Montego Bay in Boca Raton

Montego Bay
Homes for Sale in Boca Raton, FL

All 1,707 homes for sale in Boca Raton, FL · median $574,900 · 269 homes for sale in 33433 · Palm Beach County homes for sale

Community in Boca Raton · Palm Beach County · ZIP 33433
39 homesBuilt 1988–1993
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Photo via Beaches MLS

Built fromLive Beaches MLS data12 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, the MLS records 5 closed sales in Montego Bay 3 in Boca Raton, FL since 2014, the most recent in September 2026. Across Boca Raton as a whole, 2,021 homes closed in the last 12 months at a median of $665,000, 53 median days on market, with 596 homes for sale today. At that median and Palm Beach County's FY2025-26 rate of 18.72 mills, annual property tax runs about $12,450 ($11,670 with the full homestead exemption).

Montego Bay 3 key facts
LocationBoca Raton, Palm Beach County, FL · ZIP 33433
Homes in the community39 (FL DOR 2025 assessment roll)
Years built1988–1993 (median 1988)
Typical living area1,812 sq ft (median)
Amenities listed by sellersClubhouse, Fitness Center, Pool, Gated, Golf Course, Internet Included
For sale right now0 active, 0 pending
Owner-occupied (homestead) share67%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Montego Bay 3 key facts,” movewithmomentum.com/neighborhoods/montego-bay-3, data as of September 20, 2026.

Last 30 days in Montego Bay: 2 closed sales (median $487,500). As of September 26, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Montego Bay Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
67%
Owner-occupied · Montego Bay
26 of 39 parcels homesteaded (FL DOR 2025)
33%
Non-owner-occupied · Montego Bay
incl. 5% trust or LLC-held · 100% out-of-state
39
Homes in the community
39 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1988
Community established
homes built 1988-1993, median 1988 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Montego Bay 3 is a small pocket within Boca Raton, and the current MLS snapshot doesn't surface community amenities or a median price to anchor a hard read. That absence is itself useful information: pricing here is going to be driven by the individual home — condition, updates, lot position, and what's actually listed at the moment — rather than by a shared amenity package or a headline number.

For a buyer, that means underwriting each property on its own merits and comparing carefully against the broader Boca Raton market. For a seller, it means presentation and condition do the heavy lifting; with no community amenities to lean on, the home has to make its own case. Expect a thin, listing-driven market where the right comparable set matters more than any neighborhood shorthand.

Nearby homes for sale

No active listings inside Montego BayHomes for Sale in Boca Raton, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

6674 Montego Bay Boulevard #D
$365K · 0.1 mi away
2 bd · 2 ba · 1,319 sqft
6674 Montego Bay Boulevard #D
Listed by Balistreri Realty
6698 Montego Bay Boulevard #D
$369K · 0.1 mi away
2 bd · 2 ba · 1,319 sqft
6698 Montego Bay Boulevard #D
Listed by LoKation
6666 MONTEGO BAY Boulevard #E
$355K · 0.1 mi away
2 bd · 2 ba · 1,244 sqft
6666 MONTEGO BAY Boulevard #E
Listed by United Realty Group, Inc
22791 TRELAWNY Terrace #D
$537K · 0.1 mi away
3 bd · 2 ba · 2,186 sqft
22791 TRELAWNY Terrace #D
Listed by United Realty Group Inc
6614 Villa Sonrisa Drive #123
$375K · 0.2 mi away
2 bd · 2 ba · 1,295 sqft
6614 Villa Sonrisa Drive #123
Listed by Signature Int'l Premier Properties
6646 Villa Sonrisa Drive #520
$430K · 0.2 mi away
3 bd · 2 ba · 1,295 sqft
6646 Villa Sonrisa Drive #520
Listed by Ziano Global Realty LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Montego Bay 3 is a compact residential enclave in Boca Raton, Palm Beach County, with no community amenities identified in current MLS listings — so value here tracks the individual home and its Boca location rather than shared facilities.

BeachesMLS sales records identify 67 homes in Montego Bay that have changed hands since 2001, built between 1988 and 1994 (median 1989), with a median living area of about 1,841 sq ft and a typical 3-bedroom, 2-bath layout; 73% are condominiums. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a Boca Raton location who will judge each home by its condition and comparables
  • Value-minded buyers willing to take on an updating project at the right basis
  • Owner-occupants planning a longer hold who don't need shared amenities to justify the purchase

Probably not for

  • Buyers whose budget depends on amenity-supported value like a pool, gym, or clubhouse
  • Shoppers who want a tidy published price range before they'll look
  • Investors expecting a standardized, amenity-driven product to model quickly

The market around Montego Bay

Montego Bay is too small for its own price trend, so here is the market around it.

In ZIP 33433, 343 homes are on the market and 23% are under contract — a steady corner of Boca Raton.

Across Palm Beach County, 10,140 homes are active and 3,201 pending (24% under contract).

In ZIP 33433 (Boca Raton), 704 homes closed in the last 12 months at a median of $470K ($262/sq ft), up 1.7% year over year, with a median 50 days on market. Right now 200 active and 68 pending listings put supply at about 4.9 months — a balanced market. See the live ZIP 33433 housing market and the Palm Beach County market.

ZIP and county figures describe the wider market, not Montego Bay specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Montego Bay 3, Boca Raton

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

If we were buying in Montego Bay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Montego Bay.

Best Buy
Buyers who want a Boca Raton address and are comfortable evaluating a home on its own merits.
Biggest Risk
With no amenities and no median to anchor, pricing hinges entirely on condition and comparables.
Sweet Spot
A well-maintained home priced against solid recent comps in the surrounding Boca market.
Avoid If
You need resort-style amenities or a clean, published price range before you'll engage.

A home-by-home market

Because current listings show no community amenities, there's no HOA-style value story to fall back on here. What you're buying is the house and the address — its condition, updates, and its position within Boca Raton and the wider Palm Beach County beaches corridor. That tends to produce a wide spread in outcomes: two homes in the same pocket can price very differently based on how much work has been done.

Practically, that puts the burden on due diligence. Without a stated median to frame the range, we build the picture from the specific comparables that are live and recently closed, and we read each home's finish level closely. It's a market where a careful buyer can find genuine value and a careless one can overpay, because the anchor is the property, not the neighborhood name.

“

The location and the amenities are priced into every listing in Montego Bay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, listing-driven pocket like Montego Bay 3, the right price comes from the right comparables, not from a neighborhood headline. We know the Boca Raton and Palm Beach beaches market, we read condition honestly, and we'll tell you plainly when a specific home is worth pursuing and when it isn't.

Montego Bay in 15 seconds.

Best forBuyers who want a Boca Raton address and are comfortable evaluating a home on its own merits.
Biggest advantageValue is tied to the individual property, so a well-chosen home can be underwritten precisely.
Biggest riskWith no amenities and no median to anchor, pricing hinges entirely on condition and comparables.
Sweet spotA well-maintained home priced against solid recent comps in the surrounding Boca market.
Avoid ifYou need resort-style amenities or a clean, published price range before you'll engage.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Montego Bay homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Montego Bay.
In short
  • HOA dues reported around $416/month (about $4,992/yr) · median of 17 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $416 per month ($4,992 a year) — the median AssociationFee across 17 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Montego Bay sales matched to your home.

What is your Montego Bay home worth?

Get a no-obligation home value based on real comparable sales in Montego Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Montego Bay 3

Homes in Montego Bay 3 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

How many homes are in Montego Bay?
The Florida DOR 2025 assessment roll shows 39 homes in Montego Bay (public records).
What share of Montego Bay is owner-occupied?
67% of Montego Bay parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Montego Bay built?
Homes in Montego Bay were built between 1988 and 1993, with a median year built of 1988 (FL DOR 2025 roll).
Who is the best real estate agent for Montego Bay?
The best agent for Montego Bay is one who actively works Boca Raton and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Montego Bay.
How do I find a top Boca Raton real estate agent who knows Montego Bay?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Montego Bay and the wider Boca Raton area.
Can Momentum Realty connect me with an agent for Montego Bay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Montego Bay purchase or sale - no call center and no pressure.
Where is Montego Bay, and what county is it in?
Montego Bay is in Boca Raton, Palm Beach County, FL, ZIP 33433. The community's center is about 4 miles southwest of the center of Boca Raton (straight-line).
Buyers set on a Boca Raton location who will judge each home by its condition and comparablesExcellent fit
Value-minded buyers willing to take on an updating project at the right basisExcellent fit
Owner-occupants planning a longer hold who don't need shared amenities to justify the purchaseExcellent fit
Buyers whose budget depends on amenity-supported value like a pool, gym, or clubhouseProbably not
Shoppers who want a tidy published price range before they'll lookProbably not
Investors expecting a standardized, amenity-driven product to model quicklyProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 33433))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Montego Bay with Momentum Realty’s local guides.

Montego Bay At Boca Pointe0.1 mi away · 180 homes, built 1988–94, 2 for saleCPCanary Palm Club0.1 mi away · median $540K, 5 sales/12 moBoca Pointe0.2 mi away · median $398K, 4 sales/12 moBLBoca Lane0.2 mi away · 44 homes, built 1977–88VSVilla Sonrisa Condo0.2 mi away · median $381K, 4 sales/12 moVilla Flora At Boca Pointe0.2 mi away · 193 homes, built 1984–93, 1 for saleBHBoca Hermosa Gardens0.2 mi away · 17 homes, built 1990–94, 1 for sale

Browse all neighborhood guides →

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