Montego Cove Condo A
Condos for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 73 condos for sale in Stuart · 311 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, the MLS records 14 closed sales in Montego Cove Condo A in Stuart, FL since 2002, the most recent in July 2026. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).

Montego Cove Condo A is a small condo community in Stuart, and the current MLS snapshot is thin — no median price, no active amenity list, nothing that lets me anchor value to a hard number. When a feed reads this quiet, price is set unit by unit: condition, floor, exposure, and what the specific association reserves and dues look like at the time you write the offer. Treat any single listing here as its own negotiation, not a proxy for the whole community.
For a buyer, that means diligence does the heavy lifting: read the condo documents, the reserve study, and the most recent assessment history before you fall for a layout. For a seller, the absence of a broad comp set cuts both ways — you have room to make the case for your unit, but you also need clean numbers and a realistic read on how long a small-community listing can sit. We would rather price it honestly than chase a ceiling the data can't support.
Nearby homes for sale
No active listings inside Montego Cove Condo ACondos for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Montego Cove Condo A is a condo community in Stuart, in Martin County, close to the beaches side of the market. With no amenities identified in current listings, the value story rests on the individual unit and the association behind it.
BeachesMLS sales records identify 8 homes in Montego Cove Condo A that have changed hands since 2002, built between 1985 and 1987 (median 1986), with a median living area of about 1,506 sq ft and a typical 2-bedroom, 2-bath layout; 88% are condominiums. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Montego Cove Condo A is best for.
Best for
- Buyers wanting a low-maintenance condo near the coast who will read the condo docs closely
- Cash or well-qualified buyers comfortable underwriting an association's reserves and assessment history
- Second-home or seasonal buyers prioritizing Stuart location over on-site amenities
Probably not for
- Buyers who require pools, fitness rooms, or other community amenities
- Buyers who need a deep set of recent comps before committing
- Buyers unwilling to accept condo-association rules, dues, and potential special assessments
The market around Montego Cove Condo A
Montego Cove Condo A is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Montego Cove Condo A specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Montego Cove Condo A, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Montego Cove Condo A buying strategy.
If we were buying in Montego Cove Condo A today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Montego Cove Condo A.
A documents-first condo buy
There are no community amenities identified from current MLS listings, so don't buy the brochure — buy the building. In a condo of this profile, the association's financial health is the real amenity: funded reserves, a current reserve study, and an assessment history without surprises matter more than any single feature inside a unit.
Location does the rest of the work. Stuart sits in Martin County on the beaches feed, which puts water, downtown, and coastal access within reach depending on the specific address. Verify commute, storm exposure, and insurance costs for the exact unit — those variables move the real cost of ownership more than the list price does.
The location and the amenities are priced into every listing in Montego Cove Condo A. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Small condo communities with a light data trail are exactly where a broker earns the fee. We pull the condo documents, pressure-test the association's reserves and assessment history, and price your unit against what we can actually defend — not a number the snapshot doesn't support. If the fit is wrong, we'll say so before you're under contract.
Montego Cove Condo A in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $698/month (about $8,376/yr) · median of 9 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $698 per month ($8,376 a year) — the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Montego Cove Condo A buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Montego Cove Condo A sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Montego Cove Condo A, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Montego Cove Condo A home worth?
Get a no-obligation home value based on real comparable sales in Montego Cove Condo A, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Montego Cove Condo A?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 26, 2026) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2002 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Montego Cove Condo A fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Montego Cove Condo A
Where is Montego Cove Condo A?
Montego Cove Condo A is a community in Stuart, Martin County, Florida, ZIP 34997.
Are there homes for sale in Montego Cove Condo A right now?
No active listings inside Montego Cove Condo A at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Montego Cove Condo A have an HOA or CDD?
No HOA is on record for Montego Cove Condo A in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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