Game Farm
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 306 homes for sale in 32404 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Game Farm in Panama City, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 12 recorded sales closed at a median of $375,950, a median 229 days on market, sellers accepting 99% of original asking (-6% versus the prior year). Homes listed or recently sold were built 2026–2026 with 6 new construction; 6 of 6 report an HOA (median $62/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 32 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $4,620 ($4,130 with the full homestead exemption).
| Location | Panama City, Bay County, FL · ZIP 32404 |
|---|---|
| Homes in the community | 18 (FL DOR 2025 assessment roll) |
| Years built | 2024–2024 (median 2024) |
| Typical living area | 2,284 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $375,950 median across 12 closed sales · -6.0% vs the prior 12 months |
| Days on market (closed sales) | 229 median |
| For sale right now | 1 active, 3 pending · median asking $354,900 |
| Owner-occupied (homestead) share | 3% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Game Farm key facts,” movewithmomentum.com/neighborhoods/game-farm, data as of September 20, 2026.
Last 30 days in Game Farm: 2 new listings (median asking $387,900), 3 under contract right now. As of September 30, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Game Farm
Live MLS inventory for Game Farm. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Game Farm listings as of 2026-09-30, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Game Farm Right Now (6)
All 6 active and pending Game Farm listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2984 Lucky Farm Lane, Panama City, Fl 32404 · $435,900 · 4 bd / 3 ba · listed Sep 23, 2026 · listed by CENTURY 21 Commander Realty
- 3934 Red Deer Circle, Panama City, Fl 32404 · $339,900 · 3 bd / 2 ba · listed Sep 23, 2026 · listed by CENTURY 21 Commander Realty
- 3034 Lucky Farm Lane, Panama City, Fl 32404 · $429,900 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by CENTURY 21 Commander Realty
- 3949 Red Deer Circle, Panama City, Fl 32404 · $344,900 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by CENTURY 21 Commander Realty
- 3024 Lucky Farm Lane, Panama City, Fl 32404 · $339,900 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by CENTURY 21 Commander Realty
- 3945 Red Deer Circle, Panama City, Fl 32404 · $354,900 · 4 bd / 3 ba · listed Jul 5, 2026 · listed by CENTURY 21 Commander Realty
Game Farm's numbers point to a market that is moving slowly and pricing on a case-by-case basis. A median of $392,450 over the trailing 12 months sits alongside a median days-on-market north of four months, which tells you this is not a community where pricing errors get absorbed quickly. Buyers here have time, and sellers who price ahead of the market tend to sit.
The year-over-year figure is essentially flat, down just over one percent, which reads more as stabilization than a trend in either direction. With no amenities package identified in current MLS data, whatever is driving value here is the home itself: condition, lot, and layout, not a shared clubhouse or gate. That puts more weight on inspection and comparable-sales work than on marketing a lifestyle.
Game Farm right now
🟡 Off the recent peak. The trailing-12-month median ($376K) is down 6.0% from the prior 12 months ($400K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Medium (12 and 21 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 1, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Game Farm market snapshot (as of September 20, 2026): the median sale price is about $376K, and a median 229 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months, computed from record-level CPAR MLS closed sales (12 closings in the current window).
In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
County records show 13 qualified sales in Game Farm across 2024–2025 (4 in 2024, 9 in 2025), median $395,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Game Farm is a community of 18 homes in Panama City, Bay County, built between 2024 and 2024 (median 2024), with a median living area of about 2,284 square feet. 3% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Game Farm is a Panama City community in Bay County where current MLS data does not identify a shared amenity package, so pricing and pace are driven by individual homes rather than community features.
The setting & the homes.
Aerial and on-site photos of Game Farm. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Game Farm
Game Farm
Game Farm
Game Farm
Game Farm
Game FarmPhotos from CPAR MLS listings in Game Farm; content deemed reliable but not guaranteed.
Who Game Farm is best for.
Best for
- Buyers with flexible timelines who can wait through a longer marketing period to find the right property
- Buyers focused on the home itself, not a shared amenities package, who want to evaluate condition and value on individual merits
- Sellers willing to price to current comparable data rather than aspirational figures
Probably not for
- Buyers who need a quick close or are working against a tight relocation timeline
- Buyers specifically seeking a community with clubhouses, pools, or other shared amenities
- Sellers hoping to price ahead of a market that is currently flat to slightly softening
Housing distress & ownership in Game Farm, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Game Farm on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Game Farm buying strategy.
If we were buying in Game Farm today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Game Farm.
What the numbers actually say
A median days-on-market above four months is the single most important data point here. It signals a market where buyers are not rushing and where a home priced even modestly out of line will accumulate time on market rather than draw competing offers. For sellers, that means pricing to the current comparable set matters more than testing the top of the range.
The median price of $392,450 combined with a near-flat year-over-year change suggests a market that has found a level rather than one still correcting or accelerating. Without a documented amenities package, buyers should expect the value proposition to rest on the property itself, so a closer look at condition, recent updates, and lot specifics will tell you more than the community label will.
The location and the amenities are priced into every listing in Game Farm. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Game Farm buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.8). Basis: Recent Direction -6.0% year-over-year; Owner Commitment 3% owner-occupied; Pricing Power 99.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market moving this slowly, pricing strategy and patience matter more than volume of showings. We pull the current comparable set for Game Farm specifically, not a Panama City-wide average, so sellers price to what is actually closing and buyers know what a fair offer looks like before they write one.
Game Farm in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $62/month (about $744/yr) · median of 98 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $62 per month ($744 a year) — the median AssociationFee across 98 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Game Farm buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Game Farm sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Game Farm, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Game Farm home worth?
Get a no-obligation home value based on real comparable sales in Game Farm, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Recently off market in Game Farm
Homes in Game Farm that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 3817 Red Deer Circle · off market
- 3833 Red Deer Circle · off market
- 3872 Red Deer Circle · off market
26% of homes for sale in ZIP 32404 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
What is the median home price in Game Farm?
How long do homes in Game Farm take to sell?
How many homes are in Game Farm?
What share of Game Farm is owner-occupied?
When were the homes in Game Farm built?
Who is the best real estate agent for Game Farm?
How do I find a top Panama City real estate agent who knows Game Farm?
Can Momentum Realty connect me with an agent for Game Farm?
Where is Game Farm, and what county is it in?
Is Game Farm a good place to live?
Should you buy in Game Farm?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 30, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32404)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Game Farm fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Game Farm with Momentum Realty’s local guides.