Lake St. George in Palm Harbor

Lake St. George
Homes for Sale in Palm Harbor, FL

Community in Palm Harbor · Pinellas County · ZIP 34684
153 homesBuilt 1979–2013
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Built fromLive Stellar MLS data20 years of closingsFL DOR public recordsUpdated twice daily
Live · Lake St. George Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
2.4mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Pinellas: 21% (1,872 of 8,871)
3 · 3
For sale · pending
live counts, refreshed twice daily
Ownership and context
74%
Owner-occupied · Lake St. George
114 of 153 parcels homesteaded (FL DOR 2025)
26%
Non-owner-occupied · Lake St. George
incl. 8% trust or LLC-held · 6% out-of-state
153
Homes in the community
153 residential parcels (FL DOR 2025)
Track record · 20 years of records
Est. 1979
Community established
homes built 1979-2013, median 1981 (FL DOR 2025)
0
Failed listings · 2021
peaked at 5 in 2021
Jon Brooks, founder of Momentum Realty
Jon's Current Read

With only three active listings against 516 homes and 2.4 months of supply, Lake St George is trading in classic seller-leaning conditions right now. That kind of scarcity means pricing gets set by whichever seller is willing to list, not by a broad pool of comparable homes competing for attention.

The community's age spread — homes built between 1956 and 2014, with a median year built of 1982 — means condition and updates will do most of the work in differentiating one listing from another. A well-maintained interior on a modest 1,415-square-foot median footprint can outperform a larger but dated one, especially when buyers have so few options to compare against.

Lake St. George Housing Pulse · Momentum Research · as of August 2, 2026

Lake St. George right now

🔴 Seller-leaning market. 2.4 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Medium (6 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Lake St George is an established, deed-restricted Palm Harbor community where roughly seven in ten homes carry a homestead exemption, pointing to a base of long-held ownership rather than frequent turnover. That stability, combined with a shared clubhouse and recreation amenities, keeps the community's identity consistent even as individual homes have been updated or expanded over the decades.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a moderate-sized home (around the 1,415-square-foot median) in an established, amenity-supported setting.
  • Someone comfortable moving decisively when one of a very small number of listings hits the market.
  • A buyer planning to hold long-term, matching the pattern suggested by the community's high homestead share.

Probably not for

  • A buyer who wants to compare several active listings side by side before committing.
  • Someone seeking new or near-new construction — the median build year here is 1982.
  • A buyer expecting to negotiate hard in a market currently running seller-leaning with 2.4 months of supply.

The market around Lake St. George

Lake St. George is a small community — 16 recorded sales on file, most recently in 2021 — too few for its own price trend. Here is the market around it.

In ZIP 34684, 275 homes are on the market and 22% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,999 homes are active and 1,872 pending (21% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Lake St. George specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Lake St. George, Palm Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 37 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-08-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Lake St. George

Live MLS inventory for Lake St. George. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Lake St. George listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2012. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Lake St George Elementary-PN · Elementary
  • Palm Harbor Middle-PN · Middle
  • Countryside High-PN · High

Zoned schools reflect the assignments reported on recent Lake St. George listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Lake St. George address.

If we were buying in Lake St. George today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake St. George.

Best Buy
Buyers who want an established, amenity-supported community and can move fast when a listing appears.
Biggest Risk
With only three active listings, buyers have very little to compare against, which raises the stakes on inspection and pricing judgment.
Sweet Spot
Homes that have been updated relative to their 1982 median build year tend to stand out fastest in a market this thin.
Avoid If
Skip this one if you need a large selection of homes to compare before deciding — inventory won't support that search right now.

A community built for staying put

The homestead share here — about 71.6% — is one of the more telling numbers in this snapshot. It suggests a community where owners tend to settle in rather than cycle through, which helps explain why active inventory is so thin: three listings across 516 homes is a fraction of a percent of the community on the market at any given time.

Amenities lean toward day-to-day use over resort-style extras: a pool, tennis and pickleball courts, a playground, basketball court, and an owned recreation facility with a clubhouse, all under deed restrictions. The construction span — 1956 through 2014, median 1982 — means buyers should expect a mix of original systems and renovated homes rather than a uniform build era, so a home inspection matters more here than the community's overall age might suggest.

The location and the amenities are priced into every listing in Lake St. George. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community is down to three active listings, timing and access matter more than negotiating leverage. Momentum tracks Lake St George's listing activity closely so buyers can move quickly when something comes up, and sellers can price with an accurate read on just how tight current supply is.

Lake St. George in 15 seconds.

Best forBuyers who want an established, amenity-supported community and can move fast when a listing appears.
Biggest advantageDeed-restricted amenities — pool, courts, clubhouse — are already in place and shared, not something a buyer has to build or fund separately.
Biggest riskWith only three active listings, buyers have very little to compare against, which raises the stakes on inspection and pricing judgment.
Sweet spotHomes that have been updated relative to their 1982 median build year tend to stand out fastest in a market this thin.
Avoid ifSkip this one if you need a large selection of homes to compare before deciding — inventory won't support that search right now.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake St. George sales matched to your home.

What is your Lake St. George home worth?

Get a no-obligation home value based on real comparable sales in Lake St. George, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake St. George on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

Is Lake St. George a buyer's or seller's market right now?
As of August 2, 2026, Lake St. George leans toward sellers: 2.4 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Lake St. George?
The Florida DOR 2025 assessment roll shows 153 homes in Lake St. George (public records).
What share of Lake St. George is owner-occupied?
74% of Lake St. George parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake St. George built?
Homes in Lake St. George were built between 1979 and 2013, with a median year built of 1981 (FL DOR 2025 roll).
Who is the best real estate agent for Lake St. George?
The best agent for Lake St. George is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake St. George.
How do I find a top Palm Harbor real estate agent who knows Lake St. George?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake St. George and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Lake St. George?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake St. George purchase or sale - no call center and no pressure.
A buyer targeting a moderate-sized home (around the 1,415-square-foot median) in an established, amenity-supported setting.Excellent fit
Someone comfortable moving decisively when one of a very small number of listings hits the market.Excellent fit
A buyer planning to hold long-term, matching the pattern suggested by the community's high homestead share.Excellent fit
A buyer who wants to compare several active listings side by side before committing.Probably not
Someone seeking new or near-new construction — the median build year here is 1982.Probably not
A buyer expecting to negotiate hard in a market currently running seller-leaning with 2.4 months of supply.Probably not

Nearby Communities

Explore more neighborhoods near Lake St. George with Momentum Realty’s local guides.

Lake Valencia Palm Harbor0.3 mi awayLake Valencia0.3 mi awayLake St George South0.5 mi awayHidden Grove Sub0.6 mi awayWedge Wood Of Palm Harbor0.6 mi awayStrathmore Gate East Palm Harbor0.6 mi awayLake Pointe At Countryside Palm Harbor0.7 mi awayRustic Oaks Palm Harbor0.7 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (5 streets, ZIP 34684))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2006 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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