Deep Spring
Homes for Sale in Palm Harbor, FL
All 583 homes for sale in Palm Harbor, FL · median $379,900 · 223 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $515,000, $302 per square foot, a median 4 days on market, sellers accepting 100% of original asking (+8% versus the prior year). Homes listed or recently sold were built 1990 - 1991; 8 of 8 report an HOA (median $80/mo); none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 60 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $9,980 ($9,170 with the full homestead exemption).
Last 30 days in Deep Spring: 2 closed sales (median $494,950). As of October 20, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Deep Spring right now
🟡 Still climbing. The trailing-12-month median ($515K) is up 7.5% from the prior 12 months ($479K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Deep Spring market snapshot (as of September 20, 2026): the median sale price is about $515K ($302 per sq ft over the trailing 12 months of closed sales), and a median 5 days on market for closed sales. The trailing-12-month median is up 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).
In ZIP 34684 (Palm Harbor), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months - a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
Deep Spring is a community of 81 homes in Palm Harbor, Pinellas County, built between 1990 and 1992 (median 1991), with a median living area of about 1,926 square feet. 91% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Deep Spring. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Deep Spring
Deep Spring
Deep Spring
Deep Spring
Deep Spring
Deep Spring
Deep Spring
Deep SpringPhotos from Stellar MLS listings in Deep Spring; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($515K) IS the median in the snapshot above, and the move from 2025 ($479K) IS the +7.5% one-year change.
Windows contain 0 to 10 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
21% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Deep Spring Market Scorecard
Deep Spring is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Deep Spring on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Deep Spring
- Playground · reported on 5 of 5 listings
- Park · reported on 4 of 5 listings
- Deed Restrictions · reported on 2 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Deep Spring buying strategy.
If we were buying in Deep Spring today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deep Spring.
A closer look at the Deep Spring market
At a median of $302 per square foot, Deep Spring prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 8% year over year. Homes that do trade take a median 5 days on market, useful leverage on any listing that has lingered.
The housing stock is 81 homes built between 1990 and 1992, and 91% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Deep Spring. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Deep Spring buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.9). Basis: Recent Direction +7.5% year-over-year; Owner Commitment 91% owner-occupied; Pricing Power 99.5% sale-to-list. Refreshed with each data update.
What it really costs to own in Deep Spring
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $80/month across 8 MLS listings (most billed quarterly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1990 across 8 listings. An original roof here would be about 36 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Deep Spring
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Deep Spring
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Deep Spring will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $80/month (about $962/yr) · median of 8 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $80 per month ($962 a year) - the median AssociationFee across 8 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Deep Spring buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deep Spring sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Deep Spring, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Deep Spring home worth?
Get a no-obligation home value based on real comparable sales in Deep Spring, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Recently off market in Deep Spring
Homes in Deep Spring that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 2924 Penridge Drive · off market
- 970 Valley View Circle · off market
| Location | Palm Harbor, Pinellas County, FL · ZIP 34684 |
|---|---|
| Homes in the community | 81 (FL DOR 2025 assessment roll) |
| Years built | 1990–1992 (median 1991) |
| Typical living area | 1,926 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Park, Deed Restrictions |
| Sale prices, last 12 months | $515,000 median across 6 closed sales · $302 per sq ft · +7.5% vs the prior 12 months |
| Days on market (closed sales) | 4 median |
| For sale right now | 0 active, 2 pending |
| Owner-occupied (homestead) share | 91% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Deep Spring key facts,” movewithmomentum.com/neighborhoods/deep-spring-palm-harbor, data as of September 20, 2026.
Housing distress & ownership in Deep Spring, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Recently sold in Deep Spring Palm Harbor
- 970 Valley View Circle · sold $499,900
- 2924 Penridge Drive · sold $490,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Palm Harbor home searches
- All homes for sale in Palm Harbor, FL
- Homes for sale in Pinellas County, FL
- Palm Harbor pool homes for sale
- Palm Harbor waterfront homes for sale
- Gated communities in Palm Harbor
- Palm Harbor golf course homes
- Homes under $300K in Palm Harbor
- Homes from $300K to $500K in Palm Harbor
- 4-bedroom homes for sale in Palm Harbor
- Palm Harbor home values: what is my house worth?
Palm Harbor guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Pinellas County)
- Homestead exemption (Pinellas County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Palm Harbor? Join Momentum in Palm Harbor: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Valley View Circle (19 homes on record)
- Valley View Circle (8 homes on record)
Frequently Asked Questions
What is the median home price in Deep Spring?
How long do homes in Deep Spring take to sell?
How many homes are in Deep Spring?
What share of Deep Spring is owner-occupied?
When were the homes in Deep Spring built?
Who is the best real estate agent for Deep Spring?
How do I find a top Palm Harbor real estate agent who knows Deep Spring?
Can Momentum Realty connect me with an agent for Deep Spring?
Where is Deep Spring, and what county is it in?
Is Deep Spring a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34684)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (60 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Deep Spring fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Deep Spring
- Home values · What homes in Deep Spring actually sell for
Schools serving nearby communities
We do not have a confirmed school assignment for Deep Spring. These are the public schools most often assigned to other communities in ZIP 34684; zones change and vary by address, so confirm with the district before you buy.
- Palm Harbor University High School · Public · FLDOE grade A (assigned to 3 nearby communities)
- Highland Lakes Elementary · Public · FLDOE grade B (assigned to 2 nearby communities)
- Sutherland Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Shop the zone: Homes zoned for Countryside High-Pn High School
Nearby Communities
Explore more neighborhoods near Deep Spring with Momentum Realty’s local guides.