Live Oak Harbor
Homes for Sale in Freeport, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Live Oak Harbor in Freeport, FL has 1 home for sale. As of September 2026, the MLS records 1 closed sale in Live Oak Harbor in Freeport, FL, the most recent in January 2025.
Live Oak Harbor in Freeport shows a single active listing as of July 2026, so there is no meaningful supply from which to read a trend. With one home on the market, price here is set by that individual property's condition, lot, and how the seller reads demand — not by any community-wide pattern you can lean on.
For a buyer, that means the one available home is either your only shot or nothing at all, and you should judge it on its own merits rather than against comparable listings inside the community. For a seller, thin inventory can cut both ways: less visible competition, but also fewer recent sales to anchor an asking price. Expect to price off broader Freeport and Walton County activity.
The 60-Second Overview
Live Oak Harbor is a small Freeport community in Walton County currently showing just one active MLS listing, which makes it a spot to watch a specific home rather than a broad market.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Live Oak Harbor is best for.
Best for
- Buyers committed to the Freeport area who are ready to move on the one home available
- Buyers who value an inland, lower-density setting away from the coastal corridor
- Sellers who want to test thin competition and will price off wider Walton County comparables
Probably not for
- Buyers who need several listings to compare before committing
- Buyers who require built-in community amenities like a pool or clubhouse
- Buyers who want the walkability and services of a coastal beach community
LIVE OAK HARBOR Market Scorecard
LIVE OAK HARBOR is currently a thin data market. Limited supply, a median asking price of $399,900, and homes go under contract in about 25 days.
Typical home value in the 32439 ZIP is $391,682, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Live Oak Harbor
Live MLS inventory for Live Oak Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Live Oak Harbor listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Freeport · Elementary
- Freeport · Middle
- Freeport · High
Zoned schools reflect the assignments reported on recent Live Oak Harbor listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Live Oak Harbor address.
The Live Oak Harbor buying strategy.
If we were buying in Live Oak Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Live Oak Harbor.
A one-listing read
With a single active listing and no community amenities identified in current MLS data, the analysis here is about the individual property, not a subdivision story. There is no pool, clubhouse, or shared feature surfacing in the listings to factor into value, so the home's own condition, lot, and finishes carry the weight.
Freeport sits inland in Walton County, off the coastal corridor, which typically means more land and a quieter setting than the beach communities to the south. If you are considering Live Oak Harbor, treat it as a case-by-case decision and pull current Freeport-area comparables to frame value, since the community itself offers too little inventory to do that internally.
The location and the amenities are priced into every listing in Live Oak Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has one listing, the right move is knowing whether it is fairly priced against the wider Freeport and Walton County market — and whether waiting for more inventory makes sense. We track that broader activity, run the comparables the community can't provide on its own, and will tell you plainly if the single available home is the wrong fit for your goals.
Live Oak Harbor in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Live Oak Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Live Oak Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Live Oak Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Live Oak Harbor home worth?
Get a no-obligation home value based on real comparable sales in Live Oak Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Live Oak Harbor on the map →
Should you buy in Live Oak Harbor?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Live Oak Harbor with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Freeport & Destin, Okaloosa & Walton (Emerald Coast) guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Destin, Okaloosa & Walton (Emerald Coast) or the full Neighborhood Finder.
See how LIVE OAK HARBOR fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.