Montego Bay at Boca Pointe in Boca Raton

Montego Bay at Boca Pointe Homes for Sale in Boca Raton, FL

Boca Raton · Palm Beach County

A coach-house and condo sub-community inside guard-gated Boca Pointe in Boca Raton, reported built around 1988 to 1994, with country club membership optional rather than mandatory.

Inside Boca PointeCoach houses and condosMembership optional

Live Market Pulse

46/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Montego Bay

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive BeachesMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseBeachesMLS

$450K

Median Price

8mo

Supply

68days

Avg DOM

Soft

Seller Leverage

$244/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Montego Bay is a coach-house and condominium sub-community within the guard-gated Boca Pointe development in Boca Raton, reported built around 1988 to 1994, with units reported roughly 1,334 to 2,186 square feet under air. The defining Boca Pointe fact applies here too: country club membership is reported optional, not mandatory, so buyers can access golf, tennis, dining, and fitness by paying club fees rather than carrying a required equity stake. The read is the sub-community read inside a larger master: value turns on the unit's condition and floor plan, the Montego Bay association's reserves and inclusions, and how you intend to use (or skip) the club. Confirm the HOA dues and reserves, the membership terms, and comp within Montego Bay."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Montego Bay at Boca Pointe market snapshot (as of June 15, 2026): the median sale price is about $450K ($244 per sq ft), with homes averaging 68 days on market and 8.0 months of supply, a buyer-leaning market (limited data). Based on 3 recent closings in live BeachesMLS data.

Montego Bay at Boca Pointe is a coach-house and condominium sub-community within the guard-gated Boca Pointe development in Boca Raton (ZIP 33433), reported in a quiet pocket of the master community off feeder roads such as Montego Bay Boulevard.

It is reported as coach houses and condominium units built around 1988 to 1994, reported roughly 1,334 to 2,186 square feet under air. Confirm the exact plan, build year, and square footage for a specific home.

The Montego Bay homeowners association maintains the community's common areas and services. Confirm the current dues, the full inclusions, the reserves, and any assessments for a specific unit, since the association's health drives value alongside condition.

As elsewhere in Boca Pointe, country club membership is reported optional rather than mandatory; residents can access the 18-hole golf course, tennis, restaurants, and fitness by paying club fees rather than a required membership. Value turns on the unit's condition and plan, the association's health, and how you plan to use the club.

Quick Match

Who Montego Bay is best for.

Best for

Buyers who want a guard-gated home in Boca Pointe without a mandatory club membership
Buyers who value a low-maintenance coach house or condo in central Boca
Buyers who want optional access to golf, tennis, and dining by fee
Buyers comfortable with late-1980s to mid-1990s stock in an established master

Probably not for

Buyers who want a single-family estate or new construction
Buyers who want a required, full equity country club lifestyle
Buyers who want a no-HOA home or waterfront with ocean access
Buyers unwilling to confirm the HOA dues, reserves, and membership terms

Market Pulse

How Montego Bay is performing right now

46/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

8Months of supplytight

68Median days on marketdays

0 : 2Under contract vs for salestrong demand

3Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+9%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Montego Bay listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare or Boca Raton. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now2 : 0active : pending

For sale2

Pending0

Sold 12mo3

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Montego Bay at Boca Pointe buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Montego Bay

Live MLS inventory for Montego Bay at Boca Pointe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

22791 Trelawny Terrace #D home for sale in Montego Bay at Boca Pointe

Active · 5 daysTop listing

$537,000

3 bd · 2 ba · 2,186 sqft · built 1994

22791 Trelawny Terrace #D, Boca Raton, 33433

RenovatedBest value

Listed by United Realty Group Inc

6698 Montego Bay Boulevard #D home for sale in Montego Bay at Boca Pointe

Active · 132 days

$375,000

2 bd · 2 ba · 1,319 sqft · built 1988

6698 Montego Bay Boulevard #D, Boca Raton, 33433

Listed by LoKation

Active and pending Montego Bay listings as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.

Interactive Map

Montego Bay on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Montego Bay. They are approximate and vary with traffic and your exact start point.

Boca Pointe gate and main feeder roads~2 to 5 min · within the master community

Florida's Turnpike~3 to 7 min · approximate, varies with traffic

Town Center at Boca Raton mall~8 to 12 min · north on Glades Road

I-95 (Glades or Palmetto Park)~10 to 15 min · east to the interstate

Boca Raton (Atlantic Ocean)~15 to 22 min · east across town

Palm Beach International (PBI)~30 to 40 min · north via I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Montego Bay at Boca Pointe Homes for Sale in Boca Raton, FL with Momentum Realty’s local guides.

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Meridiana at Boca Pointe Homes for Sale in Boca Raton, FLBoca Raton, FL · 0.2 mi

Valencia Homes for Sale in Boca Raton, FLBoca Raton, FL · 0.5 mi

Boca Pointe Homes for Sale in Boca Raton, FLBoca Raton, FL · 0.6 mi

Del Mar Village Homes for Sale in Boca Raton, FLBoca Raton, FL · 0.7 mi

Club Royale Homes for Sale in Boca Raton, FLBoca Raton, FL · 0.8 mi

Thornhill Glen Homes for Sale in Boca Raton, FLBoca Raton, FL · 0.8 mi

Boca GrovePlantation Homes for Sale in Boca Raton, FLBoca Raton, FL · 0.9 mi

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Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Montego Bay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Palm Beach County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Montego Bay is served by Palm Beach County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Montego Bay address.

The takeaway

What is actually shaping value at Montego Bay at Boca Pointe, sourced and dated. We do not publish rumor.

Recent Developments in Montego Bay at Boca Pointe

Development Intelligence

Our read on what is being built around Montego Bay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a late-1980s to mid-1990s coach-house and condo pocket inside the guard-gated Boca Pointe master, where the unit's condition and the association's reserves drive value, and the optional (not mandatory) club membership shapes the carrying cost. Steady demand for gated, low-maintenance homes in central Boca supports absorption when the association and the membership terms check out.

Guard-gated homes with optional club membership

BullishGuard-gated coach houses and condos in Boca Pointe where club membership is reported optional, not mandatory, widen the buyer pool by keeping the required carrying cost lower. impact

SignificanceRadius: Community

Guard-gated homes with optional club membership

Sub-community HOA, dues, and reserves

NeutralMontego Bay's own association sets the dues, inclusions, and reserves; confirm the current figure and the books, since these drive value alongside condition. impact

SignificanceRadius: Association

Sub-community HOA, dues, and reserves

Late-1980s to mid-1990s stock

NeutralHomes reported built around 1988 to 1994 vary in updates; condition and the floor plan drive value, so read the specific home. impact

SignificanceRadius: Community

Late-1980s to mid-1990s stock

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Montego Bay at Boca Pointe, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

1988 to 1994
Development
Montego Bay built as a coach-house enclave inside Boca Pointe
Community profiles describe Montego Bay as a coach-house and condominium sub-community within guard-gated Boca Pointe in Boca Raton, reported built around 1988 to 1994, units roughly 1,334 to 2,186 square feet under air, organized around feeder roads such as Montego Bay Boulevard, with country club membership reported optional rather than mandatory. Why it matters: The guard-gated profile with optional club access is the draw; value turns on the unit's condition, the association's reserves, and how you use the club. Confirm the dues, reserves, and membership terms. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Montego Bay buying strategy.

If we were buying in Montego Bay, this is the order of operations we would run, and the one we run for our clients.

Confirm the HOA dues and what they cover. Verify the current amount, the full inclusions, the reserves, and any assessments for the specific unit.

Confirm the Boca Pointe membership terms. Verify that club membership is optional and the cost to access golf, tennis, dining, and fitness, since this shapes the true carrying cost.

Read the unit's condition and plan. On late-1980s to mid-1990s stock, confirm the kitchen, baths, roof, and systems, and match the floor plan and square footage.

Verify gate, pet, and leasing rules. Confirm the access, pet, and leasing rules for Montego Bay before you write.

Comp within Montego Bay. Price against the closest comparable home in Montego Bay, not a Boca Pointe-wide or city-wide average.

The Quick Decision

Best Buy

An updated coach house or condo with a desirable floor plan priced to comparable in-Montego Bay sales, with the HOA, reserves, and membership terms confirmed.

Biggest Risk

Underbudgeting renovation on late-1980s to mid-1990s stock, misreading the association's reserves, or misjudging the club cost.

Best Lot

Updated homes and better-positioned or larger-plan units hold value over dated, interior ones.

Smart Timing

Confirm the association's reserves and the membership terms; demand is steady for gated, low-maintenance Boca homes.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Montego Bay at Boca Pointe is a coach-house and condominium sub-community within the 24/7 guard-gated Boca Pointe development in Boca Raton, reported built around 1988 to 1994, organized around feeder roads such as Montego Bay Boulevard. Units are reported roughly 1,334 to 2,186 square feet under air. The Montego Bay homeowners association maintains the common areas and services; confirm the current dues, inclusions, and reserves for a specific unit. The defining Boca Pointe fact is that country club membership is reported optional rather than mandatory, with golf, tennis, dining, and fitness accessible by club fees. Value turns on the unit's condition and floor plan and the association's health; confirm the dues, reserves, membership terms, gate and leasing rules, and the school assignment by address before relying on them.

Montego Bay Homes For Sale

What your money buys in Montego Bay.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Montego Bay today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: original units

$350K to $450K

Original-condition coach houses or condos, the more attainable way into Boca Pointe. The cost to update and the association's health drive value.

Lowest entry

Core: updated homes

$450K to $513K

Renovated coach houses and condos with newer kitchens, baths, and systems, the heart of the Montego Bay market. Condition and the floor plan set where these land.

Most inventory

High: larger updated plans on premium positions

$513K to $513K

Updated, larger-plan homes on better-positioned lots, the top of the local range. Move-in condition and position drive the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$450K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$350K to $450K

Entry: original units

Original-condition coach houses or condos, the more attainable way into Boca Pointe. The cost to update and the association's health drive value.

$450K to $513K

Core: updated homes

Renovated coach houses and condos with newer kitchens, baths, and systems, the heart of the Montego Bay market. Condition and the floor plan set where these land.

$513K to $513K

High: larger updated plans on premium positions

Updated, larger-plan homes on better-positioned lots, the top of the local range. Move-in condition and position drive the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Montego Bay, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Montego Bay is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Unit Value

The unit premium.

In a condo the value the market gives back at resale is set by the unit, not a lot: the floor, the view line (direct versus partial), and the exposure. The interior can be renovated, but the floor and view cannot, so higher floors and better views hold their value better. How much more they command varies by building, line, and condition, which is why we read it unit by unit against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Montego Bay holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Boca Raton locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Montego Bay

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The guard gate, the low-maintenance home, and the optional club draw you in. The deal is won or lost on the unit's condition, the association's reserves, and how you use the club.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.8B+ · Buy Score

Resale Strength7.8/10

Renovation Risk7.0/10

Location Efficiency8.4/10

Long-Term Defensibility7.8/10

Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Montego Bay is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live BeachesMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Unit Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.

15-Second Take

Updated homes hold value over dated ones
Larger plans and better positions beat interior ones
The association's reserves are what you cannot renovate away
Optional club access keeps required carrying cost lower
Comp within Montego Bay, not Boca Pointe at large

At Montego Bay the value drivers are the unit's condition and floor plan and the sub-community association's health, set inside the guard-gated Boca Pointe master. Updated, larger-plan homes on better-positioned lots hold value over dated interior ones, and the optional (not mandatory) club membership keeps the required carrying cost lower than a full equity club. Compare a home against the closest in-Montego Bay sale, confirm the dues, reserves, and membership terms, and weigh the carrying cost alongside the condition.

The 15-Second Verdict

Montego Bay in 15 seconds.

Best forBuyers who want a guard-gated home in Boca Pointe without a mandatory club membership, low-maintenance and central.

Strong onA 24/7 guard-gated setting, optional club access to golf and tennis, coach-house and condo options, and a central Boca location.

WatchThe HOA dues, reserves, and any assessments, late-1980s to mid-1990s condition, and the club membership cost.

Not forBuyers who want a single-family estate, new construction, a required equity club, or waterfront with ocean access.

The edgeA gated Boca Pointe home with optional club access can be a strong value when the condition and the association's reserves check out.

HOA, CDD & Fees

15-Second Take

Coach houses and condos inside guard-gated Boca Pointe
Reported built around 1988 to 1994
Units reported roughly 1,334 to 2,186 square feet
Club membership reported optional, not mandatory
Confirm the dues, reserves, and membership terms

The Montego Bay homeowners association maintains the community's common areas and services. Confirm the current amount, the full inclusions, the reserves, and any assessments for the specific unit, and confirm the Boca Pointe club membership terms separately, since membership is reported optional rather than mandatory.

Reported to cover the community's common areas and services; confirm the exact inclusions for a specific unit. The Boca Pointe country club is a separate, reported-optional cost.

Boca Pointe's 18-hole golf course, tennis, restaurants, and fitness are reported accessible by club fees, with membership reported optional rather than mandatory; confirm the current terms and any Montego Bay community amenities for the specific section.

Run Your Numbers

Tools for a Montego Bay buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPalm Beach County millage and the homestead picture.Rent vs buyThe breakeven on owning in Montego Bay.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Montego Bay

Price it to the unit's condition, the association, and the optional-club story, not a Boca average.

If you are selling at Montego Bay, the right list price comes from recent in-Montego Bay sales matched to condition and floor plan, with a clear story on the guard gate, the association's health, and the optional club membership, because buyers here weigh those closely.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Montego Bay, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Montego Bay, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Montego Bay home worth?

Get a no-obligation home value based on real comparable sales in Montego Bay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Montego Bay at Boca Pointe on the map →
Or get your Montego Bay at Boca Pointe home value & selling guide →

Real comps, not a Zestimate.

Montego Bay Market Scorecard

Buyer-Leaning Market (limited data)

Montego Bay is currently a buyer-leaning market (limited data). About 8.0 months of supply, a median asking price of $456,000, and homes go under contract in about 68.5 days.

8.0

Months supply

$456,000

Median list

$450,000

Median sold

$244

Per sqft

68.5

Days on mkt

2/0/3

Active/Pend/Sold

Typical home value in the 33433 ZIP is $455,219, about 12.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Montego Bay at Boca Pointe gated?

Yes. Montego Bay is a sub-community within the 24/7 guard-gated Boca Pointe development in Boca Raton.

Is country club membership required at Montego Bay?

Reports describe Boca Pointe membership as optional rather than mandatory, with golf, tennis, dining, and fitness accessible by club fees. Confirm the current membership terms before buying.

What are the HOA fees at Montego Bay?

The Montego Bay association sets the dues and inclusions; confirm the current amount, what it covers, the reserves, and any assessments for a specific unit before relying on them.

What kinds of homes are at Montego Bay?

Coach houses and condominium units, reported roughly 1,334 to 2,186 square feet under air, reported built around 1988 to 1994. Confirm the exact plan for a specific home.

When was Montego Bay built?

Community profiles report Montego Bay was built around 1988 to 1994 within Boca Pointe. Confirm the build year of a specific unit, since stock can vary.

Does Montego Bay have its own amenities?

Confirm the specific community amenities for Montego Bay with the association; the Boca Pointe country club is a separate, reported-optional amenity accessible by fee.

How convenient is the location?

Montego Bay is reported in central Boca within Boca Pointe near the Florida Turnpike, with Town Center mall, I-95, and the beach within a short to moderate drive.

Should I worry about assessments?

Confirm the association's reserves and any assessments before buying. On late-1980s to mid-1990s stock the association's books drive value alongside the home's condition.

What schools serve Montego Bay?

Montego Bay is part of the School District of Palm Beach County. Assignment is by address and changes periodically, so confirm the exact zoned schools for a specific unit with the district.

Can I rent a home at Montego Bay?

Leasing rules vary and can include restrictions. Confirm the specific association's leasing and pet rules before you buy if rental flexibility matters.

Is Montego Bay a good investment?

A guard-gated home with optional club access in central Boca supports demand, with value turning on the unit's condition and the association's health. This is not a guarantee of future value.

Should I use the listing agent to buy here?

No. The listing agent works for the seller. Because the unit's condition, the association, and the membership terms drive value, having your own representation to read the documents is the highest-leverage decision you make.

What is the area like?

It is an established, guard-gated master community in central Boca Raton, with Montego Bay a low-maintenance coach-house and condo pocket inside it and the country club an optional, fee-based amenity.

The Verdict

Should you buy in Montego Bay?

An honest fit check. We will tell you when it is not your community.

You want a guard-gated home in Boca Pointe without a mandatory club membershipExcellent fit

You value a low-maintenance coach house or condo in central BocaExcellent fit

You want optional access to golf, tennis, and dining by feeExcellent fit

You are comfortable with late-1980s to mid-1990s stock in an established masterExcellent fit

You will confirm the HOA dues, reserves, and membership termsExcellent fit

You want a single-family estate or new constructionProbably not

You want a required, full equity country club lifestyleProbably not

You want a no-HOA home or waterfront with ocean accessProbably not

You are unwilling to read the association's financesProbably not

You are not prepared to budget renovation on older stockProbably not

Get the inside read on Montego Bay

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Montego Bay home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Montego Bay specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing photos provided by BeachesMLS, Inc. Information deemed reliable but not guaranteed.

Montego Bay at Boca Pointe Homes for Sale in Boca Raton, FL

The 60-Second Overview

Who Montego Bay is best for.

Best for

Probably not for

How Montego Bay is performing right now

Homes For Sale Right Now in Montego Bay

Montego Bay on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Montego Bay at Boca Pointe

Guard-gated homes with optional club membership

Sub-community HOA, dues, and reserves

Late-1980s to mid-1990s stock

Montego Bay built as a coach-house enclave inside Boca Pointe

The Montego Bay buying strategy.

The full read, only if you want it.

What your money buys in Montego Bay.

What ~$450K buys here.

Renovation & Resale Intelligence

The renovation premium.

The unit premium.

How well Montego Bay holds value.

5 Mistakes Buyers Make in Montego Bay

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Montego Bay is different.

Which Lots & Views Hold Value Best

Montego Bay in 15 seconds.

HOA, CDD & Fees

Tools for a Montego Bay buy.

Price it to the unit's condition, the association, and the optional-club story, not a Boca average.

In Montego Bay, condition and view decide your number

What is your Montego Bay home worth?

Price History: What Homes Here Have Actually Sold For

Montego Bay Market Scorecard

Frequently Asked Questions

Should you buy in Montego Bay?

Get the inside read on Montego Bay

You are all set.

Need to sell fast in Palm Beach County?

You just read the data. Now see what your home is worth.

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