Magnolia Ridge
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Magnolia Ridge in Panama City, FL has 6 homes for sale and 9 pending, asking from $241,990 to $307,490 (median $264,990). Over the 12 months ending 2026-09-20, 33 recorded sales closed at a median of $285,000, a median 34 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2026–2026 with 15 new construction; 15 of 15 report an HOA (median $38/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 34 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,500 ($3,010 with the full homestead exemption).
| Location | Panama City, Bay County, FL · ZIP 32404 |
|---|---|
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $285,000 median across 33 closed sales |
| Days on market (closed sales) | 34 median |
| For sale right now | 6 active, 9 pending · median asking $264,990 |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Magnolia Ridge key facts,” movewithmomentum.com/neighborhoods/magnolia-ridge, data as of September 20, 2026.
Last 30 days in Magnolia Ridge: 6 new listings (median asking $264,990), 9 under contract right now. As of September 21, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Magnolia Ridge
Live MLS inventory for Magnolia Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Magnolia Ridge listings as of 2026-09-21, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Magnolia Ridge Right Now (15)
All 15 active and pending Magnolia Ridge listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3814 Alwyn Cashe Avenue Hs 23, Panama City, Fl 32404 · $307,490 · 3 bd / 2 ba · listed Sep 16, 2026 · listed by Lennar Realty Inc
- 3884 Wall Street Hs 79, Panama City, Fl 32404 · $241,990 · 3 bd / 2 ba · listed Sep 16, 2026 · listed by Lennar Realty Inc
- 3818 Alwyn Cashe Avenue Hs 22, Panama City, Fl 32404 · $328,490 · 4 bd / 2 ba · pending · listed Sep 11, 2026 · listed by Lennar Realty Inc
- 3856 Wall Street Hs 86, Panama City, Fl 32404 · $265,990 · 4 bd / 2 ba · pending · listed Sep 11, 2026 · listed by Lennar Realty Inc
- 3888 Wall Street Hs 78, Panama City, Fl 32404 · $269,990 · 4 bd / 2 ba · listed Sep 3, 2026 · listed by Lennar Realty Inc
- 3896 Wall Street Hs 76, Panama City, Fl 32404 · $255,490 · 3 bd / 2 ba · listed Sep 3, 2026 · listed by Lennar Realty Inc
- 3822 Alwyn Cashe Avenue Hs 21, Panama City, Fl 32404 · $302,490 · 4 bd / 2 ba · listed Aug 30, 2026 · listed by Lennar Realty Inc
- 3900 Wall Street Hs 75, Panama City, Fl 32404 · $259,990 · 3 bd / 2 ba · listed Aug 30, 2026 · listed by Lennar Realty Inc
- 3880 Wall Street Hs 80, Panama City, Fl 32404 · $243,340 · 3 bd / 2 ba · pending · listed Aug 27, 2026 · listed by Lennar Realty Inc
- 3826 Alwyn Cashe Avenue Hs 20, Panama City, Fl 32404 · $287,490 · 3 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Lennar Realty Inc
- 3821 Alwyn Cashe Avenue Hs 30, Panama City, Fl 32404 · $327,490 · 4 bd / 2 ba · pending · listed Aug 12, 2026 · listed by Lennar Realty Inc
- 3868 Wall Street Hs 83, Panama City, Fl 32404 · $239,990 · 3 bd / 2 ba · pending · listed Aug 10, 2026 · listed by Lennar Realty Inc
- 3830 Alwyn Cashe Avenue Hs 19, Panama City, Fl 32404 · $309,990 · 3 bd / 2 ba · pending · listed Aug 7, 2026 · listed by Lennar Realty Inc
- 3872 Wall Street Hs 82, Panama City, Fl 32404 · $261,990 · 4 bd / 2 ba · pending · listed Aug 5, 2026 · listed by Lennar Realty Inc
- 3809 Wall Street Hs 103, Panama City, Fl 32404 · $239,990 · 3 bd / 2 ba · pending · listed Aug 3, 2026 · listed by Lennar Realty Inc
Magnolia Ridge is a thin market right now, with a single active listing and a snapshot built on 22 closings. That kind of low inventory means the median price of $289,140 is a useful marker, but it is describing a small, condition-driven sample rather than a broad range of comparable homes.
With median days on market sitting just over 36, homes here are not moving instantly, but they are not sitting stale either. For a seller, that points to pricing the property on its own merits rather than leaning on neighborhood-wide comps. For a buyer, it means less competition for whatever does come up, but also less selection to compare against.
The 60-Second Overview
Magnolia Ridge market snapshot (as of September 20, 2026): the median sale price is about $285K, and a median 34 days on market for closed sales.
In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
CPAR sales records identify 39 homes in Magnolia Ridge that have changed hands since 2025, built between 2025 and 2026 (median 2026), with a median living area of about 1,744 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Magnolia Ridge sits in Panama City within Bay County, and the current MLS picture is defined more by scarcity than by pattern: one active listing and a modest closings sample set the tone for pricing here.
The setting & the homes.
Aerial and on-site photos of Magnolia Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Magnolia Ridge
Magnolia Ridge
Magnolia Ridge
Magnolia Ridge
Magnolia Ridge
Magnolia Ridge
Magnolia Ridge
Magnolia RidgePhotos from CPAR MLS listings in Magnolia Ridge; content deemed reliable but not guaranteed.
Who Magnolia Ridge is best for.
Best for
- A buyer with a specific property in mind who has already scoped Magnolia Ridge and is ready to move on a single opportunity
- A buyer comfortable evaluating a home largely on its own condition and merits rather than a wide set of comparables
- A seller in the community who wants to price against actual recent closings rather than guess at demand
Probably not for
- A buyer who wants several active listings to tour and compare before committing
- A buyer relying on a defined slate of community amenities as part of the decision
- A buyer who needs a fast, high-inventory turnaround timeline
Housing distress & ownership in Magnolia Ridge, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Magnolia Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Magnolia Ridge buying strategy.
If we were buying in Magnolia Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Magnolia Ridge.
A market with one data point on the shelf
With only one home currently listed, Magnolia Ridge is not a place to draw broad conclusions from a live inventory sweep. The median price of $289,140 reflects the closings that fed this snapshot, not a spread of active options a buyer can shop today. That is worth sitting with before assuming any particular home will trade near that number.
No community amenities are identified from the current MLS listings, which is common in areas without an active HOA data feed or shared clubhouse-style asset. It does not tell you what is or is not on the ground; it tells you that buyers and agents should verify amenities directly rather than assume based on the listing sheet.
The location and the amenities are priced into every listing in Magnolia Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the work is in verification, not volume: confirming what a single active listing is actually worth against real closed comparables, and not letting a small sample set pass for a trend. That is where a broker who reads the data before writing the offer earns their fee.
Magnolia Ridge in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $38/month (about $456/yr) · median of 142 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $38 per month ($456 a year) — the median AssociationFee across 142 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Magnolia Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Magnolia Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Magnolia Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Magnolia Ridge home worth?
Get a no-obligation home value based on real comparable sales in Magnolia Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Magnolia Ridge on the map →
Recently off market in Magnolia Ridge
Homes in Magnolia Ridge that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 14 on record.
- 3800 Wall Street Hs 100 · off market
- 3801 Wall Street Hs 101 · off market
- 3804 Wall Street Hs 99 · off market
- 3816 Wall Street Street Hs 96 · off market
- 3821 Alwyn Cashe Avenue 30 · off market
- 3821 Wall Street Hs 106 · off market
- 3825 Alwyn Cashe Avenue 31 · off market
- 3829 Alwyn Cashe Avenue 32 · off market
60% of homes for sale in Magnolia Ridge are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).
Frequently Asked Questions
What is the median home price in Magnolia Ridge?
How long do homes in Magnolia Ridge take to sell?
Who is the best real estate agent for Magnolia Ridge?
How do I find a top Panama City real estate agent who knows Magnolia Ridge?
Can Momentum Realty connect me with an agent for Magnolia Ridge?
Where is Magnolia Ridge, and what county is it in?
Should you buy in Magnolia Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 21, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2026 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Magnolia Ridge fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Magnolia Ridge with Momentum Realty’s local guides.