sale right now | 5 active, 2 pending · median asking $332,500 · 4.0 months of supply |
| Owner-occupied (homestead) share | 64% |
| Zoned public schools | Sutherland Elementary School (A, FLDOE 2025-26); Palm Harbor Middle School (A, FLDOE 2025-26); Palm Harbor University High School (A, FLDOE 2025-26) |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2024; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake St George South key facts,” movewithmomentum.com/neighborhoods/lake-st-george-south, data as of November 13, 2026.
Housing distress & ownership in Lake St George South, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Just listed in Lake St George South
The newest homes for sale in Lake St George South right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2698 Peterborough Court $429,000 · 3 bd · 2 ba · 1,155 sq ft · listed Oct 26, 2026 Courtesy of GLOBE REAL ESTATE INC
- 2688 Rae Court $268,999 · 2 bd · 1 ba · 997 sq ft · listed Sep 18, 2026 Courtesy of FLATFEE.COM
- 2672 Megan Court $249,900 · 2 bd · 1 ba · 797 sq ft · listed Aug 3, 2026 Courtesy of RE/MAX ACTION FIRST OF FLORIDA
- 3376 Shorncliffe Lane $439,900 · 3 bd · 2 ba · 1,892 sq ft · listed Jul 31, 2026 Courtesy of REDFIN CORPORATION
- 516 Sheridan Drive $332,500 · 2 bd · 2 ba · 965 sq ft · listed Mar 28, 2026 Courtesy of SMITH & ASSOCIATES REAL ESTATE
Checked against the MLS nightly. All new listings in this market.
Recently sold in Lake St George South
- 635 Bellingham Place · sold $334,000
- 3761 Lake Shore Drive · sold $200,000
- 3751 Mackenzie Court · sold $244,800
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Palm Harbor guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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What it really costs to own in Lake St George South
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $104/year across 20 listings (2026-11-13), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 17 listing addresses checked against the FEMA flood map, 94% sit outside the high-risk zone and 6% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 1984 across 19 listings. An original roof here would be about 42 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Lake St George South
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lake St George South
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake St George South will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Lake St George South?
How long do homes in Lake St George South take to sell?
Is Lake St George South a buyer's or seller's market right now?
How many homes are in Lake St George South?
What share of Lake St George South is owner-occupied?
When were the homes in Lake St George South built?
Have Lake St George South home prices gone up?
What schools serve Lake St George South?
Who is the best real estate agent for Lake St George South?
How do I find a top Palm Harbor real estate agent who knows Lake St George South?
Can Momentum Realty connect me with an agent for Lake St George South?
Where is Lake St George South, and what county is it in?
Is Lake St George South in a flood zone?
Is Lake St George South a good place to live?
Should you buy in Lake St George South?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 3, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 34684)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (64 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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