San Pablo Terrace
Homes for Sale in Jacksonville Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via realMLS
San Pablo Terrace right now
🔴 Off the recent peak. The trailing-12-month median ($624K) is down 20.2% from the prior 12 months ($782K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 23. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
San Pablo Terrace market snapshot (as of August 23, 2026): the median sale price is about $624K ($330 per sq ft over the trailing 12 months of closed sales), and a median 11 days on market for closed sales. The trailing-12-month median is down 20% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
The setting & the homes.
Aerial and on-site photos of San Pablo Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
San Pablo Terrace
San Pablo Terrace
San Pablo Terrace
San Pablo TerracePhotos from realMLS listings in San Pablo Terrace; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($624K) IS the median in the snapshot above, and the move from 2025 ($782K) IS the -20.2% one-year change.
Windows contain 1 to 9 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 32250 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).
San Pablo Terrace Market Scorecard
San Pablo Terrace is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in San Pablo Terrace, Jacksonville Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
San Pablo Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Duncan U. Fletcher High School (Duval County Public Schools, verify by address)FLDOE grade A · High
- Duncan U. Fletcher Middle School (Duval County Public Schools, verify by address)FLDOE grade A · Middle
- San Pablo Elementary School (Duval County Public Schools, verify by address)FLDOE grade A · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any San Pablo Terrace address.
The San Pablo Terrace buying strategy.
If we were buying in San Pablo Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in San Pablo Terrace.
A closer look at the San Pablo Terrace market
At a median of $330 per square foot, San Pablo Terrace prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 20% year over year. Homes that do trade take a median 11 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in San Pablo Terrace. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a San Pablo Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed San Pablo Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in San Pablo Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your San Pablo Terrace home worth?
Get a no-obligation home value based on real comparable sales in San Pablo Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in San Pablo Terrace on the map →
Frequently Asked Questions
What is the median home price in San Pablo Terrace?
How long do homes in San Pablo Terrace take to sell?
What schools serve San Pablo Terrace?
Who is the best real estate agent for San Pablo Terrace?
How do I find a top Jacksonville Beach real estate agent who knows San Pablo Terrace?
Can Momentum Realty connect me with an agent for San Pablo Terrace?
Nearby Communities
Explore more neighborhoods near San Pablo Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 23, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 23, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (73 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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