Live Oak Harbor
Homes for Sale in Freeport, FL
All 373 homes for sale in Freeport, FL · median $426,028 · 374 homes for sale in 32439 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, the MLS records 2 closed sales in Live Oak Harbor in Freeport, FL since 2025, the most recent in September 2026. Across Freeport as a whole, 608 homes closed in the last 12 months at a median of $385,471, 71 median days on market, with 296 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,760 ($3,380 with the full homestead exemption).
| Location | Freeport, Walton County, FL · ZIP 32439 |
|---|---|
| Homes in the community | 45 (FL DOR 2025 assessment roll) |
| Years built | 2022–2023 (median 2022) |
| Typical living area | 2,542 sq ft (median) |
| Amenities listed by sellers | Marina, Waterfront |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 69% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “LIVE OAK HARBOR key facts,” movewithmomentum.com/neighborhoods/live-oak-harbor, data as of September 20, 2026.
Last 30 days in Live Oak Harbor: 1 closed sale (median $395,000). As of September 28, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Live Oak Harbor in Freeport shows a single active listing as of July 2026, so there is no meaningful supply from which to read a trend. With one home on the market, price here is set by that individual property's condition, lot, and how the seller reads demand — not by any community-wide pattern you can lean on.
For a buyer, that means the one available home is either your only shot or nothing at all, and you should judge it on its own merits rather than against comparable listings inside the community. For a seller, thin inventory can cut both ways: less visible competition, but also fewer recent sales to anchor an asking price. Expect to price off broader Freeport and Walton County activity.
Nearby homes for sale
No active listings inside LIVE OAK HARBOR right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Live Oak Harbor is a small Freeport community in Walton County currently showing just one active MLS listing, which makes it a spot to watch a specific home rather than a broad market.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Live Oak Harbor is best for.
Best for
- Buyers committed to the Freeport area who are ready to move on the one home available
- Buyers who value an inland, lower-density setting away from the coastal corridor
- Sellers who want to test thin competition and will price off wider Walton County comparables
Probably not for
- Buyers who need several listings to compare before committing
- Buyers who require built-in community amenities like a pool or clubhouse
- Buyers who want the walkability and services of a coastal beach community
The market around Live Oak Harbor
Live Oak Harbor is too small for its own price trend, so here is the market around it.
In ZIP 32439, 535 homes are on the market and 26% are under contract — a steady corner of Freeport.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32439 (Freeport), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Live Oak Harbor specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in LIVE OAK HARBOR, Freeport
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Live Oak Harbor buying strategy.
If we were buying in Live Oak Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Live Oak Harbor.
A one-listing read
With a single active listing and no community amenities identified in current MLS data, the analysis here is about the individual property, not a subdivision story. There is no pool, clubhouse, or shared feature surfacing in the listings to factor into value, so the home's own condition, lot, and finishes carry the weight.
Freeport sits inland in Walton County, off the coastal corridor, which typically means more land and a quieter setting than the beach communities to the south. If you are considering Live Oak Harbor, treat it as a case-by-case decision and pull current Freeport-area comparables to frame value, since the community itself offers too little inventory to do that internally.
The location and the amenities are priced into every listing in Live Oak Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has one listing, the right move is knowing whether it is fairly priced against the wider Freeport and Walton County market — and whether waiting for more inventory makes sense. We track that broader activity, run the comparables the community can't provide on its own, and will tell you plainly if the single available home is the wrong fit for your goals.
Live Oak Harbor in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Live Oak Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Live Oak Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Live Oak Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Live Oak Harbor home worth?
Get a no-obligation home value based on real comparable sales in Live Oak Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Freeport →
Recently off market in LIVE OAK HARBOR
Homes in LIVE OAK HARBOR that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 145 Beaver Trail Drive · off market
Frequently Asked Questions
How many homes are in Live Oak Harbor?
What share of Live Oak Harbor is owner-occupied?
When were the homes in Live Oak Harbor built?
Who is the best real estate agent for Live Oak Harbor?
How do I find a top Freeport real estate agent who knows Live Oak Harbor?
Can Momentum Realty connect me with an agent for Live Oak Harbor?
Where is Live Oak Harbor, and what county is it in?
Should you buy in Live Oak Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32439)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how LIVE OAK HARBOR fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Live Oak Harbor with Momentum Realty’s local guides.