Aerial view of Mat Ocean View

Mat Ocean View
Homes for Sale in Lower Matecumbe, FL

All 24 homes for sale in Lower Matecumbe, FL · median $3,999,999 · 28 homes for sale in 33036 · Monroe County homes for sale

Community in Lower Matecumbe · Monroe County · ZIP 33036
55 homesBuilt 1953–2022Median sale $1.62M
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Built fromLive Florida Keys MLS data19 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $1,618,750, a median 164 days on market, sellers accepting 91% of original asking. At the median price and Monroe County's FY2025-26 rate of 8.816 mills, annual property tax runs about $14,270 ($13,920 with the full homestead exemption).

MAT OCEAN VIEW key facts
LocationLower Matecumbe, Monroe County, FL · ZIP 33036
Homes in the community55 (FL DOR 2025 assessment roll)
Years built1953–2022 (median 1981)
Typical living area1,260 sq ft (median)
Sale prices, last 12 months$1,618,750 median across 4 closed sales
Days on market (closed sales)164 median
Owner-occupied (homestead) share19%

Data as of September 20, 2026. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “MAT OCEAN VIEW key facts,” movewithmomentum.com/neighborhoods/mat-ocean-view, data as of September 20, 2026.

Live · Mat Ocean View Housing Pulse Florida Keys MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.62M
Median sold · 12 mo
90.9%
Sale vs ask
Monroe median: 96.7%
+234%
T12M median vs 2012
from a $485K median in 2012
Tempo
164days
Median DOM · closed
3 days at the 2023 low
4
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
19%
Owner-occupied · Mat Ocean View
11 of 58 parcels homesteaded (FL DOR 2025)
81%
Non-owner-occupied · Mat Ocean View
incl. 24% trust or LLC-held · 28% out-of-state
55
Homes in the community
plus 3 vacant residential lots · 58 residential parcels (FL DOR 2025)
Track record · 19 years of records
3
Recorded sales · 2024-2025
median $725K · qualified sales on the county roll (FL DOR 2025)
Est. 1953
Community established
homes built 1953-2022, median 1981 (FL DOR 2025)
7.3%/yr
Turnover rate
about 4 of 55 homes trade a year

Nearby homes for sale

No active listings inside MAT OCEAN VIEW right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

118 Cortez Drive #B2
$649K · 0.2 mi away
2 bd · 2 ba
118 Cortez Drive #B2
Listed by Pena Realty Inc.
76412 Overseas Highway
$2.30M · 0.3 mi away
3 bd · 3 ba
76412 Overseas Highway
Listed by Ocean Sotheby's International Realty
77340 Overseas Highway
$4M · 0.6 mi away
2 bd · 2 ba
77340 Overseas Highway
Listed by Coldwell Banker Schmitt Islamorada
77350 Overseas Highway
$11.70M · 0.7 mi away
6 bd · 7 ba
77350 Overseas Highway
Listed by American Caribbean Real Estate, Christie's International Real Estate
75761 Overseas Highway
$4.50M · 1.0 mi away
4 bd · 4 ba
75761 Overseas Highway
Listed by Engel & Völkers Marathon
75751 Overseas Highway
$11M · 1.0 mi away
5 bd · 4.5 ba
75751 Overseas Highway
Listed by Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Mat Ocean View market snapshot (as of September 20, 2026): the median sale price is about $1.62M, and a median 164 days on market for closed sales.

In ZIP 33036 (Lower Matecumbe), 241 homes closed in the last 12 months at a median of $1.24M, up 20.2% year over year, with a median 97 days on market. See the live ZIP 33036 housing market and the Monroe County market.

County records show 3 qualified sales in MAT OCEAN VIEW across 2024–2025 (1 in 2024, 2 in 2025), median $725,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Mat Ocean View is a community of 55 homes in Lower Matecumbe, Monroe County, built between 1953 and 2022 (median 1981), with a median living area of about 1,260 square feet. 19% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 1 to 9 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$500K$1M$1.5M20122014201620182020202220242026
Median days on market · closed sales
020020122014201620182020202220242026
3 days at the 2023 low; 164 now.
Sale price vs original ask · median
70%80%90%20122014201620182020202220242026
90.9% now vs Monroe 96.7%.
Homes sold per 12-mo window
025820122014201620182020202220242026
1 to 9 a year; 4 in the current window.
How much local inventory is already under contract

17% of homes for sale in ZIP 33036 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Housing distress & ownership in MAT OCEAN VIEW, Lower Matecumbe

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

If we were buying in Mat Ocean View today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mat Ocean View.

A closer look at the Mat Ocean View market

Homes in Mat Ocean View trade around a median of $1.62M, where condition and lot do more to set the final number than the asking price does.

The housing stock is 55 homes built between 1953 and 2022, and 19% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Mat Ocean View. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.3C · Buy Score
Long-Term Appreciation10.0/10
Owner Commitment1.9/10
Pricing Power3.9/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.3). Basis: Long-Term Appreciation +234% since 2012; Owner Commitment 19% owner-occupied; Pricing Power 90.9% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Mat Ocean View homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Mat Ocean View.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mat Ocean View sales matched to your home.

What is your Mat Ocean View home worth?

Get a no-obligation home value based on real comparable sales in Mat Ocean View, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lower Matecumbe →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Mat Ocean View?
The median sale price in Mat Ocean View was $1.62M over the 12 months ending September 20, 2026 (4 closed sales, Florida Keys MLS).
How long do homes in Mat Ocean View take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 164 days on market (4 sales, Florida Keys MLS).
How many homes are in Mat Ocean View?
The Florida DOR 2025 assessment roll shows 55 homes plus 3 vacant residential lots in Mat Ocean View (public records).
What share of Mat Ocean View is owner-occupied?
19% of Mat Ocean View parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Mat Ocean View built?
Homes in Mat Ocean View were built between 1953 and 2022, with a median year built of 1981 (FL DOR 2025 roll).
Have Mat Ocean View home prices gone up?
The trailing-12-month median is up 234% since 2012, from $485K to $1.62M (Florida Keys MLS closed records).
Who is the best real estate agent for Mat Ocean View?
The best agent for Mat Ocean View is one who actively works Lower Matecumbe and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Mat Ocean View.
How do I find a top Lower Matecumbe real estate agent who knows Mat Ocean View?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Mat Ocean View and the wider Lower Matecumbe area.
Can Momentum Realty connect me with an agent for Mat Ocean View?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Mat Ocean View purchase or sale - no call center and no pressure.
Where is Mat Ocean View, and what county is it in?
Mat Ocean View is in Lower Matecumbe, Monroe County, FL, ZIP 33036.

Data sources & freshness

Community market statsFlorida Keys MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 33036))
Under-contract sharesFlorida Keys MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2007 (58 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Keys MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Mat Ocean View with Momentum Realty’s local guides.

Islamorada South0.1 mi away · median $356K, 6 sales/12 moStillbeach0.2 mi away · 55 homes, built 1953–22Fantasy Harbor0.2 mi awayMatecumbe Ocean Bay0.5 mi away · 19 homes, built 1976–21Mat Ocean Bay0.6 mi awayDavis Shores0.6 mi away · 16 homes, built 1949–12Mat Ocean Beach0.9 mi awayLower Mat Harbor1.1 mi away

Browse all neighborhood guides →

Thinking of selling in MAT OCEAN VIEW? 4 recorded closings; median 164 days on market (window ending 2026-09-20). See the Monroe County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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