Live Oak Harbour
Homes for Sale in Freeport, FL
All 379 homes for sale in Freeport, FL · median $428,000 · 340 homes for sale in 32439 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Live Oak Harbour in Freeport, FL has 1 home for sale. As of September 2026, the MLS records 60 closed sales in Live Oak Harbour in Freeport, FL since 2022, the most recent in January 2026. Across Freeport as a whole, 608 homes closed in the last 12 months at a median of $385,471, 71 median days on market, with 296 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,760 ($3,380 with the full homestead exemption).
| Location | Freeport, Walton County, FL · ZIP 32439, 32459 |
|---|---|
| Homes in the community | 67 (FL DOR 2025 assessment roll) |
| Years built | 2022–2023 (median 2022) |
| Typical living area | 2,542 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $359,900 · 12.0 months of supply |
| Owner-occupied (homestead) share | 73% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “LIVE OAK HARBOUR key facts,” movewithmomentum.com/neighborhoods/live-oak-harbour, data as of September 20, 2026.
Live Oak Harbour is a new-construction pocket in Freeport, with all 67 homes built in 2022 or 2023 and a median living area around 2,542 square feet. That uniformity is the story: you are pricing recent construction against recent construction, so the swing in value comes from condition, lot, finish level, and how a specific floor plan lives — not from age. The median year built of 2022 means almost nothing here is dated, and there is no meaningful renovation upside to hunt for.
Supply is extremely thin. With one active listing against 67 homes and a homestead share near 73%, most of this community is owner-occupied and off the market. For a seller, that scarcity is leverage as long as the home shows well. For a buyer, it means you may be waiting for the right unit rather than choosing among several — patience and pre-approval matter more than aggressive negotiating here.
Live Oak Harbour right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 28, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
This is a small, almost entirely built-out enclave of very recent homes in Freeport, with strong owner-occupancy and very little inventory moving at any given time.
Emerald Coast MLS sales records identify 53 homes in LIVE OAK HARBOUR that have changed hands since 2022, built between 2022 and 2022 (median 2022), with a median living area of about 2,209 sq ft and a typical 5-bedroom, 3-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in LIVE OAK HARBOUR across 2024–2025 (2 in 2024, 2 in 2025), median $380,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Live Oak Harbour is best for.
Best for
- Buyers who want a move-in-ready home built in the last few years with no deferred maintenance
- Owner-occupants planning to homestead and stay put in Freeport
- Patient buyers willing to wait for the right listing rather than settle
Probably not for
- Buyers who need resort-style or shared community amenities
- Value hunters looking for older homes with renovation upside
- Buyers who want several active listings to compare before committing
The market around Live Oak Harbour
Live Oak Harbour is too small for its own price trend, so here is the market around it.
In ZIP 32439, 535 homes are on the market and 26% are under contract — a steady corner of Freeport.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32439 (Freeport), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Live Oak Harbour specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in LIVE OAK HARBOUR, Freeport
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Live Oak Harbour
Live MLS inventory for Live Oak Harbour. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Live Oak Harbour listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Live Oak Harbour Right Now (1)
All 1 active and pending Live Oak Harbour listings with a detail page, newest first, refreshed twice a day from the MLS.
- 219 Beaver Trail Drive #Lot 19 · $359,900 · 4 bd / 2 ba · listed Jul 24, 2026 · listed by Coastal Premier Properties NWFL LLC
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Freeport · Elementary
- Freeport · Middle
- Freeport · High
Zoned schools reflect the assignments reported on recent Live Oak Harbour listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Live Oak Harbour address.
Shop the zone: Homes zoned for Freeport High School
The Live Oak Harbour buying strategy.
If we were buying in Live Oak Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Live Oak Harbour.
A new-build enclave with thin turnover
The defining features are age and scale. Everything dates to 2022–2023, and the median footprint sits just over 2,500 square feet, so the housing stock is consistent and current. There are no community amenities identified in the current MLS listings, so buy this community for the homes themselves and the Freeport location, not for shared facilities.
Because roughly three-quarters of the homes are homesteaded, turnover is low and listings surface infrequently. That tightens the data — with a single closing in the window and one active listing, any one sale carries outsized weight in the numbers. Treat pricing as condition-driven and evaluate each home on its own merits rather than assuming a broad market trend from a small sample.
The location and the amenities are priced into every listing in Live Oak Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small and this tightly held, the edge is knowing when a home is coming and reading a single listing against 67 near-identical peers. We track Live Oak Harbour closely enough to tell you whether a given price reflects finish and lot, or just the seller's optimism — and to move fast when the right home lands, because you may not get a second option for a while.
Live Oak Harbour in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Live Oak Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Live Oak Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Live Oak Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Live Oak Harbour home worth?
Get a no-obligation home value based on real comparable sales in Live Oak Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Freeport →
28% of homes for sale in ZIP 32439 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-24).
Frequently Asked Questions
Is Live Oak Harbour a buyer's or seller's market right now?
How many homes are in Live Oak Harbour?
What share of Live Oak Harbour is owner-occupied?
When were the homes in Live Oak Harbour built?
Who is the best real estate agent for Live Oak Harbour?
How do I find a top Freeport real estate agent who knows Live Oak Harbour?
Can Momentum Realty connect me with an agent for Live Oak Harbour?
Where is Live Oak Harbour, and what county is it in?
Should you buy in Live Oak Harbour?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32439/32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2022 (60 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how LIVE OAK HARBOUR fits the bigger picture — live prices, inventory, and Momentum Scores:
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