Lake St. George
Homes for Sale in Palm Harbor, FL

Lake St George is an established, deed-restricted Palm Harbor community where roughly seven in ten homes carry a homestead exemption, pointing to a base of long-held ownership rather than frequent turnover. That stability, combined with a shared clubhouse and recreation amenities, keeps the community's identity consistent even as individual homes have been updated or expanded over the decades.

Stellar MLS sales records identify 299 homes in Lake St. George that have changed hands since 2004, built between 1979 and 2013 (median 1982), with a median living area of about 1,199 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Lake St. George: of 17 listing addresses checked against the FEMA National Flood Hazard Layer, 94% sit outside the FEMA Special Flood Hazard Area (Zone X); 6% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Lake St. George is a small community — 16 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.

In ZIP 34684, 275 homes are on the market and 22% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,999 homes are active and 1,872 pending (21% under contract).

Homes here are single family residence.

In ZIP 34684 (Palm Harbor), 621 homes closed in the last 12 months at a median of $350K ($256/sq ft), down 2.8% year over year, with a median 46 days on market. Right now 124 active and 33 pending listings put supply at about 4.2 months - a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Lake St. George specifically. Momentum Research analysis of MLS records.

• Lake St George Elementary-PN · Elementary
• Palm Harbor Middle-PN · Middle
• Countryside High-PN · High

Zoned schools reflect the assignments reported on recent Lake St. George listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake St. George address.

The homestead share here - about 71.6% - is one of the more telling numbers in this snapshot. It suggests a community where owners tend to settle in rather than cycle through, which helps explain why active inventory is so thin: three listings across 516 homes is a fraction of a percent of the community on the market at any given time.

Amenities lean toward day-to-day use over resort-style extras: a pool, tennis and pickleball courts, a playground, basketball court, and an owned recreation facility with a clubhouse, all under deed restrictions. The construction span - 1956 through 2014, median 1982 - means buyers should expect a mix of original systems and renovated homes rather than a uniform build era, so a home inspection matters more here than the community's overall age might suggest.

When a community is down to three active listings, timing and access matter more than negotiating leverage. Momentum tracks Lake St George's listing activity closely so buyers can move quickly when something comes up, and sellers can price with an accurate read on just how tight current supply is.

Listings in this community report association dues of about $39 per month ($468 a year) - the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed twice a year. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.