Deep Spring in Palm Harbor

Deep Spring
Homes for Sale in Palm Harbor, FL

All 545 homes for sale in PALM HARBOR, FL · median $375,500 · 214 homes for sale in 34684 · Pinellas County homes for sale

Community in Palm Harbor · Pinellas County · ZIP 34684
81 homesBuilt 1990–1992Median sale $515K
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Live Market Pulse
71/100
Market Heat
Hotter than normal
2015 → 2026 · 72 at the 2023 peak
0 is Deep Spring's coldest market since 2015, 100 its hottest. Today: 71. How it's scored
Built fromLive Stellar MLS data21 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $515,000, $302 per square foot, a median 4 days on market, sellers accepting 100% of original asking (+8% versus the prior year). Homes listed or recently sold were built 1990 - 1991; 8 of 8 report an HOA (median $80/mo); none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 60 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $9,980 ($9,170 with the full homestead exemption).

Deep Spring key facts
LocationPALM HARBOR, Pinellas County, FL · ZIP 34684
Homes in the community81 (FL DOR 2025 assessment roll)
Years built1990–1992 (median 1991)
Typical living area1,926 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersPlayground, Park, Deed Restrictions
Sale prices, last 12 months$515,000 median across 6 closed sales · $302 per sq ft · +7.5% vs the prior 12 months
Days on market (closed sales)4 median
For sale right now0 active, 2 pending
Owner-occupied (homestead) share91%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Deep Spring key facts,” movewithmomentum.com/neighborhoods/deep-spring-palm-harbor, data as of September 20, 2026.

Last 30 days in Deep Spring: 1 under contract right now, 1 closed sale (median $490,000). As of October 4, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Deep Spring Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$515K ▲
Median sold · 12 mo
up 7.5% vs the prior 12 months
+7.5% ▲
1-yr price change
n = 6 and 3 sales in the two windows
$302/sf
Sold $/sqft · 12 mo
peak $303 in 2023
99.5%
Sale vs ask
Tempo
5days
Median DOM · closed
3 days at the 2022 low
100%
Under contract
Pinellas: 20% (1,627 of 8,166)
0 · 2
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
91%
Owner-occupied · Deep Spring
74 of 81 parcels homesteaded (FL DOR 2025)
9%
Non-owner-occupied · Deep Spring
incl. 4% trust or LLC-held · 0% out-of-state
81
Homes in the community
81 residential parcels (FL DOR 2025)
Track record · 21 years of records
Est. 1990
Community established
homes built 1990-1992, median 1991 (FL DOR 2025)
1,666sqft
Median sold home size
12-mo windows, closed sales
7.4%/yr
Turnover rate
about 6 of 81 homes trade a year
Deep Spring Housing Pulse · Momentum Research · as of September 20, 2026

Deep Spring right now

🟡 Still climbing. The trailing-12-month median ($515K) is up 7.5% from the prior 12 months ($479K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 4, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Deep Spring market snapshot (as of September 20, 2026): the median sale price is about $515K ($302 per sq ft over the trailing 12 months of closed sales), and a median 5 days on market for closed sales. The trailing-12-month median is up 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (6 closings in the current window).

In ZIP 34684 (PALM HARBOR), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months - a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.

Deep Spring is a community of 81 homes in Palm Harbor, Pinellas County, built between 1990 and 1992 (median 1991), with a median living area of about 1,926 square feet. 91% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 10 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K$500K20122014201620182020202220242026
Up 7.5% year over year.
Every sale since 2005 · price vs size
$0$200K$400K$600K2k2k2k
60 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$200$30020122014201620182020202220242026
Up from $148 in 2012 to a $303 peak in 2023; $302 now.
Median days on market · closed sales
025507520122014201620182020202220242026
3 days at the 2022 low; 5 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
99.5% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 10 a year; 6 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182026
72 at the 2023 peak, 21 in the troughs, 71 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,315/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

24% of homes for sale in ZIP 34684 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).

Deep Spring Market Scorecard

Balanced

Deep Spring is currently a balanced market..

$515,000
Median sold
0/1/7
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Deep Spring, PALM HARBOR

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
14.29%
1 of 7 listings · auction 1
Distress share trend - 14.29% now (2026-08-10 → 2026-09-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Deep Spring

Live MLS inventory for Deep Spring. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Deep Spring listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Tap any home to ask about it.

Every Home for Sale in Deep Spring Palm Harbor Right Now (1)

All 1 active and pending Deep Spring Palm Harbor listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 970 Valley View Circle · $499,900 · 4 bd / 2 ba · pending · listed Jul 27, 2026 · listed by Tropical Life Realty, Inc.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Lake St George Elementary-PN · Elementary
  • Palm Harbor Middle-PN · Middle
  • Countryside High-PN · High

Zoned schools reflect the assignments reported on recent Deep Spring listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Deep Spring address.

If we were buying in Deep Spring today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deep Spring.

A closer look at the Deep Spring market

At a median of $302 per square foot, Deep Spring prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The trailing-12-month median up 8% year over year. Homes that do trade take a median 5 days on market, useful leverage on any listing that has lingered.

The housing stock is 81 homes built between 1990 and 1992, and 91% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Deep Spring. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
8.9A- · Buy Score
Recent Direction7.9/10
Owner Commitment9.1/10
Pricing Power9.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.9). Basis: Recent Direction +7.5% year-over-year; Owner Commitment 91% owner-occupied; Pricing Power 99.5% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Deep Spring homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Deep Spring.
In short
  • HOA dues reported around $65/month (about $780/yr) · median of 142 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $65 per month ($780 a year) - the median AssociationFee across 142 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deep Spring sales matched to your home.

What is your Deep Spring home worth?

Get a no-obligation home value based on real comparable sales in Deep Spring, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Deep Spring

Homes in Deep Spring that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Deep Spring?
The median sale price in Deep Spring was $515K over the 12 months ending September 20, 2026 (6 closed sales, Stellar MLS).
How long do homes in Deep Spring take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 5 days on market (6 sales, Stellar MLS).
How many homes are in Deep Spring?
The Florida DOR 2025 assessment roll shows 81 homes in Deep Spring (public records).
What share of Deep Spring is owner-occupied?
91% of Deep Spring parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Deep Spring built?
Homes in Deep Spring were built between 1990 and 1992, with a median year built of 1991 (FL DOR 2025 roll).
Who is the best real estate agent for Deep Spring?
The best agent for Deep Spring is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Deep Spring.
How do I find a top Palm Harbor real estate agent who knows Deep Spring?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Deep Spring and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Deep Spring?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Deep Spring purchase or sale - no call center and no pressure.
Where is Deep Spring, and what county is it in?
Deep Spring is in PALM HARBOR, Pinellas County, FL, ZIP 34684.
Is Deep Spring a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Deep Spring: the median sale price over the last 12 months was $515K (6 sales), 41% above the PALM HARBOR median of $365K; homes took a median 4 days to go under contract; the assessment roll counts 81 homes, 91% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34684))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (60 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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More on Deep Spring

Thinking of selling in Deep Spring? 6 recorded closings; median 4 days on market (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Deep Spring with Momentum Realty’s local guides.

Curlew Groves0.2 mi away · median $385K, 8 sales/12 moCGCurlew Groves0.2 mi away · 238 homes, built 1973–07ATAspen Trails0.3 mi awayCurlew City Clearwater0.4 mi away · median $368K, 6 sales/12 moLake St George South0.4 mi away · median $296K, 3 sales/12 moLSLake St George South0.4 mi away · 399 homes, built 1956–14LSLake St George South0.4 mi away · 164 homes, built 1983–84Hidden Grove0.4 mi away · median $450K, 7 sales/12 mo

Browse all neighborhood guides →

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