Lake St George South in Palm Harbor

Lake St George South
Homes for Sale in Palm Harbor, FL

All 563 homes for sale in Palm Harbor, FL · median $400,000 · 218 homes for sale in 34684 · Pinellas County homes for sale

Community in Palm Harbor · Pinellas County · ZIP 34684
82 homesBuilt 1983–1988Median sale $296K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
61/100
Market Heat
Hotter than normal
2013 → 2026 · 69 at the 2014 peak
0 is Lake St George South's coldest market since 2013, 100 its hottest. Today: 61. How it's scored
Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Lake St George South in Palm Harbor, FL has 5 homes for sale and 2 pending, asking from $249,900 to $439,900 (median $332,500). Homes listed or recently sold were built 1983–1988; 19 of 19 report an HOA (median $9/mo); 1 of the 19 geocoded homes sit in a FEMA special flood hazard zone (median elevation 43 ft).

Sections of Lake St George South in the MLS

Lake St George South in Palm Harbor, FL is recorded as 2 separate subdivisions/phases in the MLS; 0 homes are for sale across them today. Each section has its own page:

Last 30 days in Lake St George South: 1 new listing (median asking $429,000), 2 under contract right now, 1 closed sale (median $334,000). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Lake St George South Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$296K ▲
Median sold · 12 mo
up 27.3% vs the prior 12 months
+27.3% ▲
1-yr price change
n = 3 and 4 sales in the two windows
$266/sf
Sold $/sqft · 12 mo
peak $317 in 2023
98.6%
Sale vs ask
+475%
T12M median vs 2012
from a $52K median in 2012
Tempo
4.2mo
Supply
3 to 6 months is the balanced band
11days
Median DOM · closed
4 days at the 2022 low
33%
Under contract
Pinellas: 20% (1,627 of 8,166)
6 · 3
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
66%
Owner-occupied · Lake St George South
54 of 82 parcels homesteaded (FL DOR 2025)
34%
Non-owner-occupied · Lake St George South
incl. 13% trust or LLC-held · 8% out-of-state
82
Homes in the community
82 residential parcels (FL DOR 2025)
Track record · 22 years of records
3
Recorded sales · 2024-2024
median $340K · qualified sales on the county roll (FL DOR 2025)
1983–1988
Years homes were built
median 1984 · county roll (FL DOR 2025)
1,114sqft
Median sold home size
12-mo windows, closed sales
3.7%/yr
Turnover rate
about 3 of 82 homes trade a year

Homes For Sale Right Now in Lake St George South

Live MLS inventory for Lake St George South. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake St George South listings as of 2026-11-03, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Every Home for Sale in Lake St George South Right Now (7)

All 7 active and pending Lake St George South listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2665 Ullman Court · $364,999 · 3 bd / 2 ba · pending · listed Oct 30, 2026 · listed by Flat Fee Mls Realty
  • 2698 Peterborough Court · $429,000 · 3 bd / 2 ba · listed Oct 26, 2026 · listed by Globe Real Estate Inc
  • 2688 Rae Court · $268,999 · 2 bd / 1 ba · listed Sep 18, 2026 · listed by Flatfee.Com
  • 2672 Megan Court · $249,900 · 2 bd / 1 ba · listed Aug 15, 2026 · listed by Re/Max Action First Of Florida
  • 3376 Shorncliffe Lane · $439,900 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Redfin Corporation
  • 516 Sheridan Drive · $332,500 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by Smith & Associates Real Estate
  • 2662 Megan Court · $274,900 · 2 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Premier Sotheby'S Intl Realty
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Price here is driven by a tight, consistent housing stock. Homes went up across a short window in the mid-1980s, and the median living area sits right around 1,072 square feet, so what you're buying is a well-defined product: compact single-family homes behind deed restrictions. With inventory this uniform, condition and updates do most of the heavy lifting on price. The $296,000 median and the $265.71 per-square-foot figure tell you the market values clean, move-in-ready examples.

The posture right now is genuinely balanced - 4.2 months of supply and a heat score of 61 - but the median days on market is just 11, which says well-priced homes still move fast. That combination rewards a seller who prices to the recent comps instead of chasing the 27.3% year-over-year jump, and it gives a buyer real room to inspect and negotiate rather than waive everything in a panic. The small active count, six listings, means a mispriced home sticks out quickly in both directions.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Lake St George South Housing Pulse · Momentum Research · as of September 20, 2026

Lake St George South right now

🟡 Balanced market. 4.2 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (9 active and pending listings, 3 closed sales in 12 months).

🟢 Still climbing. The trailing-12-month median ($296K) is up 27.3% from the prior 12 months ($232K) and up 475% since 2012. With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Lake St George South market snapshot (as of September 20, 2026): the median sale price is about $296K ($266 per sq ft over the trailing 12 months of closed sales), a median 11 days on market for closed sales, and 4.2 months of supply, a balanced market. The trailing-12-month median is up 27% from the prior 12 months and up 475% since 2012, computed from record-level Stellar MLS closed sales (3 closings in the current window).

In ZIP 34684 (Palm Harbor), 274 homes closed in the last 12 months at a median of $355K ($257/sq ft), down 4.6% year over year, with a median 40 days on market. Right now 65 active and 17 pending listings put supply at about 2.8 months - a healthy market. See the live ZIP 34684 housing market and the Pinellas County market.

County records show 3 qualified sales in Lake St George South across 2024 - 2024, median $340,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Lake St George South: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 94% sit outside the FEMA Special Flood Hazard Area (Zone X); 6% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.

Lake St George South is a community of 82 homes in Palm Harbor, Pinellas County, built between 1983 and 1988 (median 1984.0), with a median living area of about 1,072 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Lake St George South is a small, mid-1980s deed-restricted pocket of Palm Harbor in Pinellas County - 82 homes total, compact in size, and with about two-thirds carrying homestead status, it reads as an owner-occupied enclave rather than an investor churn.

Best for

  • Buying to hold in a small, owner-occupied Palm Harbor enclave
  • Buyers who want a manageable, compact single-family home with a defined renovation scope
  • Buyers comfortable moving decisively when a well-priced home hits an 11-day market

Probably not for

  • Needing a large floor plan well above the ~1,072-square-foot norm here
  • Wanting community pools, clubhouses, or resort-style amenities
  • Expecting a wide selection - inventory is routinely just a few homes at a time

Windows contain 0 to 10 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Up 27.3% year over year; up 475% since 2012.
Every sale since 2004 · price vs size
$0$100K$200K$300K1k2k
64 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$30020122014201620182020202220242026
Up from $65 in 2012 to a $317 peak in 2023; $266 now.
Median days on market · closed sales
05010020122014201620182020202220242026
4 days at the 2022 low; 11 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
98.6% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 10 a year; 3 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201420162026
69 at the 2014 peak, 22 in the troughs, 61 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,364/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Lake St George South Market Scorecard

Balanced

Lake St George South is currently a balanced market. About 4.0 months of supply, a median asking price of $332,500, and homes go under contract in about 102 days.

4.0
Months supply
$332,500
Median list
$246,000
Median sold
$314
Per sqft
102
Days on mkt
5/2/15
Active/Pend/Sold

Typical home value in the 34684 ZIP is $320,251, about 6.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Sutherland Elementary SchoolFLDOE grade A · Elementary
  • Palm Harbor Middle SchoolFLDOE grade A · Middle
  • Palm Harbor University High SchoolFLDOE grade A · High

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake St George South address.

If we were buying in Lake St George South today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake St George South.

Best Buy
Buyers who want a compact, deed-restricted Palm Harbor home and plan to hold it.
Biggest Risk
A thin comp set - six active listings and 82 homes total - can make pricing volatile.
Sweet Spot
An updated mid-1980s home priced near the $296,000 median moves fast.
Avoid If
You need large square footage or resort-style community amenities.

A small, uniform inventory

The defining fact of this community is scale. With only 82 homes and typically a handful active at any time, comps are both easy to read and easy to distort - one updated or one dated sale can swing the perceived market. Buyers should treat each active listing on its own merits and lean on condition rather than assuming a floor or ceiling. The homes themselves are consistent: built between 1983 and 1988, generally modest in footprint around 1,072 square feet, which keeps carrying costs and renovation scope manageable.

Appreciation has been steep over the long arc - up 475% since 2012 - and 27.3% over the past year, but those are rear-view numbers, not promises. Deed restrictions are the lone reported amenity, so verify the current rules and any fees directly with the HOA before you write an offer. There is no community pool or clubhouse in the facts; this is a quiet residential grid, and that is the point.

“

The location and the amenities are priced into every listing in Lake St George South. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.3A- · Buy Score
Long-Term Appreciation10.0/10
Recent Direction10.0/10
Liquidity & Demand5.8/10
Owner Commitment6.6/10
Pricing Power9.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (8.3). Basis: Long-Term Appreciation +475% since 2012; Recent Direction +27.3% year-over-year; Liquidity & Demand 4.2 months of supply; Owner Commitment 66% owner-occupied; Pricing Power 98.6% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a community this small, a single comp can make or break your number, so the analysis has to be hands-on. We price against the handful of truly relevant sales, weight for condition and updates honestly, and tell you plainly when an active listing is reaching. For sellers, that means hitting the market at a number that captures the 11-day pace instead of stalling out; for buyers, it means knowing where there's actually room to negotiate in a balanced market.

Lake St George South in 15 seconds.

Best forBuyers who want a compact, deed-restricted Palm Harbor home and plan to hold it.
Biggest advantageA balanced market with real negotiating room but quick absorption on well-priced homes.
Biggest riskA thin comp set - six active listings and 82 homes total - can make pricing volatile.
Sweet spotAn updated mid-1980s home priced near the $296,000 median moves fast.
Avoid ifYou need large square footage or resort-style community amenities.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake St George South sales matched to your home.

What is your Lake St George South home worth?

Get a no-obligation home value based on real comparable sales in Lake St George South, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Lake St George South

Homes in Lake St George South that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.

Lake St George South key facts
LocationPalm Harbor, Pinellas County, FL · ZIP 34684
Homes in the community70 (FL DOR 2025 assessment roll)
Years built1983–1988 (median 1984.0)
Typical living area1,002 sq ft (median)
Home types (current listings and sales)single-family 79%, villas 16%, townhouses 5%
Amenities listed by sellersDeed Restrictions, None, Playground, Secured Garage/Parking, Tennis Court(s)
For sale right now5 active, 2 pending · median asking $332,500 · 4.0 months of supply
Owner-occupied (homestead) share64%
Zoned public schoolsSutherland Elementary School (A, FLDOE 2025-26); Palm Harbor Middle School (A, FLDOE 2025-26); Palm Harbor University High School (A, FLDOE 2025-26)

Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2024; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake St George South key facts,” movewithmomentum.com/neighborhoods/lake-st-george-south, data as of November 13, 2026.

Housing distress & ownership in Lake St George South, Palm Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-11-04)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.

Just listed in Lake St George South

The newest homes for sale in Lake St George South right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

What it really costs to own in Lake St George South

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMLS listings here mostly enter dues as billed annually, but the median entry is only $104/year across 20 listings (2026-11-13), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues.
Home and flood insuranceThe average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 17 listing addresses checked against the FEMA flood map, 94% sit outside the high-risk zone and 6% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 1984 across 19 listings. An original roof here would be about 42 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Lake St George South

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Lake St George South

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake St George South will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Lake St George South?
The median sale price in Lake St George South was $296K over the 12 months ending September 20, 2026 (3 closed sales, Stellar MLS).
How long do homes in Lake St George South take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 11 days on market (3 sales, Stellar MLS).
Is Lake St George South a buyer's or seller's market right now?
As of September 20, 2026, Lake St George South is roughly balanced: 4.2 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Lake St George South?
The Florida DOR 2025 assessment roll shows 82 homes in Lake St George South (public records).
What share of Lake St George South is owner-occupied?
66% of Lake St George South parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake St George South built?
Homes in Lake St George South were built between 1983 and 1988, with a median year built of 1984.0 (FL DOR 2025 roll).
Have Lake St George South home prices gone up?
The trailing-12-month median is up 475% since 2012, from $52K to $296K (Stellar MLS closed records).
What schools serve Lake St George South?
Lake St George South is served by Pinellas County Public Schools, typically Sutherland Elementary School, Palm Harbor Middle School and Palm Harbor University High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Lake St George South?
The best agent for Lake St George South is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake St George South.
How do I find a top Palm Harbor real estate agent who knows Lake St George South?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake St George South and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Lake St George South?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake St George South purchase or sale - no call center and no pressure.
Where is Lake St George South, and what county is it in?
Lake St George South is in Palm Harbor, Pinellas County, FL, ZIP 34684.
Is Lake St George South in a flood zone?
Partly. Of 17 homes we sampled in Lake St George South, 94% sit outside a FEMA Special Flood Hazard Area (Zone X) and 6% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Lake St George South a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Lake St George South: the assessment roll counts 70 homes, 64% of them homesteaded (owner-occupied); listings report Sutherland Elementary School (A), Palm Harbor Middle School (A), Palm Harbor University High School (A) as the zoned schools, with FLDOE grades for 2025-26; supply is 4.5 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.
Buying to hold in a small, owner-occupied Palm Harbor enclaveExcellent fit
Buyers who want a manageable, compact single-family home with a defined renovation scopeExcellent fit
Buyers comfortable moving decisively when a well-priced home hits an 11-day marketExcellent fit
Needing a large floor plan well above the ~1,072-square-foot norm hereProbably not
Wanting community pools, clubhouses, or resort-style amenitiesProbably not
Expecting a wide selection - inventory is routinely just a few homes at a timeProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 3, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 34684))
Under-contract sharesStellar MLS records, as of 2026-09-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (64 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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