Montego Bay At Boca Pointe in Boca Raton

Montego Bay At Boca Pointe
Condos for Sale in Boca Raton, FL

All 1,728 homes for sale in Boca Raton, FL · median $564,950 · 856 condos for sale in Boca Raton · Palm Beach County homes for sale

Community in Boca Raton · Palm Beach County
180 homesBuilt 1988–1994
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Photo courtesy of United Realty Group, Inc · via Beaches MLS

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

As of September 2026, Montego Bay At Boca Pointe in Boca Raton, FL has 5 homes for sale, asking from $355,000 to $537,000 (median $369,000). Homes listed or recently sold were built 1988–1994; 12 of 12 report an HOA (median $828/mo); none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft).

Part of the Boca Pointe master-planned community in Boca Raton, FL — see all Boca Pointe homes for sale (54 listings across 22 villages and sections in the MLS).

Live · Montego Bay At Boca Pointe Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
8.0mo
Supply
3 to 6 months is the balanced band
33%
Under contract
Palm Beach: 29% (476 of 1,647)
2 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
56%
Owner-occupied · Montego Bay At Boca Pointe
100 of 180 parcels homesteaded (FL DOR 2025)
44%
Non-owner-occupied · Montego Bay At Boca Pointe
incl. 11% trust or LLC-held · 100% out-of-state
180
Homes in the community
180 residential parcels (FL DOR 2025)
Track record · years of records
Est. 1988
Community established
homes built 1988-1994, median 1992 (FL DOR 2025)

Homes For Sale Right Now in Montego Bay At Boca Pointe

Live MLS inventory for Montego Bay At Boca Pointe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Montego Bay At Boca Pointe listings as of 2026-09-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

With only 2 active listings against 180 total homes, Montego Bay At Boca Pointe is a thin market by definition — the 8.0-month supply figure is real, but it's built on a tiny sample, so it should be read as a signal of low turnover rather than a precise forecast. What moves pricing here is less about broad market direction and more about the individual unit: age-related updates, layout, and how well a given home has been maintained since its early-1990s construction.

The buyer-leaning designation reflects that supply currently outpaces immediate demand at this moment, which typically means more room to negotiate on price and terms when a listing does surface. For sellers, it argues for pricing tightly to comparable recent activity and leading with condition and updates rather than assuming urgency will do the work.

Montego Bay At Boca Pointe Housing Pulse · Momentum Research · as of July 15, 2026

Montego Bay At Boca Pointe right now

🟢 Buyer-leaning market. 8.0 months of supply and 33% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of July 15, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 16, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Built out between 1988 and 1994, Montego Bay At Boca Pointe is a mature, gated section within Boca Pointe with a consistent housing stock — median living space runs 1,841 square feet, and just over half of homes (55.6%) are owner-occupied under homestead exemption, pointing to a mix of full-time residences and secondary or investment ownership.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers set on a gated, guard-staffed Boca Pointe location who are comfortable waiting for the right unit to surface.
  • Buyers prioritizing an established community with maintained common areas over newer construction or larger square footage.
  • Investors or secondary-home buyers comfortable with a market where roughly half the homes are non-homestead.

Probably not for

  • Buyers who need several active listings to compare before deciding.
  • Buyers seeking new or recently built construction — this community's homes date to 1988–1994.
  • Buyers on a hard closing deadline who cannot wait for limited inventory to turn over.

The market around Montego Bay At Boca Pointe

Montego Bay At Boca Pointe is too small for its own price trend, so here is the market around it.

Across Palm Beach County, 1,171 homes are active and 476 pending (29% under contract).

ZIP and county figures describe the wider market, not Montego Bay At Boca Pointe specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Montego Bay At Boca Pointe, Boca Raton

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 52 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Palm Beach County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Verde K-8 · Elementary
  • Boca Raton Community · Middle
  • Boca Raton · High

Zoned schools reflect the assignments reported on recent Montego Bay At Boca Pointe listings and can change; always confirm with Palm Beach County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Montego Bay At Boca Pointe address.

If we were buying in Montego Bay At Boca Pointe today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Montego Bay At Boca Pointe.

Best Buy
Buyers looking for an established, gated Boca Raton address with a manageable, settled housing stock rather than new construction.
Biggest Risk
With only 2 listings active, there is very limited choice at any given time, and pricing data is thin.
Sweet Spot
A move-in-ready or lightly updated home near the median 1,841 square feet, priced to current condition rather than assumption.
Avoid If
You need a wide selection to compare or want to move on a tight timeline without flexibility on unit choice.

A small, settled corner of Boca Pointe

This is a compact community — 180 homes total — and at any given time only a handful are typically on the market, which is exactly what's happening now with just 2 active listings. That scarcity cuts both ways: it limits the comparables available to price against, but it also means each listing tends to get individual attention rather than getting lost in a crowded field.

The gated-with-guard access, security patrol, and clubhouse/pool package are consistent with an established, maintained community rather than a newer amenity-heavy development — the emphasis here is on access control and upkeep rather than resort-style extras. Buyers should verify current HOA terms and fees directly, since amenity details are reported at the MLS level and can shift over time.

The location and the amenities are priced into every listing in Montego Bay At Boca Pointe. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this few active listings, pricing strategy and access to off-market or pre-list activity matter more than usual — we track Boca Pointe turnover closely enough to help buyers move quickly when something surfaces and help sellers position a listing against the limited, relevant comparables that actually exist.

Montego Bay At Boca Pointe in 15 seconds.

Best forBuyers looking for an established, gated Boca Raton address with a manageable, settled housing stock rather than new construction.
Biggest advantageCurrent conditions favor negotiating room, with supply outweighing immediate demand.
Biggest riskWith only 2 listings active, there is very limited choice at any given time, and pricing data is thin.
Sweet spotA move-in-ready or lightly updated home near the median 1,841 square feet, priced to current condition rather than assumption.
Avoid ifYou need a wide selection to compare or want to move on a tight timeline without flexibility on unit choice.

HOA, CDD & Fees

In short
  • HOA dues reported around $850/month (about $10,200/yr) · median of 26 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $850 per month ($10,200 a year) — the median AssociationFee across 26 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Montego Bay At Boca Pointe sales matched to your home.

What is your Montego Bay At Boca Pointe home worth?

Get a no-obligation home value based on real comparable sales in Montego Bay At Boca Pointe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Montego Bay At Boca Pointe

Homes in Montego Bay At Boca Pointe that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Palm Beach County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,912/mo
Palm Beach County typical true cost to own
$146/mo
Palm Beach County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Montego Bay Market Scorecard

Buyer-Leaning Market (limited data)

Montego Bay is currently a buyer-leaning market (limited data). About 8.6 months of supply, a median asking price of $369,000, and homes go under contract in about 43 days.

8.6
Months supply
$369,000
Median list
$450,000
Median sold
$228
Per sqft
43
Days on mkt
5/0/7
Active/Pend/Sold

Typical home value in the 33433 ZIP is $464,366, about 14.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Montego Bay At Boca Pointe a buyer's or seller's market right now?
As of July 15, 2026, Montego Bay At Boca Pointe leans toward buyers: 8.0 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Montego Bay At Boca Pointe?
The Florida DOR 2025 assessment roll shows 180 homes in Montego Bay At Boca Pointe (public records).
What share of Montego Bay At Boca Pointe is owner-occupied?
56% of Montego Bay At Boca Pointe parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Montego Bay At Boca Pointe built?
Homes in Montego Bay At Boca Pointe were built between 1988 and 1994, with a median year built of 1992 (FL DOR 2025 roll).
Who is the best real estate agent for Montego Bay At Boca Pointe?
The best agent for Montego Bay At Boca Pointe is one who actively works Boca Raton and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Montego Bay At Boca Pointe.
How do I find a top Boca Raton real estate agent who knows Montego Bay At Boca Pointe?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Montego Bay At Boca Pointe and the wider Boca Raton area.
Can Momentum Realty connect me with an agent for Montego Bay At Boca Pointe?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Montego Bay At Boca Pointe purchase or sale - no call center and no pressure.
Buyers set on a gated, guard-staffed Boca Pointe location who are comfortable waiting for the right unit to surface.Excellent fit
Buyers prioritizing an established community with maintained common areas over newer construction or larger square footage.Excellent fit
Investors or secondary-home buyers comfortable with a market where roughly half the homes are non-homestead.Excellent fit
Buyers who need several active listings to compare before deciding.Probably not
Buyers seeking new or recently built construction — this community's homes date to 1988–1994.Probably not
Buyers on a hard closing deadline who cannot wait for limited inventory to turn over.Probably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 15, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesBeaches MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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