Pablo Beach
North Homes for Sale in Jacksonville Beach, FL

Established north Jacksonville Beach resale market · Jacksonville Beach · ZIP 32250

An established resale area in the historic north section of Jacksonville Beach, named for Pablo Beach, the city's original identity, with a mix of beach bungalows, updated homes, and some condos a short distance from the oceanfront.

Established resaleJacksonville Beach, Duval CountyBungalows to beach homes

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is a settled resale area, not a new-construction release. It spans historic bungalow streets alongside updated and newer homes, so condition, updates, lot, and proximity to the ocean drive value more than a single headline number. Verify specifics by address.

Free · No obligation

Unlock Off-Market Pablo Beach North

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Live · Pablo Beach North Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)

Price

$628K ▼

Median sold · 12 mo

down 11.0% vs the prior 12 months

-11.0% ▼

1-yr price change

n = 18 and 17 sales in the two windows

$471/sf

Sold $/sqft · 12 mo

peak $471 in 2026

96.3%

Sale vs ask

+174%

T12M median vs 2012

from a $229K median in 2012

Tempo

56days

Median DOM · closed

26 days at the 2021 low

Sold · last 12 mo

10-yr average: about 20 a year

Ownership and context

58%

Owner-occupied · Pablo Beach North

1916 of 3321 parcels homesteaded (FL DOR 2025)

42%

Non-owner-occupied · Pablo Beach North

incl. 17% trust or LLC-held · 7% out-of-state

20%

Cash buyers · Pablo Beach North

2 of 10 sales, 12 mo ending July 2025

3,266

Homes in the community

plus 55 vacant residential lots · 3321 residential parcels (FL DOR 2025)

Track record · 25 years of records

Est. 1900

Community established

homes built 1900-2024, median 1974 (FL DOR 2025)

Failed listings · 2026

peaked at 39 in 2006

1,364sqft

Median sold home size

12-mo windows, closed sales

0.6%/yr

Turnover rate

about 18 of 3266 homes trade a year

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

Jon's Current Read

"Pablo Beach North is a resale play on the older, north-end core of Jacksonville Beach, not a builder market. The area's identity goes back to the city's original name, Pablo Beach, and the housing stock reflects that history, a mix of 1940s and earlier bungalows alongside updated and newer homes and some condo or townhome buildings. The value driver is the individual home: unrenovated bungalows carry renovation upside, while updated or larger homes and anything genuinely close to the sand command the top of the mix. Confirm flood zone and insurance on any home near the coast or the Intracoastal before you underwrite it."

Jon Brooks, founder, Momentum Realty · Updated June 2026

Pablo Beach North Housing Pulse · Momentum Research · as of July 11, 2026

Pablo Beach North right now

🔴 Off the recent peak. The trailing-12-month median ($628K) is down 11.0% from the prior 12 months ($705K) and up 174% since 2012. With about 20 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 11. Confidence: High (18 and 17 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 11, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Pablo Beach North is an established residential area occupying the northern section of Jacksonville Beach, in Duval County. The name references Pablo Beach, the city's original identity before its 1925 rename to Jacksonville Beach, and the area's core dates to the 1940s, with individual homes recorded as early as the 1920s through recent construction. The housing mix is predominantly single-family beach bungalows and homes, with some condominium and townhome buildings.

Because this is a resale area built out over multiple decades rather than a single platted subdivision, individual homes vary widely, from small cottages to larger, updated or newer homes, and value trades on the specific home's condition, updates, and lot rather than on a builder price sheet. Older, unrenovated bungalows generally carry the most renovation upside, while updated or larger homes and anything with genuine proximity to the ocean sit at the top of the mix.

The bigger picture is location. Jacksonville Beach sits on a barrier island between the Atlantic Ocean and the Intracoastal Waterway, and the north end of the city puts residents within a short distance of the oceanfront, public beach access, and the beaches' commercial corridors, with downtown Jacksonville a longer drive inland. As an established, largely built-out area, there is essentially no new-construction competition, so resale condition and updates are what most differentiate one home from the next.

Quick Match

Who Pablo Beach North is best for.

Best for

Buyers who want an established beach-area home within a short distance of the Jacksonville Beach oceanfront
Buyers comfortable updating or renovating an older bungalow to build in value
Buyers who value a north Jacksonville Beach location near the beaches' commercial corridors

Probably not for

Buyers who need new construction with a builder warranty and modern systems
Anyone who wants a gated, amenitized HOA community with a pool and clubhouse
Buyers unwilling to verify flood zone, insurance cost, and the age of roof and systems on an older home

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($628K) IS the median in the snapshot above, and the move from 2025 ($705K) IS the -11.0% one-year change.

Windows contain 12 to 27 sales each (18 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo

Down 11.0% year over year; up 174% since 2012.

Every sale since 2001 · price vs size

360 closed sales; green = recent. Size sets the floor, condition and lot set the rest.

Sold $ per sq ft · trailing 12 mo

Up from $159 in 2012 to a $471 peak in 2026; $471 now.

Median days on market · closed sales

26 days at the 2021 low; 56 now.

Sale price vs original ask · median

96.3% now.

Homes sold per 12-mo window

12 to 27 a year; 18 in the current window.

Sellers who gave up · failed listings per year

Canceled, expired, or withdrawn. 39 quit in 2006; 7 so far in 2026. The clearest stress gauge a community has.

Market Heat · 0 coldest, 100 hottest in the record

74 at the 2021 peak, 32 in the troughs, 39 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo

Duval County typical true cost to own

$110/mo

Duval County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

21% of homes for sale in ZIP 32250 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Pablo Beach North buys, holds, and resells. See the five factors.

Interactive Map

Pablo Beach North on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Pablo Beach North. They are approximate and vary with traffic and your exact start point.

Jacksonville Beach oceanfront and pier5 to 10 min · approximate

Downtown Jacksonville25 to 30 min · approximate

Jacksonville International Airport (JAX)35 to 40 min · approximate

Mayo Clinic (San Pablo)10 to 15 min · approximate

Atlantic Beach Town Center10 to 15 min · approximate

St. Johns Town Center20 to 25 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Pablo BeachNorth Homes for Sale in Jacksonville Beach, FL with Momentum Realty’s local guides.

Seaquest Homes for Sale in Jacksonville Beach, FLJacksonville Beach, FL · 0.2 mi NBNorth Beach Townhomes in Jacksonville, FLJacksonville, FL · 0.3 mi

San PabloTerrace Homes for Sale in Jacksonville Beach, FLJacksonville Beach, FL · 0.5 mi

Acquilus Homes for Sale in Jacksonville Beach, FLJacksonville Beach, FL · 0.5 mi

Oceania Homes for Sale in Jacksonville Beach, FLJacksonville Beach, FL · 0.7 mi PBPablo BeachSouth Homes for Sale in Jacksonville Beach, FLJacksonville Beach, FL · 0.8 mi

Marbella Homes for Sale in Jacksonville Beach, FLJacksonville Beach, FL · 1.5 mi CVCosta Verde Homes for Sale in Jacksonville Beach, FLJacksonville Beach, FL · 2.3 mi VSValencia at South Beach Homes for Sale in Jacksonville Beach, FLJacksonville Beach, FL · 2.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Pablo Beach North (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Duval County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Pablo Beach North is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Duncan Fletcher High School (Duval County Public Schools; verify by address)

Middle

Duncan Fletcher Middle School (verify by address)

Elementary

San Pablo Elementary School or Jacksonville Beach Elementary (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Pablo Beach North address.

The takeaway

The story here is an established beach-area location. Jacksonville Beach has continued to see steady visitor and resident demand along its oceanfront corridor, while the area's older housing stock means condition and updates drive value more than new supply.

Recent Developments in Pablo Beach North

Development Intelligence

Our read on what is being built around Pablo Beach North, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for an established, largely built-out beach-area location, with the main variables being individual home condition and the cost of coastal insurance rather than new-construction competition.

Established market, essentially no new supply

Evergreen

BullishNotable impact

SignificanceRadius: Community

Pablo Beach North is built out, so there is little to no new-construction competition inside the area. Value turns on the condition and updates of individual resale homes rather than on builder releases.

Coastal insurance and flood zone cost

2026

NeutralNotable impact

SignificanceRadius: Region

Homes on or near a barrier island carry real flood zone and windstorm insurance considerations. Confirm the FEMA flood zone and get a bindable insurance quote for the specific address before you commit.

Beaches-area market conditions

2026

NeutralNotable impact

SignificanceRadius: Area

Jacksonville Beach and the surrounding beaches communities remain a sought-after coastal market. Conditions move with broader Northeast Florida trends, so weigh current listing and pending activity rather than a single headline figure.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Pablo Beach North, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Pablo Beach North buying strategy.

If we were buying in Pablo Beach North, this is the order of operations we would run, and the one we run for our clients.

Pull the specific parcel's record with the Duval County Property Appraiser to confirm year built, square footage, and whether any voluntary association or deed restriction applies.

Confirm the FEMA flood zone for the exact address and get a bindable homeowners and, if applicable, flood insurance quote before you make an offer.

Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since these vary widely across the area's older bungalows.

Verify the zoned elementary, middle, and high schools by the home's address with Duval County Public Schools, since attendance zones change.

Confirm the actual distance and access to the oceanfront and any beach access points from the specific address rather than assuming it from the general area.

The Quick Decision

Best Buy

A structurally sound bungalow or beach home with updatable systems, priced to leave room for renovation.

Biggest Risk

Underestimating the cost of updating an older home, or overlooking flood zone and insurance exposure this close to the coast.

Best Lot

Prioritize a usable, well-positioned lot; verify proximity to the oceanfront and any flood zone on the parcel.

Smart Timing

Resale-driven. Inventory is individual and varies in condition, so move when the right home and lot appear.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Established resale, single-family bungalows and beach homes, plus some condo and townhome buildings

Era

Area traces to the 1940s, with individual homes recorded as early as the 1920s through recent construction

Construction

Predominantly one-story frame and block beach bungalows, with some two-story and updated or newer homes

Size range

Roughly 450 to over 4,000 sq ft across the mix, reflecting cottages, updated bungalows, and larger newer homes

Costs & Fees

HOA

No mandatory HOA identified across the historic bungalow streets; individual condo or townhome buildings may carry their own association fees. Confirm on the specific parcel

CDD

None identified; confirm on the parcel tax record

Property use

Primary residences and second or vacation homes

Amenities

Public

Jacksonville Beach public oceanfront and beach access points nearby

Status

City and public access, not an HOA amenity; verify current access points

Location

Area

North Jacksonville Beach, Duval County

Downtown Jacksonville

About 25 to 30 min (approximate)

Jacksonville Beach oceanfront

About 5 to 10 min (approximate)

Pablo Beach North Homes For Sale

What your money buys in Pablo Beach North.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Pablo Beach North today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry

At the entry tier you are generally looking at smaller, original-condition bungalows and cottages that have not been updated, where the value is in the bones and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.

Lowest entry

The Core

In the core of the market you find updated single-story bungalows and beach homes with refreshed kitchens, baths, and mechanicals. This is the typical move-in resale in the area.

Most inventory

The Top

At the top are the larger, more fully renovated homes, two-story homes, and any with genuine proximity to the oceanfront. Confirm the condition, square footage, and exact distance to the beach on the specific parcel.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry

The Core

In the core of the market you find updated single-story bungalows and beach homes with refreshed kitchens, baths, and mechanicals. This is the typical move-in resale in the area.

The Top

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Pablo Beach North, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Pablo Beach North is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Pablo Beach North holds value.

Our read on the factors that protect resale here, and the one to manage.

Home conditionVaries by home

Roof and systems ageVerify age

Renovation upsideStrong on bungalows

Coastal proximity valueVerify by parcel

Flood zone exposureVerify by parcel

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Pablo Beach North

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The value here is not a builder price sheet, it is the individual home: its condition, its updates, and its distance to the coast.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.7B- · Buy Score

Resale Strength7.1/10

Renovation Risk5.6/10

Location Efficiency7.8/10

Long-Term Defensibility6.4/10

Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Pablo Beach North is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

Lots vary from small bungalow lots to larger parcels; condition of the home varies widely.
Proximity to the oceanfront is a durable differentiator here.
Verify claimed distance to the beach on the parcel and by map, not by area reputation.
Check the FEMA flood zone; coastal proximity affects insurance cost.
Quieter interior lots away from busier corridors tend to hold appeal.

In an established, built-out beach area the building is decades old for many homes, so the durable differences between two properties are the lot, its position, and its real distance to the coast. Well-positioned lots closer to the oceanfront, with mature landscaping and away from busier roads, tend to hold value best, while homes on flood-prone or low-lying parcels can lag. Because this is a resale market, treat the lot, the FEMA flood zone, and the verified distance to the beach as core parts of your value math alongside the home's condition, rather than assuming proximity from the general area name.

The 15-Second Verdict

Pablo Beach North in 15 seconds.

Best forBuyers who want an established beach-area home a short distance from the Jacksonville Beach oceanfront.

Biggest advantageA settled, built-out north Jacksonville Beach location with renovation upside on older bungalows.

Biggest riskOlder-home costs (roof, systems) and flood or windstorm insurance exposure this close to the coast.

Sweet spotA sound bungalow or beach home with updatable systems, priced with room to renovate.

Avoid ifYou need new construction, modern systems, or a gated, amenitized HOA community.

HOA, CDD & Fees

15-Second Take

No mandatory HOA identified on bungalow streets; confirm any condo or townhome fees separately.
No CDD was identified, but confirm it on the parcel tax record.
Nearest recreation is the public oceanfront and beach access, not an HOA amenity.
Older homes mean roof and systems age vary; inspect carefully.
Check the FEMA flood zone and get a coastal insurance quote for the specific address.

No mandatory homeowners association was identified across the historic bungalow streets of Pablo Beach North. Individual condo or townhome buildings in the area may carry their own association and dues; confirm on the specific parcel before you buy.

With no mandatory HOA identified for the bungalow streets, there are generally no association dues or association-run amenities to budget for on those homes. Any condo or townhome building fees would cover that building's own common areas; confirm in writing.

There is no golf course or private country club tied to this area. Recreation is the public Jacksonville Beach oceanfront and beach access points nearby.

Run Your Numbers

Tools for a Pablo Beach North buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Pablo Beach North.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Pablo Beach North

Thinking of selling a Pablo Beach North home?

Selling an established beach-area home takes a real strategy, not an automated estimate. We will show you the honest math on how condition, updates, lot, and flood exposure position your home against what is actually selling nearby.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Pablo Beach North, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Jax Beach Heights, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Pablo Beach North home worth?

Get a no-obligation home value based on real comparable sales in Pablo Beach North matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Pablo Beach North on the map →

Real comps, not an automated estimate.

Median sale prices in Pablo Beach North year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo

Duval County typical true cost to own

$110/mo

Duval County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

Frequently Asked Questions

Is Pablo Beach North a new-construction community?

No. It is an established area in the northern section of Jacksonville Beach with a core dating to the 1940s. Homes here are resales, predominantly beach bungalows, with some updated and newer homes and condo or townhome buildings.

Where does the name Pablo Beach North come from?

Pablo Beach was the original name of the city now known as Jacksonville Beach, before it was renamed in 1925. Pablo Beach North refers to the historic northern section of that original area.

What kind of homes are in Pablo Beach North?

Predominantly single-story beach bungalows, with some two-story and updated or newer homes, plus a share of condominium and townhome buildings. Condition ranges from original to fully renovated, so each home should be judged on its own.

Is there an HOA?

No mandatory homeowners association was identified across the historic bungalow streets. Individual condo or townhome buildings in the area may carry their own association and fees; confirm on the specific parcel before you buy.

Is there a CDD bond on the taxes?

No Community Development District was identified for this area. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.

How close are the homes to the beach?

Distance to the oceanfront varies by street and address within the area. Confirm the actual walking or driving distance and any flood zone for the specific parcel rather than assuming it from the area name.

What should I check before buying an older home here?

Focus on roof age, plumbing, electrical, and HVAC, since these vary widely across the area's older bungalows. Get a thorough inspection and budget for updates, as this is where resale value is won or lost here.

Is the area in a flood zone?

As part of a barrier-island beach community, flood zone designation and windstorm or flood insurance are real, address-specific cost factors. Confirm the FEMA flood zone and get a bindable insurance quote for the exact home.

What schools serve the area?

It is in Duval County Public Schools, with Duncan Fletcher High School and Duncan Fletcher Middle School serving much of the Jacksonville Beach area. The zoned elementary school should be verified by the specific address, since attendance zones change.

How is the commute to downtown Jacksonville?

Downtown Jacksonville is roughly a 25 to 30 minute approximate drive inland from north Jacksonville Beach. Other drive times on this page are approximate estimates.

What amenities are nearby?

The area's amenities are public: the Jacksonville Beach oceanfront and nearby beach access points. There is no golf course or private club tied to this area.

Is Pablo Beach North gated or age-restricted?

There is no verified information that the area is gated, and it is not marketed as age-restricted or 55 plus. It is an established, open residential area.

What is the biggest risk of buying here?

Underestimating the cost of updating an older home, or overlooking flood zone and windstorm insurance exposure this close to the coast. Both are manageable with a thorough inspection and address-specific insurance quotes.

Should I get my own agent to buy a resale here?

Yes. In a resale market an experienced agent helps you judge condition, updates, lot, and flood exposure against genuinely comparable sales and represents your interests in the negotiation.

How current is the market data on this page?

This page will fill in with live realMLS data as sales in the area accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.

Who is the best real estate agent for Pablo Beach North?

The best agent for Pablo Beach North is one who actively works Jacksonville Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pablo Beach North.

How do I find a top Jacksonville Beach real estate agent who knows Pablo Beach North?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pablo Beach North and the wider Jacksonville Beach area.

Can Momentum Realty connect me with an agent for Pablo Beach North?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pablo Beach North purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Pablo Beach North?

An honest fit check. We will tell you when it is not your community.

You want an established beach-area home a short distance from the Jacksonville Beach oceanfront.Excellent fit

You are comfortable updating or renovating an older bungalow to build in value.Excellent fit

You value a north Jacksonville Beach location near the beaches' commercial corridors.Excellent fit

You will do the homework on flood zone, insurance, and the age of roof and systems.Excellent fit

You need new construction with a builder warranty and modern systems.Probably not

You want a gated, amenitized HOA community with a pool and clubhouse.Probably not

You cannot budget for updates on an older home or absorb coastal flood and insurance costs.Probably not

You need a large pool of identical new homes for easy price comparison.Probably not

Get the inside read on Pablo Beach North

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Pablo Beach North home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Pablo Beach North specialist will reach out personally, usually the same day.

Median sale price in Pablo Beach North, Florida by year (2012 to 2026). Source: Momentum Realty.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Community market stats	realMLS closed sales, 12-month windows ending July 11, 2026
Housing stock & ownership	Florida DOR 2025 assessment roll (street-list match (18 streets, ZIP 32250))
Under-contract shares	realMLS records, as of 2026-07-10
Schools	2025-26 district assignments + FLDOE school grades; verify with the district
Historical depth	Closed-sale records back to 2001 (360 transactions analyzed)

Pablo BeachNorth Homes for Sale in Jacksonville Beach, FL

Pablo Beach North right now

The 60-Second Overview

Who Pablo Beach North is best for.

Best for

Probably not for

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Pablo Beach North on the map.

How far is everything?

Nearby Communities

Schools

Duncan Fletcher High School (Duval County Public Schools; verify by address)

Duncan Fletcher Middle School (verify by address)

San Pablo Elementary School or Jacksonville Beach Elementary (verify by address)

Recent Developments in Pablo Beach North

Established market, essentially no new supply

Coastal insurance and flood zone cost

Beaches-area market conditions

The Pablo Beach North buying strategy.

The full read, only if you want it.

The Homes

Costs & Fees

Amenities

Location

What your money buys in Pablo Beach North.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Pablo Beach North holds value.

5 Mistakes Buyers Make in Pablo Beach North

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Pablo Beach North is different.

Which Lots & Views Hold Value Best

Pablo Beach North in 15 seconds.

HOA, CDD & Fees

Tools for a Pablo Beach North buy.

Thinking of selling a Pablo Beach North home?

In Pablo Beach North, condition and view decide your number

What is your Pablo Beach North home worth?

The real cost & risk here

Frequently Asked Questions

Should you buy in Pablo Beach North?

Get the inside read on Pablo Beach North

You are all set.

Data sources & freshness

You just read the data. Now see what your home is worth.

Pablo Beach
North Homes for Sale in Jacksonville Beach, FL