Moon Lake Estates in New Port Richey

Moon Lake Estates Homes for Sale in New Port Richey, FL

Established acreage community · New Port Richey, Pasco County · ZIP 34654

West Pasco's no-HOA acreage value, a rural-feel community around Moon Lake.

No HOA or CDDAcreage lotsLakeside park
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Moon Lake Estates spans small lots to multi-acre parcels and mixed home types, so the lot, the home type, and the parcel, not an area average, decide the buy.
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Unlock Off-Market Moon Lake Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
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Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Moon Lake Estates is an established, no-HOA acreage community, so the read is different from a master plan: it is a rural-feel patchwork of single-family homes and manufactured homes on lots from a fraction of an acre to several acres around Moon Lake, with no HOA or CDD. Lot size, home type, well and septic, and flood exposure drive value far more than the community name. Your leverage is buying the right parcel and home type and reading the systems, access, and insurance honestly. The land and the freedom from HOA rules are the draw."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Moon Lake Estates is an established acreage community in the New Port Richey area of Pasco County, built around Moon Lake. It is known for a rural feel, larger lots, and freedom from association rules, with no HOA and no CDD on the homes (Homes.com and community sources, 2026).

The housing is a mix of single-family homes and manufactured homes on parcels that range from a fraction of an acre up to several acres, so the lot and the home type vary widely. Many parcels are on well and septic rather than utilities, and the focal point is Moon Lake and the roughly 6.65-acre Moon Lake Park, which has a small boat ramp for kayaks, canoes, and small boats.

This is a land and freedom buy, so the money is made or lost on the parcel, the home type, the well and septic, and an honest read of access, flood zone, and insurance, not the headline price.

The pitch is space, no HOA, and lakeside recreation at a west Pasco price, with the Suncoast Parkway and the new Ridge Road Extension improving access to the wider metro. The work is reading the specific parcel, confirming utilities, flood zone, and any access easements, and quoting insurance before you commit.

Best for

  • Buyers who want acreage and freedom from HOA rules
  • Buyers who want space for vehicles, animals, or a workshop
  • Value buyers comfortable with well, septic, and rural systems
  • Buyers who want lakeside recreation and a rural feel

Probably not for

  • Buyers who want amenities, sidewalks, and a master-plan feel
  • Anyone uncomfortable with well, septic, and private access
  • Buyers who need a short commute into central Tampa
  • Buyers who want uniform, recently built housing stock

How Moon Lake Estates is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Moon Lake Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Moon Lake Estates buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Moon Lake Estates trades a longer commute and rural systems for space, no HOA, and lakeside recreation, with the Suncoast Parkway and the new Ridge Road Extension improving access to the metro.

Suncoast Parkway (SR 589)~12 to 18 min · regional access
Ridge Road Extension~5 to 10 min · east-west connector
Downtown New Port Richey~15 to 20 min · local center
US 19 retail corridor~15 to 20 min · shopping and services
Tampa International Airport~45 to 60 min · via Suncoast
Tarpon Springs and the Gulf~25 to 35 min · via US 19
Starkey Wilderness Preserve~10 to 15 min · trails and nature

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Moon Lake Estates Homes for Sale in New Port Richey, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Moon Lake Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Moon Lake Estates is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pasco County Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Moon Lake Estates address.

The takeaway

What is actually shaping value around Moon Lake Estates: the Ridge Road Extension connecting Moon Lake to the Suncoast Parkway, the area's no-HOA acreage appeal, and the rural systems and flood dynamics of west Pasco. Each item is sourced and linked.

Recent Developments in Moon Lake Estates

Our read on what is being built around Moon Lake Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishImproved access via the Ridge Road Extension and steady demand for no-HOA acreage point to firming interest, with the watch items being parcel-level systems, access, and flood exposure.

Ridge Road Extension improves access

2025
BullishMajor impact
SignificanceRadius: Area

A new east-west connection from Moon Lake to the Suncoast Parkway shortens drive times and improves the area's connectivity and evacuation routing.

No-HOA acreage appeal

Ongoing
BullishNotable impact
SignificanceRadius: Community

Freedom from association rules and room for vehicles, animals, and workshops keep drawing buyers who want space.

Well, septic, and rural systems

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Many parcels rely on well and septic, so systems condition and water quality are central diligence items.

Parcel-level flood exposure

Ongoing
NeutralNotable impact
SignificanceRadius: Area

Flood zones vary by parcel in this low-lying area, making the FEMA check and insurance quote essential.

Mixed single-family and manufactured stock

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Home types finance and insure differently, so confirming the home type and lending up front matters.

Moon Lake Park recreation

Ongoing
BullishMinor impact
SignificanceRadius: Community

A lakeside park with a small boat ramp anchors the community's outdoor appeal.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Moon Lake Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. December 2025
    Infrastructure

    Ridge Road Extension connects Moon Lake to the Suncoast Parkway

    Phase 1 of the long-planned Ridge Road Extension, a 4.2-mile road from Moon Lake to the Suncoast Parkway with wildlife crossings through the Serenova Preserve, advanced toward completion, improving east-west capacity and hurricane evacuation routing in west Pasco. Why it matters: Better connectivity from Moon Lake to the parkway improves access and supports the area's long-term value. Source

  2. January 2026
    Market

    Moon Lake Estates remains a no-HOA acreage value option

    Community profiles describe Moon Lake Estates as an established no-HOA, no-CDD acreage community around Moon Lake, with lots ranging from a fraction of an acre to several acres and a mix of single-family and manufactured homes. Why it matters: No-HOA acreage at a west Pasco price keeps the community a value anchor for space-seeking buyers. Source

Development alerts for Moon Lake EstatesGet a short monthly email when something new is approved, funded, or opens near Moon Lake Estates.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Moon Lake Estates, this is the order of operations we would run, and the one we run for our clients.

1

Read the parcel first. Lots range from a fraction of an acre to several acres, so the parcel and its use decide the value.

2

Confirm utilities, well, and septic. Many homes are on well and septic, so verify the systems, the water, and any connection options.

3

Verify the home type and its financing. Single-family and manufactured homes finance and insure differently, so confirm the home type and lending up front.

4

Check flood zone, access, and easements. Run the FEMA flood zone and confirm legal access and any easements for the exact parcel.

5

Use the value context, and cross-shop other established west Pasco options such as Beacon Square if you want a more conventional neighborhood.

Best Buy
A sound home on a usable, higher, drier acreage parcel matched to comps
Biggest Risk
Underreading well, septic, flood zone, and access
Best Lot
A higher, drier parcel with good legal access
Smart Timing
Confirm utilities, flood zone, and home type before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Single-family and manufactured homes on acreage

Lots

From a fraction of an acre to several acres

Systems

Many parcels on well and septic

Status

Established, rural-feel, no association

Costs & Fees

HOA

None

CDD

None

Worth noting

Budget well, septic, flood insurance, and access

Amenities

Moon Lake Park

Roughly 6.65 acres with a small boat ramp

Recreation

Lake access for kayaks, canoes, and small boats

Nature

Starkey Wilderness Preserve nearby

Freedom

No HOA rules, county zoning governs use

Location

Area

New Port Richey area, west Pasco, ZIP 34654

Access

Suncoast Parkway and the Ridge Road Extension

Coast

US 19, Tarpon Springs, and the Gulf a drive away

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Parcel

Smaller lots and manufactured homes, the affordable way into no-HOA acreage living.

Lowest entry
The Core Acreage

Single-family homes on usable acreage with sound systems, the heart of the market here.

Most inventory
The Top

The larger multi-acre parcels and lake-proximate homes, the properties that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Parcel
Smaller lots and manufactured homes, the affordable way into no-HOA acreage living.
The Core Acreage
Single-family homes on usable acreage with sound systems, the heart of the market here.
The Top
The larger multi-acre parcels and lake-proximate homes, the properties that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within New Port RicheyStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Moon Lake Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

There is no HOA and no CDD here, the land is the point. The deal is won or lost on the parcel, the home type, and the systems and access.

Jon Brooks · Founder, Momentum Realty
6.6B- · Buy Score
Resale Strength6.2/10
Renovation Risk5.4/10
Location Efficiency6.2/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Moon Lake Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The parcel is the asset, read it first
  • Higher, drier lots with good access hold value
  • Well and septic condition drives cost
  • Verify the FEMA flood zone for the parcel
  • Acreage and use flexibility are the draw

In a rural acreage community, the parcel is almost the entire investment. Usable, higher, drier lots with good legal access and sound well and septic hold value far better than low-lying or access-constrained parcels. The home can be replaced or updated; the land, the access, and the flood zone cannot. Read the parcel, the systems, and the flood map first, then price the home against comparable acreage sales.

Moon Lake Estates in 15 seconds.

Best forBuyers who want acreage and no HOA with lakeside recreation at a west Pasco price.
Biggest advantageSpace and freedom from association rules, with no HOA or CDD on the homes.
Biggest riskWell, septic, flood zone, and access vary by parcel and drive cost and insurability.
Sweet spotA sound home on a usable, higher, drier parcel with good access.
Avoid ifYou want amenities and sidewalks, a short Tampa commute, or no rural systems.

No HOA, No CDD & the Real Costs

15-Second Take
  • No HOA and no CDD on the homes
  • Many parcels are on well and septic, verify the systems
  • Flood zone and insurance vary by parcel
  • Confirm legal access and any easements
  • Single-family and manufactured homes finance differently

Moon Lake Estates carries no HOA and no CDD on the homes, which is a core part of the appeal. The real costs instead sit in the parcel: well and septic maintenance where applicable, private access, and flood insurance on lower parcels. Confirm the systems and any costs for the specific home.

With no association, there are no community amenities funded by dues beyond the public Moon Lake Park. Budget instead for well and septic service, any road or access maintenance, and an insurance quote that reflects the parcel and home type.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Moon Lake Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Beacon Square, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Moon Lake Estates home worth?

Get a no-obligation home value based on real comparable sales in Moon Lake Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Moon Lake Estates on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,823/mo
Pasco County typical true cost to own
$138/mo
Pasco County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Moon Lake Estates Market Scorecard

Thin data

Moon Lake Estates is currently a thin data. Limited supply, a median asking price of n/a.

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Months supply
n/a
Median list
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Median sold
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Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Moon Lake Estates?
Moon Lake Estates is an established acreage community in the New Port Richey area of Pasco County, built around Moon Lake, ZIP 34654.
Does Moon Lake Estates have an HOA?
No. Moon Lake Estates carries no HOA and no CDD on the homes, which is a core part of its appeal.
What kind of homes are in Moon Lake Estates?
A mix of single-family homes and manufactured homes on parcels ranging from a fraction of an acre to several acres.
Are homes on well and septic?
Many parcels are on well and septic rather than utilities. Always verify the systems, the water, and any connection options for the specific home.
Is there lake access?
Yes. Moon Lake and the roughly 6.65-acre Moon Lake Park are the focal point, with a small boat ramp for kayaks, canoes, and small boats.
Is there a CDD in Moon Lake Estates?
No. These are established acreage homes without an HOA or a CDD assessment.
Can I keep animals or vehicles on the property?
Many parcels allow more flexible use than a deed-restricted community, but use is governed by Pasco County zoning, not an HOA. Verify the zoning and any restrictions for the exact parcel.
Does Moon Lake Estates flood?
Flood exposure is parcel specific in this area. Run the FEMA flood zone and an insurance quote for the exact address during diligence.
How is the commute from Moon Lake Estates?
The Suncoast Parkway and the new Ridge Road Extension have improved east-west access to the wider metro. Drive times depend on your destination and the time of day.
What schools serve Moon Lake Estates?
Moon Lake Estates is part of Pasco County Schools. Assignment is by address and can change, so confirm the exact zoned schools for any home.
Is Moon Lake Estates a good value?
Acreage and no HOA at a west Pasco price are the value case. Because parcels, systems, and flood exposure vary widely, the parcel and the systems drive the real cost; this is not a guarantee of future value.
What should I check before buying in Moon Lake Estates?
The parcel size and zoning, the well and septic, the flood zone and insurance, legal access and easements, and the home type and how it finances.
Who is the best real estate agent for Moon Lake Estates?
The best agent for Moon Lake Estates is one who actively works New Port Richey and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Moon Lake Estates.
How do I find a top New Port Richey real estate agent who knows Moon Lake Estates?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Moon Lake Estates and the wider New Port Richey area.
Can Momentum Realty connect me with an agent for Moon Lake Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Moon Lake Estates purchase or sale - no call center and no pressure.
Buyers who want acreage and freedom from HOA rulesExcellent fit
Buyers who want space for vehicles, animals, or a workshopExcellent fit
Value buyers comfortable with well, septic, and rural systemsExcellent fit
Buyers who want lakeside recreation and a rural feelExcellent fit
Buyers who will verify the parcel, systems, and flood zoneExcellent fit
Buyers who want amenities, sidewalks, and a master-plan feelProbably not
Anyone uncomfortable with well, septic, and private accessProbably not
Buyers who need a short central-Tampa commuteProbably not
Buyers who want uniform, recently built housing stockProbably not
Buyers unwilling to budget rural systems and insuranceProbably not

Get the inside read on Moon Lake Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Moon Lake Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Moon Lake Estates specialist will reach out personally, usually the same day.

Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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